Jump to ratings and reviews
Rate this book

LIENLORD: Learn How Real Estate Mortgage Note Investing Can Optimize Your Investment Portfolio: Build Financial Freedom & Tax-Free Retirement Wealth With ... Alternative to Stocks, Bonds, and Annuities

Rate this book
Real estate investing is a popular diversification strategy, but most smart investors want to avoid the stress and financial risk of landlording and flipping houses.

What if you could invest the same way that banks do?

In Lienlord, mortgage loan investing expert and former landlord Eric Scharaga offers you proven, time-tested, low-risk investment strategies for developing high-yield monthly passive income without having to worry about stock market fluctuations or managing rental properties. You will learn how Eric became financially independent and scaled up to a steady monthly passive income in a relatively short time using his proven investing plan.

The investing strategy behind Lienlord is Individual investors can purchase residential and vacant land mortgage loans secured by a lien on the borrower’s property. Investing in promissory notes is a low-risk way to create reliable monthly income without worrying about stock market uncertainties, meager bond yields, or the constant headaches that come with real estate ownership.

Anyone can follow these easy-to-understand, step-by-step instructions to start building their own income-generating wealth.

In this powerful investment portfolio diversification book, you will



The simple power of mortgage note investing

The benefits of mortgage loans compared to traditional investments

Why American homeowners are the best investment

How volatility affects stocks, bonds, AND real estate investments

Why time is NOT on your side in the stock market

How this unique strategy can hedge against recessions

Step-by-step instructions for bidding on, buying, and profiting from the best notes

The simple calculation used to lock in yield

Strategies for diversification

How quickly your portfolio should be doubling in value (That’s right, DOUBLING)

Why mortgage notes in an IRA beat direct ownership in real estate

The importance of engaging an attorney, CPA, and financial advisor before taking action

Questions to ask before investing in a mortgage loan fund

How to safely get started without a large capital commitment

Don’t just hand over all of your money to a volatile, fee-hungry Wall Street and hope for the best.

The current uncertain financial climate is the perfect time to investigate new, low-risk ways to diversify your investment portfolio and ensure that your family has a solid retirement in the future. Don’t let this unique and lucrative opportunity pass you by.

Buy your copy now and set the financial foundation for your future.

About the

Eric Scharaga is an expert in creating passive income through investment in secured mortgage loans. After thirteen years spent dealing with the hassles and unpredictability of land-lording, he realized he would never achieve his goal of financial freedom through rental real estate.

174 pages, Kindle Edition

Published October 24, 2020

62 people are currently reading
40 people want to read

About the author

Eric Scharaga

8 books1 follower

Ratings & Reviews

What do you think?
Rate this book

Friends & Following

Create a free account to discover what your friends think of this book!

Community Reviews

5 stars
22 (68%)
4 stars
6 (18%)
3 stars
4 (12%)
2 stars
0 (0%)
1 star
0 (0%)
Displaying 1 - 7 of 7 reviews
107 reviews
April 26, 2021
It’s a gem

Eric gives you a clear and concise approach to mortgage note investing. This book is for the person seeking alternative investments. It’ll help the greenish of newbies get the confidence to move forward with this type investing.
Profile Image for Renee.
25 reviews
April 13, 2024
book was straightforward and had a lot of good insight. It served as a good introduction into mortgage loan investing but most importantly, the author is also from the northern Chicago suburbs (woohoo!! Yay Chicago). Would disagree abt his section on bonds being a risky investment (since most ppl municipal bonds when it comes to that which are FDIC insured thus not very risky)
2 reviews1 follower
December 2, 2020
Great book!!!

I have read many books on investments. More specifically, many mortgage loan investment books. Most have been very philosophical books. What I like most about this book is the actionable examples given. This book is a real life, how to book. One of the better books on the topic of mortgage investments and I highly recommend.
1 review
August 12, 2021
Eye Opening

The information in this book was eye-opening and can be absolutely life-changing if people acted on it. I’ve been studying note investing for 8 years and am finally ready to take action. This book had a quote that served as a reminder of what I already knew. “It’s not what we do that we regret. It’s what we don’t do.” Better late than never!
67 reviews1 follower
January 10, 2022
Become a Lienlord

This book was fantastic. I learned a lot about investing in Liens and other real-estate. The author does a great job at keeping the book going and gives the reader enough facts to make him or her want to learn more. I enjoyed it and would recommend it to anyone looking for another avenue to investing in real-estate.
5 reviews
March 3, 2021
Best book I have read on this topic

Thank you Eric! This book was very easy to understand and a good introduction. So good I read it twice to grasp everything. You helped me find what exactly I was trying to invest in. Actual Passive income real estate!
123 reviews
October 23, 2021
Another way to create cash flow

Good book if you are seeking to invest in mortgage notes. Great overall view on what to do and what to watch out for
Displaying 1 - 7 of 7 reviews

Can't find what you're looking for?

Get help and learn more about the design.