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Retire with dignity: A do it yourself retirement guide for the 40+

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“Retire with Dignity” has been written to provide the readers with approaches that may be adopted to ensure that issues related to money don’t affect their quality of life post-retirement. It will help the readers to assess what they have with them today and what they need to do tomorrow to end up with enough resources that help them lead a life of dignity. Personal finance books usually rely on one size fits all thumb rules. Instead, this book acknowledges that everyone is different with different needs. Hence, a generalized approach that each reader can customize according to his/her needs has been provided. A step by step approach that can be followed on a simple spreadsheet to arrive at the elusive number that can set you financially free is described. This book will provide you with the much-needed tools that will aid your decision making about the everchanging landscape of retirement planning.

117 pages, Kindle Edition

Published November 30, 2020

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17 people want to read

About the author

Sharad S. Ramnarayanan

2 books2 followers
You can read about me here.

https://amzn.to/3tTPKif

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Displaying 1 - 4 of 4 reviews
69 reviews1 follower
April 28, 2022
Best book with clear and basic insights

There are several best selling books on personal finance written by various foreign authors but not much which we Indians can relate with. This book is one of the definitive book for Indians.

It was Prof Sanjay Bakshis recommendation in a tweet about this book which got me introduced to this gem. Prof Bakshi is absolutely right in mentioning author as highly intelligent.

The book is easy to understand and language is not alien.
Liked the clear insights on Life expectancy, inflation, mental accounting, zero debt for retired life and calculations.

Some of the lines drill down the message to the center of your heart and brain...

When your kid comes to you with a big business plan and if you want to help, then contribute only the money that you can write off. Assume it as a charity.

You can increase your net worth either by increasing what you have or by decreasing what you owe.

Post-retirement life is a war. It is a war against your failing health and failing reflexes.
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2 reviews
December 16, 2020
Pragmatic and implementable advice. Very well written
1 review
December 29, 2020
Jargon free and easy to understand

I found the book simple ,easy to understand and most importantly very relevant to me. Clears out all the clutter.
Displaying 1 - 4 of 4 reviews

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