Jump to ratings and reviews
Rate this book

Pay Off Your Debt for Good: 21 Days to Change Your Relationship With Money & Improve Your Spending Habits So You Can Get Out of Debt Fast

Rate this book
Stop “falling off the wagon” and FINISH paying off your debt. For good. Are you sick of hearing the same personal finance advice but never being able to get ahead?

Paying off debt takes more than making a budget and cutting your spending. Years of bad spending habits, not planning for setbacks, and stress that depletes your motivation are just some of the barriers that prevent people from paying off debt. This book will show you how to knock down every barrier and finally achieve debt freedom.

You’ll experience a renewed vigor to pay off your debt and feel the financial weight lifted off your shoulders.

Amazon best-selling author, Jen Smith, and her husband paid off $78K of debt in 23 months. They experienced every high and low that came with paying off more debt than they made in a year. Since then Jen has listened to hundreds of other debt-free men and women and how their journeys were similar and different from hers to learn what it takes to get out of debt and stay debt-free.

If you’ve tried to pay off your debt but can’t stick to the process, or you’re just starting and you want to ensure you pay off your debt fast, then you need this book.

128 pages, Kindle Edition

Published November 4, 2019

201 people are currently reading
79 people want to read

About the author

Jen Smith

4 books1 follower

Ratings & Reviews

What do you think?
Rate this book

Friends & Following

Create a free account to discover what your friends think of this book!

Community Reviews

5 stars
50 (53%)
4 stars
25 (26%)
3 stars
15 (15%)
2 stars
3 (3%)
1 star
1 (1%)
Displaying 1 - 8 of 8 reviews
3 reviews
May 21, 2020
Great Information Gathering Read

This book was quick to get through and had a lot of practical information tools and techniques to offer. If you are new to the debt free journey I recommend doing as the author says and read once to learn what is coming and then read it for practical application. If you do this, as to complete each step you will do so with the idea of what comes next and set a solid foundation for success. Great read. I'd have given it five stars of the author wrote what they do now to stay debt free, but maybe that's a different book.
Profile Image for P.J. Howell.
Author 14 books10 followers
January 4, 2020
Good advice and tips to dig out of debt

Advice and tips on how to evaluate, plan, spend less, spend wisely and save or earn more, as well as tips for forming habits and accountability for anyone who might not believe they are capable of following through with the suggestions on how to eliminate debt.
18 reviews
February 20, 2024
Good Quick Read

This book cuts right to the heart of things and dispenses with most of the fluff you find in other books.

Unlike most financial books, this one only hits a little on "mindset". It focuses more on setting expectations and the actions you'll have to take to achieve the outcomes you want. These are the starting points to building towards becoming debt free.
Profile Image for Aimee Lord.
5 reviews
January 12, 2021
Quick read, mostly focused on student loan debt and referred to millennial, but the advice can qualify to anyone on this journey.
Well written, not full of a bunch of generalizations. I would read this one again to stay motivated.
5 reviews
January 1, 2023
This felt mostly like a hodge-podge of fluff articles used to generate new blog posts. Lots of recycled ideas about getting rid of bad habits, goal setting, and self care. Seemed like a valiant effort to reach a decent page count that would increase Kindle Unlimited revenue.
Profile Image for Mathilda Breitenbach.
4 reviews
June 3, 2020
I am in trouble financially

I needed an honest opinion and an action plan. I got exactly that. Easy to read and insightful. Knowledge gained from experience
10 reviews
July 13, 2022
Great information

This book gives great advice on how to really change the way you think about and use money. Very good!
Profile Image for Ntombezinhle Nzama.
181 reviews43 followers
March 26, 2025
this book is a straightforward guide to embarking a debt free journey. I've already downloaded the work book and really look forward to delving into it over the next few weeks
Displaying 1 - 8 of 8 reviews

Can't find what you're looking for?

Get help and learn more about the design.