Earning, spending, saving, and investing—the four building blocks of financial freedom. Mastering all four is not impossible. You may be good at earning, but money slips through your fingers. Or, despite all your scrimping, you never have enough money to invest. It’s time to change the way you think about money. Build confidence to take control and grow your finances, regardless of how much money you have right now. That’s the real regardless of your current financial status, you could soon be saving money and building investments. With this book find tips and advice to overcome all obstacles to financial security, spend smarter, save more and enjoy the freedom you’ve always wanted. Learn these important tactics and • Negotiate a pay raise from a position of power. • Use credit cards wisely to improve your credit rating and save money on loans. • Find the right balance between retirement revenue and living costs. • Break your destructive pattern of spending with new guiding principles. • Reconsider age-old truisms like the value of home-ownership and university educations. • Learn the best strategies for investing in mutual funds, stocks, bonds and IRA’s. This book provides a step-by-step guide to turning your financial situation around, no matter how nasty it seems. By following simple steps, you can learn to revolutionize your financial health. Bring security back into your life and begin planning for a comfortable, contented retirement. In this book, find a simple and straightforward plan that will allow you to get your finances in order and become financially secure. You can reach financial fitness—something we all dream of.