The Everything Guide to Investing in Your 20s & 30s: Your Step-by-Step Guide to: * Understanding Stocks, Bonds, and Mutual Funds * Maximizing Your ... Investment Tax Liability

by Joe Duarte

All you need to know about investing safely and smartly, with new information on the latest options--from cryptocurrencies to social media IPOs--in this comprehensive and updated guide to understanding the current market, setting realistic goals, and achieving financial success. The best time to start investing is now--even as little as a few years can make a difference of hundreds of thousands of dollars by the time retirement comes around. Investing early in your career is the best way to ensure a secure and successful life all the way through retirement. For years, The Everything Guide to Investing in Your 20s and 30s has been guiding young professionals on how to capitalize on the investing market and make the most out of their money. This all-new and fully updated edition includes all of the tips, tricks, and investing knowledge while also explaining: ● New technological investing options ● How the changing political climate affects your money ● What the rising interest rates mean ● Active investing versus passive investing

Genres: Finance, Nonfiction, Personal Finance, Self Help, Business

304 pages, Paperback

First published March 31, 2014

About the author

Dr. Joe Duarte has been analyzing, trading, and writing about the financial markets since 1990. His "This Week in the Money" column is widely followed at MoneyShow.com. He was biotech and healthcare analyst for Investing Daily.com - Strategic Technology Investing, Breakthrough Tech Profits, and the highly regarded Personal Finance newsletter. He is author of "Trading Options for Dummies," now in its third edition (August 28,2017).

He was an original CNBC Market Maven, has been quoted in Barron's, The Wall Street Journal and has written articles for Marketwatch.com and many other major publications. His books include "Trading Options for Dummies," "Trading Futures for Dummies," "The Everything Investing in Your 20s & 30s Book," and six others. Dr. Duarte is a former money manager and a professional investor trading for his own account.

Reviews

[Clurtle · Rating 4 out of 5]

Coming from almost no knowledge of retirement planning, this was a big eye opener. It covers a large breadth of material all in the same tone, so it doesn’t feel like any option is better than another, unless they specifically denote something as high risk or a likely bad investment. That’s refreshing compared to trying to learn about these subjects through avenues such as youtube and even other books. Dave Ramsey is partial to mutual funds. Kiyasaki loves real estate. And my business friends loves stocks. Not to mention I love attempting new businesses. It’s comforting knowing now that I can balance some of my risk in all of these areas by practicing diversity and patience. While the book is an excellent non partial summary piece for the beginner, it does come with some flaws.

The book should stay in its own lane in regards to stocks. The basic understanding of what etf / indices were compared to mutual funds and common stock was excellent. It was when the author dives into fundamentals analysis that my stomach began to turn. There are far more immersive books that cover this topic, and no one should feel as though this book is a one stop shop for my retirement journey. It’s a map that tells you what the next point will be like, but please don’t trade off of the advice from this book. Grab the new day trading, follow Bloomberg and listen to all of Buffett, but don’t let the book lull you into a false sense of competency in a field that could fill books a 100 times the volume of this one.

All in all, a must read for the majority of my generation, but certainly a pass for people familiar with the different options available to you for retirement.

[Gemma · Rating 3 out of 5]

Title is correct - this is the basic Everything Guide to investing in stocks, bonds and mutual funds.
Entire chapters are taken up by description on how to choose the best stock.
The first few chapters were excellent - explaining how to budget and manage income vs expenses, but it's a very American book. A lot doesn't apply to the non American reader.

[Michelle M Victora · Rating 4 out of 5]

It felt a little conservative... mainly when it used Ruth's Chris Steakhouse as an example of an ideal business. But it did have helpful advice. Maayyybe a little outdated? But I'm sure I'll go back and refer to it if I ever want to invest in a more exciting way than a robo-investor.

[Get Your Tinsel in a Tangle · Rating 4 out of 5]

Okay, picture this. You’re fresh out of college, staring down a pile of student loans, and have zero clue how to make your money stop being a sad, empty promise in your bank account. Enter The Everything Guide to Investing in Your 20s & 30s, 3rd Edition by Joe Duarte, like a financial fairy godparent with a calculator.

This book is that friend who makes investing feel less like a woke-up-early-to-read-the-WSJ nightmare and more like a starter pack for adulting, minus the emotional breakdown. Duarte walks you through compounding, dollar-cost averaging, index funds, IRAs, real estate, bonds, sustainable investing, and even alternative options like commodities, Bitcoin, and private equity. He pulls back the curtain on how investing actually works, with real-life examples and money-move playbooks for people who aren’t finance bros.

I love that it’s tailored for 20- to 40-somethings who want to get serious while still binge-watching Netflix every weekend. The tone is helpful without hollering, the jargon gets broken down so even a panic-texting friend doesn’t feel lost, and the step-by-step guides feel like cheat codes for not screwing up your retirement before 35.

Now, if you're comparing posts in r/wallstreetbets or geeking out over the latest crypto moonshot, heads up. It doesn't dive too deep into those frontiers. It touches on Bitcoin and brokerage apps, but doesn’t plunge into margin gambling or the wild west of meme-stock trading. So if your 3 a.m. self is craving "YOLO 1000x gains" strategies, that part’s more surface level. But that’s intentional. It’s grounded, it’s safe, it’s exactly what you need before you go full risk-taker.

Sure, nothing here is going to blow the doors off your brain. But that’s kind of the charm. It’s a comprehensive starter kit, not a rocket science thriller. It’s exactly what I’d hand to friends who panic every time the market dips. Plus, props for including tax breakdowns, sustainable investing bits, and a clear reality check on when you might want to hire a financial advisor instead of Googling your way into chaos.

This landed right around 3.5 stars for me. It nails everything it promises, but seasoned traders might find it a bit cozy. For beginners though, this is the blueprint you’ve been waiting for. Honestly, if you could print this out and carry it everywhere, you'd save yourself hundreds of hours self-educating via sketchy Reddit threads. It’s practical, clear, and surprisingly engaging for a finance book.

Huge thanks to Adams Media and NetGalley for the advance reader copy of this book. Always grateful for the early access to feed my chaotic financial curiosity.

[Lauren Read · Rating 2 out of 5]

I expected more from an "Everything" book; this was the most dry book of any kind I can recall reading. But as usual, I took notes and learned a bit. Good source for financial literacy.

[Susan Bewley · Rating 5 out of 5]

So far, I have to say I am pretty impressed with this financial book. Unlike many other books talking about the market and investing, the author is very easy to understand and it is obvious he is very passionate about the topic. It isn’t dry, boring and boring, but written by someone who obviously wants to see the reader succeed. While it is very easy to be overwhelmed by the information available, the author breaks it down into easy to read sections and helps the reader stay realistic with their goals. If you are wanting to get rich quick, The Everything Guide to Investing In Your 20s and 30s isn’t the book for you but if you are serious about taking charge of your financial future, this is definitely the book for you!

[Ryan McDavid · Rating 4 out of 5]

To me, this is a great book for beginners who come in knowing very little about investing. It does a great job breaking down concepts and even includes side bar text for added context on certain topics. For me, I liked that I could pick and choose applicable chapters to read (so, for now, I skipped the chapters on real estate and bond investing because I didn’t think it was applicable to what I was currently looking for). I love being able to learn new things regarding financial literacy and getting to pass it onto those who could benefit from it in my life. Overall, an easy read that I enjoyed with my morning coffee on the weekends. Could it have been written in a more exciting manner? Sure, but I felt it did what was intended, and never felt like I was reading a textbook.

[jenny · Rating 4 out of 5]

Accidentally picked this book up and I recommend this to all my younger friends as a starter book on personal finance. I do believe you need to read separate dedicated books on each subject to continue your learning. The writer is apparently an option trader and practicing anesthesiologist of all things. His other books are also very easy to read and have good insights

[Keith Voiro · Rating 3 out of 5]

Found it funny that one of the four topics on the cover is cryptocurrencies but there is legitimately ONE page on the subject matter. Good starter book for somebody who is looking to first understand higher level themes and a wide range of basic market terminology.

[Qiao Yun · Rating 4 out of 5]

conservative, I selectively went through chapters after reading the large half of it, those that were only relevant to me as most of it is still US-based information/data.

self-reminder to update some highlights from my kindle here once I export my clippings :)

[Brooke Espenschied · Rating 3 out of 5]

A broad, all encompassing approach covering everything from index funds, technical vs fundamental trading, news/resources, tax planning, and retirement accounts. A good starting point to give you an idea of what avenues you want to pursue.

[Kalyan Garimella · Rating 4 out of 5]

A good refresher!

[Tabi · Rating 3 out of 5]

I expected a more dummies kind of guide, but you almost have to come into reading this with some previous knowledge.

[Evvan Erb · Rating 5 out of 5]

A good primer for investing and learning the basics.

[Chris Austin · Rating 4 out of 5]

Good but a little dated

[William Valentini · Rating 4 out of 5]

A nice starting point to understanding investing terms, philosophies, and options for anyone getting started/who needs a refresher on investing to build wealth.

[Lea De Melo · Rating 4 out of 5]

Good overview of investing, written in simple terms, recommend as an intro to investing!

[Belle · Rating 4 out of 5]

While I’m still a little confused, I’m less confused than I was before

[Sasha Flowers · Rating 5 out of 5]

This book is very useful if you take it for what it is—a general overview for people new to investing. It doesn’t go into great detail about any one form of investing, because it covers all of them. It’s a very easy read with a casual tone.
The author offers advice occasionally (very low-risk, which could make sense for new investors), but mostly it is just putting the information out there and you can use your discretion to decide what’s best for you. I went from knowing nothing to knowing enough to start investing confidently. I found it incredibly helpful and recommend it to anyone who wants to invest, but isn’t sure where to start.

[Melanie]

Skimmed.

This is way too complex for a beginner. I've been investing for 10+ years and there are plenty of things in here that I don't bother with (margins, options, derivatives, etc), and things that are omitted entirely (buying a house to live in as a long-term investment, as opposed to buying leveraged real estate as an investment or to fix 'n' flip).

Do not recommend reading this one.

[James · Rating 1 out of 5]

Did not finish. It's not good advice. Period.

[Vijayalayan Ramalingam · Rating 3 out of 5]

Good book for beginners. it covers everything aspect of investment

[tyler clark · Rating 4 out of 5]

A good high level explanation of how to invest and what to watch for.

[The Jesus Fandom · Rating 4 out of 5]

3.5 stars

Could be a bit tough to get through (and the last few chapters are US-centric) but I appreciate the understanding it gave me.