Jump to ratings and reviews
Rate this book

Money Walks 会走路的钱(上): 普通人家十年一千万理财实录

Rate this book
BAYFAMILY(贝版)曾是北美文学城投资理财论坛的版主,从2006年开始陆陆续续发表投资理财的博客文章,累计阅读人数超过数百万。贝版2006年因为提出“普通家庭十年一千万美元理财计划”而引发热议,该计划于2018年最终实现。本书用纪实的方式记录了贝版实现该投资计划的每一步细节,涵盖他对市场趋势的判断,积累资本的方式,和每一笔投资交易的细节与心态历程,当然也包括众多失败的经验教训。全文按照0-1万,1万-10万,10万-100万,100万-1000万美元四个数量级的增长历程,把他投资的经历原汁原味地呈现给读者。钱是会走路的,即使你把钱压在箱子里,抱在被窝里,换成金银股票放在保险柜里,都挡不住钱会像长脚一样走来走去。投资理财,就是要专找那些别人看不见,正在走路的钱。贝版记录了老中代代传下来的五条理财真经:提高信用分数、避免超前消费、开二手车、亲自维修、不打官司多运动。这本书现身说法证明你总是可以存三分之一的收入的,因为那些比你少挣三分之一的人的生活质量不比你差很多。这世上,没有人可能比你自己对自己的钱更加上心,不要指望任何人能够管好你的钱。2007-2018年投资理财贝版做了三件事:投资中国房地产,次贷危机湾区抄底,持有比特币。贝版投资的核心理念就是“会走路的钱”。在充分效率

224 pages, Kindle Edition

Published February 1, 2020

399 people are currently reading
636 people want to read

About the author

Bayfamily

6 books10 followers

Ratings & Reviews

What do you think?
Rate this book

Friends & Following

Create a free account to discover what your friends think of this book!

Community Reviews

5 stars
344 (68%)
4 stars
118 (23%)
3 stars
21 (4%)
2 stars
8 (1%)
1 star
10 (1%)
Displaying 1 - 18 of 18 reviews
1 review
February 25, 2020
超赞实用宝典

人人必读! 作为一个专业贷款和纽约投资人建议,我仍然学到了很多.真希望我的亲人小孩都能作为入门书读一读.
Great investments book ,hope my family & my kids can read this . Learned a lot from this
1 review
March 29, 2020
It is an inspring book of a true story about how to become a ten-millionaire in ten years. It's the best money book in Chinese I've ever read. Highly recommended!
Profile Image for Wei Li.
6 reviews
May 23, 2020
I do like the idea of the book but unfortunately every 10 years is different. The author presented me with the urgency but not the solution. The framework is good though.

Just to be critical. Every 10 years have way more differences than commons. The framework is not essential (of course..), what if the author uses just the down pay from 1 of his 8 houses to buy AMZN, NFLX stock and hold? That would be millions as well. The framework is also not sufficient, if the author's leverage ratio was hit by the 2008 crisis in the middle rather than in the beginning, it's also hard to remain solvency. Also, buying a house in China has political complications just years after (you could not buy in big cities if ...).
1 review
February 14, 2020
Great book!

Wish I had read this years ago!! As soon as I picked it up, hard to put it down. I couldn’t remember when was the last time I finish a book so quickly. Very inspiring and a lot for me to digest. The author is a wonderful person, very smart and hard working. I admire many of his life values.
Profile Image for Leisurecan.
168 reviews8 followers
May 2, 2021
I thought I was pretty financially literate, turns out I still have much to learn. I admire the author as his every decision came from deliberate thinking and he always catches the trend ahead of luck. Key takeaways: “Only you cares about your own money. Leverage can maximize profit, inflation is higher than 2%, wait for the young to come.”
1 review
February 7, 2020
Awesome book!

Full of wisdom about investment to freedom. So many applicable real world experience that everyone can take advantage of. Wish I read this ten years ago.
Profile Image for Sophie Wu.
1 review6 followers
June 20, 2020
Great book to learn investments in real estate for middle class. Very thorough and practical. Highly recommended.
13 reviews
October 2, 2022
上册讲的有点过于偏向于背景和故事,实操例子偏少,主要价值在于给读者提供作者的金钱观和大方向思想。个人感觉可以跳着看,然后重点看上册后半部分和下册
1 review
June 5, 2025
讀這本書簡直是浪費時間。
作者做對的3件事,但凡做了一樣都已經雞犬升天了,何況他三樣都做對了。
還有描述自己一窮二白開始的人設我也只能笑了。
1997年20幾歲可以留學美國,能拿到美國大學Offer,父親是大學生軍隊幹部… 這配置在當年中國根本就不是中產,而是頂層。
這是一本中國紅二代的假裝奮鬥史。
1 review
June 25, 2020
Very good book

Learn a lot. Combine concept with practice. It’s my first time to think like this
Thank to the author for having this book to us.
3 reviews
March 19, 2020
The most worthy $5.99 I paid

This is the most worthy money I paid for purchasing books taking about the money. Especially it’s written in Chinese. I finished the first volume less than 3 days. I’m going to eat the second volume after this review. I can’t wait to finish them all.

Can’t recommend more, if you could read in Chinese.
1 review
April 20, 2020
Excellent book and wonderful read!!!

I learned so much from this book. The author has a reason to be successful in investment. His unique theories are truly inspiring. I really admire his indepth understanding of the inner workings of society, which is the key to success.
5 reviews
May 6, 2020
学习了

尼玛深入浅出,作为同样来自不富裕家庭 一个人来美国打拼,从码农开始的人,感慨为什么没前几年看到呢…

I would not completely agree on some of opinions but I would say you just need to read this book to understand personal finance of America. Full of useful observations, and not like other English books that full of BS.
Profile Image for Karlie.
35 reviews1 follower
November 13, 2021
慕名前来阅读其新书,还是收获不小。
1 review
April 13, 2020
Good book

Very good for investors with stable income and long term investment. Appreciate the wonderful ideas and thoughts. Very impressive. Will recommend to friends
13 reviews
Read
November 3, 2022
0-100万美元的记录;
总结投资心得,包括懒人投资法和勤快人投资法的细节
Displaying 1 - 18 of 18 reviews

Can't find what you're looking for?

Get help and learn more about the design.