La vida secreta del dinero

by Kira Vermond

La vida secreta del dinero ayuda a los niños a ver cómo el dinero afecta mucho más que las cuentas bancarias y las inversiones de los adultos. Este libro pasa por muchos aspectos: desde historias muy extrañas hasta los estudios más recientes.

Genres: Nonfiction, Business, Middle Grade, Childrens, Canada

160 pages, Paperback

First published March 13, 2012

Reviews

[Más Libros + · Rating 5 out of 5]

Un libro sobre el dinero que habla de secretos de la vida.

Más que hablar del dinero, habla de la libertad. De la libertad que da entender cómo funciona el dinero, cómo conseguirlo y cómo gastarlo. Más que eso, habla de la vida: el dinero está relacionado con todo, con lo que hacemos, creemos y hasta con lo que no creemos y no hacemos. El conocimiento libera y el conocimiento sobre el dinero nos pone el mundo en perspectiva. En torno al dinero hay muchos secretos, no porque en realidad exista una misteriosa fórmula que permita tenerlo en segundos, sino que es un tema al que no queremos enfrentarnos, le tememos, lo evitamos y lo volvemos misterioso. De esto habla Kira Vermond, la escritora canadiense de La vida secreta del dinero, pues el dinero se ha convertido en un tema o místico o terrorífico, que no tiene lugar para ser tratado con los niños, pero no debería ser así.

Kira da información que permite hacer un recuento histórico del dinero, tomar una postura crítica frente a la situación económica mundial y entender por qué tenemos lo que tenemos, por qué podemos ganar más o por qué podemos perderlo. Habla de inversiones, de capital, de negocios fructíferos, de publicidad engañosa, de caridad, de tasas de cambio, de cuentas bancarias, de pillos, de pilos, de emprendimiento, de pobreza y riqueza, de prestamos, de fondos mutuales, fraudes, dólares, euros, cómics y del Banco Mundial.

Explica de manera cómica y divertida terminología complicada y confusa, sin caer en la superficialidad. La información es completa, clara y sencilla, y llena de ejemplos y casos fáciles de recordar. Se centra en lo vital de la economía, por eso, aunque es un libro dirigido a los niños, nunca será tarde para leerlo. Además tiene un ilustrador de primera, ingenioso y humorista, que ha ilustrado para el New York Times, National Geographic Kids y Nickelodeon. En La vida secreta del dinero, sus dibujos de color verde biche no son acompañantes, sino graciosos complementos del texto.

Kira Vermond narra por qué existe el dinero y cuáles han sido sus transformaciones a lo largo de la historia y a lo ancho del mundo, luego nos cuenta cómo gana dinero la gente con trabajo y cómo esto varía dependiendo de la carrera que estudiamos o del trabajo que tenemos y de las horas que ocupemos en la oficina, en la fábrica o en el campo de béisbol. Esto la lleva a presentarnos otro asunto: ¿Qué es preferible: trabajar para alguien o tener nuestra propia empresa? También habla de los peligros de comprar con el dinero que aún no tenemos, la necesidad de hacerlo y la mejor manera de usar un crédito sin tener que pagar unos intereses altísimos que terminarán haciendo que paguemos el doble. Luego explica por qué ser un rico despilfarrador contribuye a que exista más pobreza y cómo una persona adinerada puede contribuir a que muchos más dejen de ser pobres. Al hablar de pobreza muestra métodos útiles que podemos emplear para ayudar a quienes no tienen dinero —porque no todas las ayudas en realidad ayudan—.

Es un libro que invita a saber más sobre el dinero, sobre la libertad que nos da el dinero para vivir. Tener una buena vida también depende de tener una relación saludable con el dinero, sin protagonismo ni antagonismo. Es un libro que nos invita a vivir con las cuentas claras.

[Cassandra · Rating 3 out of 5]

I really liked this book. it was very educatonal on the proccess of increaeing the amount of money you have. the pictuers tie everything togheter. I couldnt believe all the different things people used to use as money. They used to use playing cards, shells, beads, cocoa beans. Its kinda amazing what people could use as money in the olden days. Throught the book they keep explaining how to increase your riches but at the end of the book it tells you that you should donate your money (not all of it, but some)to a charity. i recomen it to anyone wanting to know how to increase your riches.

[JohnnyBear · Rating 3 out of 5]

7 out of 10

The Secret Life of Money is an easily digestible book about money, perfect for children. I love the humor of this book, and I really liked the illustrations that this book had. It explains a lot of the more complicated subjects of money very well.



I was very interested in money back in 2018. I still am interested in business and other such things. This book was everything I needed back then. It was a very fun way to learn about money and other topics related to money. I like how this book was not afraid to talk about some of the harder topics of money as well.

Upon rereading this book recently, I was a little less compelled by the book. Maybe it was because I'm older, or because I've already read it, but I was a little bored reading it. But that doesn't change the fact that I really liked this book when I first read it. If you're young and interested in money then I'd really recommend this book!

[Anastasia202 · Rating 3 out of 5]

Panicking about the future of your money and where it goes? No worries...The Secret Life of Money by Kira Vermond will expose both kids and adults to all the facts about money schmoney. But, what is money?
Vermond describes greenbacks as "anything that can be used to make a payment." Money has a long and interesting history, with both dramatic downfalls, and joyful uprisings. But all of these triggers affect everyone on the earth, and in sad and bad ways. Poor countries don't have any clean water that is safe to drink, and many children don't have the fortunate opportunity to get an education that in turn will get them a good job, that in turn will get them a good salary, that in turn will let them enjoy life, that in turn will decrease the risk of them getting sick, due to the fact that all diseases and illnesses are caused by stress. You could just go on and on...No wonder money makes the world go around...It has the most major effects on everyone, like you and me and your grandma and gym teacher and that bored banker sitting at the windows of your local bank.

But, this book inspired me to really take money seriously, not be afraid of failing and making mistakes, and give as much as possible to others. The Secret Life of Money contains the inspiring stories of 'monial' heroes, and heroines such as Cameron Herold, the founder of Backpocket COO, and others. It has alarming statistics, and hopeful facts, funny moolah jokes, and most importantly...emotion. This book really tells all of us how not money is the main concept of our life, giving, happiness and self-character is. If everyone has all of these things, they can calmly start their money life and career.

Wondering how to help a charity? Or to how strategically save up for a really, really, wanted pair of sneakers? Or how to avoid getting in dept? Hey, this guide can teach you all there is to know about money, and how to "communicate" with it wisely. It has simple language that anyone can understand, and a creative layout that will catch the eye of any child and adult.

[OhWell · Rating 3 out of 5]

Let me start with what I did not like... The example of investing money with a 10% - 12% annual return is misleading. Where exactly would a child, or anyone else for that matter, be able to get that type of interest on a safe investment? Opening a bank account is a good idea for children to learn how to manage money, but it should have been pointed out that the interest they are going to get is next to nothing.

Another idea I have problems with is the fact that you will not be able to get another credit card if you are paying your balance in full every month on your existing cards. It is considered bad credit apparently. But why in the world would you want to carry around that many credit cards anyway? One or two major credit cards should be enough for anybody, so once you get a VISA, MasterCard and/or American Express you should be good. And the sound advice would be to continue to pay off your balance before the statement deadline. Don’t buy what you can’t afford!

The chapter about advertising and brands, and how people’s decisions are swayed by a label should be an eye opener for most kids. I have to mention a small paragraph that really brought a smile to my face: the blind tests with Pepsi and Coke. Pepsi has always been my favourite because of its taste, and I was glad to hear most people would actually prefer it, if only they would not be blinded by brand loyalty :-)

[Sonya Kalyn · Rating 3 out of 5]

побачила її в гостях, а мені зараз цікава вся ця шняга з грошима, інвестиціями і тд, тому вирішила почитати(дітям пояснюють на пальцях).

ну вона справді для цілковитих новачків/дітей, хоча як путівник для дітей вона має бути класна

[G'Day Mate · Rating 5 out of 5]

This book thoughtfully explained what money really is.

[Mallory · Rating 4 out of 5]

A fun and informative read for kids interested in learning more about money. I agree with Vermond that parents don't talk to their kids enough about money, saving, spending, and investing, and so this book would be a great place to start so that when they grow up they can have a bit more knowledge and have less chance of running into debt.

I didn't like the cartoons much at first but after about halfway into the book I did start to enjoy them - they did really add to the text I just wasn't a big fan of the colour scheme.

[Jamantea · Rating 4 out of 5]

This book really gave a lot of insight on how money is actually used and where it actually goes. Usually just thinking about the amount of money I have saved up makes me want to go and spend it but now I can use a couple of techniques that Kira Vermond mentioned worked for her to determine if I really want or if the novelty will wear off after a couple weeks. I would defiantly recommend this to people who are curios about how to manage their money or someone who just wants a short, fun, interesting read.

[Shelby · Rating 3 out of 5]

this book was very interesting, it gave me a bunch of new ways to get money but the thing i liked the most was that they gave you other people's mistakes so you know what not to do, for example: don't try to scam people for $1 million dollars over youtube for no reson because you may get it then have to give it back because it was a scam.

[Al Keivan · Rating 5 out of 5]

an amazing guide to generating, saving and keep cash flowing. Using real life examples it shows kids how these things r true and how they can be used. A personal favourite and a must read to all who have the time.

[Jacob Clarke · Rating 4 out of 5]

It tells you about how to save money and what happens to it before we get it. The book also tells you the types of money and how it evolved to what it is today.

[Yonina · Rating 3 out of 5]

I thought this book was very informative t taught you about stocks bond and how to manage money.I think this is a helpful book for kids starting out with money.Overall worth your while

[Thano R · Rating 1 out of 5]

This book taught readers how to save money and how to earn it. It tells you how to make a bank account and how to use it properly. I really enjoyed this book.

[Srosch · Rating 5 out of 5]

This book will be a great addition to our financial literacy curriculum. Easy to read, great pictures to go with the vocabulary.

[Sfk · Rating 3 out of 5]

Interesting