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Make Me Rich: The path to Financial Freedom for your High School / College Student
Do you want your child to succeed financially? Do you want to keep them from living paycheck to paycheck? Do you want your kids to be able to retire someday? Young adults, would you like all of this for yourself? If so, this is the book for you! This is a financial guide for high school students through young adulthood. It is much easier to do well with money if you start early doing the right things. This book tells step by step what to be working on at each age. All parents want their children to be more successful financially than they have been. You want to help them, but it is hard to know how to guide them and many times they won’t even listen to you. The author of the book started with nothing and retired nine years ago at the age of 51 and reveals how he did it in the book. He has guided his 22-year-old daughter to enable her to pay for all her college expenses on her own, graduate debt free, and be well on her way to financial success. The book is written to be read by the child but works just as well if the parents would like to read it and teach their student or young adult. What are you waiting for? Start your child on the path to financial freedom today! All proceeds from this book will go toward educating young adults about personal finance so they can achieve financial freedom. Great high school or college graduation present! Some key topics covered in this book This book starts with high school but has plenty of good advice for your college graduate or young adult. Visit my website at www.youngadultmoneyadvice.com
123 pages, Kindle Edition
Published May 29, 2018
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Displaying 1 - 2 of 2 reviews
November 30, 2023
Good book. I wish I read this back in 2018 when it came out. Lot's of good advice on how to choose to save for college and beyond that.
I think there are some opportunities for the author to include more information about taxes. There was a mention of property taxes, but not much more than a sentence.
Insights learned:
-Like in Europe, run your major electrical appliances in the early morning hours (2AM to 5AM), to save money
-Invest in Mutual Funds that track the stock market, not in individual stocks (aka diversify)
Page 25 - "The stock market has historically earned 10% per year."
Page 28 - the graph was vertical, needs to be horizontal and the dates upside down
only invest money in the stock market that you will keep invested at least 10 years
It's NOT for college funds.
Page 30 - good info about Index Mutual funds.
Page 35 - "One thing you should always do is be happy with where you are in life now."
Page 37 - Jobs look really good on a scholarship application and will give you an advantage over students that don't work.
Page 48 - Scholarships, some links and mentioned some that his daughter applied for
Page 56 - has the answer to the scholarship question, and is an eye-opener to what one can achieve if they focus on investing time in the right things for collage and beyond $957,500
Page 61 - Living below your means is not something an average person will do these days
Page 63 - I paid $149 to have an expert check out my daughter's Honda Civic
Page 85 - books are expensive at college, good recommendations on where to save and the process for each as well
Page 87 - Surprised that the author endorsed the use of credit cards, especially as debt today is in the trillions. Yes it's good to get some airmiles, but credit cards are really designed to get you in debt, nothing else, so you do need to be super disciplined to track everything and always have a zero balance at the end of the month, So the banks don't charge the 25% APR each month and you are not working for the banks, in addition to going to college, and all the other tasks your student will be doing and learning
Page 93 - Good info. about returns. Never keep anything that you don't want, or doesn't work as expected. Return it. USA is the leader in offering consumer friendly returns!
page 95 - Insurance: this is so important to read, as you may end up paying every year for something you will never get a return on (ROI)
Page 99 - Medical bills, so important to learn how medical and insurance companies work together to make money off of you. Get the cash price!
Page 103 - Watch less TV. Don't watch any period. Eliminate the programming device!
Page 106 - Wash clothes and dishes in the evening, when utility companies charge less.
**For the author**
Missing info about taxes, like income tax, investment taxes etc. Only BIG tax mentioned was on property taxes on page 106.
Missing info about how both parents talking together making better financial decisions. Suggestion: Have an About section on how the author's wife contributed to their daughter's and his success.
Missing info about Fico score - that score that goes up when you get into more debt, and goes down when you have no debt!
Missing, does not mention his website that is in the book description within the ebook/paperback, or where is the scholarship quiz link?
Well done Mr. Dean Allen!
I think there are some opportunities for the author to include more information about taxes. There was a mention of property taxes, but not much more than a sentence.
Insights learned:
-Like in Europe, run your major electrical appliances in the early morning hours (2AM to 5AM), to save money
-Invest in Mutual Funds that track the stock market, not in individual stocks (aka diversify)
Page 25 - "The stock market has historically earned 10% per year."
Page 28 - the graph was vertical, needs to be horizontal and the dates upside down
only invest money in the stock market that you will keep invested at least 10 years
It's NOT for college funds.
Page 30 - good info about Index Mutual funds.
Page 35 - "One thing you should always do is be happy with where you are in life now."
Page 37 - Jobs look really good on a scholarship application and will give you an advantage over students that don't work.
Page 48 - Scholarships, some links and mentioned some that his daughter applied for
Page 56 - has the answer to the scholarship question, and is an eye-opener to what one can achieve if they focus on investing time in the right things for collage and beyond $957,500
Page 61 - Living below your means is not something an average person will do these days
Page 63 - I paid $149 to have an expert check out my daughter's Honda Civic
Page 85 - books are expensive at college, good recommendations on where to save and the process for each as well
Page 87 - Surprised that the author endorsed the use of credit cards, especially as debt today is in the trillions. Yes it's good to get some airmiles, but credit cards are really designed to get you in debt, nothing else, so you do need to be super disciplined to track everything and always have a zero balance at the end of the month, So the banks don't charge the 25% APR each month and you are not working for the banks, in addition to going to college, and all the other tasks your student will be doing and learning
Page 93 - Good info. about returns. Never keep anything that you don't want, or doesn't work as expected. Return it. USA is the leader in offering consumer friendly returns!
page 95 - Insurance: this is so important to read, as you may end up paying every year for something you will never get a return on (ROI)
Page 99 - Medical bills, so important to learn how medical and insurance companies work together to make money off of you. Get the cash price!
Page 103 - Watch less TV. Don't watch any period. Eliminate the programming device!
Page 106 - Wash clothes and dishes in the evening, when utility companies charge less.
**For the author**
Missing info about taxes, like income tax, investment taxes etc. Only BIG tax mentioned was on property taxes on page 106.
Missing info about how both parents talking together making better financial decisions. Suggestion: Have an About section on how the author's wife contributed to their daughter's and his success.
Missing info about Fico score - that score that goes up when you get into more debt, and goes down when you have no debt!
Missing, does not mention his website that is in the book description within the ebook/paperback, or where is the scholarship quiz link?
Well done Mr. Dean Allen!
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November 7, 2025Dean Allen’s Make Me Rich: The Path to Financial Freedom for Your High School / College Student is a refreshingly practical and empowering guide for young people ready to take charge of their financial futures. What makes this book exceptional is its clarity Allen doesn’t overwhelm readers with jargon or abstract theory. Instead, he offers step by step advice tailored to each stage of young adulthood, making financial growth feel achievable, realistic, and even exciting.
The book’s foundation in Allen’s personal journey from starting with nothing to retiring early at fifty one adds authenticity and credibility to every lesson. His real world examples and transparent storytelling inspire trust and demonstrate that wealth building is less about luck and more about discipline, understanding, and consistent effort.
Whether read independently by students or shared between parents and children, Make Me Rich serves as both a roadmap and a motivator. It’s a resource that can genuinely change how young adults think about money, purpose, and the long-term value of financial freedom.
The book’s foundation in Allen’s personal journey from starting with nothing to retiring early at fifty one adds authenticity and credibility to every lesson. His real world examples and transparent storytelling inspire trust and demonstrate that wealth building is less about luck and more about discipline, understanding, and consistent effort.
Whether read independently by students or shared between parents and children, Make Me Rich serves as both a roadmap and a motivator. It’s a resource that can genuinely change how young adults think about money, purpose, and the long-term value of financial freedom.
Displaying 1 - 2 of 2 reviews