Why do bankers fail, while money lenders flourish? This must be the thought that runs through most minds as they read about bank scams with frustrating regularity. In this well written and humorous memoir, the author who joined the State Bank as a Probationary officer four decades back, touches upon this enigma among other things, as he writes about himself, his colleagues and banking in general. It brings to life a period and way of life that is history to the old and new to the young. An interesting and instructive read.