Idiot's Guides: Personal Finance in Your 20s & 30s

by Sarah Young Fisher, Susan Shelly McGovern

Revised and updated, this new edition of Idiot's Guides: Personal Finance in Your 20s and 30s, Fifth Edition, explains all the basic information you need to get started in life and plan for your future. You'll learn how to manage all aspects of your personal finances, as well as enhance your financial plan to yield better returns on your investments.

+ The basics of personal finance, such as creating and following a budget, learning how to maintain a healthy savings, and building an emergency fund.
+ Up-to-date look at internet and online banking and choosing the best account options.
+ The truth about credit cards, how to wisely use them, and how to pay off debt wisely.
+ Creative ideas for developing a plan to pay off student load debt and understanding your choices if you choose to further your education.
+ Ways to make wise choices on big purchases such as homes and transportation.
+ Tips on how to make the right choices when you're unemployed or underemployed, short on assets/funds, or lack employer-sponsored healthcare options.
+ A thorough explanation of 401(k) plans, individual retirement accounts (IRAs), and how to make the most of them.
+ The basics on investing your money wisely.

Genres: Nonfiction, Finance

322 pages, Kindle Edition

Published October 11, 2016

Reviews

[Brian · Rating 4 out of 5]

Very good comprehensive guide to all aspects of personal finance.

[Lillie Robinson · Rating 4 out of 5]

I call this the "I'm graduating college and I don't know anything about money" move. Good advice and base for the future.

[Michelle · Rating 3 out of 5]

There was some pretty good tips in here. I would have giving it 4 stars, but the author(s) decided to talk negatively about my profession so blah to them.

[H. Givens · Rating 4 out of 5]

Very clear and helpful! Covers your basic options in each category, defining terms and explaining the differences between options, so it'll help you feel a lot more secure if you're not sure what you need to take care of at what time.

[Jo · Rating 4 out of 5]

Provides many useful and relevant resources