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The Million Dollar Decision: Get Out of the Rigged Game of Investing and Add a Million to Your Net Worth

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ìIf you care about your financial future and if you don't want to get ripped off by the financial industry, read this book now.î
ñDaven Michaels, NY Times bestselling author


Are you investing with the help of financial advisers, money managers or bankers?


Are you thinking about investing, but you donít know where to start and who to trust in the financial jungle out there?


Are you a busy professional who hates financial mumbo-jumbo and doesnít have time for investing?


Are you scared to invest because it seems too overwhelming and complex?


The BAD news is that most financial advisers, gurus and other financial ìexpertsî are out there to legally steal your invested money. That is why a typical investor loses more than one million dollars in his/her investing career (see pages 172-175).


The GOOD news is that you can smile now because finally there is a simple solution. Robert Rolih will share with you the details and secret subtleties that will enable you to fire your financial adviser, take control of your money and investments and outperform the pros - while spending only a few hours per year.


By reading The Million Dollar Decision, youíll finally discover how to make sure your invested money works for youÖand not for the financial industry:

The Six Dark Forces of Investing: if you donít learn what these forces are, you will never be able to invest profitably. Get to know them, and Darth Vader will seem like a good guy to you.
The Commission Camouflage Effect: learn how the financial industry takes most of your future returns ñ without you even being aware of it.
The most important formula of your financial life: Financial Success Formulaô. This is an entirely new philosophy on personal finance and investing that will, quite literally, save you financially. If you have adult children, you will want to share it with them right away.
Financial safety with the A.R.M.O.R. Formulaô: even if you are the kindest and most positive person, something unforeseen can happen that turns everything around. Use this simple formula to prevent financial disasters from disrupting your financial security.
Selecting the right financial products and minimizing risk: stocks, bonds, mutual funds, index funds, gold, silverÖ Get a clear answer on how to make the right choices. Investing for retirement or to grow your wealth simply canít get easier!
How to beat Richard Bransonís speed of creating wealth with one smart move? No hype. Just facts. This will come as a total surprise for you.
Short-Term Investing Slaughterhouse: learn the sad truth about short-term trading. If you are thinking about trading stocks, Forex, binary options and other instruments, this chapter will be a life saver.
How to make the Million Dollar Decision, get out of the rigged game of investing and add a million to your net worth in just a couple of hours per year?

By reading this book you'll have total confidence in yourself when investing and outperform even the experts in just a couple of hours per year.

216 pages, Paperback

Published March 14, 2017

114 people are currently reading
185 people want to read

About the author

Robert Rolih

3 books12 followers
International bestselling author, Public speaker of the Year 2015 (named by London Professional Speakers Academy), Entrepreneur. And the most important of all: passionate about sharing what the financial industry doesn’t want you to know about investing.

Robert Rolih is on the mission to share what the financial industry doesn’t want us to know about investing. With his simple investing system, you will be able to outperform the pros while spending only a couple of hours per YEAR for investing.

Robert grew up in a poor backwater village in a small country, became a successful entrepreneur (cooperating with people like Chet Holmes and Brian Tracy) and then lost most of his money because he trusted financial advisers, brokers, and financial “gurus.” That motivated him to spend seven years of his life researching what is going on behind the scenes of the financial industry. And his findings were quite shocking and eye-opening.

Today Robert is on the mission to share his in-depth knowledge with people all around the world, help them win the financial game of life and avoid costly investing pitfalls. His greatest strength is that he is able to make the complex topic of investing simple and fun.

Robert was featured in more than 50 newspapers and TV stations and has had the honor of sharing the stage with people such as Gary Vaynerchuk, Robert G. Allen, Ryan Deiss, Brian Tracy, Kevin Green, Andy Harrington, Daniel Priestley, and many others. In 2017 he published his international bestseller The Million Dollar Decision: Get Out of the Rigged Game of Investing and Add a Million to Your Net Worth. The book has already been translated into Chinese Mandarin and Bulgarian language.

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5 stars
56 (29%)
4 stars
58 (30%)
3 stars
52 (26%)
2 stars
13 (6%)
1 star
14 (7%)
Displaying 1 - 23 of 23 reviews
1 review5 followers
June 10, 2020
This isn’t specifically related to the book, but I just attended a fake ‘live webinar’ of Robert Rolih’s from the link on his website. After finishing the first at 5:45pm, I noticed a second webinar at 6pm which I signed up for. Everything was the same! All his words, questions, comments in the comment section from fake people.

It encourages you to join his program for a ‘special one-day exclusive’ price of $997. I don’t know about you but something smells fishy. Be cautious!
Profile Image for Kiril.
112 reviews
September 2, 2019
The whole idea of the book is already given in the first chapter, which can be downloaded for free as a teaser from the net. The rest is just filler. The whole other useful info in the whole book can be put in no more than 1 chapter. The rest of the words are not worth the paper that they are printed on.
Profile Image for Zan Stankovic.
26 reviews
September 26, 2021
One of the most influential book I've ever read. It describes why financial literacy is so important, and why you mustn't believe to financial experts. Read this book and you will potentially save thousands of dollar or even millions of dollars.
Profile Image for Edis Babahmetović.
41 reviews
February 2, 2023
Written by a public speaker, who studied at the same Faculty of Economics as I did (Ljubljana, SLO), this book was a basic "personal finances" book with misleading concepts of wealth, with the exception of a few good points.

Robert nicely explained that the financial success formula consists of money-making skills + investing skills. Every individual should be aggressive and more prone to risk for "money-making" skills while being more cautious when investing. The author also nicely explained the actual ROI formula, including the "cost of time" factor.

Whilst this is all very true, the book was more focused on the investment chapter, which people focus on the most - because it's easier. "Show me how to make millions" without any work. And as most people do, they trust the first person who shows them this is possible with investing. But no one thinks that the true 2 factors to building wealth (control & leverage) are non-existent with investing, as one always relies on hope (hope that economic crisis doesn't happen, hope that inflation doesn't lower the actual value of their money & hope they don't die before they can harvest what they've sow).

You want your wealth to accompany your wealth, not your cane.
Profile Image for Nguyet Minh.
19 reviews
September 5, 2021
Sách 2017, so với thời điểm hiện tại nơi nơi đều là đại dịch người người "đầu tư".
Nội dung khá bao quát, kiến thức mang lại khá ổn cho người mới đọc về kinh tế như mình; các kiến thức về mánh khoé, thực tại mảng tối mảng sáng mà ngành bảo hiểm, và các guru đang kiếm tiền như thế nào, đặc điểm các mô hình như đa cấp cần nhận diện với tín hiệu gì. So sánh việc đầu tư gì là ổn nhất: mua vàng, mua trái phiếu, đầu tư cổ phiếu, hay bảo hiểm, mua nhà,... nên mua ở thời điểm nào.
Điểm trừ duy nhất trong cuốn sách này có lẽ là giọng văn, quá nhiều thông tin tự ngợi ca về tác phẩm đọc như tác giả quá tâng bốc chính cuốn sách "triệu đô". Và liên tục nhắc đến các nhân vật trong phim Star War mà mình như xem phim đó nên không hiểu ý tác giả nếu không google search.
Tóm lại đây là cuốn sách nên đọc ở thời điểm đầu - đang dần dần tìm hiểu về đầu tư và chuẩn bị đầu tư. Vừa đọc vừa nghe hieu.tv podcast.
This entire review has been hidden because of spoilers.
2 reviews
May 28, 2024
I joined Cash fx on September 2021 investing $15k .I earned constantly and could upgrade to the $25k pack and then to the $50k . After trading and making so much profit, withdrawals suddenly became very difficult. It says on their website that fund withdrawals will take around 3 days. I messaged support but no positive response until August 2023, I recovered my money with the help of a triangulation expert. Mustang Tech is the best tech expert you need to help you recover your scammed or lost funds. They can be contact on email mustangggrc@gmail.com
Profile Image for Teo Deleanu.
5 reviews2 followers
April 27, 2020
Gave it 4.5* for the NO's that are in the financial industry.
If it weren't a pop-up book that redirects to the author master class in finance Investment I would have gave it a 5.
Overall a great Sunday read.
1 review
July 28, 2020
This book is recommended for beginners in Investing

I personally lost a lot of money to financial industry and I realized it late. For me this book was reinforcing the ideas that I had experinces overtime and I recommend everyone to read this book before investing
2 reviews
April 5, 2021
I would recommend this book to everybody not working in financial industry with interest in investing. Language used by author is understandable. This book contains some good information about investing dos and don'ts.
6 reviews
July 11, 2021
An eye openner

This book is an eye opener for all those people that want to venture into investing. Highlights the typical mistakes and how you should start, what u can consider as high risk and venture with it and what a solid stable investment like index funds.
Profile Image for Radoslav Zankov.
4 reviews
May 1, 2024
There’s probably nothing that I don’t agree with in the book but the investing part of it is quite poor. I bought a book and not a link to a website where I have to register in order to read it. Basically the average book of a financial guru as the author calls them.
Profile Image for Калоян Захариев.
Author 13 books53 followers
August 23, 2024
В търсене на въглища намерих диамант. В книгата си Ролих всъщност ни учи как да НЕ инвестираме, а това е много, ама много рядка тема.
По принцип не научих почти нищо ново, но ме изненада колко добре и синтезирано е написано всичко.
Приятна, ама много приятна изненада.
Profile Image for Tadej Brunšek.
11 reviews1 follower
December 13, 2017
Perfectly explained investing in right direction. Dividing other 98% of investors from 2% the right ones.
2 reviews
January 31, 2018
Very informative.

Easy to read and understand. Thoughtful advise and insight. Looking forward to start using the advise and enjoy new wealth.
14 reviews1 follower
July 28, 2020
A must reAd for anyone looking to invest. Robert makes it simple and tells you what advisors don’t want you to know. This book will save you thousands of dollars.
Profile Image for Iza.
51 reviews
June 4, 2021
witty but ends bittersweetly because of constant promotion of his website. great advice though!
1 review
November 17, 2022
This book is basically a very long advertisement for the author's consulting services. It even contains links to videos with requests to share them on your social media profiles.
Profile Image for Todor Kolev.
1 review
January 3, 2026
Great book for someone who knows nothing about finance. Good to give you a hint, if you want to dig deeper in building wealth.
Profile Image for Luly Ceballos.
177 reviews1 follower
April 23, 2017
The same author resume very well his work saying:" This books is for people who already make a decent amount of money and want to significantly increase their net worth", among other things. The information inside this book is very useful even though you don't make a decent amount of money since it prepares you for some traps that would be hurtful in the long run. A must read for young people thinking in starting to invest and very painful to read if you have been investing for long time and watching your money not growing as far as you were expecting. Here you'll know why.
4 reviews
April 29, 2017
Good but sparse information...

The takeaway from this book could fit on one page. The author seems to be using the same tactics he abhors in financial advisors to make money by selling this book. IMHO, the Bogglehead book on investing is way more sincere and professionally done.
Displaying 1 - 23 of 23 reviews

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