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21 Habits of Highly Broke People: Break Free From Destructive Habits With Practical Steps To Turn Your Finances Around
Being broke does not just happen by accident. It is a direct result of bad choices made overtime that eventually turned into habits that masters you. Like a thermostat, once these habits are set, it becomes nearly impossible to break them without deliberate and intentional effort. 21 Habits of Highly Broke People dives into details on the habits that keeps people poor, and practical action steps you can take to break free from these habits. 21 Habits of Highly Broke People shows 1. How your choices about money is keeping you broke. 2. What the rich do differently from the poor. 3. How to break bad habits and replace them with positive habits.
- GenresFinance
113 pages, Kindle Edition
Published November 28, 2018
487 people are currently reading
122 people want to read
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Displaying 1 - 30 of 43 reviews
August 15, 2019
Great read!
I don’t read a lot of finance books, but I read a lot of self development books and this was a GOOD one. A lot of the habits and lessons discussed in the book are just good life habits, not necessarily exclusive to money alone. I used the highlight feature and have a google doc with all of the wisdom that I found to resonate with me....give it a shot! It only took about 90 minutes to read, so it’s a quick one.
I don’t read a lot of finance books, but I read a lot of self development books and this was a GOOD one. A lot of the habits and lessons discussed in the book are just good life habits, not necessarily exclusive to money alone. I used the highlight feature and have a google doc with all of the wisdom that I found to resonate with me....give it a shot! It only took about 90 minutes to read, so it’s a quick one.
January 22, 2020
Pretty Good.
This book kept pointing towards owning your own business as the only way to success. Other than that it was a very good and very helpful read .
I highly recommend it.
This book kept pointing towards owning your own business as the only way to success. Other than that it was a very good and very helpful read .
I highly recommend it.
March 22, 2020
This is a well written book and impressive considering the amount of quality advice in time it took to read. This is a short read but one that is full of great insight regarding finances, investing, goals to help break away from habits that may be holding you back. Some of the main points discussed are likely things the majority of people have probably heard before, but the delivery of the advice was motivational. Quick, to the point, and something to reflect upon. Definitely worth taking the time to read.
January 23, 2020
Highlights of habits to avoid
As someone coming from an immigrant family I’ve seen first hand the harm that negative habits can have. The author points out how people often do not rise above their current financial traps and how to avoid them
As someone coming from an immigrant family I’ve seen first hand the harm that negative habits can have. The author points out how people often do not rise above their current financial traps and how to avoid them
December 14, 2019
1. This book clearly was not edited. Bad punctuation, bad grammar, and missing words abound.
2. Way too many New Testament quotes.
Otherwise, nothing particularly original.
2. Way too many New Testament quotes.
Otherwise, nothing particularly original.
January 16, 2020
Wow
This book I would highly recommend! It was exactly what I needed at this time in my life when I’m truly transforming myself.
This book I would highly recommend! It was exactly what I needed at this time in my life when I’m truly transforming myself.
January 29, 2020
A great Read
This was a very relatable book, and also reassuring of ways to break free from staying in the same conditions as the people around me.
This was a very relatable book, and also reassuring of ways to break free from staying in the same conditions as the people around me.
July 8, 2020
I absolutely loved this easy read!!! This book is organized with a quote, wealth of content/practical steps, personal stories/testimonials, questions to ask ourselves and action items at the end of each chapter. There were a few ah-ha moments that really had me thinking. It forced me to reaccess my priorities, realize actions I'm lacking and gave me the jump start I need on how to begin. It doesn't take much time to get through this book so it's no excuse for the reader not to finish and start working on goals and finances. I highly recommend!!!
November 23, 2019
Good read
This book is full of great tips to improve your financial wellness. Many of the things that were talked about in this book I have already started doing but I still took a lot away from this read. I would encourage anyone trying to break away from mediocre ways of life to read this book.
This book is full of great tips to improve your financial wellness. Many of the things that were talked about in this book I have already started doing but I still took a lot away from this read. I would encourage anyone trying to break away from mediocre ways of life to read this book.
December 28, 2019
Great read and motivational
This was a great read with plenty of tangible items to get you results. The author used plain, candid language to illustrate points and his succinct narrative is very welcomed. Definitely recommend to people wanting to make needed changes toward their financial freedom or for validation for those who are already on their path.
This was a great read with plenty of tangible items to get you results. The author used plain, candid language to illustrate points and his succinct narrative is very welcomed. Definitely recommend to people wanting to make needed changes toward their financial freedom or for validation for those who are already on their path.
August 21, 2019
Life-changing Book!
This is one of the best books I have read this year. This book encourages and engages the reader to create wealthy and healthy habits to get financial relief. Salute to Dipo!
This is one of the best books I have read this year. This book encourages and engages the reader to create wealthy and healthy habits to get financial relief. Salute to Dipo!
October 25, 2019
Straight Talk
Simple and straightforward this book highlights habits that keep us poor. Alongside the wealth producing habits of the rich. I will refer back to this again and again, as I exchange bad habits for good.
Simple and straightforward this book highlights habits that keep us poor. Alongside the wealth producing habits of the rich. I will refer back to this again and again, as I exchange bad habits for good.
December 7, 2019
Excellent Read
The title is interesting. The insight that Dipo shares is eye opening. I have already started to creating new ways of thinking. The book is straightforward and a very easy read.
The title is interesting. The insight that Dipo shares is eye opening. I have already started to creating new ways of thinking. The book is straightforward and a very easy read.
December 10, 2019
2/5 - It's ok
This book has no fault. I just think it's super basic and the contents are pretty much common. The narrative and the writing are not that superb too.
Anyway, anyone who's new to personal finance should definitely read this.
This book has no fault. I just think it's super basic and the contents are pretty much common. The narrative and the writing are not that superb too.
Anyway, anyone who's new to personal finance should definitely read this.
January 10, 2020
All facts!
This was a very quick and with practical advice. If you are not wealthy, yet aspire to be, I recommend reading this with an open mind and thinking deeply about how your habits are keeping you stuck or delaying your goal of being wealthy.
This was a very quick and with practical advice. If you are not wealthy, yet aspire to be, I recommend reading this with an open mind and thinking deeply about how your habits are keeping you stuck or delaying your goal of being wealthy.
January 17, 2020
Great Book to Help Change Your Thinking.
Great read and very motivational.A must read for anyone who truly wants to change their financial future. Definitely will recommend to everyone.
Great read and very motivational.A must read for anyone who truly wants to change their financial future. Definitely will recommend to everyone.
May 18, 2020
A Different Perspective
I liked this book took the approach of calling out your bad habits then finishes each chapter with actionable steps to replace them. Quick, easy read with many great nuggets of knowledge.
I liked this book took the approach of calling out your bad habits then finishes each chapter with actionable steps to replace them. Quick, easy read with many great nuggets of knowledge.
April 13, 2021
This book is an easy read with basic financial information. It does list many pitfalls of why people are broke. It does allow for self reflection and action plans that can lead to financial freedom if followed. I love the marble story.
This entire review has been hidden because of spoilers.
April 21, 2019
Read in 3hrs!!!
After reading this, I am motivated to make some changes! Definitely recommend this book to anyone desiring to make a change in their thoughts about money.
After reading this, I am motivated to make some changes! Definitely recommend this book to anyone desiring to make a change in their thoughts about money.
July 12, 2019
Ok book
Good basic wealth advice, useful for beginners. Can be used for planning a wealth journey especially for youngsters. Like the summaries and questions
Good basic wealth advice, useful for beginners. Can be used for planning a wealth journey especially for youngsters. Like the summaries and questions
July 28, 2019
Great read
Great Read very informative! If you want to be successful you must break these bad habits! I definitely recommend this book!
Great Read very informative! If you want to be successful you must break these bad habits! I definitely recommend this book!
October 15, 2019
Gem
A real gem, it felt as if the author was talking with me personally. Worth it for all persons. Ciao
A real gem, it felt as if the author was talking with me personally. Worth it for all persons. Ciao
January 6, 2020
Best to Invest
Don't do what broke people do. Tips on investing and wants verses needs. Lots of information on what the wealthy do that broke people don't.
Don't do what broke people do. Tips on investing and wants verses needs. Lots of information on what the wealthy do that broke people don't.
Read
March 24, 2020Right On Point!
The book makes many points that should have been written many years ago. It is a written mirror to poverty.
The book makes many points that should have been written many years ago. It is a written mirror to poverty.
November 8, 2020
Practical Advice
Good nonsensical advice that everyone needs to be made aware of before the poverty mindset is entrenched. Books like this should be taught in high school.
Good nonsensical advice that everyone needs to be made aware of before the poverty mindset is entrenched. Books like this should be taught in high school.
October 26, 2024
Avoiding pitfalls!
It’s always a good thing to know what NOT to do, rather than the more daunting list of things you should to to achieving success. In this sense this publication provides examples of habits to get out of or avoid all together. You get closer to your goals if you know and avoid the pitfalls.
Quotes at the beginning of every chapter were, in most cases, a nice way to set a mind set to start looking and thinking more critically about each habit.
Sometimes it felt over-simplistic and perhaps a little biased towards financially successful individuals but that is more a matter of focus and perception.
It’s always a good thing to know what NOT to do, rather than the more daunting list of things you should to to achieving success. In this sense this publication provides examples of habits to get out of or avoid all together. You get closer to your goals if you know and avoid the pitfalls.
Quotes at the beginning of every chapter were, in most cases, a nice way to set a mind set to start looking and thinking more critically about each habit.
Sometimes it felt over-simplistic and perhaps a little biased towards financially successful individuals but that is more a matter of focus and perception.
August 23, 2023
I enjoyed this short and quick read. It goes over the topic in a general way and there are several grammar mistakes, but I still think it contained valuable information. I feel like the inclusion of Bible verses was a questionable choice and gave off a "prosperity gospel" feel. So read it, but with a grain of salt.
October 19, 2023
Great Book!! So many valuable illustrations!
Dipo gives so many examples of a broke mindset verses a wealthy mindset. He challenges us to think differently by doing the things that help us succeed and grow in knowledge and understanding concerning life and making profitable decisions about our future. Very well written and scripturally sound all the way through.
Dipo gives so many examples of a broke mindset verses a wealthy mindset. He challenges us to think differently by doing the things that help us succeed and grow in knowledge and understanding concerning life and making profitable decisions about our future. Very well written and scripturally sound all the way through.
July 9, 2025
This book is now my second Bible
I'm aware of a lot of information, but reading the bite-sized chapters and having the ability to practice each rule is helpful in my journey. Each title serves as a reminder of what I should and should not be doing. I love the stories and Bible verses used. Great book!!
I'm aware of a lot of information, but reading the bite-sized chapters and having the ability to practice each rule is helpful in my journey. Each title serves as a reminder of what I should and should not be doing. I love the stories and Bible verses used. Great book!!
August 31, 2025
This book had some good ideas but a lot of grammatical errors or mis-used words (ex "viable" instead of "valuable") that made it hard to believe the author really knew what they were talking about. Perhaps get a better editor/proofreader on your team. I mostly skimmed the book because the errors were annoying.
Displaying 1 - 30 of 43 reviews