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Flipping a Switch: Your Guide to Happiness and Financial Security in Later Life

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Leaving full-time employment to enter retirement often requires a 180-degree change in mindset and behavior from the way you managed your time and money previously. This is especially true for Baby Boomers who may have never experienced adult life without a full-time job and have been practicing the same habits since their 20s. These life transitions can be looked at as if they require flipping a switch. Some changes happen suddenly like an on/off switch, while others happen over time like a dimmer switch. Some switches are voluntary like spending accumulated savings, while some are mandatory like taking required minimum distributions starting at age 72. And to make matters more confusing, there are also lifestyle and social changes to consider as well.

Flipping a Switch discusses 35 financial, lifestyle, and social transitions you'll encounter upon entering retirement,

Full-time work to new pastimes Saving money to spending money Receiving a paycheck to creating a paycheck Funding retirement savings plans to taking required minimum distribution withdrawals Accumulating possessions to downsizing Everyone has unique switches to flip. Flipping a Your Guide to Happiness and Financial Security in Later Life offers important information and guidance new retirees need before undertaking their new life. Each chapter includes a How to Flip This Switch section with suggested action steps. Nationally known speaker, author, and Certified Financial Planner® Dr. Barbara O'Neill will help you develop a plan to become your best future self.

292 pages, Kindle Edition

Published July 30, 2020

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Barbara O'Neill

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892 reviews119 followers
December 16, 2022
My late husband recommended this to me.
8 reviews
September 9, 2020
Practical Financial Guide for retirement years

Even though I have been retired for 14 years and have been fortunate with health and finances, I picked up quite a few ideas from this book that I am in the process of exploring. The sources at the end of each chapter are terrific. Barbara offers a common-sense approach to enjoying life after our “jobs” end.
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