Kakebo: The Japanese Art of Mindful Spending – A Proven Method to Save Money and Live a Happier, Healthier Life

by Various (Translator)

Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebo —the traditional Japanese method of money management that is still widely used today. Having enough money to live is one of the most important factors affecting our health. Trying to balance expenses—utility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)—leaves us worried and stressed. But there is a Kakebo , a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more! With this invaluable guide you’ll interact with your spending every day for two years, and learn how to manage your personal budget. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes. Each day is divided into four 1. primary needs—food, personal hygiene, children; 2. optional needs—shopping, cosmetics, gifts; 3. culture and free time—restaurants, books, entertainment; and 4. extras/foreseeable expenses—such as travel, repairs, tuition, and taxes. Kakebo begins with setting a monthly budget. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target. Then, each day, record your various expenses. By keeping close tabs on what you’re spending, you’ll be able to identify the waste and see the most significant areas where adjustments can be made. Kakebo also offers practical and motivating tips that teach you how to save more successfully. Kakebo isn’t just about money—it helps to develop self-awareness, self-discipline, and self-esteem, and promotes peace of mind. Best of all, you can begin any time of year—individually marking the months and days without wasting any pages. Plus, its simple yet inviting for-color graphics help you break down each expense and easily identify see where adjustments need to be made.

Genres: Self Help, Finance, Nonfiction

192 pages, Paperback

Published December 4, 2018

About the author

Various is the correct author for any book with multiple unknown authors, and is acceptable for books with multiple known authors, especially if not all are known or the list is very long (over 50).

If an editor is known, however, Various is not necessary. List the name of the editor as the primary author (with role "editor"). Contributing authors' names follow it.

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Reviews

[Alexandra Urbina · Rating 5 out of 5]

El libro consta de instrucciones claras de como organizar tus gastos mensuales, dividirlos en categorías y jerarquizarlos. Parte del libro es una plantilla para utilizar en esto. La verdad está tan bonito que me ha dado pena rayarlo y hice los cuadros a mano.

Creo que muchos consejos del libro se relacionan al minimalismo (Voy al super y compraré algo que no estaba en mi lista ¿es realmente necesario?) y si alguien lee este review podría considerar leer un libro de esa categoría.

[Ria · Rating 3 out of 5]

So, basically it's financial journal. The concept is easy to understand and follow. The diary format is eye-catching and pretty organized.

[Ryan · Rating 3 out of 5]

Good points on mindful spending. The practice of manually tracking is a good eye opener for most. However, many of the ‘suggestions’ to save are laughable (I.e. carpool every other day) that complete ignore a persons bigger structural problems (credit card debt, lack of retirement plan, access to affordable healthcare). Isn’t meant to be a fix all financial book. Best bit is the practice of mindful spending.

[Evan Moore · Rating 5 out of 5]

Family budgeting is a team sport. Previously my wife and I have always prided ourselves on saying no, and we have hit savings targets, but more by fluke than by plan. This is the first way that we have found that engages us both equally to participate.

If you like saving, this is fun! No apps needs just your trusty pen and paper.

[Christy · Rating 5 out of 5]

Wanted to get a better idea of what a "kakebo" is and this is a great intro guide and journal! I will be getting a hard copy to better track my budget.