The Twelve-Step program of Debtors Anonymous helps those around the world who suffer from the illness of compulsive debting. It offers still-suffering debtors a simple program of recovery through which they can arrest this serious malady. The program rests on the solid foundation of the Twelve Steps, Twelve Traditions, and Twelve Tools of Debtors Anonymous. Meetings is the first tool of D.A. We attend meetings at which we share our experience, strength, and hope with one another. Unless we give to newcomers what we have received from D.A., we cannot keep it ourselves.