Retire rich and spend it all. Or create lasting wealth for your family as a first-generation millionaire. Or simply get a good night’s sleep because you are finally in control of your finances.
The choice is yours when you “get” the simple rules of money and start to Think Wealthy .
After all, no one wants to be burping cat food in retirement at the hands of a shaky government program, the possible fate of the 80% of Americans who currently live paycheck-to-paycheck.
There is no Big Secret to wealth – but there are a few simple, timeless rules and one powerful equation you only need to learn once .
In Understand Money: Your First Step to Financial Freedom , Todd Havens, a debt-free dad and first-generation millionaire who spent his 20s and 30s as the “poorest guy in any room,” walks you through the first of his six-step Think Wealthy Personal Finance series with a sense of humor so you can master your money and set yourself up for financial safety, security and freedom for life.
Understand Money: Your First Step to Financial Freedom will show you: Not understanding money is not our fault, of course. When the majority of Americans do not even have $1,000 set aside for an emergency, the system is obviously broken.
Fortunately, having confidence with every financial decision you make is much easier than you might think.
The full Think Wealthy Personal Finance 6-Step book series consists of:
1. Understand Money Your First Step to Financial Freedom
2. Understand Wealth What You Have in Common with All Wealthy People
3. Meet Your Inner Billionaire The Three Core Beliefs of Your Inner Winner
4. How to Think Wealthy Top 10 Ways to Train Your Brain for Financial Success
5. Create Your Fortune, Big or Small The Only Two Paths to Financial Independence
6. Master Your Money for Life Living by the Four Pillars of Well-Rounded Wealth
Now let’s have some fun talking about money and laugh our way to financial freedom together!
As a debt-free (and now cancer-free) dad, I LOVE talking and writing about money because for years and years (and years) I was the poorest guy in any room. (And years.) Who else but the broke guy would dream of one day having a zero net worth and feel like he was a financial genius? Insanity.
No one had ever taught me everything they knew about money so I had to do it myself – and now I’ve made it my mission to help others learn to Think Wealthy and completely transform their lives like I did. What a ride! So much gratitude for the journey.
In other news, I am a brand and marketing executive in Hollywood and, in my volunteering time, I save awesome digital movie marketing campaigns from extinction (kind of like a digital Indiana Jones), I love having the big conversations in life with friends because…as both Madonna and Socrates said…an unexamined life is not worth living. (I’m not sure who said it first.)
Having recently read a spate of personal finance books that were not well written or were simple rehashes of what others say, I was not holding out much hope for this one. But the author surprised me. He calls it “Understand Money,” but it's really more about getting real about what money is (and is not) and what it can do (or can’t). The author corrects mistaken thinking about money, looking at it from a variety of angles. The author is clearly passionate about his subject and wants you to “get it” so you and your family can benefit from it. He does come across as a little excited at times, using all caps on probably more occasions than he should. But his enthusiasm and positivity are infectious. I like that he is completely transparent about his own (previous) misguided thoughts about money. This book does not discuss strategies or actual steps; he has future books coming out that will probably be more specific. For lack of a better word, it's more about mindset and your mental approach to money. I actually found this to be a surprisingly enjoyable read because I liked his positive spin on what we should think about money and financial freedom. So long as you don't expect strategies, you might get more out of this book than you think.
I received a free copy of this book, but that did not affect my review.
This book is hard to rate because it is so very basic, it is for people who are completely confused about money and get it mixed up with their ego, with status, with life. So there is a place for it. It just didn't' tell me anything I didn't already know. But it is well done, a short and entertaining read.
this book was beyond helpful. I’ve been on my journey of financial literacy and all of them (the good ones) say the same thing. Todd did a great job of portraying his fun personality and sense of humor. There is not one lie in this book. Love it and have shared it already!
Thank you for a concise book about money. A great book for those of us we have no idea how to have and use money. Something I very much needed. Highly recommend reading this book.
This is a good book for folk just starting on their financial journey. It explains some pretty neat concepts regarding money in easy to understand language. The author lists this as the first book in a series and therefore is not as comprehensive as it could have been.
The author takes you through a quick synopsis of what money is or ain't. He really pounds and grounds the word money until the reader cries uncle or aunt or which ever you prefer, its a quick read also. Thanks Todd
This book was quick, simple, easy to read and enjoyable. It gave good information on the basics of money and helpful to those wanting to learn more about it. I enjoyed it.
I have learned a great deal I was unaware of. This is a great book the author is humorous and made learning fun. I do recommend reading this book. Change your financial mindset.
Great read for you that is looking to have a better understanding of money and uncover any biases you may have associated with it. “All cash is money, but not all money is cash”. Look forward to reading the rest of the series, thank you!
Not necessarily bad advice in this book, but it could all fit into one article instead of a book of 100 pages where the author try to write the way he speaks - it does not work for me.