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The Big Bad Book (of Everything) : Things You Should Have Learned In School But Didn't

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The Big Bad Book (of Everything) is a life manual for all college graduates and entrepreneurs who live and/or work in Jamaica, Caribbean. It contains very straightforward information with respect to the most essential matters of personal finance such as starting and operating a business, landing a job, budgeting, how to buy real estate, taxes, investments, and so much more. This book has even addresses of places to go to get things done and cost. If you have gotten yourself in a bit of debt (or quite a lot of debt) with for example SLB student loan, there is even a chapter on debt reduction (strategies and tricks). You can expect to learn the following from the Big Bad Book of 1. Incorporating & Registering Business 2. Business Taxes (What to Pay & When) 3. Reasons Businesses Fail (And How To Avoid Failure) 4. Renting Commercial Property 5. Investments 101 6. Requirements - Opening Investment Account (for each of the leading investment houses) 7. Acing a Job Interview 8. Intense Personal Budgeting (the Real Stuff) 9. Buying Real Estate 10. Renting Real Estate 11. Should you rent or buy real estate for personal use? 12. Buying a Vehicle 13. Employment Taxes (Statutory Deductions) 14. Life Insurance 15. Credit Cards (are they evil?) 16. Ridding Yourself of Student Loans 17. General Debt Reduction 18. Building and Maintaining an Emergency Fund 19. (Before) Quitting Your 9-5 20. Building Multiple Sources of Income If you want to get ahead in life, this book is a great place to start!

166 pages, Kindle Edition

Published November 1, 2020

19 people are currently reading
102 people want to read

About the author

Anna Palomino

1 book2 followers

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Displaying 1 - 4 of 4 reviews
Profile Image for Elizabeth Goodleigh.
Author 1 book1 follower
April 21, 2022
A wonderfully helpful guide

An information rich adulting treasure chest. Would recommend to any young person who has just started working and wants to navigate the Jamaican financial landscape.
3 reviews
June 2, 2024
Anna Palomino's 'The Big Bad Book' is definitely an eye-opening read that fills in gaps on most questions on money the average person would ask at some point in their life.

Palomino's approach is both witty and insightful, offering valuable advice on everything from personal finance to critical thinking. The real-life examples and straightforward explanations make this a must-read for anyone looking to navigate their finances in their adulthood more confidently.

While the book is packed with useful information, some sections could benefit from a bit more depth. Overall, it was a good read, but I definitely would recommend reading this as a starter book and doing further research and engaging with other books.
Profile Image for Alicia Gow.
Author 2 books1 follower
July 19, 2025
This is definitely a good book for young Jamaicans to read. When I read this book, I already knew about the concepts discussed in it, so I didn't learn anything "new". However, I definitely recommend this book. It was such an easy read. I read it cover to cover in a week! The language the author uses is so approachable and easy to understand. She makes financial literacy seem more approachable for absolute beginners. Seriously, where was this book when I was in my 20s and needed it?!
Profile Image for Jerren.
47 reviews
February 18, 2024
I wish I had read this 10 or 15 years ago...
The lessons and the advice in this book I already knew by the time I actually read the book.
Good book with great pointers for young adults just leaving high school/college and ready to get life going.
Displaying 1 - 4 of 4 reviews

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