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A Beginner's Guide to Investing and Personal Finance: Manage and Grow Your Personal Wealth
Do you want to learn about more investing, but don't know where to start?Unfortunately, books on the subject tend to be overly complicated, and lengthy. This book includes just the most important financial principles needed to quickly enhance any individual's money management acumen. The economy is not static so these tools will definitely help you adapt to the constantly changing circumstances. Unlike many of the personal money management books out there, this book is a quick informal read filled with advanced financial concepts. Plus, it was written by someone who actually works in the finance industry.
Ignore the get-rich quick schemes and learn how the financial system really works. The information provided is designed to help beginners get comfortable with personal finance and help them navigate the complexities and learn the secrets to begin building wealth. This book is not like any other personal finance book, and will show you some proven finance techniques not available anywhere else.
John Endris, a finance professional, lifelong investor, and MBA will show you how to become the "smart money." Here are a few things you will be able to use right away….
How you can realistically expect to double your money The only financial terms you will ever need Which financial products to use for your goals and how to choose the right investment account How to read the financial news and apply it to your investments Basic stock analyst's techniques for selecting the right investments How to create a customized portfolio that fits your goals. Ways to automatically invest without doing anything.And more... Buy this book and finally be the smart money (or at least download a free sample)
The entire "Smart Money" series is available on Amazon
BOOK 1: Smart A Beginner's Guide to Investing and Personal Manage and Grow Your Personal Wealth
BOOK 2: Smart Wealth Building Strategies for Be Your Own Bank
BOOK 3: Smart 10 Proven Strategies that Will Increase Your Trading Techniques For Active Investors
BOOK 4: Smart Your Simple Guide to Find What Works for Your Financial Objectives
BOOK 5: Your Simple Guide to Understanding Find What Works for Your Financial Objectives
Ignore the get-rich quick schemes and learn how the financial system really works. The information provided is designed to help beginners get comfortable with personal finance and help them navigate the complexities and learn the secrets to begin building wealth. This book is not like any other personal finance book, and will show you some proven finance techniques not available anywhere else.
John Endris, a finance professional, lifelong investor, and MBA will show you how to become the "smart money." Here are a few things you will be able to use right away….
How you can realistically expect to double your money The only financial terms you will ever need Which financial products to use for your goals and how to choose the right investment account How to read the financial news and apply it to your investments Basic stock analyst's techniques for selecting the right investments How to create a customized portfolio that fits your goals. Ways to automatically invest without doing anything.And more... Buy this book and finally be the smart money (or at least download a free sample)
The entire "Smart Money" series is available on Amazon
BOOK 1: Smart A Beginner's Guide to Investing and Personal Manage and Grow Your Personal Wealth
BOOK 2: Smart Wealth Building Strategies for Be Your Own Bank
BOOK 3: Smart 10 Proven Strategies that Will Increase Your Trading Techniques For Active Investors
BOOK 4: Smart Your Simple Guide to Find What Works for Your Financial Objectives
BOOK 5: Your Simple Guide to Understanding Find What Works for Your Financial Objectives
97 pages, Kindle Edition
Published July 2, 2016
6 people are currently reading
11 people want to read
About the author
John Endris
29 books1 follower"MBA Business Strategy for Less Than the Price of Anything at Starbucks"
There are plenty of self help "fluff" books about business and finance, but those won't actually help you create a real business or actual wealth. What you need (and what John provides) is actionable content that you can use right away.
John writes short chapter books for aspiring entrepreneurs, and busy working people who want to learn some useful business concepts. What separates him from other digital publishers is his organic passion for breaking down complicated business theory into easy to follow steps that anybody can use. He is not promising you instant wealth and perfection. Yet he will deliver actionable content that will help you make more strategic business and finance decisions.
John is a full blown business geek who earned a Bachelor of Science in Business and an MBA from St. Mary's University. He is a business strategy advisor, entrepreneur, active investor, and has worked in finance for almost a decade. John enjoys biking, music, and chasing his two year old son around.
Want some advanced business/finance insight for less than anything at Starbucks? Then check out one of John's books.
There are plenty of self help "fluff" books about business and finance, but those won't actually help you create a real business or actual wealth. What you need (and what John provides) is actionable content that you can use right away.
John writes short chapter books for aspiring entrepreneurs, and busy working people who want to learn some useful business concepts. What separates him from other digital publishers is his organic passion for breaking down complicated business theory into easy to follow steps that anybody can use. He is not promising you instant wealth and perfection. Yet he will deliver actionable content that will help you make more strategic business and finance decisions.
John is a full blown business geek who earned a Bachelor of Science in Business and an MBA from St. Mary's University. He is a business strategy advisor, entrepreneur, active investor, and has worked in finance for almost a decade. John enjoys biking, music, and chasing his two year old son around.
Want some advanced business/finance insight for less than anything at Starbucks? Then check out one of John's books.
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Displaying 1 - 8 of 8 reviews
December 24, 2025
Good intro to personal finance
November 5, 2016
Have you ever wondered whether or not who’ve done the right things for the day you finally retire from the day to day toil of going to work? I for one did.
Living in New York State, and having a civil service job with New York City, I knew back then that most if not all of my income would be tax free from state and local income tax. I had been smart enough to take the option from NYCERS, the New York City Employees Retirement System, which lower my retirement age for FULL BENEFITS from 62 years of age to 25 years of service and an age of at least 55.
While working I didn’t do much regarding saving any real money, which I realize now after reading this book I could have easily done, and have much more in savings today. None the less, I’m happy today that my income after federal taxes is about $4 thousand less than what I had earned before taxes while working and I’m able to save far more each year now.
I would have even more money and my portfolio of investments would have been more diversified today if I had known at least some of the information contained in this author’s beginner’s guide to investment and personal finance. So if you’re still working, now is the time to start thinking about your retirement years.
While this book might not contain all of the answers, and everything in it might not be suitable for your particular situation, particularly if you’ve got nothing going for you at the present time aside from your Social Security contributions, and you’ll definitely going to need more to keep your style of living at the present level you have today. I should know because I’ve been retired for over 6 ½ years and I can see how I’m faring based on my own retirement. This book will at least make for a good starting point to improve your fiscal fitness,and it for this reason I’ve given this book 5 STARS.
I received a mobi.file copy of this book through a giveaway the author had on LibraryThing and the above has been my honest opinion.
Living in New York State, and having a civil service job with New York City, I knew back then that most if not all of my income would be tax free from state and local income tax. I had been smart enough to take the option from NYCERS, the New York City Employees Retirement System, which lower my retirement age for FULL BENEFITS from 62 years of age to 25 years of service and an age of at least 55.
While working I didn’t do much regarding saving any real money, which I realize now after reading this book I could have easily done, and have much more in savings today. None the less, I’m happy today that my income after federal taxes is about $4 thousand less than what I had earned before taxes while working and I’m able to save far more each year now.
I would have even more money and my portfolio of investments would have been more diversified today if I had known at least some of the information contained in this author’s beginner’s guide to investment and personal finance. So if you’re still working, now is the time to start thinking about your retirement years.
While this book might not contain all of the answers, and everything in it might not be suitable for your particular situation, particularly if you’ve got nothing going for you at the present time aside from your Social Security contributions, and you’ll definitely going to need more to keep your style of living at the present level you have today. I should know because I’ve been retired for over 6 ½ years and I can see how I’m faring based on my own retirement. This book will at least make for a good starting point to improve your fiscal fitness,and it for this reason I’ve given this book 5 STARS.
I received a mobi.file copy of this book through a giveaway the author had on LibraryThing and the above has been my honest opinion.
November 7, 2016
I wanted an easy-to-read and well-documented finance manual for beginners. I have a high school boy and wanted him to start in life on a good foot. This book not only met my expectations, but exceeded them. The voice is not only engaging and dynamic, but the explanations make personal finance a breeze. Investing is also explained with numerous links to help people get started. The vocabulary is explained and every step is easy to comprehend and follow. I warmly recommend this book not only to parents, but also to teachers and whoever needs to comprehend financing. I would also look into the more advanced installations to get a more in-depth explanation. The only thing that I would have liked to see more in this book are visuals like graphs or charts to give it an even more engaging look, especially for kids. But I'm not complaining. This book was offered generously by the author in exchange for an honest review. I have great hopes for this series.
January 6, 2017
This was an interesting book for me. I don't usually read this kind of book because I become I bored very quickly. Fortunately, this wasn't the case with the Smart Money Beginner's Guide to Investing and Personal Finance. Mr. Endris does a great job using movie references to get the points across and the action items really helped me to set goals. I'd definitely recommend this to anyone that wants an overview of personal finance and investing with great analogies along the way.
November 13, 2016
This was a good quick read that got me to think more / differently about my investing strategy. If you are looking for some good ideas on how to get more and better use out of your money, definitely add this book to your portfolio. I voluntarily read an ARC of this book and am glad that I did -- hoping to put many of the tactics included into place soon.
April 3, 2017
Kindle Unlimited but came to my attention because of email get from LibraryThing {review type site where they send out books to be reviewed sometimes Advance Reader Copy/ARC but free hope you review it type}, so pulled it up on ku to save time. My head hurts; he said he purposely made the chapters short so that the reader could read them again if they had to {you will, some of it doesn't make sense, and if like me will have to go back and forth and back and forth in attempt, half the time failing, to have things make sense} although probably unlike me the other readers probably do not have a degree in accounting, with sub-degrees in legal and tax and investing areas. That, along with a mensa I.Q. would make one think that I would personally breeze though the book, regardless of whether picked up anything new or not; if you assumed that, you would be wrong, very very wrong. I found the entire thing to be bull, and not bull as in market terms, just bull.
As for the 'easy chapters', eh, not really, as there was no real spacing and breaks to accomplish that, either. From almost the very beginning is side tangents that have nothing really to do with the story/finances and easily {and more better} explained by some other story/analogy. This book is too confusing in some places, too complicated in others, yet in others too simplistic to be usable by the average person, and definitely not for the experienced investor and/or anyone with a decent accounting background. Some of it is just wrong. The main biggest issue I have with this, is that it assumes one does not or can not LOSE money, yet that is the FIRST thing that an investor should rock solidly know, that there is always the chance of losing the investment, and that the more solid investments are still not totally solid and pay way less while the better payments come from much riskier investments. There is no such thing as a guaranteed return/return rate.
This book does have a lot of links, which lead to the author's other books.... By the way, don't explain what one term means by using yet another term that is not explained; a grade school spelling bee does better than that with explanations of word meanings. Mentioning what amounts to speculative investing, to anyone but especially a beginner, is also not a good thing. Using acronyms that have to be explained that may or may not be in the index or wherever is also not good writing/teaching practice. It probably deserves more of a 1 than a 2 but since on the fence, and wrote so much, will leave it at 2. *amazon rating of 2 = 1 on goodreads
As for the 'easy chapters', eh, not really, as there was no real spacing and breaks to accomplish that, either. From almost the very beginning is side tangents that have nothing really to do with the story/finances and easily {and more better} explained by some other story/analogy. This book is too confusing in some places, too complicated in others, yet in others too simplistic to be usable by the average person, and definitely not for the experienced investor and/or anyone with a decent accounting background. Some of it is just wrong. The main biggest issue I have with this, is that it assumes one does not or can not LOSE money, yet that is the FIRST thing that an investor should rock solidly know, that there is always the chance of losing the investment, and that the more solid investments are still not totally solid and pay way less while the better payments come from much riskier investments. There is no such thing as a guaranteed return/return rate.
This book does have a lot of links, which lead to the author's other books.... By the way, don't explain what one term means by using yet another term that is not explained; a grade school spelling bee does better than that with explanations of word meanings. Mentioning what amounts to speculative investing, to anyone but especially a beginner, is also not a good thing. Using acronyms that have to be explained that may or may not be in the index or wherever is also not good writing/teaching practice. It probably deserves more of a 1 than a 2 but since on the fence, and wrote so much, will leave it at 2. *amazon rating of 2 = 1 on goodreads
April 18, 2017
I was blessed with a free copy of this book, and have chosen of my own volition to share this review.
This is a great starter book. Helping the consumer get their mindset on their money, and how to make it work for them. The concepts introduced are done so in an easy to understand manner; but this is just a beginner's guide. The book does not address all issues that would be necessary to be a successful investor. The topics addressed are sufficient for general understanding, and would help the newbie get acclimated to the financial world.
My favorite chapter was on credit cards, and how they work. Mr. Endris addresses the notion of debt from the same mindset that I posses. Debt can be used for one's own personal benefit, but should be done with care; because it can snowball out of control very quickly.
This is a great starter book. Helping the consumer get their mindset on their money, and how to make it work for them. The concepts introduced are done so in an easy to understand manner; but this is just a beginner's guide. The book does not address all issues that would be necessary to be a successful investor. The topics addressed are sufficient for general understanding, and would help the newbie get acclimated to the financial world.
My favorite chapter was on credit cards, and how they work. Mr. Endris addresses the notion of debt from the same mindset that I posses. Debt can be used for one's own personal benefit, but should be done with care; because it can snowball out of control very quickly.
September 18, 2017
Even if economy is not your thing, this book is a very easy way to understand the basics and apply them in your life. John has the capacity to explain a subject, that can be very boring, in a entertaining Wayne when you finish the book you have the sensation that you can handle your money.
Displaying 1 - 8 of 8 reviews