Individual Life Insurance is the BigDaddy University learning package for the HS323 course. The course provides a detailed discussion of life insurance policies and annuities, and their use in financial planning. The course also offers an understanding of time value of money concepts, insurance reserves, insurance company organization, operations and investments. DVDs with over 13 hours of classroom-based lectures Study Guide containing all outlines and module summaries Test Bank with over 270 multiple choice questions, organized by module Practice Exam with 100 multiple choice questions Study Sheets