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You Need More Money: Wake Up and Solve Your Financial Problems Once And For All
Whoever you are, whatever your financial situation, I'm here to give you a wake-up call, my friend.
Twenty-five years ago, I set off on my own with nothing but a folding table and a phone. For years, real success eluded me. I told people I was doing well when I was often on the edge of being broke.
Millions of people face the same plight--including my beloved brother-in-law, who died tragically before he could fix his money problems. That was MY wake-up call. I knew I needed more money, but I didn't know how to get it. I only turned things around by getting honest with myself, taking responsibility for my situation, and figuring out some practical solutions. Now I'm going to show you how to do the same.
In polite society, we don't like to talk about money. But it's too important to tiptoe around. In these pages, you and I are going to cut the BS and get real. For starters, I'll help you understand . . .
Let's figure out what's right for you. It's going to take grit and guts, but if you follow my road map, you'll start accumulating real wealth, the kind that lets you live the life of your dreams and lasts for generations to come.
Twenty-five years ago, I set off on my own with nothing but a folding table and a phone. For years, real success eluded me. I told people I was doing well when I was often on the edge of being broke.
Millions of people face the same plight--including my beloved brother-in-law, who died tragically before he could fix his money problems. That was MY wake-up call. I knew I needed more money, but I didn't know how to get it. I only turned things around by getting honest with myself, taking responsibility for my situation, and figuring out some practical solutions. Now I'm going to show you how to do the same.
In polite society, we don't like to talk about money. But it's too important to tiptoe around. In these pages, you and I are going to cut the BS and get real. For starters, I'll help you understand . . .
Let's figure out what's right for you. It's going to take grit and guts, but if you follow my road map, you'll start accumulating real wealth, the kind that lets you live the life of your dreams and lasts for generations to come.
240 pages, Hardcover
Published March 20, 2018
29 people are currently reading
180 people want to read
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Displaying 1 - 21 of 21 reviews
June 22, 2024
This book deals with money, how to get more money and how to resolve financial problems. It offers some interesting concepts in this regard. I am content that I read this book and will try to apply its advice in my life.
October 9, 2024
The author presents a simple plan for making more money, and how to improve your economic situation generally. He does a good job of cutting through the BS and telling it like it is. I found his strategy to be easily adaptable to anyone, whether you are just starting out financially or are nearing retirement. Overall a very good effort and well worth your consideration.
November 3, 2018
This is excellent. Matt Manero adds a fresh, compelling, and alarming perspective to our dire need to "stack and rack." He's a superb narrator too. Matt was a struggling business owner turned American success story who reached his potential after experiencing loss and frustration. I'm on my third listen of this book.
This book will wake you up to keep your reserve account, stash money in it to get out of broke! The book also has good life strategy to maximize your potential. This book is now prominently featured at eye level in Barnes & Noble—for good reason. It's an excellent product worthy of that space.
I'm a fan of Matt now. His website houses a lot of podcasts, which are also very good.
I've read a series of personal finance books lately, and I'm fortunate to discover that each have added valuable perspective. This one absolutely qualifies. This one is the biggest kick in the arse, which is usually what folks need to change their behavior.
Matt, thank you so much for following through on your life's calling and giving the world this valuable work.
This book will wake you up to keep your reserve account, stash money in it to get out of broke! The book also has good life strategy to maximize your potential. This book is now prominently featured at eye level in Barnes & Noble—for good reason. It's an excellent product worthy of that space.
I'm a fan of Matt now. His website houses a lot of podcasts, which are also very good.
I've read a series of personal finance books lately, and I'm fortunate to discover that each have added valuable perspective. This one absolutely qualifies. This one is the biggest kick in the arse, which is usually what folks need to change their behavior.
Matt, thank you so much for following through on your life's calling and giving the world this valuable work.
September 10, 2021
Excellent book!
September 11, 2018
I like this book. I've been reading finance books for a while now. I started with Rich Dad, Poor Dad and have read books such You are a Bad Ass at Making Money. He has the same assertive tone that you find with Tim Ferris, but what I like the most about this book is that it gives you actionable steps unlike Rich Dad, and it isn't as esoteric and meditative as Bad Ass.
August 23, 2018
pretty good, clearly from a "practitioner" and not a "theorist." Main things:
(1) always be learning, weekends and nights are where you make the difference. If you have free time at work, great... use it to learn
(2) unless you are filthy rich... you should be in "accumulation mode"
(1) always be learning, weekends and nights are where you make the difference. If you have free time at work, great... use it to learn
(2) unless you are filthy rich... you should be in "accumulation mode"
January 4, 2019
Over the last 6 years or so I have read a lot of books about money and business, and this book “You Need More Money” is hands down one of the best, by far. And yes, that includes the older ones, newer ones, Tony Robbins and Warren Buffet level ones. Why? Because this book is the single best blueprint I’ve seen for anyone from any level to go from nothing, to something, and even to rich if they choose.
“I’m going to tell you the truth-the actual steps that I took to go from zero to seven figures in my savings accounts.”
The book does just that. A lot either over simplify with a single strategy, or overcomplicate with a few dozen and include elaborate plans that overwhelm the reader, this book is right in the middle doing just enough but not too much. It goes through Matt's successes and failures both financially and family, and covers how they’re usually intertwined. There’s also a lot about overall attitude, and action, which you’ll need.
“The wealthiest people I know don’t care what you think of them. The least wealthy people I know care a lot about what others think.”
It’s not about doing the norm, or pleasing people, or even giving into family and friends pressure. It’s about doing what needs to be done so you can take care of those around you, and how to get there.
There are only 2 or 3 times ever that I picked up an audiobook after reading the book itself, this is one of them. So really, I bought 2 copies because it was so good. If you’re into audiobooks, this is a winner. Matt is a professional public speaker and it sounds like it. I’d say get both so you can cover the material more, and master it faster.
In fact, I would recommend this book over any other book on money other than the Richest Man in Babylon. I’d say start there because it’s such a quick and easy read that if you can’t get through it then you’ll never finish this book, which is basically the Richest Man in Babylon for 2018. Get both, read both, master both. Too much? Well as Matt says:
“The ability to put in the extra time to watch, listen, learn, read, and think is the reason why successful people are successful. People who put in the minimum effort from nine to five don’t get ahead…Don’t be surprised when doing the bare minimum gets you the bare minimum.”
Go grab the book or the audio. I promise, you will be glad you did. Then take the next step and execute.
“We waste too much time doing low-value activities worrying about insignificant problems when we should be focused on high-value activities, and conquering huge challenges.”
“I’m going to tell you the truth-the actual steps that I took to go from zero to seven figures in my savings accounts.”
The book does just that. A lot either over simplify with a single strategy, or overcomplicate with a few dozen and include elaborate plans that overwhelm the reader, this book is right in the middle doing just enough but not too much. It goes through Matt's successes and failures both financially and family, and covers how they’re usually intertwined. There’s also a lot about overall attitude, and action, which you’ll need.
“The wealthiest people I know don’t care what you think of them. The least wealthy people I know care a lot about what others think.”
It’s not about doing the norm, or pleasing people, or even giving into family and friends pressure. It’s about doing what needs to be done so you can take care of those around you, and how to get there.
There are only 2 or 3 times ever that I picked up an audiobook after reading the book itself, this is one of them. So really, I bought 2 copies because it was so good. If you’re into audiobooks, this is a winner. Matt is a professional public speaker and it sounds like it. I’d say get both so you can cover the material more, and master it faster.
In fact, I would recommend this book over any other book on money other than the Richest Man in Babylon. I’d say start there because it’s such a quick and easy read that if you can’t get through it then you’ll never finish this book, which is basically the Richest Man in Babylon for 2018. Get both, read both, master both. Too much? Well as Matt says:
“The ability to put in the extra time to watch, listen, learn, read, and think is the reason why successful people are successful. People who put in the minimum effort from nine to five don’t get ahead…Don’t be surprised when doing the bare minimum gets you the bare minimum.”
Go grab the book or the audio. I promise, you will be glad you did. Then take the next step and execute.
“We waste too much time doing low-value activities worrying about insignificant problems when we should be focused on high-value activities, and conquering huge challenges.”
July 6, 2024
This guy could be at my table. A bit brash but honest as the day is long. Thourghally motivating if your actually ready to run towards it.
What my 👂 heard 👇
I take false comfort in maintaining that illusion
Not only did I climb out of hopelessness but I'm on top now
You need to climb into the ranks of the rich quickly or risk falling behind
Instead of becoming a millionaire you actually fell financially behind
You have to have so much ambition that the obstacles shrink in front of you
Income stagnation
I'm ridiculousslly competitive
Normal can change in an instant
Broke is a terrible place to live
Small bumps help you let you live in a false positive like tax refund tracks are small raises You're just following yourself because it's not enough
The numbers you're aiming for are too low
You need to make 384K to be in the top 1% of all earners 2018
Years of hiding behind a struggling business the cracks in your lies are starting to show
Money provides freedom and freedom is the end goal
Face your money situation
You want to own more then you owe
Term life service
Change your friends are your friends glamors dreamers or game facers?
Pay the price today so eventually you can pay any price you want in the future
Put simply you cannot do good things without money
Did you chicken out and settle or go for your dreams?
Stack and rack enough cash to keep you in the driver seat of your life
Your goals must be big and specific
You like to dream but can't put pull the trigger on any of it you live a life of someday and that someday never comes
What stage of Walth are you in? Broke accumulation or rich?
Money always follows the deal
Hopefully I play to my superpowers
After the recession so many people were forced to live on the truth
I didn't limp into rich
One truth I discovered
I spent most of my time there trying to impress others instead of just plain learning
I'm raw and Street smart
I'm trying to move up the food chain and make more money
I'm a Detroit guy
I looked at volleyball like a lion looks @ raw meat
Money follows skills and skills are your responsibility
I can save you from drowning but you have to swim to me
What my 👂 heard 👇
I take false comfort in maintaining that illusion
Not only did I climb out of hopelessness but I'm on top now
You need to climb into the ranks of the rich quickly or risk falling behind
Instead of becoming a millionaire you actually fell financially behind
You have to have so much ambition that the obstacles shrink in front of you
Income stagnation
I'm ridiculousslly competitive
Normal can change in an instant
Broke is a terrible place to live
Small bumps help you let you live in a false positive like tax refund tracks are small raises You're just following yourself because it's not enough
The numbers you're aiming for are too low
You need to make 384K to be in the top 1% of all earners 2018
Years of hiding behind a struggling business the cracks in your lies are starting to show
Money provides freedom and freedom is the end goal
Face your money situation
You want to own more then you owe
Term life service
Change your friends are your friends glamors dreamers or game facers?
Pay the price today so eventually you can pay any price you want in the future
Put simply you cannot do good things without money
Did you chicken out and settle or go for your dreams?
Stack and rack enough cash to keep you in the driver seat of your life
Your goals must be big and specific
You like to dream but can't put pull the trigger on any of it you live a life of someday and that someday never comes
What stage of Walth are you in? Broke accumulation or rich?
Money always follows the deal
Hopefully I play to my superpowers
After the recession so many people were forced to live on the truth
I didn't limp into rich
One truth I discovered
I spent most of my time there trying to impress others instead of just plain learning
I'm raw and Street smart
I'm trying to move up the food chain and make more money
I'm a Detroit guy
I looked at volleyball like a lion looks @ raw meat
Money follows skills and skills are your responsibility
I can save you from drowning but you have to swim to me
November 5, 2018
The title made me laugh and the audiobook wasn't too long so I decided why not.
To me it seems that Matt Manero mixes some conventional wisdom with building wealth and new. There are people that say to diversify, then there are those who don't. Practitioners of both schools of thought have built great lifestyles that everyone wants. However, I simply don't agree with some of what he says.
First, I think of old school wealth building as the common tropes of: save as much as you can, go all in on your strengths, diversify your investments, etc. New thought is more like: get as good as you can at everything but try one thing at a time, don't diversify, only invest in what you know well. This is assuming the role of someone trying to build a personal economy or a company. I would say Manero is correct in saying that these are the most reliable ways to go about building a lifestyle by design. Where he's a bit off, in my opinion, is in the following: you need $50k saved up in liquid cash before you should every even think about building substantial wealth, you should never use credit cards (it annoyed me to no end when he ranted about this in the audiobook. Like, sit down Dave Ramsey Jr., that only applies to people with no self-control), and other things that skip my mind at the moment strewn throughout the book.
However, this is not to say he's more right about money than your average person. If anything, his old/new school thinking proves that there is more than one way to achieve a lifestyle by design. Overall a quick listen, dynamic narration, and quite decent advice that anyone can draw from.
To me it seems that Matt Manero mixes some conventional wisdom with building wealth and new. There are people that say to diversify, then there are those who don't. Practitioners of both schools of thought have built great lifestyles that everyone wants. However, I simply don't agree with some of what he says.
First, I think of old school wealth building as the common tropes of: save as much as you can, go all in on your strengths, diversify your investments, etc. New thought is more like: get as good as you can at everything but try one thing at a time, don't diversify, only invest in what you know well. This is assuming the role of someone trying to build a personal economy or a company. I would say Manero is correct in saying that these are the most reliable ways to go about building a lifestyle by design. Where he's a bit off, in my opinion, is in the following: you need $50k saved up in liquid cash before you should every even think about building substantial wealth, you should never use credit cards (it annoyed me to no end when he ranted about this in the audiobook. Like, sit down Dave Ramsey Jr., that only applies to people with no self-control), and other things that skip my mind at the moment strewn throughout the book.
However, this is not to say he's more right about money than your average person. If anything, his old/new school thinking proves that there is more than one way to achieve a lifestyle by design. Overall a quick listen, dynamic narration, and quite decent advice that anyone can draw from.
November 16, 2019
I saw the title at the Library and was thinking he sounds like a douche bag and this book sounds dumb. So I picked it up anyways to see what he means. I have followed Davey Ramsey and got out of debt and I was looking for answers on how to make more money. Having read this book and audio book 10% happier have been really good and really bad. They both made me realize more important things in my life then making money. Even though this book is saying you need more money it says more importantly you need to make yourself better. Better skills, better attitude and a better team player. What it meant for me was being a better family man while making more money. They key is how do you do that? I'm still figuring that one out since I just finished both books, but the one thing I've tried that works the best is living in the N.O.W meaning no opportunities wasted, and being in the now. Not focusing on other things while I'm with my family. So yes this book is very insightful if you read it with the right eyes. Oh by the way I've come to the conclusion that Matt Manero is not that much of a douche.
July 24, 2018
I like this book so much. Why? Because it is challenging to read and sometime gives me uneasy feeling of facing the realities and my true self, which we are all scared of. But to be better version of ourselves, we all must accept it, face it, embrace it and turn it to be our good friends. Only that we could grow and to be our true potential.
Overall, this book tells a good wake up call with inspiring story that touches the heart of every reader. It is his bro Jon was diagnosed with cancel, having a big family of 3 kids and only 100$ in bank account without an insurance. Holy cow! I felt stun right there as the story goes and see right away the principle of wanting more money not only for myself, our retirement, my kids future but also to take care of my parents.
Another interesting but common is proactively and strategically manage your income, be it from salary or investment. Start operating and reserve account. The operating account should be automatically configured to burn on monthly basic (budgeting) while the reserve accounts leave untouched, must be deposited to different bank without atm cards, and only used for significant investment opportunities.
This book will stay in my favourite shelf for future revisit.
Overall, this book tells a good wake up call with inspiring story that touches the heart of every reader. It is his bro Jon was diagnosed with cancel, having a big family of 3 kids and only 100$ in bank account without an insurance. Holy cow! I felt stun right there as the story goes and see right away the principle of wanting more money not only for myself, our retirement, my kids future but also to take care of my parents.
Another interesting but common is proactively and strategically manage your income, be it from salary or investment. Start operating and reserve account. The operating account should be automatically configured to burn on monthly basic (budgeting) while the reserve accounts leave untouched, must be deposited to different bank without atm cards, and only used for significant investment opportunities.
This book will stay in my favourite shelf for future revisit.
January 4, 2019
Simple, bracing no-nonsense truth and advice on how to change your money mindset, wake up to your real financial situation (probably much, much worse than you think) and start doing what it takes to make a better life for yourself).
March 3, 2019
This is an amazing book for employees and business owners alike. I would highly recommend everyone reads this book. Matt is honest and transparent about his experiences and teaches you some incredible lessons about how to make more money and the mindset you need to have in order to truly prosper.
April 23, 2019
The Author didn't use the main techniques discussed in the book to accumulate his wealth. I did however enjoy his delivery style.
August 19, 2020
Right between the eyes
October 2, 2021
Excellent book and great advice. I’m currently in accumulation mode.
July 16, 2020
Amazing book on money and success
I really enjoyed this book alot. Matt shares alot about his family and brother in law John's struggle with cancer. Matt paints a good picture of the importance of accumulating money. He explains you don't need to go to nice restaurants to have a good time. You don't need upgrades all the time. He shares alot of stories of people he's known and worked with and how they sought out better opportunities and made more money. He illustrates to the reader you need to bring more value to your job or business and why it's worth it too do so. And by adding more value you will make more money. I really liked how Matt gave step by step advice on asking for boss for a raise at work and why it's your job not your employers. With You Need More Money you get to see through the lens of the business owner.
I really enjoyed this book alot. Matt shares alot about his family and brother in law John's struggle with cancer. Matt paints a good picture of the importance of accumulating money. He explains you don't need to go to nice restaurants to have a good time. You don't need upgrades all the time. He shares alot of stories of people he's known and worked with and how they sought out better opportunities and made more money. He illustrates to the reader you need to bring more value to your job or business and why it's worth it too do so. And by adding more value you will make more money. I really liked how Matt gave step by step advice on asking for boss for a raise at work and why it's your job not your employers. With You Need More Money you get to see through the lens of the business owner.
August 8, 2019
Good lessons for those of us who are complacent and think we are doing well when the potential for more is there. The stats on how many Americans will be comfortable in their older years is quite disheartening so more planning and saving is needed. And not just retirement, think of how much good you could do with more money.
December 23, 2019
Average. Some good tips but the rest is general knowledge. Definitely good and motivational for someone in deep trouble with poor personal finance understanding but for reasonably well-doing person not much new.
December 8, 2020
Re-read
Displaying 1 - 21 of 21 reviews