The Twelve-Step program of Debtors Anonymous helps those around the world who suffer from the illness of compulsive debting. It offers still-suffering debtors a simple program of recovery through which they can arrest this serious malady. The program rests on the solid foundation of the Twelve Steps, Twelve Traditions, and Twelve Tools of Debtors Anonymous. The Spending Plan assists D.A. Fellows in making deliberate choices about their finances, rather than remaining in vagueness. This pamphlet explains how to formulate and follow a spending plan.
Conscious spending where robbing Peter to pay Paul is a thing of the past. Each gets his due and there is no robbing. Every 12-step person will want the peace having a spending plan yields. Jane B.