You Need a Budget

by Jesse Russell (Editor), Ronald Cohn (Editor)

This is not You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want by Jesse Mecham

High Quality Content by WIKIPEDIA articles! You Need a Budget (YNAB) is a multi-platform personal budgeting program available via digital download or traditional CD-ROM. YNAB 3 is designed for OSX, Linux, and Windows, running on Adobe AIR. Previous versions were created in Microsoft Excel, OpenOffice Calc and as a Windows-only executable under the name YNAB Pro.

Genres: Finance, Self Help, Nonfiction

66 pages, Paperback

Published January 7, 2013

About the author

Bookvika Publishing, VSD, Book on Demand Ltd — automated print-on-demand books, content entirely sourced from WIKIPEDIA.

Editor of Wikipedia article books.
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Reviews

[Kaily Baute · Rating 5 out of 5]

Excellent budgeting advice for a novice budgeter or anyone wanting to break the cycle of debt. I've been using YNAB for a few years now and reread the book as I'm considering gifting it to my in-laws who are in the process of retiring and transitioning to a fixed income. What I love about YNAB is that it incorporates Dave Ramsey Baby Step principles, but isn't as broadly focused or aggressive. YNAB teaches you that budgeting is not just making sure your bills are paid and then watching the rest of your check fly by, it's being intentional with your money so you can live your best life. It's the basic budgeting advice we all should have learned in High School but didn't. And it's advice that can help anyone at any age feel less stressed about money and more in control of their finances and life.

[Vaishnav Kasi · Rating 4 out of 5]

You need a budget (YNAB) - This book when i picked it || purely because i know and have read reviews of how good the YNAB app is and definitely not because i was curious about budgeting :) || was just to read about how the author got the idea of developing such an app, but once i started reading the book it was all about budgeting and went into these rules of how to maintain a budget and what it actually means when you say you are “Budgeting”. It was such an interesting read with relatable scenarios and clearing off certain myths about personal financing and budgeting. A must read ONLY if you are curious about budgeting and its dynamics.

[Christian Anderson · Rating 3 out of 5]

YNAB is one of the very best things that I have come across in the past decade. It has completely changed how I manage and think about money. The book I give 3 stars mostly because I am already a strong YNAB advocate and could've written a chapter or two of this book. I give YNAB the program 5 stars. It is amazing and everyone should look into it. The most useful thing for me was the chapters about teaching kids about budgeting. We've begun to implement them and I've been very happy with how things are turning out.

[Marilyn · Rating 5 out of 5]

Short sweet and to the point! The rules were common sense, but often times we forget them. For example, roll with the punches - this one is often forgotten, but honestly this reminder has helped me get back into budgeting and has given me a fresh approach to my budget and how to utilize my money. Because as we all know, there's always something. The author encourages us to think about the future and have money buckets for things that happen every so often too.

[Thomas Corot · Rating 4 out of 5]

Great to read at the very beginning of your YNAB journey! A bit long sometimes on very simple concepts but I guess we all don’t start at the same point in budgeting. highly recommended

[Senator · Rating 5 out of 5]

I've loved and used the program for YEARS but reading it really helped chip away any insecurities I had and has helped reinvigorate the need to really budget AND STICK TO IT

[Inês Ferreira · Rating 5 out of 5]

Good book to start budgeting, really down to earth and with so many useful tips on how to do it at your own way!!

[Craig · Rating 3 out of 5]

This is good, helpful information in here. I don't agree with every one of these ideas, but I'll definitely take some things away it will help me in the future.

[Lauren · Rating 2 out of 5]

I mean, was there information? Yes. Was it life changing, sparking a major change in my spending/saving? No. It was ok, but I wouldn't recommend anyone read it.

[Robert · Rating 4 out of 5]

Good hints on how to plan your money. Quite changed my way on looking at money, funny written to. I recommend

[Stephanie · Rating 3 out of 5]

3.5 stars, there was a lot of repetitive information, but some nice suggestions for how to make my budget more effective.

[Erin Marshall · Rating 3 out of 5]

Good financial tips. Good way to think about budgeting

[Pablo · Rating 5 out of 5]

It's time our generation took control of our finances, and stopped thinking the future is doomed