The Geek' Guide to Getting Debt Free is a common sense guide to getting out of debt. This guide will help you build and stick to a budget, and build a plan for debt free living. It includes tips on how to understand your credit report, deal with credit agencies, and lenders, as well as managing student loans, planning for large purchases, and living in a way that prioritizes happiness and financial health. If you are committed to escaping credit card debt then this guide will give you a no-nonsense common sense path to getting debt free. It includes tools to use to make your path easier and advice on how to stay motivated and happy even as you change your budget. This guide will make your life easier, improve your financial health, and help you reach your goals for the future. James Ford has years of experiencing mentoring and coaching across various disciplines and he is now using the skills and experience he has developed to help you develop the financial future you desire. Whether you need to escape credit card debt, student loans, or just want to build and plan a budget this guide will get you on the way.