This has garnered some mixed reviews. After much deliberation, I've concluded this was a 5★ read for me. I'm not sure how kosher some of the details of the banks security is....though, I assume the author isn't going to divulge trade secrets.
The story alternates between two time-frames: and it starts in 1978 with Beatrice Baker, who is being interviewed at the 'First Bank of Cleveland' - and subsequently ends up working on the ninth floor in the Auditing Department - despite being sixteen years old. There she meets Maxine Rae McDonnell, and the two soon become friends. Not long after starting, she's asked by Randy Halloran, if she'll do an assignment for him, which involves spying on her new friend - as he wants to know what 'special assignment' Maxine is working on: which is basically looking into thefts from abandoned safe deposit boxes; as there's been a complaint by someone who rented one. Maxine tells her about the suspected thefts, and that the bank is under investigation; for fraud, bribery. money-laundering and embezzlement, etc. The more Beatrice delves into certain things, the more dangerous it becomes working at the bank, and with each new revelation, she soon realises how dangerous it can be poking your probosis in other people's business.
The bank had the highest deposits and worked with the richest families - until it closed in 1978 - after the City of Cleveland went bankrupt. The doors were chained in the middle of the night: files, coffee mugs, pictures and furniture were left behind, perfectly preserved in time....until Iris comes along. The bank is now owned by some real estate holding company. Interestingly, the bank doesn't have a thirteenth floor; it goes from twelve to fourteen, then fifteen. Why? Bad luck. So technically, it does have a thirteenth floor.
The 1998 time-frame is where a young engineer, Iris Latch, is volunteered to do a renovation feasibility study at the bank: which was shutdown twenty years earlier - on 29th Dec 1978. The reason for the survey is: the blueprints from the original construction were damaged, when the building department left them under leaking pipes, down in archives. She reluctantly agrees to work over the weekend at the bank, which she does gratis - though, she's not too thrilled about that when she's told. On her first day, whilst down in the banks vault , she meets the (armed) security guard, Ramone, who tells her some of the history of the bank, and why ten of the banks safe deposit boxes have been drilled open, whilst the hundreds of other boxes are still locked - possibly with a fortune still inside of them: unclaimed. The first day (Saturday) she helps with the surveying of first floor with Brad, walking around with her tape measure and clipboard....probably bored. After the weekend though, she learns that she'll be staying at the bank for a lot longer; left to her own devices, more or less, which is better than being stuck in a cubicle, back at WRE (Wheeler Reese Elliot). Or is it? It starts getting more interesting, when Iris reaches the third floor: Human Resources. Whilst surveying that area, she sits at a desk, lights a cigarette....when suddenly, the four hundred receptors in her nostrils zoom in on a box of ball-point pens inside a desk drawer (I'll have those). When she picks the box up though; a bronze key falls back into the metal drawer. A key with the number #547 etched onto it. Is it the key to one of the safe deposits in the banks vault? Who does it belong to? Interestingly, she doesn't mention it to her employer or Ramone. She gets more inquisitive - and stumbles upon a mystery that's twenty years old, after she notices a discrepancy between the second and third floors: her drawing is 10 ft short. It's supposed to be 35 ft, not 25 ft. What does it mean? After a little investigation (nose) she finds a heavy bookcase, that has something behind it. What secrets is she going to find?
I really enjoyed this book. It alternates every few chapters between the two time-frames, and both Iris and Beatrice met and visited the same places and people. In 1978, Beatrice and Maxine would visit a bar called the 'Theatrical Grille' - and in 1998, Iris visited the same place....though, twenty years later it's called 'Ella's Pub.'
The characters aren't especially likable, but that didn't bother me.. The two main characters are naive, and do a lot of stupid things, but considering their age demographic, it didn't surprise me much. And both women share the same trait: they're nosy. Oh...and Iris smokes a lot. One bit of advice Iris' should have listened to: Never steal from a graveyard. You might disturb the ghosts.
In summation: a complex mystery, that had my head spinning round with each new revelation. I liked the descriptions of the bank and of the 'Old Steam Tunnels' that run underneath it for many city blocks. Very spooky. And the way both story threads linked, was intriguing. I can't believe this is a debut novel - which was inspired by the authors work as a structural engineer: whilst doing a survey of an abandoned building, she discovered a basement vault with unclaimed safe deposit boxes.
I hope there's a sequel.