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Rich Dad #8
Dạy Con Làm Giàu - Để Có Những Đồng Tiền Tích Cực
Ngày nay trong thời đại Công nghệ Thông tin, giáo dục đóng vai trò hết sức quan trọng. Thời đại này đòi hỏi chúng ta phải không ngừng học hỏi để nâng cao kiến thức và trình độ. Chúng ta phải chịu trách nhiệm trước cuộc sống của mình vì ngày nay chúng ta có rất nhiều lựa chọn.
Những gì chúng ta học được là quan trọng, nhưng không quan trọng bằng tốc độ chúng ta học hỏi, thay đổi và thích nghi với lượng thông tin mới. Nền kinh tế ngày nay đang cần những người trẻ có khả năng đột phá bằng sự linh hoạt, sáng tạo hơn là những con người chỉ học làm theo khuôn mẫu.
Liệu việc giáo dục ở trường không thôi có cung cấp đủ những gì cần thiết để chúng ta bước vào đời, thành công trong cuộc sống và thích nghi với sự thay đổi hay không? Liệu trường học có trang bị đủ kiến thức về tài chính để chúng ta có thể làm giàu?
Việc bố mẹ truyền đạt cho chúng ta những kiến thức về tài chính, về cuộc sống, những điều trường học thường không dạy, là hết sức quan trọng để chúng ta thành công và giàu có.
Tập sách này cung cấp những kiến thức và bí quyết quý báu để chúng ta tự tin bước vào thế giới thực - thế giới chúng ta phải đối đầu sau khi ra trường. Cuốn sách dành đặc biệt cho những ai muón có khởi đầu thuận lợi về tài chính trong cuộc sống để làm giàu; muốn phát hiện và phát huy tài năng của mình và muốn trở thành người học suốt đời.
Những gì chúng ta học được là quan trọng, nhưng không quan trọng bằng tốc độ chúng ta học hỏi, thay đổi và thích nghi với lượng thông tin mới. Nền kinh tế ngày nay đang cần những người trẻ có khả năng đột phá bằng sự linh hoạt, sáng tạo hơn là những con người chỉ học làm theo khuôn mẫu.
Liệu việc giáo dục ở trường không thôi có cung cấp đủ những gì cần thiết để chúng ta bước vào đời, thành công trong cuộc sống và thích nghi với sự thay đổi hay không? Liệu trường học có trang bị đủ kiến thức về tài chính để chúng ta có thể làm giàu?
Việc bố mẹ truyền đạt cho chúng ta những kiến thức về tài chính, về cuộc sống, những điều trường học thường không dạy, là hết sức quan trọng để chúng ta thành công và giàu có.
Tập sách này cung cấp những kiến thức và bí quyết quý báu để chúng ta tự tin bước vào thế giới thực - thế giới chúng ta phải đối đầu sau khi ra trường. Cuốn sách dành đặc biệt cho những ai muón có khởi đầu thuận lợi về tài chính trong cuộc sống để làm giàu; muốn phát hiện và phát huy tài năng của mình và muốn trở thành người học suốt đời.
124 pages, Paperback
First published December 1, 2003
185 people are currently reading
2018 people want to read
About the author
Robert T. Kiyosaki
632 books9,401 followersRobert Toru Kiyosaki is an American businessman and author, known for the Rich Dad Poor Dad series of personal finance books. He is the founder of the Rich Dad Company, a private financial education company that provides personal finance and business education to people through books and videos, and Rich Global LLC, which filed for bankruptcy in 2012.
Since 2010, Kiyosaki was the subject of a class action suit filed by people who attended his seminars, and the subject of investigative documentaries by the CBC, WTAE-TV and CBS News. In January 2024, Kiyosaki revealed that he was more than $1 billion dollars in debt.
Since 2010, Kiyosaki was the subject of a class action suit filed by people who attended his seminars, and the subject of investigative documentaries by the CBC, WTAE-TV and CBS News. In January 2024, Kiyosaki revealed that he was more than $1 billion dollars in debt.
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Displaying 1 - 30 of 130 reviews
September 27, 2018
A pesar de que el título parece demasiado fantasioso y algo estrambótico. Lo cierto es que es un libro que te enseña sobre finanzas personales. Robert T. Kiyosaki escribe desde su experiencia, eso hace este texto valioso, porque a partir de los errores que cometió aprendió lecciones importantes que brinda ahora a todos los lectores. Aunque está enfocado para personas que quieren enriquecerse, lo cual no tiene nada de malo, es útil para cualquier lector inquieto. Kiyosaki apela al cambio de actitud, a dejar de pensar de la forma en que se enseña en las escuelas. Eso de estudiar hasta conseguir el único, seguro y anhelado empleo es cosa del pasado, de un sistema educativo que aún no cambia. El mundo es otro y las bases de la educación siguen siendo las mismas. Tener una sola entrada económica y la típica deuda que se paga con esfuerzo, es lo que el autor llama ideas obsoletas, un modo de vida por el que cualquiera puede optar pero que desaprovecha las ventajas de un mundo que cambia constantemente. Para romper estos paradigmas enseña la importancia de transformar una deuda mala en una buena, haciendo que el dinero trabajé para las personas y no las personas para el dinero. Puede que sus ideas no sean aplicables para todos, pero aún así dan una visión diferente de la forma en que se debería ganar dinero, un cambio de perspectiva refrescante.
September 27, 2012
Nice read, but if you are familiar with the "Rich Dad" books you will hardly find something new here: it is has the same ideas about job security and financial freedom, but with emphasis on how to actually achieve it. I myself always like the idea that people should learn from their mistakes and should not be punished for them, and I think that this book gives the most weight to that idea: rich people are not afraid to make mistakes, they learn from them and continue forward.
The other nice thing about this book is that you can read it without ever reading the other "Rich Dad" stuff: it is a nice read on its own.
The other nice thing about this book is that you can read it without ever reading the other "Rich Dad" stuff: it is a nice read on its own.
October 13, 2008
baca judulnya pasti bikin bahagia para pemegang "kartu2" yang ingin tetap bisa foya2..=P
tapi bukan ini alasan gw. kalau soal ngomongin investasi paling asik rasanya gw uda khatam denger sejak kecil dari nyokap.
tapi yg bikin buku ini gak bosen gw baca berkali2 adalah pemahaman bijaksana tentang makna "menikmati hidup" dengan penuh penghargaan. kadang senyum2 sendiri kalo ketemu kalimat2 yg sama dg yg ada dlm pikiran2 gw selama ini, terlebih saat menyaksikan orang2 yang kiyosaki bilang "kaya karena pelit"..atau lebih kocak "hidup pelit dan mati sebagai orang kaya".. hehehe kiat2 berinvestasi ala kiyosaki ini mungkin beda sikon dgn indonesia..tapi tetap universal kok buat diambil sebagai acuan.. tetep buat gw jadi menarik buat dibaca berkali-kali karena ditulis dengan gaya santai, tanpa beban dan gak 'galak' kayak kalimat2 jago2 keuangan kebanyakan hehehe..kadang suka berasa ketampar sendiri bacanya..hihiiihi..
judulnya emang provokatif banget, tapi ini bukan kiat2 menjadi kaya dengan cara2 sulap, bukan juga kiat2 kaya tanpa logika..ini kiat2 menjadikan uang tetap hanya sebagai uang..
biar gimana kiyosaki bilang "saya pribadi terkadang bergelut dengan menjadi terlalu pelit, tetapi saya perhatikan bahwa orang-orang akan lebih banyak tersenyum atau lebih menyukai diri saya bila saya bertindak dermawan.."..
kenyataannya katanya lagi, orang lebih menyukai mereka yang dermawan ketimbang pelit..
tapi bukan ini alasan gw. kalau soal ngomongin investasi paling asik rasanya gw uda khatam denger sejak kecil dari nyokap.
tapi yg bikin buku ini gak bosen gw baca berkali2 adalah pemahaman bijaksana tentang makna "menikmati hidup" dengan penuh penghargaan. kadang senyum2 sendiri kalo ketemu kalimat2 yg sama dg yg ada dlm pikiran2 gw selama ini, terlebih saat menyaksikan orang2 yang kiyosaki bilang "kaya karena pelit"..atau lebih kocak "hidup pelit dan mati sebagai orang kaya".. hehehe kiat2 berinvestasi ala kiyosaki ini mungkin beda sikon dgn indonesia..tapi tetap universal kok buat diambil sebagai acuan.. tetep buat gw jadi menarik buat dibaca berkali-kali karena ditulis dengan gaya santai, tanpa beban dan gak 'galak' kayak kalimat2 jago2 keuangan kebanyakan hehehe..kadang suka berasa ketampar sendiri bacanya..hihiiihi..
judulnya emang provokatif banget, tapi ini bukan kiat2 menjadi kaya dengan cara2 sulap, bukan juga kiat2 kaya tanpa logika..ini kiat2 menjadikan uang tetap hanya sebagai uang..
biar gimana kiyosaki bilang "saya pribadi terkadang bergelut dengan menjadi terlalu pelit, tetapi saya perhatikan bahwa orang-orang akan lebih banyak tersenyum atau lebih menyukai diri saya bila saya bertindak dermawan.."..
kenyataannya katanya lagi, orang lebih menyukai mereka yang dermawan ketimbang pelit..
April 19, 2021
This book kinda reminds me of a YouTube video. As you are watching the video, annoying ads pop up. As you read this book, there are mentions of buying his game, read his other 5 books and so on so forth. I found in this book with him being repetivitve on the Rich Dad stories. And advice to call to cancel a credit card which is opposite on what this book is about. Granted, there are some useful nuggets in this book that does make you rethink your finances. But nothing truely profound. Most of it is information that you have already heard from him before or from someone else. There wasn't really any great advice not cutting up credit cards, just avoid bad debt is basically what I got from this book.
September 14, 2014
Un libro lleno de consejos e historias continuando la series de Padre rico y padre pobre. Curiosamente comente el mismo error que los anteriores. Esto me recuerda el gran pragmatismo de este tipo de autores, difícil replicar la formula que el autor quiere que el público en general aplique en sus negocios ya que deja de lado los factores macro económicos, sobre todo olvida todo lo relacionado a la antropología humana, ciertamente toma de referencia la necesidad de lo trascendental pero confunde terriblemente conceptos de la persona.
Al igual que padre rico y padre pobre se enfoca en el cambio de actitudes y paradigmas, muy al estilo de Covey, sin embargo el modelo queda demasiado simplista al enfocarse en tan solo unas cuantas estrategias para ganar lo que para el autor es la referencia necesaria para ganar la "libertad financiera": bienes raíces y deudas que se paguen a si mismas y otorguen una utilidad, útil táctica, pero insuficiente para temas de profundidad humana.
En mi caso conozco varias personas que han logrado "amasar" cierta fortuna con estas prácticas, sin embargo suele haber cierto vacío existencial y cultural ya que la falta de comprensión intelectual y motivación trascendental es evidente.
Un punto que me ha parecido genial, es cuando el autor se refiere a su vida como militar, donde menciona los diversos defectos de la personalidad que debe de trabajar para lograr sus objetivos. Esta me parece es una gran enseñanza.
Al igual que padre rico y padre pobre se enfoca en el cambio de actitudes y paradigmas, muy al estilo de Covey, sin embargo el modelo queda demasiado simplista al enfocarse en tan solo unas cuantas estrategias para ganar lo que para el autor es la referencia necesaria para ganar la "libertad financiera": bienes raíces y deudas que se paguen a si mismas y otorguen una utilidad, útil táctica, pero insuficiente para temas de profundidad humana.
En mi caso conozco varias personas que han logrado "amasar" cierta fortuna con estas prácticas, sin embargo suele haber cierto vacío existencial y cultural ya que la falta de comprensión intelectual y motivación trascendental es evidente.
Un punto que me ha parecido genial, es cuando el autor se refiere a su vida como militar, donde menciona los diversos defectos de la personalidad que debe de trabajar para lograr sus objetivos. Esta me parece es una gran enseñanza.
June 27, 2022
the content is useful but four stars bc it overlaps with the OG rich dad poor dad book except it focuses on smaller topics regarding the price of getting rich and strategies to build wealth including how to use debt to build wealth. this is a quick read but i found it helpful to refresh myself w some useful personal finance tips since i’m currently in a little rut on what kind of venture to do next. kyosaki is a big proponent of investing in real estate but i’ll still keep an eye out for my next gig. the author is a bit repetitive but that can be helpful if personal finance topics aren’t something one thinks he/she would grasp right away.
June 7, 2013
loved it...very good starting points and tips.
March 23, 2021
Audiobook - classic kiyosaki. Same stories as many of his other books, usable information.
February 12, 2022
It defiantly was very motivational.
He goes deeper into his stories with his rich dad and his opinions on wealth and debt,the title is a bit misleading, only a small portion of it dealt with
He goes deeper into his stories with his rich dad and his opinions on wealth and debt,the title is a bit misleading, only a small portion of it dealt with
January 28, 2023
Wealth Comes at a Cost
During the final decade of the twentieth century, there was a rise in the number of affluent and well-off people. However, the issue remains: what was the difference between the price paid by the 5 percent who became affluent and the rest who didn’t?
You may get rich by winning the lottery or a game show, marrying a billionaire, or just being frugal. There is often a price associated with each way of getting rich, however, and those costs are not necessarily quantifiable in money. They can take a more personal dimension. You may end up unhappier than you were, or even become an unethical crook.
There are better ways to accumulate wealth with much higher chances of succeeding. Most people never achieve financial success because they don’t like the answers given when they ask, "How can I get wealthy?" It's not because people don't want the solutions to how to become wealthy; it's because they don't want to pay the price for them, a price they deem too high.
The Price of Frugality
Most of us pretend to agree with the financial gurus who preach fiscal austerity and prudence, though we secretly yearn for the ability to spend as much money as we want on frivolous stuff. As much as many of us appreciate the finer things in life, we are aware that they may quickly spiral out of control if we don't rein in our desire for them. That is why many individuals advocate for frugality.
Find out how much something costs and then pay for it, but don't lose sight of the fact that everything has a cost. And recognize that you'll still be cheap if you become wealthy by living cheaply. Being cheap comes at a price: the rest of the world despises wealthy but cheap people who hoard their money. Generous individuals are more popular and more loved than cheap ones.
Mistakes Are Lessons
A successful individual is able to handle more criticism than an ordinary person. Average people have a hard time taking criticism, which is one of the reasons they stay ordinary. When people fail to succeed, it is because of their errors that continue to haunt them. In fact, many individuals mistakenly believe that if they fail, they are a failure. However, new opportunities will arise if people can learn and grow from their failures instead of internalizing them.
If you follow the crowd and fear making errors, lie about them, or place blame on others, you'll miss out on the fundamental way humans were created to learn: by committing mistakes and learning through them. It's common for those who've made an error but haven't learned from it to declare that they are innocent. In doing so, however, they are squandering one of the greatest blessings in life. In order to achieve wealth, you must be prepared to make errors, accept your blunders without defending them, and evolve from them instead of allowing them to hold you back.
Financial Education
Education constantly shifts to keep up with the times and the technological progress of the world. However, it needs time to catch up, and this lag time varies between industries and fields of education.
There are three types of education: scholastic, professional, and financial. Scholastic education teaches students the basics of reading, writing, and mathematics. The contemporary schooling system has fallen behind the times, and students’ potential is being sacrificed to its slowness to change.
Learning that gives you the ability to create revenue via your occupation, such as becoming an electrician, attorney, or physician, is professional education. One of the finest investments you can make is in professional education. Learning how to make your money work for you is financial education. No matter what we end up doing or being, we all have to manage money at some point in life.
Schools do an incomplete job of providing financial education. You must learn from your industry and from professional bankers in order to properly manage your finances in the real world.
Harnessing Debts
Many people advise cutting up your credit cards as a way of limiting your spending and better controlling your finances. However, just like a fad diet, this solution is not permanent. It will only lead you to worse financial ruin instead of wealth.
Making yourself happy is a common motivation for purchasing goods and services. When you stop spending money on things you like, you aren't likely to be as happy as you otherwise might be, and that is why cutting up credit cards is futile. You're not dissatisfied because of money itself. Dissatisfaction stems from being unable to pay debts or not having enough income to do the activities you want to accomplish.
Debt may be divided into two categories: good debt and bad debt. Good debt is paid for by someone else. For example, when you buy rental property, your tenants can pay your mortgage. Bad debt is anything you must pay for yourself. Wealthy people are more likely to be saddled with debt than poor people, but it’s usually good debt. The lower classes struggle with bad debt that inhibits their development and growth. Debt can be a powerful tool in the quest to become wealthy if you know how to use it wisely and learn to appreciate its power. Good debt is your way to wealth.
Reaching Financial Freedom
To begin your journey toward financial independence, you must first determine the actual amount of debt you carry. If you want to master your cash flow, you'll need three things: knowledge of your current financial situation, self-discipline, and a strategy to get you there. You need to stick to a debt reduction strategy, not tear up your credit cards. Paying yourself first and cutting down on the inessential luxuries that we all want are the first two stages in this process.
Start by paying yourself first when you collect a paycheck. Immediately set aside a portion of your pay for long-term investment. Then keep the money out of your hands till you're prepared to invest in it elsewhere. The second stage is to break the habit of making impulsive purchases. That's where self-control and determination will be put to the test. In order to get out of debt, you must embrace the virtue of delayed gratification, which requires you to put off pleasure until later.
The Spirit of Change
It’s easier for people who are scared of making errors to simply do nothing or do the same thing over and over again. They find it difficult to adapt to change or get anything new started. However, starting over and learning new skills are necessary to become wealthy. It is not uncommon to have to do things differently to achieve this goal.
Change may be terrifying because of the unpredictability it brings. But we all have the ability to make it through a transformation, and it's up to us whether or not we choose to tap into it. This power comes from your own innermost being, from your spirit. In fact, the ability to learn and grow intellectually, to keep your emotions in check, and to make tangible efforts is all due to your spirit, even if you're plagued with doubt about change in your life.
Wealth Starts with You
Being more accountable to yourself is among the advantages of learning accounting and improving your financial statements on a regular basis. And if you become wealthy, you'll be answerable to no one but yourself.
Only you can resolve your debt issues, and that is the core of the problem. Even if you study books, go to seminars, pay a mentor, or take courses, only you have the power to change your life.
Most individuals never become wealthy because they are unable to pull themselves out of financial problems when things go wrong. They've never been taught the fundamentals of how to identify the specific financial crisis they're in. But achieving the best financial results is easier when you face your challenges head on rather than pretending they do not exist and brushing them away.
It is possible to become wealthy in many ways, but the easy and avoidant methods often come at an exorbitant price that could leave you in financial and spiritual ruin. Financial education, financial wisdom, and personal accountability are the greatest ways to achieve financial freedom and a higher quality of life for yourself and others around you.
During the final decade of the twentieth century, there was a rise in the number of affluent and well-off people. However, the issue remains: what was the difference between the price paid by the 5 percent who became affluent and the rest who didn’t?
You may get rich by winning the lottery or a game show, marrying a billionaire, or just being frugal. There is often a price associated with each way of getting rich, however, and those costs are not necessarily quantifiable in money. They can take a more personal dimension. You may end up unhappier than you were, or even become an unethical crook.
There are better ways to accumulate wealth with much higher chances of succeeding. Most people never achieve financial success because they don’t like the answers given when they ask, "How can I get wealthy?" It's not because people don't want the solutions to how to become wealthy; it's because they don't want to pay the price for them, a price they deem too high.
The Price of Frugality
Most of us pretend to agree with the financial gurus who preach fiscal austerity and prudence, though we secretly yearn for the ability to spend as much money as we want on frivolous stuff. As much as many of us appreciate the finer things in life, we are aware that they may quickly spiral out of control if we don't rein in our desire for them. That is why many individuals advocate for frugality.
Find out how much something costs and then pay for it, but don't lose sight of the fact that everything has a cost. And recognize that you'll still be cheap if you become wealthy by living cheaply. Being cheap comes at a price: the rest of the world despises wealthy but cheap people who hoard their money. Generous individuals are more popular and more loved than cheap ones.
Mistakes Are Lessons
A successful individual is able to handle more criticism than an ordinary person. Average people have a hard time taking criticism, which is one of the reasons they stay ordinary. When people fail to succeed, it is because of their errors that continue to haunt them. In fact, many individuals mistakenly believe that if they fail, they are a failure. However, new opportunities will arise if people can learn and grow from their failures instead of internalizing them.
If you follow the crowd and fear making errors, lie about them, or place blame on others, you'll miss out on the fundamental way humans were created to learn: by committing mistakes and learning through them. It's common for those who've made an error but haven't learned from it to declare that they are innocent. In doing so, however, they are squandering one of the greatest blessings in life. In order to achieve wealth, you must be prepared to make errors, accept your blunders without defending them, and evolve from them instead of allowing them to hold you back.
Financial Education
Education constantly shifts to keep up with the times and the technological progress of the world. However, it needs time to catch up, and this lag time varies between industries and fields of education.
There are three types of education: scholastic, professional, and financial. Scholastic education teaches students the basics of reading, writing, and mathematics. The contemporary schooling system has fallen behind the times, and students’ potential is being sacrificed to its slowness to change.
Learning that gives you the ability to create revenue via your occupation, such as becoming an electrician, attorney, or physician, is professional education. One of the finest investments you can make is in professional education. Learning how to make your money work for you is financial education. No matter what we end up doing or being, we all have to manage money at some point in life.
Schools do an incomplete job of providing financial education. You must learn from your industry and from professional bankers in order to properly manage your finances in the real world.
Harnessing Debts
Many people advise cutting up your credit cards as a way of limiting your spending and better controlling your finances. However, just like a fad diet, this solution is not permanent. It will only lead you to worse financial ruin instead of wealth.
Making yourself happy is a common motivation for purchasing goods and services. When you stop spending money on things you like, you aren't likely to be as happy as you otherwise might be, and that is why cutting up credit cards is futile. You're not dissatisfied because of money itself. Dissatisfaction stems from being unable to pay debts or not having enough income to do the activities you want to accomplish.
Debt may be divided into two categories: good debt and bad debt. Good debt is paid for by someone else. For example, when you buy rental property, your tenants can pay your mortgage. Bad debt is anything you must pay for yourself. Wealthy people are more likely to be saddled with debt than poor people, but it’s usually good debt. The lower classes struggle with bad debt that inhibits their development and growth. Debt can be a powerful tool in the quest to become wealthy if you know how to use it wisely and learn to appreciate its power. Good debt is your way to wealth.
Reaching Financial Freedom
To begin your journey toward financial independence, you must first determine the actual amount of debt you carry. If you want to master your cash flow, you'll need three things: knowledge of your current financial situation, self-discipline, and a strategy to get you there. You need to stick to a debt reduction strategy, not tear up your credit cards. Paying yourself first and cutting down on the inessential luxuries that we all want are the first two stages in this process.
Start by paying yourself first when you collect a paycheck. Immediately set aside a portion of your pay for long-term investment. Then keep the money out of your hands till you're prepared to invest in it elsewhere. The second stage is to break the habit of making impulsive purchases. That's where self-control and determination will be put to the test. In order to get out of debt, you must embrace the virtue of delayed gratification, which requires you to put off pleasure until later.
The Spirit of Change
It’s easier for people who are scared of making errors to simply do nothing or do the same thing over and over again. They find it difficult to adapt to change or get anything new started. However, starting over and learning new skills are necessary to become wealthy. It is not uncommon to have to do things differently to achieve this goal.
Change may be terrifying because of the unpredictability it brings. But we all have the ability to make it through a transformation, and it's up to us whether or not we choose to tap into it. This power comes from your own innermost being, from your spirit. In fact, the ability to learn and grow intellectually, to keep your emotions in check, and to make tangible efforts is all due to your spirit, even if you're plagued with doubt about change in your life.
Wealth Starts with You
Being more accountable to yourself is among the advantages of learning accounting and improving your financial statements on a regular basis. And if you become wealthy, you'll be answerable to no one but yourself.
Only you can resolve your debt issues, and that is the core of the problem. Even if you study books, go to seminars, pay a mentor, or take courses, only you have the power to change your life.
Most individuals never become wealthy because they are unable to pull themselves out of financial problems when things go wrong. They've never been taught the fundamentals of how to identify the specific financial crisis they're in. But achieving the best financial results is easier when you face your challenges head on rather than pretending they do not exist and brushing them away.
It is possible to become wealthy in many ways, but the easy and avoidant methods often come at an exorbitant price that could leave you in financial and spiritual ruin. Financial education, financial wisdom, and personal accountability are the greatest ways to achieve financial freedom and a higher quality of life for yourself and others around you.
This entire review has been hidden because of spoilers.
February 14, 2017
Rich Dad's Guide to Becoming Rich Without Cutting Up Your Credit Cards: Turn "Bad Debt" into "Good Debt"
Robert T. Kiyosaki
Chapter Six: What Is the Price of Change?
2017-02-14 15:22:35
frugality 节俭
2017-02-14 15:23:11
virtues of cutting up your credit cards, saving money, putting the maximum amount into your retirement plan, driving a used car, living in a smaller house, clipping coupons, shopping at sales, eating at home, passing used clothes from older kids down to the younger kids, taking cheaper vacations, and other such tips.
2017-02-14 15:24:40
sage n. 圣人 adj.贤明的
2017-02-14 15:24:57
abstinence n. 节欲
2017-02-14 15:25:33
platinum n.白金
2017-02-14 15:26:09
unbridled adj. 放纵的
2017-02-14 15:27:17
It makes no sense to me to live cheap and die rich.
2017-02-14 15:28:56
scrimped vt. 节衣缩食
2017-02-14 15:30:26
the price for becoming rich by being cheap is that you’re still cheap.
2017-02-14 15:34:06
frivolous adj. 轻率的
2017-02-14 15:35:39
The only people who think life should be easy are lazy people
2017-02-14 15:36:34
The world is filled with smart, talented, and gifted people who are not what we would call successful financially, professionally, or in their personal relationships.
2017-02-14 15:38:30
brat 顽童
2017-02-14 15:50:27
If you think education is expensive, you should try ignorance.”
2017-02-14 15:50:50
emphatic 感叹号
2017-02-14 15:58:16
unfortunately, that is what most people are trying to do. One of the reasons so many lottery winners go broke is because they fail to convert earned income into either passive or portfolio income.
2017-02-14 15:59:26
There are only two things you can invest. They are time and money.”
2017-02-14 16:03:26
the issue is not what you learned but how fast you learn.
2017-02-14 16:04:51
So if you want to find out what is important for your financial report card, simply go see your local banker. Fill out your personal financial statement and hope he or she rejects you. If they don’t reject you, simply ask for more money. After they reject you, sit down and ask them what you can do to improve your financial report card
2017-02-14 16:06:36
And to be rich, you have to pay the price of being both a good banker and a good gambler
2017-02-14 16:06:58
recoiled 退缩
2017-02-14 16:08:52
The same is true for Thomas Edison, the man who reportedly failed 10,000 times before inventing the electric light
2017-02-14 16:09:07
they live their lives unable to afford even one little failure. To
2017-02-14 16:16:55
elated adj.兴高采烈的
2017-02-14 16:17:47
Which is why I am concerned with so many people today who have their portfolios filled with paper assets, feeling rich.
2017-02-14 16:17:57
There is a very big difference between paper assets and real assets, paper wealth and real wealth.)
2017-02-14 16:18:37
reprimand vt. 责备
2017-02-14 16:21:11
The bank gives you the loan, but your tenant pays for it.
2017-02-14 16:22:16
you know that the word mortgage comes from the Old French word mort, which means death. In other words, mortir means “an engagement until death.” Like
2017-02-14 16:23:53
The rich have more debt than the poor. The difference is that they have good debt and the poor and middle class are loaded up with bad debt.
2017-02-14 16:24:21
People who do not respect the power of debt are often financially wounded by it… sometimes killed. People who respect and harness the power of debt may become rich beyond their wildest dreams. As you now know, debt has the power to make you very rich and it also has the power to make you very poor.”
2017-02-14 16:26:48
If You Want to Get Richer, Buy a New Car
2017-02-14 16:28:58
hypnotic adj. 催眠的
2017-02-14 16:30:28
instead of getting poorer from having an expensive liability, I got richer and have the car of my dreams, which is still mine today. We did the same thing when my wife found the Mercedes of her dreams.
2017-02-14 16:34:10
Today, I meet many people who lack inner peace because they have not kept up with the changes in their desire for the finer things in life.
2017-02-14 16:36:02
Every time you owe someone money, you become an employee of their money.
2017-02-14 16:42:37
I call this model the “Learning Pyramid.”
2017-02-14 16:43:31
Great spirits have often encountered violent opposition from mediocre minds
2017-02-14 16:44:01
I use it to remind myself that I have both a great spirit and a mediocre mind.
2017-02-14 16:45:39
A person may go into what is called “analysis paralysis” and spend hours physically doing nothing but arguing internally with their thoughts and their emotions
2017-02-14 16:49:22
One of the main reasons most people do not achieve great wealth and financial freedom is simply because they are afraid of making mistakes.”
2017-02-14 16:49:59
they have learned to fear making a mistake
2017-02-14 16:51:56
Life Is About Change
2017-02-14 16:52:49
To me, life is about change. To me, if you are not changing today, you may be in grave peril because the world is changing faster than ever before. The people who are in the most trouble are those who cling to old right answers and old report cards. With the Internet
2017-02-14 16:52:55
expanding its reach, the gap between the haves and have-nots will only increase. Today we have kids who are not yet out of high school who are making millions of dollars on the Web. They have not yet had a job and may never have to look for one.
2017-02-14 16:54:04
apprehensive 忧虑的
2017-02-14 16:55:19
acronym 开头大写字母缩写
多看笔记 来自多看阅读 for Kindle
duokanbookid:p58d9e7e4207e6bfe383bc6d0d7ee2e5
Robert T. Kiyosaki
Chapter Six: What Is the Price of Change?
2017-02-14 15:22:35
frugality 节俭
2017-02-14 15:23:11
virtues of cutting up your credit cards, saving money, putting the maximum amount into your retirement plan, driving a used car, living in a smaller house, clipping coupons, shopping at sales, eating at home, passing used clothes from older kids down to the younger kids, taking cheaper vacations, and other such tips.
2017-02-14 15:24:40
sage n. 圣人 adj.贤明的
2017-02-14 15:24:57
abstinence n. 节欲
2017-02-14 15:25:33
platinum n.白金
2017-02-14 15:26:09
unbridled adj. 放纵的
2017-02-14 15:27:17
It makes no sense to me to live cheap and die rich.
2017-02-14 15:28:56
scrimped vt. 节衣缩食
2017-02-14 15:30:26
the price for becoming rich by being cheap is that you’re still cheap.
2017-02-14 15:34:06
frivolous adj. 轻率的
2017-02-14 15:35:39
The only people who think life should be easy are lazy people
2017-02-14 15:36:34
The world is filled with smart, talented, and gifted people who are not what we would call successful financially, professionally, or in their personal relationships.
2017-02-14 15:38:30
brat 顽童
2017-02-14 15:50:27
If you think education is expensive, you should try ignorance.”
2017-02-14 15:50:50
emphatic 感叹号
2017-02-14 15:58:16
unfortunately, that is what most people are trying to do. One of the reasons so many lottery winners go broke is because they fail to convert earned income into either passive or portfolio income.
2017-02-14 15:59:26
There are only two things you can invest. They are time and money.”
2017-02-14 16:03:26
the issue is not what you learned but how fast you learn.
2017-02-14 16:04:51
So if you want to find out what is important for your financial report card, simply go see your local banker. Fill out your personal financial statement and hope he or she rejects you. If they don’t reject you, simply ask for more money. After they reject you, sit down and ask them what you can do to improve your financial report card
2017-02-14 16:06:36
And to be rich, you have to pay the price of being both a good banker and a good gambler
2017-02-14 16:06:58
recoiled 退缩
2017-02-14 16:08:52
The same is true for Thomas Edison, the man who reportedly failed 10,000 times before inventing the electric light
2017-02-14 16:09:07
they live their lives unable to afford even one little failure. To
2017-02-14 16:16:55
elated adj.兴高采烈的
2017-02-14 16:17:47
Which is why I am concerned with so many people today who have their portfolios filled with paper assets, feeling rich.
2017-02-14 16:17:57
There is a very big difference between paper assets and real assets, paper wealth and real wealth.)
2017-02-14 16:18:37
reprimand vt. 责备
2017-02-14 16:21:11
The bank gives you the loan, but your tenant pays for it.
2017-02-14 16:22:16
you know that the word mortgage comes from the Old French word mort, which means death. In other words, mortir means “an engagement until death.” Like
2017-02-14 16:23:53
The rich have more debt than the poor. The difference is that they have good debt and the poor and middle class are loaded up with bad debt.
2017-02-14 16:24:21
People who do not respect the power of debt are often financially wounded by it… sometimes killed. People who respect and harness the power of debt may become rich beyond their wildest dreams. As you now know, debt has the power to make you very rich and it also has the power to make you very poor.”
2017-02-14 16:26:48
If You Want to Get Richer, Buy a New Car
2017-02-14 16:28:58
hypnotic adj. 催眠的
2017-02-14 16:30:28
instead of getting poorer from having an expensive liability, I got richer and have the car of my dreams, which is still mine today. We did the same thing when my wife found the Mercedes of her dreams.
2017-02-14 16:34:10
Today, I meet many people who lack inner peace because they have not kept up with the changes in their desire for the finer things in life.
2017-02-14 16:36:02
Every time you owe someone money, you become an employee of their money.
2017-02-14 16:42:37
I call this model the “Learning Pyramid.”
2017-02-14 16:43:31
Great spirits have often encountered violent opposition from mediocre minds
2017-02-14 16:44:01
I use it to remind myself that I have both a great spirit and a mediocre mind.
2017-02-14 16:45:39
A person may go into what is called “analysis paralysis” and spend hours physically doing nothing but arguing internally with their thoughts and their emotions
2017-02-14 16:49:22
One of the main reasons most people do not achieve great wealth and financial freedom is simply because they are afraid of making mistakes.”
2017-02-14 16:49:59
they have learned to fear making a mistake
2017-02-14 16:51:56
Life Is About Change
2017-02-14 16:52:49
To me, life is about change. To me, if you are not changing today, you may be in grave peril because the world is changing faster than ever before. The people who are in the most trouble are those who cling to old right answers and old report cards. With the Internet
2017-02-14 16:52:55
expanding its reach, the gap between the haves and have-nots will only increase. Today we have kids who are not yet out of high school who are making millions of dollars on the Web. They have not yet had a job and may never have to look for one.
2017-02-14 16:54:04
apprehensive 忧虑的
2017-02-14 16:55:19
acronym 开头大写字母缩写
多看笔记 来自多看阅读 for Kindle
duokanbookid:p58d9e7e4207e6bfe383bc6d0d7ee2e5
November 21, 2018
Sau nửa năm, nhiều lần tưởng chừng như bỏ dở vì quá dài. Do bộ sách này dài lên không phải phần nào cũng hấp dẫn. Nhưng mình vẫn kiên trì đọc, về tổng thể thì mình thấy nội dung cuốn sách rất rất hay. Như mở một chân trời mới đối với mình, giúp mình hiểu thêm một chút về thế giới của người giàu, về suy nghĩ và tư duy của họ. Nếu như không đọc thì mình có lẽ cũng không bao giờ biết được đến những điều đó.
Mỗi phần là một bài học sâu sắc và ý nghĩa về tài chính, về quy luật của đồng tiền, về bản chất của xã hội. Những nguy cơ mà người làm thuê có thể gặp phải. Giúp mình nhận thức được làm công ăn lương, hưởng bảo hiểm của chính phủ thực ra lại không an toàn chút nào. Ngẫm thì thấy đúng, qũy bảo hiểm, qũy lương hưu của nước mình thấy cũng mong manh, yếu ớt lắm. Một năm dọa vỡ không biết bao nhiêu lần. Đọc rồi mới biết đây là tình trạng chung của mọi chính quyền trên thế giới, không có cách giải quyết dứt điểm, càng ngày càng nghiêm trọng. Chỉ có 1 con đường duy nhất là tự giải cứu lấy chính mình thôi. Còn giải cứu thế nào thì mỗi người đọc sách sẽ có 1 ý tưởng, hay động lực riêng. Mình tin chắc là như vậy.
Điểm thú vị là cuốn sách về kinh tế nhưng được viết dựa trên kinh nghiệm và những bài học của cha nuôi tác giả, một triệu phú nổi tiếng và những bài học từ cha đẻ của tác giả, một cán bộ giáo dục nổi tiếng tại Hawai, nhưng lại là 1 người nghèo khó và thất bại cho đến cuối cuộc đời. 2 người cha, 2 thế giới, 2 bài học khác nhau cho cùng một vấn đề, nhưng đều có 1 ý nghĩa nào đó. Từ những bài học này, chúng ta có thể thấy được sự khác biệt trong tư duy của người giàu và người nghèo. Bản thân chính tôi sau khi đọc xong thì thấy mình đang có tư nghèo, rất nghèo. Nhưng cũng đã học được rất nhiều điều từ người cha giàu và đang dần thay đổi. Mình cũng đầu tư mua bộ trò chơi cashflow, chơi cũng rất thú vị, càng có lương cao thì càng khó thoát.
Điểm trừ ở bộ này là dài và lan man quá, nhiều bài học được tác giả lặp đi lặp lại. Thứ 2 là nghe giọng kể của tác giả thì những người có thắc mắc với tác giả về tư duy của người giàu, thì tác giả chỉ trả lời chung chung, và mặc định người nghe phải tư duy như người giàu rồi.
Review chi tiết bộ sách tại: https://bestchoicesvn.com/sach-hay-ne...
Mỗi phần là một bài học sâu sắc và ý nghĩa về tài chính, về quy luật của đồng tiền, về bản chất của xã hội. Những nguy cơ mà người làm thuê có thể gặp phải. Giúp mình nhận thức được làm công ăn lương, hưởng bảo hiểm của chính phủ thực ra lại không an toàn chút nào. Ngẫm thì thấy đúng, qũy bảo hiểm, qũy lương hưu của nước mình thấy cũng mong manh, yếu ớt lắm. Một năm dọa vỡ không biết bao nhiêu lần. Đọc rồi mới biết đây là tình trạng chung của mọi chính quyền trên thế giới, không có cách giải quyết dứt điểm, càng ngày càng nghiêm trọng. Chỉ có 1 con đường duy nhất là tự giải cứu lấy chính mình thôi. Còn giải cứu thế nào thì mỗi người đọc sách sẽ có 1 ý tưởng, hay động lực riêng. Mình tin chắc là như vậy.
Điểm thú vị là cuốn sách về kinh tế nhưng được viết dựa trên kinh nghiệm và những bài học của cha nuôi tác giả, một triệu phú nổi tiếng và những bài học từ cha đẻ của tác giả, một cán bộ giáo dục nổi tiếng tại Hawai, nhưng lại là 1 người nghèo khó và thất bại cho đến cuối cuộc đời. 2 người cha, 2 thế giới, 2 bài học khác nhau cho cùng một vấn đề, nhưng đều có 1 ý nghĩa nào đó. Từ những bài học này, chúng ta có thể thấy được sự khác biệt trong tư duy của người giàu và người nghèo. Bản thân chính tôi sau khi đọc xong thì thấy mình đang có tư nghèo, rất nghèo. Nhưng cũng đã học được rất nhiều điều từ người cha giàu và đang dần thay đổi. Mình cũng đầu tư mua bộ trò chơi cashflow, chơi cũng rất thú vị, càng có lương cao thì càng khó thoát.
Điểm trừ ở bộ này là dài và lan man quá, nhiều bài học được tác giả lặp đi lặp lại. Thứ 2 là nghe giọng kể của tác giả thì những người có thắc mắc với tác giả về tư duy của người giàu, thì tác giả chỉ trả lời chung chung, và mặc định người nghe phải tư duy như người giàu rồi.
Review chi tiết bộ sách tại: https://bestchoicesvn.com/sach-hay-ne...
December 29, 2024
It was a pretty short read. It surprising how this book that was published almost 10+ years ago still somewhat apply to this modern day. A lot of the good saying today from those financial gurus were probably taken from this book.
I agree with most of the ideas, but some I found it strange. The car ownership is one of sections that I don't really understand.
He started with his friend got a worn out second hand car for $3500. The friend can easily afford and is happy with it, but Kioysaki was grossed by it. Kiyosaki then say he went into a bad debt to own his new dream Porche car. His wife then told him to find an asset to cover the cost which he uses another property debt (good debt in his words) to cover the Porche debt (bad debt). So, if he doesn't have the bad debt in the first place, wouldn't he be able to make more money from the good debt? I don't see how his justification works there for getting the luxury car. Bad debt is a bad debt even if you're trying to cover it up with the good debt.
He's good at writing engaging stories too. The way he got rich was basically buying properties with mortgages and rent it out to people to have it paid off by itself. He said many time in the book that he won't cut his credit card and live cheap, but he doesn't really provide a good alternative to solve the bad debt problem.
Some quotes from this book:
* “…[Everything] has a price, and that price is not always measured in money.”
* “Having money in the bank is better than not having money in the bank.”
* “You can be rich by being cheap. The problem is that you’re still cheap.”
* “I am alive today because dead men kept fighting.”
I agree with most of the ideas, but some I found it strange. The car ownership is one of sections that I don't really understand.
He started with his friend got a worn out second hand car for $3500. The friend can easily afford and is happy with it, but Kioysaki was grossed by it. Kiyosaki then say he went into a bad debt to own his new dream Porche car. His wife then told him to find an asset to cover the cost which he uses another property debt (good debt in his words) to cover the Porche debt (bad debt). So, if he doesn't have the bad debt in the first place, wouldn't he be able to make more money from the good debt? I don't see how his justification works there for getting the luxury car. Bad debt is a bad debt even if you're trying to cover it up with the good debt.
He's good at writing engaging stories too. The way he got rich was basically buying properties with mortgages and rent it out to people to have it paid off by itself. He said many time in the book that he won't cut his credit card and live cheap, but he doesn't really provide a good alternative to solve the bad debt problem.
Some quotes from this book:
* “…[Everything] has a price, and that price is not always measured in money.”
* “Having money in the bank is better than not having money in the bank.”
* “You can be rich by being cheap. The problem is that you’re still cheap.”
* “I am alive today because dead men kept fighting.”
December 19, 2022
Sau khi ngồi tổng kết lại, phát hiện trong tập này tác giả đưa ra rất nhiều lời khuyên hưu ích:
1. Trong cuộc sống có 33 % số người sẽ yêu mến con bất kể con làm gì, 33 % sẽ không ưa con bất kể con làm gì, và 33 % số người sẽ không hề quan tâm đến con. Nhiệm vụ của con là phải phớt lờ 33 % số người không ưa con và thuyết phục 33 % số người không quan tâm đến con trở nên yêu mến con.
2.Ngày nay một nguy��n nhân ngày càng lớn đằng sau những vụ phá sản cá nhân không phải là quản lý tài chính kém mà chính là những căn bệnh trầm kha.
3. Mục đích của việc đầu tư là có thể mua hay tạo dựng cho mình các bất động sản phát sinh thu nhập thụ động thanh toán các hóa đơn điện thoại, hóa đơn tiền điện hay bảo hiểm v...v
4. Lời khuyên quan trọng nhất: hãy giữ nguyên công việc thường nhật của bạn và hãy dành ra ít nhất năm năm để tạo dựng một công việc mới trong một nhóm mới của kim tứ đồ.
....
Thực sự là một quyển sách đáng đọc.
1. Trong cuộc sống có 33 % số người sẽ yêu mến con bất kể con làm gì, 33 % sẽ không ưa con bất kể con làm gì, và 33 % số người sẽ không hề quan tâm đến con. Nhiệm vụ của con là phải phớt lờ 33 % số người không ưa con và thuyết phục 33 % số người không quan tâm đến con trở nên yêu mến con.
2.Ngày nay một nguy��n nhân ngày càng lớn đằng sau những vụ phá sản cá nhân không phải là quản lý tài chính kém mà chính là những căn bệnh trầm kha.
3. Mục đích của việc đầu tư là có thể mua hay tạo dựng cho mình các bất động sản phát sinh thu nhập thụ động thanh toán các hóa đơn điện thoại, hóa đơn tiền điện hay bảo hiểm v...v
4. Lời khuyên quan trọng nhất: hãy giữ nguyên công việc thường nhật của bạn và hãy dành ra ít nhất năm năm để tạo dựng một công việc mới trong một nhóm mới của kim tứ đồ.
....
Thực sự là một quyển sách đáng đọc.
November 30, 2021
Este es libro breve. Lo considero como un complemento para Padre Rico, Padre Pobre.
Es un manual que guía a cómo ordenar las finanzas en una primera instancia.
La tarjeta de crédito es sólo un punto que es tratado en el libro.
¿Pero cuál es el tema principal?
Rescato una idea que se desarrolla casi en un tercio en el libro y que corresponde a la voluntad de cada persona para cambiar y mejorar su situación financiera.
Kiyosaki habla del "precio" que se debe pagar para obtener lo que uno quiere.
Algunos no están dispuestos a pagar el precio, el costo añadido, el esfuerzo que tenemos que aplicar para obtener lo que se desea.
Y ese punto es lo gravitante de este libro.
Cada acción que hacemos, evitamos o deseamos implica un costo y también genera una consecuencia.
Es una lectura rápida, sencilla que nos motiva a seguir avanzando en el tema de las finanzas personales.
Es un manual que guía a cómo ordenar las finanzas en una primera instancia.
La tarjeta de crédito es sólo un punto que es tratado en el libro.
¿Pero cuál es el tema principal?
Rescato una idea que se desarrolla casi en un tercio en el libro y que corresponde a la voluntad de cada persona para cambiar y mejorar su situación financiera.
Kiyosaki habla del "precio" que se debe pagar para obtener lo que uno quiere.
Algunos no están dispuestos a pagar el precio, el costo añadido, el esfuerzo que tenemos que aplicar para obtener lo que se desea.
Y ese punto es lo gravitante de este libro.
Cada acción que hacemos, evitamos o deseamos implica un costo y también genera una consecuencia.
Es una lectura rápida, sencilla que nos motiva a seguir avanzando en el tema de las finanzas personales.
January 8, 2018
Serás lo que serás.
Deja que el fracaso encuentre su falso contenido
en el mundo de los ignorantes.
Pero el espíritu , libre, lo desdeña.
El domina el tiempo, conquista el espacio,
intimida a esa casualidad jactanciosa y embustera,
y destrona a la tirana circunstancia.
Pero ocupa el lugar de un sirviente.
La voluntad humana, esa fuer za invisible.
El retoño de un alma inmortal
que traza caminos a todos los destinos
aunque se interpongan muros de granito.
No desesperes por su retraso.
Espera como alguien que entiende que,
cuando el espíritu surge y manda,
hasta los dioses obedecen.
Deja que el fracaso encuentre su falso contenido
en el mundo de los ignorantes.
Pero el espíritu , libre, lo desdeña.
El domina el tiempo, conquista el espacio,
intimida a esa casualidad jactanciosa y embustera,
y destrona a la tirana circunstancia.
Pero ocupa el lugar de un sirviente.
La voluntad humana, esa fuer za invisible.
El retoño de un alma inmortal
que traza caminos a todos los destinos
aunque se interpongan muros de granito.
No desesperes por su retraso.
Espera como alguien que entiende que,
cuando el espíritu surge y manda,
hasta los dioses obedecen.
October 6, 2019
This book is a quick read. Like rich dad poor dads first book, this is a good book to read when you get started on your financial wealth journey. He writes about controlling your spending, the importance of learning to read a financial statement and the difference between good and bad debt. He also touches on the different ways to create wealth. He goes a little further into real estate investing and how lucrative it can be.
If you are starting on your quest towards financial freedom, this is a good place to start. However, like the title says, this is more of a guide than a detailed path to wealth.
If you are starting on your quest towards financial freedom, this is a good place to start. However, like the title says, this is more of a guide than a detailed path to wealth.
December 26, 2019
Cuốn này nói về trả giá: Để có được tự do tài chính, bạn phải trả giá cho nó. Để có được sử đảm bảo an toàn, bạn phải trả giá. Và nếu bạn muốn có cả hai, bạn phải trả giá gấp đôi.
Nếu bạn không muốn trả giá, bạn sẽ phải trả giá cho việc không chấp nhận đó.
Qua từng chương, Robert Kiyosaki sẽ cho bạn thấy
- Cái giá của keo kiệt và điều tốt đẹp khi hào phóng
- Cái giá của sai lầm và tại sao phải phạm sai lầm nhiều hơn
- Cái giá của giáo dục và lý do nên không ngừng học hỏi
- Cái giá của việc cắt giảm chi phí và cách mua một tiêu sản bằng tài sản
- Cái giá của sự thay đổi và cách thay đổi
- Cái giá của việc sửa chữa phiếu điểm tài chính: tại sao phải học kế toán
Nếu bạn không muốn trả giá, bạn sẽ phải trả giá cho việc không chấp nhận đó.
Qua từng chương, Robert Kiyosaki sẽ cho bạn thấy
- Cái giá của keo kiệt và điều tốt đẹp khi hào phóng
- Cái giá của sai lầm và tại sao phải phạm sai lầm nhiều hơn
- Cái giá của giáo dục và lý do nên không ngừng học hỏi
- Cái giá của việc cắt giảm chi phí và cách mua một tiêu sản bằng tài sản
- Cái giá của sự thay đổi và cách thay đổi
- Cái giá của việc sửa chữa phiếu điểm tài chính: tại sao phải học kế toán
October 27, 2020
This was a short and perfect addition to the Rich Dad Poor Dad series. A lot of the complaints that I’ve read is that this book is very repetitive. But, this is the way that humans learn. Humans learn by repetition. So, I did not mind and I looked at it as a reinforcement of the things that I’ve already learned. I want to add that there are a lot of new skills and things that the author speaks about like good debt and bad debt and how to get out of bad debt. I thought a lot of the lessons were similar to Dave Ramsey’s book “Total Money Makeover”. Overall, I think this is a very, very, very good book and worth the read.
March 5, 2020
#18 "Как стать богатым, не отказываясь от кредитов" - Роберт Кийосаки
📚 Несколько книг прочитал Роберта и всегда легко его читать. Он мне нравится и его подход к финансам.
Финансовая модель, которую он использует очень проста и эффективна. Каждый может её использовать и зарабатывать дополнительный капитал.
➡️Для кого книга? Для тех, у кого есть проблемы с "плохими" (потребительскими) кредитам и рассрочками. И для тех, кто хочет дополнительно зарабатывать, прилагая меньше усилий.
Ваш #ИсточникN1
📚 Несколько книг прочитал Роберта и всегда легко его читать. Он мне нравится и его подход к финансам.
Финансовая модель, которую он использует очень проста и эффективна. Каждый может её использовать и зарабатывать дополнительный капитал.
➡️Для кого книга? Для тех, у кого есть проблемы с "плохими" (потребительскими) кредитам и рассрочками. И для тех, кто хочет дополнительно зарабатывать, прилагая меньше усилий.
Ваш #ИсточникN1
April 11, 2021
This book was included with Audible Plus so I gave it a listen. I found the information in this book to be useful. It expanded on his previous book. I'll recommend it to friends that could use the basic tips provided. If you read a lot of financial books you may not find much. The narrator did a good job.
Disclaimer: My enjoyment of the narrator is based on my listening speed. I only leave 5 stars for books I've listened to or will listen to multiple times. I'll update my review if I listen again. If you like this review please consider giving it a Helpful Vote below.
Disclaimer: My enjoyment of the narrator is based on my listening speed. I only leave 5 stars for books I've listened to or will listen to multiple times. I'll update my review if I listen again. If you like this review please consider giving it a Helpful Vote below.
November 24, 2021
A shorter book by Kiyosaki, this one follows suit with Rich Dad, Poor Dad, and serves as a good reminder to the principles it contained.
Regarding the subject of credit cards and debt, he employs a method Dave Ramsay calls the “snowball effect”. This is basically choosing to pay off smaller cards first, and then rolling the payment forward to the next biggest card…rinse and repeat. He diverges from Ramsay when he advocates the continued use of credit cards, albeit responsibly.
Great little primer full of good reminders.
Regarding the subject of credit cards and debt, he employs a method Dave Ramsay calls the “snowball effect”. This is basically choosing to pay off smaller cards first, and then rolling the payment forward to the next biggest card…rinse and repeat. He diverges from Ramsay when he advocates the continued use of credit cards, albeit responsibly.
Great little primer full of good reminders.
October 14, 2019
Xem thêm những review sách khác tại đây: https://thetoobluescientist.com/categ...
Có thể tóm lại là
1. phải có giáo dục về tài chính;
2. chấp nhận cái giá của việc làm giàu, cái gì cũng có giá của nó. Vậy cái giá của làm giàu là gì? Có thể mất tiền, có thể thất bại.
3. nợ tốt một cách khôn ngoan;
4. tìm tài sản bù vào những khoản lớn muốn chi tiêu;
5. muốn giàu có không có gì là sai cả.
Có thể tóm lại là
1. phải có giáo dục về tài chính;
2. chấp nhận cái giá của việc làm giàu, cái gì cũng có giá của nó. Vậy cái giá của làm giàu là gì? Có thể mất tiền, có thể thất bại.
3. nợ tốt một cách khôn ngoan;
4. tìm tài sản bù vào những khoản lớn muốn chi tiêu;
5. muốn giàu có không có gì là sai cả.
May 21, 2022
This book is similar to all of his other books, has several of the same stories, and he spends a several pages selling his game and other books. Still, this book reiterates financial accountability with a roadmap to financial freedom. Paired with Dave Ramsey’s Money Makeover, I think that these two books really help a person understand that financial accountability is a personal responsibility that is also under one’s personal control. I highly recommend these two books together.
September 14, 2023
Everything has a price. The question is whether you’re willing to pay it to get what you want. Some somewhat interesting quotes in this book. Not a ton of discrete financial advice. His primary financial focus is emphasizing the importance of creating income streams beyond your daily paycheck, with a clear preference for real estate investment. Lots of Rich Dad “quotes” that I’m sure are more “this is the gist of what I remember”. But their points fit what he was trying to convey.
March 5, 2024
According to the author, this book is about the price that you have to pay to become rich. There are many ways to do so, and each way has a price. He argues why we shouldn't be cheap, not avoid mistakes just to learn from them, education is important but not the current education system, prioriority should be in getting rid of bad debt, and finally, sometime we need to change what we have been doing until that moment (especially, for changing quadrant).
April 8, 2021
Hãy giữ nguyên công việc thường nhật của bạn và hãy dành ra ít nhất năm năm để tạo dựng một công việc mới trong một nhóm của kim tứ đồ.
Người giàu mắc nợ nhiều hơn người nghèo. Điểm khác biệt là họ có những món nợ tốt còn người nghèo và người trung lưu thì nặng chĩu những món nợ xấu.
Thu nhập kiếm được, Thu nhập thụ động, thu nhập đầu tư.
Người giàu mắc nợ nhiều hơn người nghèo. Điểm khác biệt là họ có những món nợ tốt còn người nghèo và người trung lưu thì nặng chĩu những món nợ xấu.
Thu nhập kiếm được, Thu nhập thụ động, thu nhập đầu tư.
This entire review has been hidden because of spoilers.
April 29, 2021
"Rich Dad's Guide to Becoming Rich...Without Cutting Up Your Credit Cards" is my first finance book. It gives me many useful information and tips that I can apply in life. However, because I am just a teenager, it is a bit boring and hard to understand in some ways. I will reread it in the near future.
June 12, 2022
Very informative and has a lot of potentially powerful concepts. Very good explanation about good debt and bad debt. Amazing way to understand that, not all debt is bad. Many nice references to great and effective quotes within the context. Nice information about various types of incomes, debts and asset classes with examples.
August 24, 2022
An interesting book again by Robert. However, if you have read his previous books - then what he says in this book would sound repetitive.
He emphasises about the benefits of maintaining a financial statement to keep a tab on one’s financial health - which I personally find very useful habit to have for anyone wanting to create wealth.
A good read overall. Cheers, nv
He emphasises about the benefits of maintaining a financial statement to keep a tab on one’s financial health - which I personally find very useful habit to have for anyone wanting to create wealth.
A good read overall. Cheers, nv
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