Real Money Answers for Every Woman: How to Win the Money Game With or Without a Man

by Patrice C. Washington

Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

Genres: Money

258 pages, Kindle Edition

First published January 19, 2016

Reviews

[Tressa · Rating 2 out of 5]

Real Money Answers for Every Woman covers a lot of financial items and is helpful, but I was taken aback by the following:

"In his book, How Rich People Think, Steve Siebold shares a very sad, yet true observation.  "Walk into a wealthy person's home and one of the first things you'll see is an extensive library of books they've used to educate themselves on how to become more successful."  He continues, "The middle class reads novels, tabloids and entertainment magazines.""

"Wealthy people commit to a lifestyle of education, and non-wealthy people commit to a lifestyle of simply being entertained."

"Imagine how much further along you'll be than the average person if you make a conscious decision to use some of that time to read, rather than allowing your brain to slip into a near comatose state for hours each day."

I disagree with these generalizations.  I think that people can be educated and entertained--it doesn’t have to be a one-or-the-other situation.  I prefer to achieve a balance that works for me and my goals.

[Vanessa Dennis · Rating 4 out of 5]

Wow

Omg this has been an answer to my prayers. I'm building my credit and even though I don't have kids and not in a relationship I'm going to take the tips on this book with me when the time comes. I highly recommend this

[Anita · Rating 5 out of 5]

Love It!

I have been listening to Patrice's podcast for a while. I finally decided to read the book and it is great. Some of the same things she mentioned in the book are mentioned on the podcast. Consistency is key. There are some great tips provided in the book and she even touches on topics that I had never even given any thought. Worth the read for sure.

[Jeslyn · Rating 5 out of 5]

I enjoyed Patrice talking about relationships with wealth, which resonated with me. I like that she talks about more than money and process very detailed information about how to earn, save, and invest in yourself to get the wealth you desire. Parts of the book didn’t relate to me or they don’t relate to me in this season of my like; however, I have some bookmarked for the future.

[Sakeenah Graham · Rating 4 out of 5]

Great read!! The beginning was a little slow and I had to trudge through it. But lots of great information, new perspectives and a clear, concrete plan for getting your finances in order.

[Melanie Smith · Rating 4 out of 5]

Good read. She didn’t make it complex, but drove home the points, most of which were behavioral strategies, not income strategies.

[Alecia Hutton · Rating 5 out of 5]

Very good information to help you get out of debt and just in general. I would recommend it to any woman I know who is on a debt free journey.