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The Virgin's Debt to Pay

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Indebted to the billionaire…

And he will collect!

Nessa must appeal to notorious tycoon Luc’s better nature to exonerate her brother of theft. But Luc is the most merciless—and sinfully attractive—man Nessa’s ever met! Until the debt is settled, he’ll hold her as his captive. And when undeniable attraction overwhelms them both, it becomes clear that Nessa’s innocence is the real price to pay…!

224 pages, Mass Market Paperback

First published April 17, 2018

91 people are currently reading
215 people want to read

About the author

Abby Green

987 books603 followers
Abby Green spent her teens reading Mills & Boon romances. She then spent many years working in the Film and TV industry as an Assistant Director. One day while standing outside an actor's trailer in the rain, she thought: "there has to be more than this". So she sent off a partial to Mills & Boon. After numerous rewrites, they accepted her first book and an author was born.
She lives in Dublin, Ireland and you can find out more here www.abby-green.com

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Displaying 1 - 30 of 46 reviews
Profile Image for StMargarets.
3,229 reviews634 followers
July 15, 2018
The concept of this story was great: Jockey heroine is kept by the stud farm owner hero until her brother coughs up the 100 million Euros that the hero was cheated out of on an online transaction for a horse. Hero catches her sneaking into her brother's office at the stud farm in an attempt to find evidence that the account was hacked and her brother doesn't have the money.

The hero does his blackmail thing and the heroine works manual labor in the stables, while trying to suppress her lust for the hero. The problem I had began here. The heroine was way too philosophical about her ill treatment. She doesn't burn with humiliation or hate or . . . anything. She burns with lust, I guess. Same when she is made to clean the hero's house and serve at the hero's party. She is supposed to be part owner of her family's stables and has been a part of the community since birth but she doesn't feel the humiliation of serving her neighbors? Where is the angst in that?

I know Abby Green can write five star high emotions. She can put her heroines through hell - and she did here. But she doesn't let the heroine *feel* anything. Even the hero kicking her out of bed after sex is just an emotional wince, rather than a devastating hurt caused by his cruelty. And there is no lingering over the . Whenever the heroine was due to feel something, the author switched point of views so we're *told* what's she feeling, not experiencing it along with her. So I felt short-changed on the angst, which is a necessary part of an HP reader's diet.

Also, her excuse for not asking her billionaire brother-in-law for help didn't hold water. And her notoriously close family didn't check up on her at all. What is up with that?

I guess I'll have to re-read The Spaniard's Marriage Bargain to supplement my balanced HP diet.
Profile Image for Jenny.
3,162 reviews558 followers
April 2, 2018
I really loved Nessa and Luc. What a couple! Their chemistry was amazing, the love scenes were super passionate and hot and the hero was so yummy and sex on legs. There is nothing I love more than a sweet virginal heroine capturing the heart of a rich cynical playboy hero. The only thing I hated was heroine’s miscarriage. It made me so sad and depressed I almost stopped reading. I will still give this 5 stars though because these two were so perfect together and we got a short but cute epilogue with their baby boy plus pregnant heroine. Definitely one of my favorite Harlequin Presents couples! I am afraid I have a book hangover right now. I really like this author when she writes old school Harlequin Presents.
Profile Image for Vashti.
1,233 reviews29 followers
April 23, 2018
Loved it!!!
Review to come soon.
Profile Image for Emiliya Bozhilova.
1,927 reviews387 followers
January 16, 2024
Шен, Дъглас, гледайте и се учете, как с идиотско заглавие се пише симпатична история, без криндж, без долнопробност и вулгаризми, и най-важното - кратка! 😆 Май само Арлекин/ Милс и Бун все още спазват добрия тон, като, разбира се, напълно пращат реалността по дяволите, което е и целта. 😄 За разлика от прочутите каки, при които само заглавието става за нещо, а всичко останало е направо обидно не само заради кринджа (баба ми на това му викаше “изкилиферчено”), а заради самодоволството и огромния брой страници на каките, които държат да бъдат вземани насериозно (включително финансово).

Иначе тук сетингът с коне и конни надбягвания, плюс умопомрачителните английски шапки за изискани дами, и малко Париж е много сладък и отморяващ.

3,5⭐️
Profile Image for Heidi Rice.
Author 600 books412 followers
April 19, 2018
OMG!! Does Abby Green know how to heat you up then wear you out and leave you out to dry... This book has it all. Smart, sweet, quick-witted Irish female jockey Nessa Sullivan is desperate to save her feckless brother - who has accidentally become responsible for the theft of millions of dollars - from the wrath of bad boy French racing billionaire Luc Barbier, so she breaks into his offices to get her brother's laptop back. Unfortunately for her she gets caught!! By, guess who? None other than the earthy, sexy, over-powering bad boy himself. In fact, it's not really that unfortunately, after Nessa gets over her fear of what Luc's going to do to her brother, and discovers what he can do for her. Seriously, that pwhoar moment will have you as hot and bothered as Nessa (unfortunately for me I was reading this book on a morning bus ride to work.. That said, it made the boring forty-five minute journey go by in no time at all). Nessa is a virgin, something that really freaks Luc out when they can no longer resist that incendiary chemistry, because Luc is a man who doesn't do innocence (literally, except he has now!!). I adored both Luc and Nessa, because they are so right for each other, but at the same time they have to go through a rip-roaring emotional rollercoaster ride - in the searing heat - before they can figure that out. This book is full of so many great scenes, Green's feeling for glamorous locations in Ireland and Paris beautifully realised, but I particularly loved the moment right at the end when Nessa discovers exactly how much Luc loves her and how she finds out is really heart-wrenching. A keeper.
Profile Image for Brenda.
246 reviews46 followers
April 5, 2018
After a long time found a HP that has touched me deeply. One of those rare HPs, amongst the ones published in the past few years, which focuses more on emotions than sex. Luc and Nessa had fantastic chemistry and made an awesome pair.

Although, Luc is the typical HP alpha who has only sex to offer and comes across as cold and ruthless, there was depth to his character. Having grown up on the streets on Paris he has put in a lot of hard work to become rich and is now owner of stud farms and racing stables. And yet, he's waiting to find acceptance and respect amongst the upper strata in society.

Nessa is sister to Iseult, the heroine of the book Breaking the Sheikh's rules (I haven't read this book) who fell in love with Sheikh Nadim, who bought their ailing stud farm and gave it back to the family as a wedding gift. Her brother, Paddy, had been working for Luc's stud farm and is suspected of diverting a million dollars into his account. He however believes he's been hacked, but because Luc was all set to call the cops on to him he fled to US. He sends Nessa to retrieve his laptop from his office at Luc's farm which is when the book opens, but she's caught by Luc while breaking in. He demands she pays the one million dollars her brother stole from him if she didn't want him to hand her over to the police. They eventually settle for her working on his farm without pay until the debt is cleared. He forbids her from going near the racing horses. He doesn't know that she is a jockey and is craving to ride in big races and make a name for herself.

Both are very attracted to each other, but then Luc doesn't trust anyone and has vowed never to let anyone close to him to hurt him so he keeps her at a distance. So for a while the romance was a bit slow-paced. But, Nessa manages to make inroads into Luc's heart and it doesn't take them long to succumb to passion and end up having unprotected sex then decide not to repeat it again. However passion blindsides them and they succumb. Funnily the first two time they do not even make it to the bed. Luc is amazed by how fiercely Nessa fights for people she cares for. Nessa was a very sweet, compassionate and caring woman. When Luc discovers she's a jockey, he gives her the opportunity to ride his horse taking part in a prestigious race in Paris. With her win, Luc gets invited to the society that had been eyeing him warily all along. Moreover, where all these years he's been tight-lipped about his past, he's started to confide in her, which makes him realize he's got into too deep with Nessa. He has to remind himself and her that he doesn't do emotions. Nessa realizes she's fallen in love with Luc and also realizes that she cannot accept Luc's only sex-no emotions offer. So, there's tension between them followed by a tragedy Very sad scene I must say. Broke my heart. More heartbreak when Nessa leaves and goes to Iseult's kingdom to recover until she sees evidence --thanks to her sweet nephew--that Luc cares for her. There's no OM/OW in the book

The ends scene was HOT with Nessa discovering Luc in the gym dressed in sweats and bare-chested, dripping with perspiration as he punches a bag.
Loved the epilogue too. Overall an awesome, emotional read. Not to be missed.
Profile Image for Rgreader.
734 reviews54 followers
January 19, 2022
I stopped reading on page 50...I kept reading then putting it down. I re-read another book after taking a break from this one. The beginning of the Virgin's Debt to Pay was compelling and dramatic but then the hero and heroine spend less time together and that's what caused my interest to wane. I don't give a damn about how good the heroine is with horses! I want to read about the hero and heroine's developing romance. I did not feel the romance between these two. So I lost total interest in the story by page 50.
Profile Image for Carol Storm.
Author 28 books240 followers
August 6, 2018
I've always enjoyed Abby Green's Harlequin Presents titles, but this one is something really special. I love the way Nessa is pulled into Luc's orbit thanks to her weak-willed brother's disappearance -- one of my favorite romance tropes ever, the strong heroine with the weak brother. And I loved the Cinderella quality she has when she's cleaning out the stables. Favorite moment of all is when she innocently falls asleep in the hero's bedroom (more like a bear's den.) Goldilocks meets Cinderella!

But I also enjoyed the extras in this story. Abby Green writes about horse racing, horse breeding, and everything horsey with so much warmth and enthusiasm. You can almost smell the rich Irish soil and the stables full of . . . atmosphere! I love Abby Green's pride in the Irish racing traditions and the way Dublin and Paris almost mirror each other in glamour and splendor.

Best of all, I love the modern attitude of the story . . . everyone takes it for granted that Nessa is a natural to be a jockey and no-one finds it strange when she starts winning races one after another. Even the big reveal at the end has a refreshingly modern (and very hi-tech) feeling of surprise!
Profile Image for Carrie (The Butterfly Reader).
1,033 reviews95 followers
May 23, 2018
This is my first time ever reading a Harlequin Presents novel and I really liked it! I will be reading more for sure. The characters felt very flushed out for a romance novel and I enjoyed their back and forth. The writing it good and it even had a plot which is rare in romance. So if you're looking for a short, sweet, and hot romance read, pick this up!
Profile Image for Maria Rose.
2,636 reviews267 followers
December 31, 2018
The Virgin’s Debt to Pay by Abby Green is a sensual romance set with the backdrop of the exciting world of horse racing. Nessa O’Sullivan will do anything for her family, including breaking in to retrieve some data files to prove her brother’s innocence. He’s been accused of stealing a payment of a million dollars for a prize race horse when the money doesn’t show up in the right hands. When Luc Barbier catches her in his office, he’s ready to exact revenge.

Luc doesn’t believe that Nessa is as innocent as she looks. Instead of calling the police, he makes a bargain with her – she can work for him, in the stables or his household and the money he’d pay her can go to her brother’s debt. He’s suspicious of her, believing she and her brother are in cahoots. It’s all the more disturbing because he finds her incredibly attractive.

Nessa knows that Luc views her with disdain – but she is equally attracted to him. When they succumb to their chemistry, she knows it means nothing to him. But when she becomes involved with his horses and proves her skill as a jockey, Luc finds himself far more concerned about her safety than he should be. As he discovers that she really is the caring if naive woman she appears to be, will his determination to keep her at arm’s length prove to be a mistake?

For more of this review please visit Harlequin Junkie: https://harlequinjunkie.com/review-th...

A copy of this story was provided by the publisher for review.
Profile Image for Mtve41.
663 reviews23 followers
June 27, 2023
Re-read today and still pretty darn good. Deeply satisfying loving and leaving of the H and the soft and strong h who could hold her own. I can read this a hundred times and never be bored.

I'd been hunting my virtual bookshelf for this book but couldn't recall the title and finally, I landed on it today! And ofcourse I read it in a sitting.

I'd loved it the first time and loved it this time as well. The romance was fast paced and the characters were perfect! Nessa is a sweet, vulnerable, non showy h, while Luc is a tough alpha H. Their love scenes were plenty and plenty hot..

I adored Nessa. To me she was the perfect balance of a shy, composed and non-needy h. Her jibes at Luc were just the right amount of nerve to leave him wondering that she was just NOT fighting to sleep with him. I absolutely loved that about Nessa!! She would just not admit her undying love and lust to Luc. It was Luc who had to realize it and come back and open up his heart.
This one's a keeper!
Profile Image for lily.
1,266 reviews
April 7, 2018
The best HP I read since Claiming his nine month consequense by JL , the H is French ♡and so hot with a sexy accent , the h is adorable but a hard worker! I loved everything except the miscarriage :( I cried! !! but that's ok the epilogue was so cute ♡
2,355 reviews
August 20, 2018
With this book in particular book, I felt like I have read this book before and even questioned if I did because I know that Abby Green did a similar plot in one of her books that I remember reading, but knowing that it just came out this year, I was pretty sure I didn’t. Now I understand that most Harlequin Presents follow similar plot lines and tropes and gave off the same feeling vibes that I am used to that’s why I tend to gravitate to the Presents line because of these typical, but this one for some reason got to me. I felt like this was just the same plot with different characters with nothing really unique or special about it, at least at first, but once it got to the last half of the book then that completely change for me. I felt the specialness of Luc and Nessa’s romance and finally saw the connection between the two. Then I got it and really started to enjoy it.

I will say that I did enjoy going back to the stud farm plot line that Abby Green had used many times before in her other books, and even had the main character’s sister be one of her previous books, and it was nice to revisit them and the happy couple. There was just something about horses that really added to the romance plot line. I loved seeing Nessa taking care of the horse and really have the gentle touch to tame that, and it foreshadowed the fact that she was about to tame Luc too, who also needed gently handling. I also loved seeing her competitive side as a jockey and seeing her compete, which showed Luc a different side to her and admire her strength and beauty. Also it removed some of his misconceptions of her by seeing her with the horses, which was really beautiful plus it provided another connection between them.

I really liked that Nessa stood up to Luc and gave him a little gruff. It showed that she wasn’t going to take stuff from him and if he did she pointed out to him. It just really showed off how they bounced off of each other, which also showed their tension and chemistry by doing so, and they had a lot between of them.

The love scenes between them were very intense throughout the entire story, and really showed off the passion that they had for each other. The first time scene was just all their chemistry exploding off the pages while also having Luc realize that was completely innocent and that maybe he might have misjudged her after all. Also it showed off their connection and their vulnerability to one another, which was good, and add to the fact that he took place in the stable just made it even hotter. Their second love scene was just as passionate and intense as the first one, but this one was more of them no longer denying what they wanted, which was each other. They had this really intense connection that they have, and the fact that took place in the VIP room in the stadium just put it really over the top.. The last scene was really about their soulful connection and how much they needed each other. It just spoke so much about their feelings even know they hadn’t admitted them yet, which was amazing. I think the really poignant moment was when Luc realized that he needed to have that soul to soul connection with Nessa by having her look him in the eyes or it wouldn’t have been enjoyable to him and would feel empty and very meaningless to him, and he needed that moment between them to be meaningful, which was beautiful.

Of coarse he was a jerk immediately after with all the feelings coming to the surface and came really intensely. He was not ready for that and acted accordingly, and that was when the book got really because the tension between them heightened as did the feelings. There was just so much friction and I loved it. Lots of hurt feelings. Lots of angst. Lots of really intense moments that I throughly enjoyed and made the story finally have an edge to it, which was very much appreciated.

Overall once the later half of the book came into play, it really got good and I started to see the specialness and freshness in the book that was missing from the beginning which felt almost too similar in plot line to one of Abby Green’s other book so it felt like I already read this book when I did it. It took awhile to get there, but it got there eventually. And I was glad that freshness and uniqueness of Luc and Nessa’s romance came out and I didn’t feel like it was the same old same old like it felt in the beginning. I was glad I stuck with this one and put it down when I just felt the sameness. It was good, and I enjoyed it.

This entire review has been hidden because of spoilers.
Profile Image for RomLibrary.
5,789 reviews
July 16, 2020
Indebted to the billionaire...chair. And he will collect!Nessa must appeal to notorious tycoon Luc's better nature to exonerate her brother of theft. But Luc is the most merciless--and sinfully attractive--man Nessa's ever met! Until the debt is settled, he'll hold her as his captive. And when undeniable attraction overwhelms them both, it becomes clear that Nessa's innocence is the real price to pay.
Profile Image for Tonya Warner.
1,214 reviews13 followers
July 7, 2018
Nessa O'Sullivan would do anything for her family. Breaking and entering might be a bit much, but she has to help her brother prove he is innocent of stealing from his boss. And Luc Barbier is not a man that anyone would even dare cross.

Luc Barbier has caught Nessa red handed attempting to steal from him. Deciding to keep her close, and try to find out if she is involved in the theft, he decides to first have her fill in mucking out his stalls. But what should have taken down a pampered girl, proved to be nothing for the woman Nessa really was. A woman that knew horses, and was even a great jockey.

A very sweet story.
Profile Image for Dini Annisa Humaira.
187 reviews6 followers
April 23, 2020
Nessa tertangkap basah saat memasuki properti milik Luc. Nessa dianggap berkomplot dgn kakaknya yg tiba2 menghilang. Kakak Nessa tertuduh mengambil uang yg harusnya dikirim untuk pembelian kuda. Karena tdk ingin melibatkan polisi, Nessa rela menjadi jaminan dan bekerja untuk Luc sampai kakaknya ditemukan dan bekerja tanpa dibayar untuk melunasi utang kakaknya.

....
Hm, ceritanya lumayan seru, mulus sampai ga kerasa udh sampai hlm. terakhir. Kupikir ini series. Pengen baca kisah kakak perempuan nya Nessa, Iseult.
Profile Image for S.
1,107 reviews25 followers
April 11, 2022
Meh ... so so story.
Heroine was being held - to pay for her brother's misconduct.
Hero was entranced by heroine and wanted her - but not her heart.
They slept together.
She's a virgin.
Hero refused to acknowledge he's fallen in love with the heroine.
Yada yada yada.
Profile Image for Maddy Matos.
952 reviews9 followers
March 29, 2019
Format: Kindle Edition
It was a good story and it got off to a good start but it dragged. The hero rich, handsome and sexy Frenchmen Luc was cold. I know he had issues but he was blind and cold hearted till the end. Nessa was sweet, kind and had a very supportive family, something Luc knew nothing about. The chemistry between Luc and Nessa was off the chart, I just wished there was more. The ending was fabulous and so for me it was worth the read. I recommend this book.
This entire review has been hidden because of spoilers.
719 reviews
March 21, 2021
A nice quick read

This was a very good book. The h was a very beautiful sweet person who was trying to help her brother. He had been accused of stealing money from the H. The H was a very cynical, arrogant person who had a bad childhood, he didn’t trust easily. The H decided to keep the h in his custody so she could work off her brothers debt. They fell in love with each other. Good ending.
Profile Image for Asteria.
163 reviews14 followers
April 1, 2021

Rating: 3.5 stars

So this had a lot of pull and push affair. Both the leads were wary of getting involved with each other and the ML more so that on multiple occasions was an absolute ogre to the FL. I really liked the FL though she was a bit vulnerable and soft but never backed down and stood firm on her opinions. This was an endearing read with wanting to whack the ML on certain occasions but overall left you feeling warm. Also the epilogue was cherry on the top.

Profile Image for Eliana Schaffer.
6 reviews1 follower
January 24, 2023
Nessa debía apelar al buen corazón del famoso millonario Luc Barbier para poder defender la inocencia de su hermano. Pero Luc era el hombre más despiadado que ella había conocido en su vida. La única opción era permanecer cómo rehén hasta que la deuda de Paddy estuviera saldada.
Sin embargo, cuando ambos sucumbieron a la poderosa atracción que los envolvía, ella comprendió que su inocencia era el precio que pagaría por su romance.

Novela ligera, para descontracturar la rutina.
Profile Image for Martha.
534 reviews1 follower
June 3, 2018
I read this book a few weeks ago, and it is a good story with strong male hero and a heroine who must pay her brother's debt. The brothre had been framed and Nessa tried to go to her brother's office and get into his computer to get the information, but was caught by Luc. Luc was going to make her responsible for her brother's debt since she was doing his dirty work.
34 reviews
July 16, 2022
Wanting the love he kept pushing away.

Starts as a typical read boy meets girl then bullied her into making her pay for someone else's mistake Da De Da De Da but then the feelings and reasons are all factered in and whala a great read, well done Abby Green you never let me down.
28 reviews
February 21, 2019
A not unfamiliar story line

I read another book recently in which the main female character had a debt to pay off as a result of the actions of a relative. This however was slightly different to the other book. The event is a recent one involved in the horse racing community
1,508 reviews51 followers
April 8, 2018
Superb story with an arrogant hero and a heroine who is the perfect match a wonderful well written romance.
30 reviews
May 5, 2018
Awesome read

I like how they met but did not like their first sexual encounter. It could have been better.
I like the writing style.
Displaying 1 - 30 of 46 reviews

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