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Stack Your Savings: How to Save More Money, Slash Your Spending, and Master Your Finances
Use These 5 "Money Levers" to Build the Money-Saving Habit Are you looking for quick ideas to increase your savings rate? Do you often spend money, despite the fact that your credit cards are maxed out? Do you find yourself ignoring your bank statements because you're too afraid of what they might show? Many, if not most, people would answer "yes" to the above questions. We all wish we could spend less and save more money. But it's too easy to fall into the trap of credit card debt, student loan debt, mortgages, and countless other bills. Don't worry, if all this sounds familiar. There is a way out. In Stack Your How to Save More Money, Slash Your Spending and Master Your Finances, Wall Street Journal bestselling author S.J. Scott and Rebecca Livermore show you how to use 5 "money levers" to build the money-saving habit. Inside Stack Your Savings, you will 7 pillars of the money-saving habit that you MUST master Why so many people carry so much debt 5 "money levers" that can skyrocket your savings! What to know about credit cards, credit scores, savings plans, and educational savings How to use goals and automation to increase your savings each month The secret to structuring your savings intelligently ... to get REAL long-term results Forget the feel-good fluff of lifestyle manuals or the stuffy number-crunching advice of other financial books. With Stack Your Savings you will learn how a series of small habits can quickly add up to less money spent on bills and more money in your bank account. So don’t wait. Buy this book NOW to say goodbye to discover how you can stack your savings. Pick up your copy today by clicking the BUY NOW button at the top of this page!
238 pages, Kindle Edition
Published May 24, 2019
303 people are currently reading
98 people want to read
About the author
S.J. Scott
60 books259 followersWall Street Journal bestselling author SJ Scott wanted to be Luke Skywalker when he grew up.
Unfortunately his complete lack of physical grace and introverted mannerism's kept the earth from having their own Jedi Knight to battle the Sith menace.
Steve “SJ” Scott was born and raised in New Jersey. After finishing college with a degree in psychology he knew he needed to further his education or work on his latte making skills.
During a short stint in US Air Force, Scott was able to get his Master’s in business and then moved on to conquer the business world.
Scott then spent a couple of years working for a company not unlike the company depicted in Mike Judge’s film, “Office Space”. After doing his share of “TPS” reports, Scott swore he would never work for anyone but himself.
He spent the next few years making this happen. Making a decent living online and eventually pivoting to writing books, blogging and even podcasting.
Scott has written over 30 books, most of them in the "self-improvement" genre. An area that he is personally passionate about.
His books have been published in 12 different languages. So he is well on his way to world domination. However, in his heart of hearts he knows he will soon have to venture out into the universe and defeat the Sith menace.
Unfortunately his complete lack of physical grace and introverted mannerism's kept the earth from having their own Jedi Knight to battle the Sith menace.
Steve “SJ” Scott was born and raised in New Jersey. After finishing college with a degree in psychology he knew he needed to further his education or work on his latte making skills.
During a short stint in US Air Force, Scott was able to get his Master’s in business and then moved on to conquer the business world.
Scott then spent a couple of years working for a company not unlike the company depicted in Mike Judge’s film, “Office Space”. After doing his share of “TPS” reports, Scott swore he would never work for anyone but himself.
He spent the next few years making this happen. Making a decent living online and eventually pivoting to writing books, blogging and even podcasting.
Scott has written over 30 books, most of them in the "self-improvement" genre. An area that he is personally passionate about.
His books have been published in 12 different languages. So he is well on his way to world domination. However, in his heart of hearts he knows he will soon have to venture out into the universe and defeat the Sith menace.
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Displaying 1 - 19 of 19 reviews
October 15, 2020
nothing you shouldn’t already know
Book is extremely long-winded for basically providing common sense tips for saving..3 hr read? sheesshh
Don’t get me wrong, if you are a teenager or a young adult that has literally no concept or understanding of dealing with money then this book will definitely get you up to speed as to why spending money you don’t have is the reason you’re broke.. if you haven’t already figured that out for yourself.
but if you’re not financially illiterate and already know not to spend $4 at starbucks every morning to increase your savings then you’re not gonna get much value out of this book.
TO SUMMARIZE:
- look for deals to spend less when possible
- stop eating out
- ditch the credit cards..you’re spending money you don’t have
- thrift shop (because it’s not just a hipster thing)
- Save at least 10% of every dollar you make
- automate your savings deposits so it’s not something you have to think about
- and stop keeping up with the joneses...nobody actually cares, and you’re going broke trying to impress other people..bummer
Book is extremely long-winded for basically providing common sense tips for saving..3 hr read? sheesshh
Don’t get me wrong, if you are a teenager or a young adult that has literally no concept or understanding of dealing with money then this book will definitely get you up to speed as to why spending money you don’t have is the reason you’re broke.. if you haven’t already figured that out for yourself.
but if you’re not financially illiterate and already know not to spend $4 at starbucks every morning to increase your savings then you’re not gonna get much value out of this book.
TO SUMMARIZE:
- look for deals to spend less when possible
- stop eating out
- ditch the credit cards..you’re spending money you don’t have
- thrift shop (because it’s not just a hipster thing)
- Save at least 10% of every dollar you make
- automate your savings deposits so it’s not something you have to think about
- and stop keeping up with the joneses...nobody actually cares, and you’re going broke trying to impress other people..bummer
May 29, 2019
I was just talking to kid 1 about saving money and they quoted ‘Einstein said compound interest is the most powerful force in the universe.’
*blinks*
‘It’s from Civ 4, Mum.’
Right.
And Einstein is not wrong, even if he may not have said that.
But this is a US-centric book, so not so applicable for me as an Aussie, but a lot of the principles are the same; the links just aren’t as useful.
But I totally agree with some of their hints, especially use your local library. I can’t tell you how much I’ve saved borrowing audiobooks for free via the Libby and Overdrive apps.
I reckon the biggest hint is just ASK: ask for a better interest rate, or a cheaper monthly fee, or a better service, or a discount, or a delayed payment date. You just never know.
Being SJ Scott, it’s all linked to habits and goals as well. None of these hints will work if you don’t have a goal. So, build your action plan, know why you’re doing this, and don’t forget to reward yourself.
And as per usual, for less than a dollar, this book is a good use of your money.
4 stars
I received this as a free download from the author’s mailing list.
*blinks*
‘It’s from Civ 4, Mum.’
Right.
And Einstein is not wrong, even if he may not have said that.
But this is a US-centric book, so not so applicable for me as an Aussie, but a lot of the principles are the same; the links just aren’t as useful.
But I totally agree with some of their hints, especially use your local library. I can’t tell you how much I’ve saved borrowing audiobooks for free via the Libby and Overdrive apps.
I reckon the biggest hint is just ASK: ask for a better interest rate, or a cheaper monthly fee, or a better service, or a discount, or a delayed payment date. You just never know.
Being SJ Scott, it’s all linked to habits and goals as well. None of these hints will work if you don’t have a goal. So, build your action plan, know why you’re doing this, and don’t forget to reward yourself.
And as per usual, for less than a dollar, this book is a good use of your money.
4 stars
I received this as a free download from the author’s mailing list.
December 27, 2020
Easy read with a lot of good tips
I read this book when I had $23,000 left in debt to pay off. I started at $125,000 in debt when I started the Ramsey plan. This book incorporates ideas from Ramsey, while also expanding on them. They use “levers” instead of “steps”, but the concepts are very similar. I do like how they discuss the emotional effects of owing certain people money and paying those off first. That is usually only briefly mentioned by others in the financial space. I LOVE LOVE LOVE the investment advice. When you have never invested before it’s nice to have some direction on where to potentially start. It always frustrates me that Dave Ramsey would recommend mutual funds, which you need a financial advisor for and that’s just another expense. This book definitely gives you options to think about and consider, which I appreciate.
I made a lot of notes and did a lot of highlighting, which is an excellent sign. I will recommend this to my friends to read to help them achieve their financial goals
I read this book when I had $23,000 left in debt to pay off. I started at $125,000 in debt when I started the Ramsey plan. This book incorporates ideas from Ramsey, while also expanding on them. They use “levers” instead of “steps”, but the concepts are very similar. I do like how they discuss the emotional effects of owing certain people money and paying those off first. That is usually only briefly mentioned by others in the financial space. I LOVE LOVE LOVE the investment advice. When you have never invested before it’s nice to have some direction on where to potentially start. It always frustrates me that Dave Ramsey would recommend mutual funds, which you need a financial advisor for and that’s just another expense. This book definitely gives you options to think about and consider, which I appreciate.
I made a lot of notes and did a lot of highlighting, which is an excellent sign. I will recommend this to my friends to read to help them achieve their financial goals
July 12, 2021
Ultimate practicality
This book was very practical. It was easy to follow, informative and empowering. I would definitely recommend this for readers. I was able to execute some of the action plans and in just some weeks able to save $500. I learned new money management skills that I think will become new habits for a positive change. Although methods and references were designed for the US I was still able to adopt methods for my country in the Caribbean. I honestly feel enlightened on completion . So feel free, and give it a shot. Nothing to lose. Only money to stack which is the ultimate objective of this enjoyable book.
This book was very practical. It was easy to follow, informative and empowering. I would definitely recommend this for readers. I was able to execute some of the action plans and in just some weeks able to save $500. I learned new money management skills that I think will become new habits for a positive change. Although methods and references were designed for the US I was still able to adopt methods for my country in the Caribbean. I honestly feel enlightened on completion . So feel free, and give it a shot. Nothing to lose. Only money to stack which is the ultimate objective of this enjoyable book.
March 23, 2020
Stack your savings, is one of the best personal finance books I’ve ever read. I believe that personal finance should be implemented into the core curriculum in high school. Financial literacy is key, no one should be clueless about credit and finance when they could start learning it in their early teens. This book, give readers a comprehensive guide on how to cut corners to save substantial amount of money. One section that caught my attention was when the author talking about groceries and how people spend a lot of groceries, and eating out. Throughout the book, o took a lot of notes and started implementing some pointers that the author recommended such as saving at least 10-15% of your income. I would definitely recommend this book to anyone who wants to start learning to become financial literate and to anyone who wants to get a grip on their finances. I plan on buying this book and adding it to my library collection.
January 10, 2020
This is an Awesome book to read over several times. Make sure to take notes.
It really helps you put your life in order.
I am working on some of the idea's already from this book.
I think every family needs this book in their own library to read at home and have their children read it as well. Or better yet, read it with your children and discuss a action of plan to follow.
GREAT BOOK!!
Ruth Pounds
It really helps you put your life in order.
I am working on some of the idea's already from this book.
I think every family needs this book in their own library to read at home and have their children read it as well. Or better yet, read it with your children and discuss a action of plan to follow.
GREAT BOOK!!
Ruth Pounds
September 11, 2019
A practical book with powerful principles, effectual scenarios and appropriate action plans for financial savings. Regarding its great tips, I have made a few changes in my lifestyle. For example, one of my habits was that I would buy coffee on the way towards university or work every day, but I now make it at home and could save the money on my savings account around £90 monthly.
November 19, 2022
This book has good intentions, and decent information, but it tries to cover too much content. Each topic, whether home ownership, food or credit cards, gets the surface scratched, but you will need to look elsewhere to find the details needed to take control of these areas in your life. Would recommend Your Money or Your Life, by Vicki Robin and Joe Dominguez, as a better alternative.
August 26, 2019
Excellent guide to saving
An excellent guide to building and maintaining saving. Also, provides different scenarios on how to start a plan of action and what to do if you fall short of your objectives and goals.
An excellent guide to building and maintaining saving. Also, provides different scenarios on how to start a plan of action and what to do if you fall short of your objectives and goals.
April 22, 2020
Practical Advice
I liked this book because it gives simple solid to sometimes daunting and scary tasks, like how to tackle debt. I feel like there are valuable steps to improve you finances and there are many links throughout the book that can assist you in that journey.
I liked this book because it gives simple solid to sometimes daunting and scary tasks, like how to tackle debt. I feel like there are valuable steps to improve you finances and there are many links throughout the book that can assist you in that journey.
July 8, 2020
Love it!
I’ve been reading a lot of money saving books and I have to say this is one of my favorites. It gives you a lot of different ways to save your money without feeling like you are going to be broke for the rest of the week. I recommend this book to everyone !
I’ve been reading a lot of money saving books and I have to say this is one of my favorites. It gives you a lot of different ways to save your money without feeling like you are going to be broke for the rest of the week. I recommend this book to everyone !
June 7, 2022
Great Budgeting Book
If you are looking to start to get your financial life in order, this is a must read. I plan on reading the other books from the authors. I would recommend this book.
If you are looking to start to get your financial life in order, this is a must read. I plan on reading the other books from the authors. I would recommend this book.
June 28, 2019
Great book
This book provides great saving tips, especially to the youth who is having student loan debt. I’d highly recommended it
This book provides great saving tips, especially to the youth who is having student loan debt. I’d highly recommended it
July 8, 2019
Superb insight into
The financial mindset. They did a good job, but a shorter book is a better option, adding to this one.
The financial mindset. They did a good job, but a shorter book is a better option, adding to this one.
October 21, 2019
Quick read, just skimmed through the book. Few good points here and there, most of them are known. Not much for other than US audience. Still some tips are worth implementing. Thank you for the book
December 9, 2019
Easy to read and easy goals to follow.
October 25, 2020
Good book
It really helped me to make a better budget and to stop expanding in items that I don't really need or used
It really helped me to make a better budget and to stop expanding in items that I don't really need or used
November 2, 2020
Lots of good tips
A quick read focused on ways to become more mindful and aware of money practices and how to gain more control. I've taken sway a couple practices that I will try.
A quick read focused on ways to become more mindful and aware of money practices and how to gain more control. I've taken sway a couple practices that I will try.
February 18, 2024
great book full of material
I have a lot of books from Steve. This book written with Rebecca is a great collaboration. It is simple and easy to follow.
I have a lot of books from Steve. This book written with Rebecca is a great collaboration. It is simple and easy to follow.
Displaying 1 - 19 of 19 reviews