Fintech in a Flash: Financial Technology Made Easy, Third Edition

by Agustin Rubini

The financial services technology industry is booming and promises to change the way we manage our money online, disrupting the current landscape of the industry. Understanding Fintech’s many facets is the key to navigating the complex nuances of this global industry. Fintech in a Flash is a comprehensive guide to the future of banking and insurance. It discusses an array of hot topics such as online payments, crowdfunding, challenger banks, online insurance, digital lending, big data, and digital commerce. The author provides easy to understand explanations of the 14 main areas of fintech and their future, and insight into the main fintech hubs in the world and the so-called Unicorns, fintech firms that have made it past a $1 billion valuation. He breaks down the key concepts of Fintech in a way that will help you understand every aspect so that you can take advantage of new technologies. This detailed guide is your go-to source for everything you need to confidently navigate the ever-changing scene of this booming industry.

Genres: Technology, Business, Nonfiction, Finance

252 pages, Paperback

Published December 17, 2018

Reviews

[Ahmad hosseini · Rating 2 out of 5]

"صنعت فناوری مالی یا فین تک به گروهی از شرکت ها گفته می شود که با استفاده از فناوری های مدرن، نوآوری را به حوزه خدمات مالی می آورند. برخی شرکت های فین تک مستقیما به بانک ها رقابت می کنند و برخی دیگر نیز با آنها همکاری کرده و خدمات و کالا در اختیار بانک ها قرار می دهند.
نرم افزار آپ را می توان نمونه ای از یک فین تک دانست.
کتاب حوزه های مختلف حوزه مالی را معرفی می کند و استارت آپ ها و شرکت های فعال در این حوزه ها را بطور خلاصه بررسی می کند. همین طور فناوری ها و نوآوری هایی که برخی از این شرکت ها در حوزه مالی به وجود آورده اند را معرفی و تشریح می کند. کتاب به بررسی مسائلی مثل کاربرد هوش مصنوعی و بلاک چین در حوزه مالی نیز تا حدودی می پردازد. کتاب برای ایده گرفتن و آشنایی با فین تک های دنیا مناسب است.

[Allyson · Rating 5 out of 5]

Thorough overview of current trends in FinTech. Large category, so nice to have a handy guide like this that summarizes major players and trends. Only problem is that FinTech is trendy and companies can go boom and bust in an instant. As of now, this book is extremely relevant but as time goes on will lose that positive.

[Robson Castilho · Rating 3 out of 5]

Livro que traz um boa introdução ao assunto, passando por diversos tipos de fintechs, desde as áreas mais conhecidas como pagamentos, empréstimos e "neo-banks" até apostas nestes segmentos e áreas novas como InsurTechs e RegTechs.

Um ponto que não gostei muito foi a espécie de catálogo de fintechs que o autor distribui ao longo de vários capítulos nas seções "Key Players", listando diversas fintechs e trazendo dados como seus fundadores, valor de mercado, ano de fundação e em qual área atuam. Essas seções acabaram enchendo espaço do livro e sendo algo tedioso. (Poderia ter um número reduzido de empresas ou uma listagem com links para mais informações em um Apêndice.)

Para quem já está ligado nos diversos segmentos de fintechs e respectivas tecnologias envolvidas, como IoT, Cloud, BlockChain, IA, o livro pode não agregar muito.

[Jason Knight · Rating 2 out of 5]

This book is well-intentioned but I didn't really bond with it. The problem with taking up so many pages with examples of companies in different fields is that it immediately dates the book and I found myself skimming those sections. It does cover a good deal of areas, not all of which I'm aware of, but the blockchain stuff was very average which also made me concerned about the rest. Maybe better for people who have literally no knowledge and need a primer but for me it didn't really hit the spot.

[Jose R. Aguirre Canella · Rating 5 out of 5]

Quick... like in a Flash

Excellent way to introduce yourself to world of Fintech. I guess that regular updates are needed to keep to book current, but as of my reading it was very up to date.

[Ram S · Rating 4 out of 5]

Fintech concepts with live examples in easy to read way. 4/5

Book Review : Fintech in Nutshell by Rubini

TLDR : Fintech concepts with live examples in easy to read way. 4/5

Review

This book came up on Kindle Unlimited and I grabbed the opportunity to read it quickly in a couple of days.

It defines and discusses various new concepts in digital banking, crowd funding, corporate banking, InsurTech, RegTech, Blockchain, IoT, Big Data, Wealth Management, Digital P2P Lending, ECommerce and Payments. Its more like a survey of landscape. Although I am new to many areas I could easily vouch for quality of presentation for some like IoT, Blockchain, Big Data, Payments and Regtech in which I have worked.

Another useful aspect of books it provides live examples of companies (including Indias own PayTM and Axis Bank) with their strategy, tactics, investment and revenue.

If you are new to this area this would be a good read. I think RegTech would make more sense to me given work I do. Indias Aadhaar (discussed in the book) is one RegTech that may be a game changer but its more likely Africa and China may yet be first revolutionaries given they have a clean slate and ubiquity of smartphone, apps, connectivity and demographics.

[Osamuyi Okpame · Rating 5 out of 5]

In 2019 my country Nigeria was assumed to be the Fintech capital of Africa because the Fintech industry started getting so much attention in the country like never before and investments in Fintech was skyrocketing in the country.

There could never have been a better time than now to get more informed about what Fintech is all about and how it operates and how to be part of this trend.

This book did justice to my curiousity about Fintech and how it relates to my country Nigeria and how I can benefit from this Financial Tech revolution.

[Sergio Carmona · Rating 5 out of 5]

Great book! The author is able to turn complicated terms into easy concepts, while at the same time providing good examples of key players of the industry.

I highly recommend it if you are looking to learn about Fintech!

[Teimuraz Dzhorbenadze · Rating 4 out of 5]

Good starting point

Very good guide for the beginners. I think such guides need regular updating given how quickly things change in the tech space. At any rate, good place to start

[Saber Khosravi · Rating 4 out of 5]

Not very deep but the author has tried to introduce a comprehensive introduction of fintech. It’s really good to start a study about fintech

[Ravi · Rating 4 out of 5]

As the title suggests, it's a flash overview of FinTech.

[Renato · Rating 5 out of 5]

Excelente

Voy a hacer un curso de fintech en Oxford porque soy nuevo en el tema y en mi trabajo y esto me ha dado una luz enorme !!!, muchísimas gracias.

[Juan Pablo · Rating 5 out of 5]

Great insight to FinTech companies and the disruption they cause to many industries

[Louis · Rating 4 out of 5]

Brilliant Book to update on Fintech

[Denny Troncoso · Rating 5 out of 5]

Loved the book wish Agustin would write an updated version for 2022 or 2023. It is a great book to understand the basics of Fintech.

[Mason Turner · Rating 3 out of 5]

A little basic for my taste. All in all, a good intro.

[Stan Pittaway · Rating 1 out of 5]

This wasn't what I was expecting. A bit pedestrian.

[Scott Easton · Rating 3 out of 5]

A good introduction to the area of FinTech. I found it a bit outdated in some respects. Enjoyed it though.

[Ha Hoang · Rating 5 out of 5]

A great primer on the fintech landscape.

[Ernesto · Rating 5 out of 5]

Agustin Rubini nos proporciona un compendio de los principales 'habilitadores' de una Fintech de una manera muy fácil de comprender con la ayuda de ejemplos así como casos de éxito de empresas que aplican el habilitador presentado en cada capítulo.

Libro recomendado para cualquier persona que desea comprender de forma muy sencilla y básica qué es una Fintech y sus principales 'habilitadores'.

[Omer Powers · Rating 3 out of 5]

Not Very Deep

Author tries to cover all aspects of fintech but to someone who is not familiar with the space , it's very tough to follow and too high level. Deeper explanations of these businesses with examples would be helpful. I felt like I read the cliffs notes of a book.