Broke Millennial Talks Money: Scripts, Stories, and Advice to Navigate Awkward Financial Conversations

Broke Millennial #3

by Erin Lowry

A comprehensive guide to talking about money in every aspect of your life, including at work, with friends and family, and in relationships, from the author of the Broke Millennial series.

Let's face it--talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. With scripts, tips, and troubleshooting advice, she takes you through every possible money talk scenario, including:


Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom. It's time to demystify our money and hash out these tough topics with the important people in our lives, and this helpful book will make it all much easier.

Genres: Finance, Nonfiction, Money, Personal Finance, Audiobook, Self Help, Business

304 pages, Paperback

Published December 29, 2020

About the author

ERIN LOWRY is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Erin's appeared on CBS Sunday Morning, CNBC and Fox & Friends. She has written for Fast Company, Cosmopolitan Magazine and Refinery29 and regularly speaks at universities and conferences around the country. Erin spent most of her childhood living in Asia, but now settled in New York City with her husband.

Reviews

[Andrea Itta · Rating 5 out of 5]

Audiobook version is like talking to to a friend over lunch about topics that might be a little hard to bring up. And getting to hear their unabashed total true self.

[Петър Стойков · Rating 3 out of 5]

Една от силните страни на най-популярната книга на авторката беше, че описва не само какво да правим с парите си и как да се отнасяме към тях, но и как да говорим с роднините и близките си за пари и различните финансови въпроси, които ни свързват - общ наем и сметки, кой плаща в ресторант и т.н.

Явно Ерин Лоури (или пък издателят й) е забелязала това, защото една от следващите й книги, т.е. настоящата, е посветена изключително на този въпрос, ако и да не се справя, според мен, много добре с него.

[Meaghan Long · Rating 5 out of 5]

Erin Lowry does it again with her series “Broke Millennial.” This book, in particular, focuses on discussing money in different types of relationships (work, friends, family, significant other). She answered many questions I had for unspoken rules about money with different people and gave many great prompts and dialogue examples of how to get the conversations going. Why I’m a huge fan of Lowry’s financial books has to do with how non-judgmental and approachable her writing style is, her “normal people” language breaking down complicated financial definitions and topics, and makes it easier to reach financial goals by creating action items and homework to complete. This book, like her others, is one that I will be referencing for years to come, feeling grateful that she's on my shelf, ready to help me feel more empowered with my finances.

[Jack Trump · Rating 5 out of 5]

Easily my favorite of Erin Lowry's Broke Millennial series. This books is much more practical and direct in its guidance on how to navigate common financial relationships with employers, SOs, family, and friends. It also does a great job of seeking to educate the reader on multiple perspectives and approaches to each, rather than telling you there's one perfect way to handle any situation.

[Livvy · Rating 3 out of 5]

3.5 good advice on how to talk about finances in the workplace and with your partner and friends. Quick read, highly recommend this three-book stories for those who want to get ahead with their paycheck

[Courtney · Rating 4 out of 5]

As someone who is into personal finance and may sometimes bring it up too much/at the wrong time...I'm so glad I came across this book in a little free library! It's super approachable and has great advice for people in very different financial situations. This book was also very approachable and easy to read. I simultaneously want to gift it to others and spread the word, and save it so I'm prepared when tough conversations inevitability arise.

[Monica · Rating 4 out of 5]

Pretty good read, a littttle bit too American focused at the end and also I’m horrified at the lack of parental leave in the US 😵😵‍💫 but some useful scripts to support talking about money and thinking about navigating money related communication at work and in our personal lives

[Keisha Adams · Rating 3 out of 5]

Self help financial book to guide conversations about money. Lots of input from other financial self help authors.

Scripts are a bit false to make it clear what is being said. Pleasantly surprised it mentioned financial infidelity and financial abuse. No mention of if someone is financially abusing the parent and what to do, but that would be it’s own novel.

Gives a brief intro to what should be known/covered in a discussion between people and for what goals, as well as some example scripts in a non threatening tone.

Leans towards assuming healthy relationships with family/partners, and general middle/upper class income. Easy enough to read and take out what is applicable to me.

[Monique Johnson · Rating 4 out of 5]

I think the author did a decent job at creating a collection of scenarios and scripts that will help people navigate difficult or uncomfortable discussions about money. This topic is still taboo in many cultures and environments and can easily become emotionally charged. Having the right language to use to not evoke strong emotions is important to keep the conversation flowing and not breakdown due to feelings of judgement or jealousy. Obviously everyone’s situation will be different but these scripts can help you with your thought process on how to broach these topics at various points in your relationship with others over time.

[Lennese · Rating 3 out of 5]

This is a great resources for starting money conversations with loved ones. The chapter on wedding expenses was extremely detailed and well thought out as was the chapter on becoming financial proxy for a loved one's financial wellbeing. I read this for the salary negotiating chapter which did well to talk about asking for a raise within a current job but I wanted more on how to negiotating when moving into a new position.

[Christina · Rating 5 out of 5]

Worthwhile to have a hardcopy and handy to reference again in the future. It is great life advice no one ever tells you (even when your family may be money savvy) about money that I wish I had a sooner, especially for work negotiations! That is actually the easiest topic area and I love the insight I already have for future hard topics with loved ones.

[Courtney Carson · Rating 3 out of 5]

I wanted to read one of her other Broke Millennial books, but this was the only one my library had and it was probably the one I was least interested in. But here we are. The content was overall good though I felt like the majority of it was quoted from other people which made me question the author’s actual opinion.

[Kathryn J Kvam]

I think I would have benefited from a book on awkward money conversations with this approach to tone and reasoning when I was a recent college grad. Particularly helpful would have been the chapter on friends weddings given the money suck they can be in your twenties. (Thankful they weren’t for me, but have seen them be for others.) I was also glad to read the pro prenup section.

[Lauren Wallace · Rating 4 out of 5]

"Talking about money is critical" (xii)

I thought this book was really well laid out and was easy to follow. I thought it had great basic insight and guided how to have hard money conversations. I wished it did go deeper into certain situations.

This book was a quick read; as I read it in about 2 days!

I would recommend this book to anyone getting into finance.

[Michele Fortier · Rating 4 out of 5]

I think this had some really great practical advice on how to navigate talking about finances with your friends, how to discuss compensation and salary at work (the suggestions on negotiating were SUPER helpful) and some great overall insights on money and our relationships to it. Would have loved some topics to dive deeper, but overall a good read.

[Ashley · Rating 5 out of 5]

I picked up this book because my husband and I (26) are going through a financial journey of our own and navigating it is A LOT! This book was a great read, especially the chapter on talking to your friends (or not talking to them) about money!

[Marian Dorsey · Rating 5 out of 5]

Fantastic, approachable book about having harder conversations about finances and how to consider topics that could impact your future. Lowry’s book is a book that’s relatable across generations and definitely worth the read!

[Katherine · Rating 5 out of 5]

This was as good as the first book (and miles above the second about investing). Talking about money can be super awkward so it was awesome getting to read different tips for how to talk to a whole myriad of people about it.

[Jasmine · Rating 5 out of 5]

VERY digestible - I'm rarely able to keep attention to something for long periods, but I read this hard copy in one sitting on a plane ride. Great pointers and script ideas for various conversations around money (within different relationships)

[Diana · Rating 5 out of 5]

I listened the audiobook version, which was narrated by the author, and it was full of fantastic advice. Not every chapter will apply to every individual's situation, but it's still all worth the read/listen. I love the practical scripts for approaching awkward conversations.

[Dwina RA · Rating 5 out of 5]

a good starting for a better financial

[Hannah · Rating 5 out of 5]

Lots of great, helpful info as always from Erin!

[Sue-Is-READING · Rating 5 out of 5]

Absolutely love this. A must-read for everyone. I will be revisiting this once in a while.

[Dee Dee · Rating 5 out of 5]

Insightful, eye-opening, and motivating.

[Heidi Larson · Rating 4 out of 5]

This is a straight forward book with practical prompts to discuss this awkward topic... A great resource.

[Leah Clifford · Rating 5 out of 5]

Will be adding more books by her to my TBR.

[Heather Lynn · Rating 4 out of 5]

Great for if you need tips on what to actually say.

[Melissa · Rating 3 out of 5]

DNF

[Tanya · Rating 4 out of 5]

I thought it was well written and covered many tough financial conversations.

[Matt Van Blaricom · Rating 3 out of 5]

Lowery offers insightful tios on how to discuss with loved ones about harder financial concerns, but her writing still feels like a mommy blogger advice page.