I got this book back in 2008 and just re-read it (2016). This is a true Cinderella, rags-to-riches story about a football coach that discovers something unethical about the insurance industry and makes it his life purpose to right those wrongs. It's inspirational, to say the least. There isn't much technical jargon in this book, but there is a main message "Buy Term and Invest the Difference" that get's stuck in your head by the end of this book. Art faces many challenges along the way, and it's amazing how (presumably) well he handled it and, of course, the outcome. When a lot of people are making money hand over fist (the insurance industry), it can be hard to stand up to them and tell them that they're wrong, but that's just what he did. I'm sure some would consider him a hero. By the end, I gathered that he changed his entire business model many times in order to serve his customers and his employees better. He kept developing new terms and new methods for getting people the most from their insurance. This is certainly a lesson any business person could learn from.