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352 pages, Paperback
First published May 10, 2016

You saved my life, and I’ve been trying to make up for it ever since.”
Hadley saved my life... and I ruined hers
Hadley's my best friend. We share a house, our friends, a life. She knows all my secrets... except one. My desperate need for her is inked on my body, it's the best I can do. But Hadley needs to hear the words.
Growing up as foster kids, Hadley made me feel whole-sane. And what did I do? I destroyed our chance to be together. I ran out on Hadley when I should have stayed, and something broke between us. Now I'll do anything to fix it.
I'll never leave her again. I won't ever let her feel afraid again. But the more I try to protect her from my pain, the more I just make things worse. I'm terrified that if I tell her everything, she'll never forgive me. I'm even more terrified that it may be too late to make her mine. I have to try to give her what she needs... it's a debt I'm determined to repay.
“The downward spiral into this spectacular status of stagnant awful between Punky and I began four years ago. It was the best night of my life, until it wasn’t.”
“Someone sent me half a dozen tit pics since last week.”
“Maybe it says something about your lifestyle that you aren’t sure who.”
“My body is my own, so I made myself over to fit my own desire, not for anyone else.”
“To take ownership,” she said.
“Yes.”
“Because someone took that away from you once.”
“More than once.”
“They say it’s supposed to feel pretty goddamn great when you have sex,” I offered up in my own defense. At the moment, however I questioned whether my cock would ever function again. Just the thought … was enough to make me nauseated. Life as a monk started to look good.
…
“Seriously, Josh, what got into you? And why the hell would putting a hole in your dick be the answer?”
“I”m in love with her...Pretty much always have been.”
Oh for the love of Christ. How was it possible that in a single day I could be interrupted three times from wooing — yes, fucking wooing her panties right to the goddamn floor — the woman I needed to bed with a fiery urgency that threatened to cripple my dick?
Seriously. I wanted an answer.
Was this my punishment for years of inaction? Here. You finally have the object of your desire within your grasp. Now the universe will conspire against you and force you into eternal celibacy.
Fuck.
“Is there a trick to it?” she asked.
“Just like a Popsicle."
Hadley’s smirk grew menacing.
“Forget that. You chew your Popsicles. Do not bite it off,” I scolded her.
Punky’s answering pout was both adorable and frightening. “Just a nibble?”
“You have no levels between gentle and vicious — your elevator only stops at one and one hundred. No, sweetheart. You can’t be trusted with teeth.”
“You’re no fun.”
“I know. I lost my shit. But I didn’t hit him. That was good, right?”
“Yeah,” she answered without inflection. “That was good.”
I took a deep breath, flicking my tongue piercing between my teeth. “Everything I said to you was bullshit. I’m a horrible bastard and a goddamn liar. I’d feel a lot better if you came over here and kicked me in the spleen.”
“I’d rather knock our your teeth, rip out your tongue piercing, pull your nipple rings out with tweezers, and hook up your apadravya to my car battery. Your spleen is innocent in all this.”
“Fuck, sweetheart. I might like it. In either way, I’m at your vengeful disposal.”
“Every day all I want is to lean on you and get as far away from you as possible. You were the only person I could talk to and the last person I wanted to tell… My life didn’t begin until I met you. I’ve loved you every day that matters."
“You’ve always had my heart.”
She looked up, biting her lip and failing to hide her sweet smirk.
“That was the cheesiest line I’ve ever heard.”
“That? That’s what you tell me when I profess my undying love for you? Fuck, Punky. You’re killing me.”
She laughed, grabbing two fistfuls of my hair and shaking my head. “I love you.”
“I loved you then. You taught me how to survive in that house. You saved my life, and I’ve been trying to make up for it ever since.”
“Start at the beginning and just tell her the truth. Hadley will understand if you fill in the blanks. Trust her. She wanted to be there for you then and she will be again. You just have to let her.”

“I‘M SO FUCKING IN LOVE WITH YOU AND YOU SCARE THE SHIT OUT OF ME.”

“I’m always singing to you, Punky. No one else matters.”

“This complicated, infuriating woman had never been easy. Our lives would never be simple. I didn’t love her because it was painless. We were a fucking mess and sometimes it hurt. But she understood me the way no one else could. And I’d never give up on her without a fight.”




I had a debt to Hadley that I'd spend the rest of my life repaying.
My life was a web attached to Hadley on all sides.
You're my soul, Punky. You're my heart.




"I can't promise you a happy ending...
but i can offer you a happy beginning..."
“Neither of us was under any misconception that we were anything but flawed individuals with extensive backgrounds in mistakes and bad decisions. We’d both inflicted pain on each other and suffered our fair share.”I hadn’t heard much about this book before I read it. I was in the mood for a contemporary/new adult so I went out on a limb and requested this book from Netgalley. I had pretty low expectations because most of the new adult books I’ve read, not including Colleen Hoover’s, have no plot, boring characters, misplaced scenes, and just an excessive amount of unneeded scenes. But this book has given me a new found hope. This was one of the best new adult books I have read.
“For hours following the designated bedtime, Punky and I would sit on either side of the wall between our rooms and talk. I’d play music for her, we’d play Battleship, and sometimes we’d fall asleep on the floor with our ears pressed to the drywall.”Our main characters are Josh and Hadley, also known as Punky. Josh and Hadley’s friendship began when they were both placed in the same foster home. They both had to go through horrible things while in that house. Josh had to endure unspeakable things every night and when it was over Hadley was always there, ready to comfort him. Now, years later they live together and their relationship is starting to fall apart. I personally loved and sympathized with all of the characters present in the story. The cast of characters for this book was very diverse. Since Josh is a musician there was a bar/gig scene that incorporated groupies, drunk people, band members, etc. But, it wasn’t your stereotypical cast. Everyone had their own voice, the gig/band scene seemed realistic, and relationships took time to develop.
“My body is my own, so I made myself over to fit my own desire, not for anyone else.”Josh and Hadley have some history that restricts their relationship. From the onset you can tell there was a lot of sexual tension, even though no one was acknowledging it. There weekend routine was Josh taking home a girl and Hadley waiting on the couch every morning to rate the new girl that walks down the steps. Even though there was a lot of tension between the two, you can also detect an underlying understanding. They knew the other better than anyone else and no matter how much they messed up, the other would still be there to help them through it. Most of the book was focused on Josh and Hadley’s friendship and correcting the past, and I really enjoyed that aspect.
“My body is my own, so I made myself over to fit my own desire, not for anyone else.”One of my favorite aspects of this book was the art and music. Josh, a musician, and Hadley, an amazing artist, definitely show their talent throughout the book. The tattoos and piercings that Josh has, drawn by Hadley, are so meaningful. This small detail made this book that much better. At first some of the body modifications, a certain piercing in particular, made me feel a little uncomfortable. I’m all for people changing, adding, and modifying their body to their liking. But, the description of that scene made me cringe and want to shake sense into him. Now that I have finished the book and know why he had all of these modifications done, it makes sense why that particular piercing was brought up and explained so thoroughly. But at first I was just a little unsettled.
“The older I got, the more vicious my temper. It wasn’t a good look on me, but today it seemed I’d hit my limit of keeping the pressure contained. I was bleeding anger, bubbling over.”There were a few scenes that had provoked anger and violence out of our main character, Josh. I felt a little uneasy, because I didn’t want this book to be ruined with the unnecessary abusive relationship that many new adult books have. I am okay with books that show you how horrible abuse is, how it can affect people, and states the wrongness of it all. But, when book start to brush off the abusive aspects as men being men , that’s when it’s not okay. That wasn’t the case for The Debt. The main character never physically lashed out at Hadley, he would voice his frustration and tell her to leave so he could calm down. But, I believe, with the book's circumstances, those aspects added to the plot and Tyler King did a good job showing how his anger was a negative characteristic not a manly one.
“You’ve got so many damn buttons that you might as well be mission control.”One of the only things that kept me from absolutely loving this book were the excessive and unnecessary scenes. A few of the scenes at the middle/end of the book were just repeats from the beginning. There were also an excessive amount of scenes even for a new adult book. If a few of them were cut out or even just replaced with a few paragraphs of mystery/hinting at the content, it would have picked up the pace of the book and made it more appealing.
“My life didn’t begin until I met you. I’ve loved you every day that matters.”I started this book in the early evening and by the time I set it down, it was at least three o'clock in the morning. The story seemed to be winding down and as I fought to keep my eyes open, I checked how many pages left. I clicked on the percent icon on my kindle and a glaring 45% was staring at me. I hadn’t even gotten halfway through. This book was a windy, twisty, road that you will love. I was very surprised when I saw I wasn’t even halfway done because the story was starting to head towards a stereotypical new adult ending. But, your usual ending was just the beginning of this complex book.
“I’m always singing to you, Punky. No one else matters.”This book was told in alternations of past and present. The present is Josh in therapy and anger management, and the past is Josh telling his therapist about his past life and how he ended up in therapy. It was really interesting how Tyler King wrote this book because it flowed seamlessly. I was even looking forward to the small excerpts from his therapy sessions. They helped us get a good grasp of Josh’s character and how he reacts to a professional provoking him to open up about his past.
“Successful people always say that the trick to a happy life is never having regrets. That’s a load of bullshit. If we regret nothing, then we’ve never truly failed, never truly hurt, and never really lost. Without regret, we have never acted with all our passion and anger and love and hope only to have our skull stomped on while we bite a street curb.”This is not your average fluffy new adult book. It had an intricate plot with diverse characters, that you can relate and sympathize with. It wasn't fully focused on the relationship between the characters, but on the mental stability and their healing process. I am very happy that I received an ARC of this book and I will definitely read anything else Tyler King writes in the future.

The downward spiral into this spectacular status of stagnant awful between Punky and I began four years ago. It was the best night of my life, until it wasn’t.
Fact was, I never had a fucking clue what was going on in her head, but I’d give anything to still have the right to ask.
Hadley was gorgeous, funny when she wanted to be, a total pain in my ass, snarky, smart, talented. Yes, I knew she was a keeper. But I’d lost her already. There was no retracing my steps down that road.
This complicated, infuriating woman had never been easy. Our lives would never be simple. I didn’t love her because it was painless. We were a fucking mess and sometimes it hurt. But she understood me the way no one else could. And I’d never give up on her without a fight.
My Hadley didn’t live atop a pedestal. Neither of us was under any misconception that we were anything but flawed individuals with extensive backgrounds in mistakes and bad decisions. We’d both inflicted pain on each other and suffered our fair share. Despite all of that, and maybe because of it, her lips joined with mine felt like salvation.
“My life didn’t begin until I met you. I’ve loved you every day that matters. I’m so fucking in love with you and you scare the shit out of me.”
“You’ve always had my heart.”
She looked up, biting her lip and failing to hide her sweet smirk. “That was the cheesiest line I’ve ever heard.”
“That? That’s what you tell me when I profess my undying love for you? Fuck, Punky. You’re killing me.”
She laughed, grabbing two fistfuls of my hair and shaking my head. “I love you.”


«Lei vorrebbe che la gente sapesse una cosa simile? Questo tipo di informazioni cambia il modo in cui le persone ti vedono, il modo in cui ti guardano. Di colpo non sei più la stessa persona. Sei...».
«Cosa?». Sporco. Debole. Danneggiato.
«Diverso».
La mia Hadley non viveva su un piedistallo. Non sbagliavamo a credere di essere nient'altro che individui difettosi con grande esperienza di sbagli e decisioni errate. Tutti e due ci eravamo inflitti dolore a vicenda e avevamo sofferto quanto bastava. Nonostante tutto, o forse proprio per ciò, le sue labbra sulle mie sembravano essere la salvezza. Il suo bacio era accettazione.
La mia vita era una ragnatela attaccata a Hadley. Dal momento in cui andammo in affidamento siamo diventati legati indissolubilmente. Non potevo scappare da lei. Non ero sicuro di cosa volessi fare, nonostante ciò che lei rappresentava. E avrei potuto vivere così “ con la ragazza che amavo davanti agli occhi ma al di fuori della mia portata “ se non avessi compromesso Hadley in questo modo. Perchè qualunque cosa sia successa quella notte in cui me ne sono andato, lei ha sofferto in modo terribilmente peggiore. Perciò io non la meritavo.
«Come fai?», mi domandò con un dolce sorriso. Il mio sorriso.
«A fare cosa?»
«A essere sempre perfetto. Non stai tenendo fede alla tua reputazione di stronzo insopportabile».
«Lo sono», ammisi. «E non sono perfetto». Le baciai le labbra. «Devo solo essere perfetto per te».
Feci scelte diverse rispetto a quelle che avrei fatto solo per me stesso. Così speravo che funzionasse allo stesso modo per Hadley. Ma se così non fosse stato, avrei fatto del mio meglio per essere ciò di cui lei aveva bisogno. Magari non avrebbe mai superato il problema. Tutto ciò che volevo era la sua felicità. L'avrei presa con me in qualsiasi modo, con le cicatrici e tutto il resto.
Quelle persone molli e vuote non conoscono la soddisfazione della
riabilitazione. Conoscono solo ottimismo, perchè l'ottimismo prospera
dove i conflitti sono assenti. Ma i conflitti ci rendono persone vive. E
le persone vive fioriscono nelle profondità più oscure e nella terra
più arida.
