Jump to ratings and reviews
Rate this book

13 Steps

13 Dhape Markatari Sombriddhi

Rate this book
BRAND NEW, Exactly same ISBN as listed, Please double check ISBN carefully before ordering.

190 pages, Paperback

First published October 27, 2016

178 people are currently reading
795 people want to read

About the author

Ashwin Sanghi

28 books2,737 followers
Ashwin Sanghi—entrepreneur by day, novelist by night—has all the usual qualifications of an Indian businessman. Schooling at the Cathedral & John Connon School, a B.A. (Economics) from St. Xavier’s College, and an M.B.A. (Finance) from the Yale School of Management. Besides being a businessman, Ashwin manages a parallel career as writer of fiction. Ashwin’s first novel, ‘The Rozabal Line’ was originally self-published in 2007 under his anagram-pseudonym—Shawn Haigins. The book was subsequently published by Westland in 2008 and 2010 in India under his own name and went on to become a national bestseller. ‘Chanakya’s Chant’ is his second novel in the historical-fiction genre. The book has remained on AC Nielsen’s India Bookscan Top-10 for all of 2011. It won the ‘2010 Crossword-Vodafone Popular Choice Award’ in September 2011. UTV has purchased the movie rights to the book and a film based upon the story is expected soon. Dr. Shashi Tharoor released the novel in Mumbai calling it an “enthralling, delightfully-interesting and gripping read with historical research that is impressive.” The Hindustan Times has called it “a cracker of a page-turner.” Ashwin is currently working on his third novel, as yet untitled, that explores business strategies in ancient India. Ashwin is also working towards a Ph.D. in Creative Writing from Bangor University in Wales. Ashwin lives in Mumbai with his wife, Anushika, and his eight-year old son, Raghuvir.

Ratings & Reviews

What do you think?
Rate this book

Friends & Following

Create a free account to discover what your friends think of this book!

Community Reviews

5 stars
324 (33%)
4 stars
380 (39%)
3 stars
196 (20%)
2 stars
43 (4%)
1 star
20 (2%)
Displaying 1 - 30 of 107 reviews
Profile Image for Manpreet Kaur.
149 reviews647 followers
March 19, 2017
Certainly a great, well laid out and well explained book on how to manage your finance and get wealthy.
It was very simple to understand and the writing was conversational, making it an interesting and highly meaningful read.
I would definitely recommend it to everybody to begin with for better personal financial planning.
Profile Image for Vishal Jha.
177 reviews5 followers
June 1, 2021
This was my first attempt to educate myself a bit about finance and wealth, and i am really happy to say that this book is perfect for a beginner like me.

The different aspects of investing, why and where to invest, Risks involved and ways to tackle them has been explained in really simple terms.

Yes, this is a start and for knowing more i will have to read more of finance.. but as a start i am very satisfied with the book and might try a few things as well..

Do read this if you find finance and its concepts too complex but you want to know about them in simple language.
Profile Image for Jayant Parida.
Author 3 books
December 5, 2016
Good aggregation of resources for financial planning. Practically I think even if you follow the principles, every time you will succeed. There are practical examples of people being richer opting stock options earlier, but now-a-days there are market regulation, market is quite stable rare chances of seeing any boom(which is bad for our economy). MFs are risky job, specifically when you see a lot of players in market, their stability and yield in long term. Still good suggestions to plan for your wealth in diversified sectors, increase savings. People should not think of being bloody rich using these, rather move practically to be wealthier.
Profile Image for Dhir Kothari.
33 reviews3 followers
January 29, 2018
13 Steps to Bloody Good Wealth

Quote from the book :
“money can’t buy you happiness, but it can buy you the kind of misery you prefer! Frankly,”

Author: Ashwin Sanghi, Sunil Dalal
Pages: 204
Format: Paperback
Publisher: November 6th, 2016 by Westland (first published October 27th, 2016)
Genre: Business, Investing, and Management

About the book:

This book is the very second attempt after writing “13 Steps to bloody good luck” in 2014, the book unfolds simple and easy approach of following the Business, Investing and Management mantras!

It comprises of 13 Steps/13 points + 1 Step/bonus point for the readers on how to manage and create wealth.It's a kind of conventional self-help book that will certainly tell you all about wealth and it's management which you would probably know.

The very first point in the book brief you about defining “what wealth means to you?”
And I really liked the explanation given by the author about it. All the points are conclusively elaborated by most skillful and knowledgeable means. Mostly author gave significance on Investing in stock markets and earn money through it. For someone who is fresher or beginner in investment, it's very difficult to invest in the stock market as it's very hard to understand the behavior of the market and earn through the ups and downs within the herds of different company stocks. I would say for some people it really works, though if you look into some cases you will find there are many people who lost their ample amount of money even after being experienced player in the stock market since so many years. Rationally the points explained by the author are in very easy and simple language as well as with the easy to follow methods. But in the end, you have to choose whether the steps are going well for you or not. Ultimately it's all your call to take a decision about your investments.

I bet there is no better person than you who know your financial condition and your level of understanding about the stock market, only you can take a decision about investing or not. It's really not necessary to get inspired and start investing in stock market all of sudden after reading this book. Even though you feel motivated and coruscating after completing this book you should stay calm and hold yourself, think twice, study and learn about investments because even though the author has given so many simple points to do it, rationally it's not easy and that simple to invest. After all, it's your hard earned money that you invest in some company’s stocks.

I would say don't hurry just because you feel marvelous after reading this, it's not compulsion to invest with all in. Even so, i really appreciate and loved the real life examples given by the author, it surely gives a kind of motivation after reading such stories about people who made a whole lot of money by investing in wealth.

In the end of every step there are some Key Takeaway points which give the overview about the whole explanation of it, so you need not go all over the book every time when you read if you want to follow the wisdom in it.

Author has explained each and every kind of investment in the book with some formulas, technical definitions, and analysis through wealth trinity - Risk, Return and Time. The Li Ka Shing model for budgeting, formula for calculating your net worth and the quote “find ways where you don't work for money but money works for you” are something which I really loved and learned from.

This book doesn’t give you deep meaning about the financial understanding but it certainly gives you the boost if you are new to the financial terminologies about wealth management, investments and really interested to learn about this subject. It gives you a basic idea about financial concepts, a guide to wealth creation and assets classes.

Definitely recommended to all those who want to begin their journey in the financial world.I would like to give 4* for cracking the code for beginners and brilliantly explained topics in most straightforward and uncomplicated ways.
Profile Image for Sara Jothi.
Author 2 books11 followers
November 26, 2020
Simple, and informative.

The book provides a quick and precise breakdown of terms and words we believed complicated and out of league. It would prove to be a good start if you're to continue learn and test waters with investments/savings to your future.

Engaging narrative, a good mix of facts and lived experiences that are inspiring to be honest. The book leaves you hopeful and rather confident to believe you just might have a chance to change your life around if played right.
5 reviews
August 21, 2020
Not the most engaging and interesting book, but extremely important for basic knowledge with regards to personal finance and generating wealth.
Profile Image for Chetan Hemaraju.
Author 1 book10 followers
August 21, 2023
"13 Steps to Bloody Good Wealth" by Ashwin Sanghi is a pragmatic guide to financial success that blends practical advice with timeless wisdom. Sanghi's approach is refreshing, focusing on holistic wealth creation rather than mere money accumulation. The book's 13 steps offer a structured roadmap, beginning with cultivating a 'Wealth Consciousness' and embracing the idea of 'Mindful Giving'. The author weaves in historical anecdotes and philosophical insights, grounding the advice in a rich tapestry of knowledge.

Sanghi's writing style is engaging, simplifying complex financial concepts for readers of all backgrounds. His emphasis on the importance of self-awareness and emotional intelligence in making financial decisions sets this book apart from traditional wealth-building guides. Throughout the chapters, he stresses the significance of disciplined savings, diversified investments, and continuous learning.

One notable aspect is Sanghi's emphasis on philanthropy and giving back to society. By advocating for 'Smart Giving', he encourages readers to make a positive impact on the world while advancing their own financial goals. This compassionate approach aligns well with modern values of social responsibility.

While the book offers a comprehensive guide to wealth creation, it might benefit from more contemporary examples and case studies. Additionally, some readers seeking in-depth investment strategies might find the financial advice slightly surface-level.

In conclusion, "13 Steps to Bloody Good Wealth" is a well-crafted guide that goes beyond traditional financial advice. Sanghi's holistic approach, blending practical steps with philosophical insights, makes this book a worthwhile read for anyone seeking both financial success and personal growth. Whether you're a novice or an experienced investor, the book offers valuable principles that can help you embark on a journey towards 'bloody good wealth'.
Profile Image for Karen Hewitt.
318 reviews2 followers
April 27, 2023
"13 Steps to Bloody Good Wealth" by Ashwin Sanghi and Sunil Dalal is an insightful and practical book that offers a unique perspective on personal finance and wealth creation. The book presents a comprehensive approach to wealth building, emphasizing the importance of adopting healthy financial habits and developing a long-term strategy for financial success.

One of the strengths of this book is its focus on mindset. Sanghi and Dalal stress the importance of developing a positive relationship with money, and provide practical advice for overcoming limiting beliefs and adopting a mindset of abundance. They also emphasize the importance of taking action towards one's financial goals and provide actionable steps for readers to take.

Another strength of this book is its accessibility. The writing is clear and easy to follow, making the book accessible for readers of all backgrounds and education levels. The authors present their ideas in a practical and actionable manner, providing readers with concrete steps they can take to improve their financial situation.

However, some readers may find the book to be overly simplistic or focused solely on material success. The book may not be suitable for those who are looking for a more holistic approach to personal growth and development.

Overall, "13 Steps to Bloody Good Wealth" is a highly informative and practical book that offers valuable insights and guidance for achieving financial success. If you're looking to develop a positive mindset towards money, adopt healthy financial habits, and take control of your financial future, this book is definitely worth a read.
Profile Image for Rajeev.
201 reviews16 followers
July 23, 2017
This is an easy to read work, that explains the basics of investing. It affords a birds eye view into the nuances of investing, through very broad brush strokes, that can at best be described as very basic. The endearing aspect of the book is that it makes the world of investment look less intimidating, as opposed to the articles that are published in the pink papers. It does give one a certain confidence that one can delve into the world of investing and try one's hand at it. The authors need to be commended for that, and it certainly is no mean fact that a reader gets motivated to explore the world of investments and wealth creation, after going through this work. This is a highly recommended read....
Profile Image for Ken Ndirangu.
90 reviews3 followers
December 3, 2020
Not much new for those who have read similar books, written from the perspective of India but still very readable.

There are no shortcuts to massive wealth but understanding leverage and multiple streams is key.
Success comes to those who’re willing to take the risk to follow their passion.

Step 1: Define what wealth means to you
Step 2: Make a plan
Step 3: Beat inflation
Step 4: Plan your expenses
Step 5: Create additional income streams
Step 6: Harness the power of compounding
Step 7: Build assets, not expenses
Step 8: Make the Wealth Trinity your friend
Step 9: Have an asset allocation strategy
Step 10: Understand Asset Classes
Step 11: Knowledge, focus, patience, review
Step 12: Leverage good debt
Step 13: Tax saved is income earned
Step 14: Learn from those who made it
This entire review has been hidden because of spoilers.
Profile Image for Vishal Kumar Rajpal.
54 reviews18 followers
August 8, 2020
This is my first book of Ashwin Sanghi. Also reading his similar series book '13 Steps to Bloody Good Wealth' simultaneously and have to confess both of them are valuable books. They are short and simple it would feel like that author is interacting with you and yeah that makes it interesting. I started reading this book because I am pursuing CFA and thought why not just explore finance outside the curriculum books. The knowledge and wisdom here are profound totally realistic. The author has busted so many myths when it comes to investing. Would highly recommend you if you want to get an understanding of how finance works. As having finance knowledge is utmost essential for progress.
76 reviews3 followers
August 28, 2017
I have good knowledge about Financial concepts because all of my experience in IT is from this domain. For me, the book did not have a lot of things for offer. But I would still recommend this book to every person starting out in the direction of Wealth creation. You get to know about so many asset classes. I like the way Sunil uses quotes and emphasizes certain points through real occurrences.
He also believes in Warren Buffett's quote "Taking jobs to build up your resume is the same as saving up sex for old age".
Profile Image for Ranjith Raghunathan.
52 reviews2 followers
August 9, 2019
The title of the book is hugely misleading. It is a book on different wealth allocation options and hugely influenced by Rich Dad poor dad. There are number of Indian anecdotes like of PC Mustafa of ID batter, Dalmia etc which we mostly have read in newspapers and magazines. There are some concepts of Investopedia also. I would put it as a good compilation of all that we have heard about money and money management. I could recommend a skip on this book. Infact I could easily speed read most of the known topics as the scan did not let me find anything new.
Profile Image for Ashok Kumar.
27 reviews6 followers
August 14, 2019
I read this book in a few hours and it has all the stuff you need to do for the next 30 years. i also made a review in tamil https://www.youtube.com/watch?v=qpJph... ( I am just starting to review books in tamil)

The interesting thing from this book is to spend money on travelling. Life is short, you must travel a lot. Just follow the rules to spend 10 percent of your annual earnings to travelling. It doesn't mean you need to take a vacation and go abroad. Just spend 10 percent every month to spend time with your family. Allocate your funds !!
Profile Image for Rohan Shevate.
43 reviews
February 22, 2020
Must read for beginner investors... Book does a great job of explaining basics, provides anecdotal evidence and creates interest in exploring multiple avenues outside job to enable better individual wealth creation. It does a great job in answering basic questions and investment related confusion faced by many and suggests path for further exploration. It also targets to reduce stigma and apprehension towards equities and stock market in general. Plus congratulations to the authors for keeping the style of writing is very non formal and easy to understand.
Profile Image for Gaurav Prabhu.
Author 1 book18 followers
July 18, 2017
A simple guide for those who are new to wealth creation. It is intimidating at first however as you go on, you get a confidence that it ain't that complex. The book strips all the complexity on the topic and provides in a transparent manner. A bonus chapter at the end is inspiring. I won't reveal what it talks about, that's for you to figure. This small guide is for all those who want to start a journey of financial independence and even something bigger!
Profile Image for Tanmay Jadhav.
115 reviews16 followers
June 15, 2018
Okay, first things first. This book does not do what it claims. It is in no way an exhaustive guide to good wealth.

This book is primarily for people with zero to little understanding of personal finances and investment. The book does a very good job of introducing the various avenues in personal financing, saving and investment but in no way digs deeper.

I'd suggest this book to anybody who wants to start the journey towards understanding money.

Cheers,
Tanmay J.
154 reviews
June 17, 2017
A very nice book...Stories impress you...concepts explained nicely..less jargon even this is a finance book...building wealth is not by chance..born wealthy is by chance/luck...

Everyone who has started working ..may be working for someone or working for self should read this..this inspires me to have an alternative income source which can be relied upon.
Profile Image for Sushil.
83 reviews5 followers
January 19, 2019
Great book. It was nice surprise. I had not expected such a practical info from this book. After reading 12 steps to good luck I tried this book. It's different from other financial self help book as it focuses on South East Asian perspective, it's practical and written in simple and fluid language. Loved it. Read this you will learn lot about wealth..
4 reviews
November 18, 2020
Best book for beginners in creating wealth

Financial, Stocks, Shares, Entrepreneurship, Money! Though these words excites us it fails to keep us glued throughout the book. But here the author wins there to keep us excited whilst informed about the things that really matter for us to be wealthy. A very good read.
8 reviews
May 6, 2018
Simple language. Worth a read.

It's amazing to see how lot of it is put together
I like the narrative of this book
At the same time in many places author has exlicitly mentioned about the depth this book can adress in to each of financial planning topics.
Profile Image for Ansuman.
9 reviews1 follower
July 30, 2019
Simple book on basics of wealth building
More like a gyan session rather than too much jargon and formulas
Can be the first book that a person picks up on this topic if he has so far not read a single book on personal finance and wealth building
111 reviews
September 9, 2019
A nicely written, simple book on basic financial management.

Some simple but effective steps to manage wealth better.

The introductions of real life stories and anecdotes every once in a while is a great way to break monotony.

A light read to get you started on your basic financial planning journey

Regards,

Sri
Profile Image for Parikshit.
1 review
January 12, 2021
Good book for Indians (lot of references related to I dian culture and market) who are new to the investment world. Sunil has given brief and to the point introduction of various terms. Recommended for Indian people who have or about to start investing money to build wealth.
Profile Image for Harshvardan.
2 reviews
May 30, 2021
First book that I completed in 2021

This is a light and engaging read. The book not only educates the young but also helps the experienced to look out for blind spots and realign their financial journey.
Profile Image for Venkat Shashank.
16 reviews
April 9, 2022
Was gifted this book my a colleague for New Year's and only completed reading it as it was gifted.
This will be a very good read for beginners who are trying to educate themselves above finance and wealth creation. Easy and inspiring.
Profile Image for Mirang Shah.
98 reviews4 followers
May 19, 2022
For freshers , this book is a good tool towards financial literacy . But one who already is in business, will find it average, very basic.
A Quick read with cocktail of many quotes and inserts from other famous books.

Inshort, recommended for newbies only.
76 reviews
October 20, 2023
This book dint teach me anything which I don't already know. May be that was the intention, to keep it simple. I finished in 3 days, it is filled with anecdotes and stories. A good starting point in finance.
Profile Image for Reading_ Tamishly.
5,302 reviews3,462 followers
May 23, 2025
A short read perfect for youngsters and readers who needs an introduction to financial management.

The language is pretty simple and easy to read and understand. However, some chapters need to be read carefully to understand the terms used.

A good one.
Displaying 1 - 30 of 107 reviews

Can't find what you're looking for?

Get help and learn more about the design.