Surviving Debt: Expert Advice for Getting Out of Financial Trouble

by National Consumer Law Center

A leading resource for over 25 years, this fully updated, 50th NCLC Anniversary commemorative edition of Surviving Debt provides precise, practical, and hard-hitting advice from the nation's consumer law experts on how to deal with crushing debt affecting millions of Americans.

332 pages, Kindle Edition

Published November 8, 2018

Reviews

[Andres Piedra · Rating 3 out of 5]

This was good content-wise for very basic information. There were sooooo many typos, it seems really unprofessional. I read it for a certification requirement

[Madison Green]

Prep for certification exam. Definitely helps in studying.

[Chyina Powell · Rating 5 out of 5]

Received in exchange for an honest review.

I was really curious about this book and was extremely grateful to receive it, even if none of it really applies to me. This is the 50th anniversary edition, brand-spanking new and the updates are wonderful.

This helpful guide on how to survive financial woes goes step by step which allows anyone, including someone as financially illiterate as myself, to understand the best ways to go about not only surviving debt but getting out of debt. The detailed advice talks about all sorts of situations from mortgages to bankruptcy to collection agencies to student loans. It even gives ways to stop debt collection altogether.

I'm not going to lie, when I got this book for review, I thought it might be a tough pill to swallow, full of legal and financial jargon as well as the same old murky advice you hear on those legal commercials. Thankfully, it wasn't like that. Plus, the layout is concise and clear making it easy to navigate the entire book. Unsure what to do about your credit report, check the table of contents, read the short informative section and lay the book down. I didn't need to read the whole book to understand the one section I was interested in, which is a bonus when you're discussing books such as this. People who in financial trouble don't have the time to search and wonder how to make sense of what they just read, they are looking to get out of trouble and the people over at the National Consumer Law Center understand that, making it simple and easy.

Truth be told, I am more than satisfied with this piece of literature. And while I have not gone through nor plan to go through most of the situations detailed, I feel more financially literate so if these things do come up in my circle, I think I could help out.

[J. · Rating 5 out of 5]

The first part of the book deals with basic debt strategies. You lean about debt collectors, credit reports, reverse mortgages, lawsuits, and tracking debt. The second part looks at specific debt types such as medical, credit card, loan and more. Part three is about bankruptcy rights and part four is a glossary and index. The most interesting chapter is call Choices to Avoid at All Costs that list choices most readers had heard of but may not have looked into. Options for reducing expenses and increasing incomes are practical but may not fit everyone. Since may readers are just one step away from disaster, the guide is a good resource for understanding what actions to take when the money does not stretch far enough.

[Jennifer Parker · Rating 5 out of 5]

Very helpful insight for someone starting to learn the ways of the financial realm.