Myra Owens runs a therapeutic riding program for returning soldiers. She won't risk getting hurt by becoming personally involved with her riders until Ainslee Harriot challenges her to take a chance on love. Risk Factor was previously published in Sweet Hearts (Bold Strokes Books, 2015).
Karis Walsh is a native of the Pacific Northwest and an adopted citizen of Texas. When she isn’t wrapped up in a book—either reading or writing one—she spends her time with her animals, playing music on her viola or violin, or hiking among the prickly pears.
Up to the 80% point I really loved this. Then there's a disagreement and a rush to the end that I didn't like so much. All in all it's between 3 and 4 for me. The horses nudged it over I think. I'm a sucker for a horse book.