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The Borrowed World #8

Blood and Banjos

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Two men. Two life-altering decisions. One epic journey.

In this eighth installment in the bestselling Borrowed World series, Jim Powell is convinced that his presence in the valley is putting his friends and family in danger. Hoping to buy them some time, he increases the security at his home, then sets off on a trip to allow the situation in his community to cool off. As much as he hates the idea, he also intends to scout out a location to fall back to if his people get driven from their homes.

Frustrated by the constant tension and violence, his best friend Lloyd joins him. Though Jim initially welcomes the company, Lloyd spends his day writing folk ballads about his friend’s body count and bad decisions.

Both men struggle with how best to confront their changing world. Both are desperate for a solution that will give them peace. Jim ultimately wants control of his surroundings, but doesn’t want the responsibility. Lloyd wants to lay down his gun and return to the life of a performing musician. In his own way, each man will find that some truths are inescapable. While their collapsed world still allows them free will, there will be no peace and there is no escape from the violence.

423 pages, Paperback

First published November 25, 2020

317 people are currently reading
117 people want to read

About the author

Franklin Horton

65 books373 followers
Franklin Horton lives and writes in the mountains of southwestern Virginia. He attended Virginia Intermont College and Virginia Commonwealth University. In his spare time he pursues outdoor adventures with his wife and two children. His interests include camping, kayaking, backpacking, mountain biking, and shooting.

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5 stars
1,208 (66%)
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473 (26%)
3 stars
113 (6%)
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Displaying 1 - 30 of 61 reviews
1,477 reviews25 followers
December 6, 2020
Blood and Banjos. Franklin Horton.

Jim, the leader of a large group of people who resides in the valley constantly have to be on guard. There is no law enforcement, courts. People have to protect themselves in a way they see fit. Jim has no problem with this. Unfortunately, his decisions not only affect his group but others who reside in the valley and in town. This story evolves Around Him faking his death to calm down the resentment of some of his actions. He decides to leave for a few months intially. His childhood friend Lloyd goes with him. Two individuals of completely different ideas who argue about everything but are best friends. On their journey they encounter hostile people as well as down to earth friendly folk This book tells a very complex story of survival and adaptability. Another excellent read in this series.Enjoyed immensely!!!
Profile Image for James Maxon.
Author 9 books43 followers
April 16, 2021
I read this book in six days. Loved it. Pager turner for me all the way. That said, some readers may find parts boring in comparison to the previous books since there is less action. Less overall fighting and more contemplation. No major epic battles; just mini battles throughout. Including internal personal battles. As the 8th book in the series, I found this to be a breath of fresh air. The story taking a moment to breathe and develop characters and atmosphere rather than throw in repetition. I could almost believe the journey was real, not fabricated. The ending seems to leave room for a 9th book, and if so, I highly anticipate it being released. Keep up the good work, Mr. Horton! I enjoy this world and the characters you've created and look forward to more.
Profile Image for Brandon.
556 reviews37 followers
May 22, 2021
After things relatively calmed down in the valley (not saying much for the apocalypse), Jim makes the stupid decision to lay low for a while in an effort to keep the heat off his family and friends. In doing so, he finds more of what he'd been trying to leave behind, trouble. Add to that, his community was still having to deal with the animosity from the towns people, just without him there to help. They end up making their way to an old appalacian music camp where it just so happens that Jim's talents happen to be needed at the time. But, the good people up there are still too reluctant to accept that the world has devolved to the point where Jim's perspective only real means of survival.
Profile Image for Dan.
3,630 reviews624 followers
August 24, 2025
He’d kicked a hornet’s nest in destroying that power plant. He’d never considered the pushback he might take for an action like that.


It’s August. Several weeks after the events of book seven that culminated on the Fourth of July.

With the situation in The Valley seeming untenable, Jim Powell decides to leave. For a time. With his old friend, Lloyd.

Beartown Mountain. Indian burial ground. Clinch Mountain.

Sharon, and the Appalachian music camp in Bland County.

Leans more heavily into dialectic speech than in some previous installments. 👍🏻

The nature descriptions are outstanding.

A time for reflection. On self, and on the world.

The two men make the unlikeliest of best friends.

Good humor throughout.

Lloyd stood off to the side tuning his banjo. Jim watched him out of the corner of his eye, wondering if he could put a bullet through the instrument without hitting the horse or rider.

After the incident with Andrew, this book really finds its footing. (It’s not slow in general, but this series is so fast-paced that it takes some adjusting to.)

Pete—the market in town. 😡

Contemplation. Appalachian culture. Exposition of this is Horton’s finest work in this realm.

Franklin’s versatility is on full display here. His brilliance is apparent from the very first Borrowed World novel. But this slightly softer, heavier on exposition, more cerebral vibe…it’s yet another impressive flex.

“I never wanted the responsibility of other people’s lives hanging over me. I never wanted my actions to speak for a group. I just want to be left the fuck alone. That’s all I want.”

Funeral at the music camp.

Orbin’s farm in Tazewell.

Dealing with attacks, hostiles, and continued envy.

Charlie’s aggressions. Taking matters into his own hands; looking out for the tribe. Hugh’s guidance.

Lloyd’s decision.

The fire. Home invasion. Abduction.

Jim’s new plans. 👍🏻👍🏻 🙌🏻

A book that diverges wildly from the first seven. After a deliberate, more introspective start, it shines brightly on its own merits. Among Franklin’s finest. 🤩


Bring what it may, he wasn’t going to hide anymore. Let the community wonder why he’d survived. Let them wonder why he had the nerve to walk among them after what he’d done. If they dared, they could come for him. He had a lot of shovels and a lot of places to dig holes.
Profile Image for Linda.
762 reviews18 followers
January 10, 2023
Quite possibly the best entry thus far.

Why was this the best? Because for the first time in this series (or at least that's what it feels like), the story actually takes time to slow itself down. Given that the threats that so littered the previous seven books were finally eliminated, it inevitably forced the story to take a different route. Things legit got heavier and more emotional from multiple perspectives. Better time was spent with not just our core characters, but also the refreshing addition of new ones. Just because the story slowed down, though, doesn't mean that tragic circumstances diminished. There were still plenty of harrowing events going down, many of which upsetting to the core.

The story picks up splendidly where it left off. Jim is feeling troubled by the events of the previous book and opts to put some distance between himself and the valley for a few months to ease tension. Joining him on the journey is his best friend Lloyd, the pair's friendship being tested by new trials. The people of the valley have their own trials to face in Jim's absence as well; it was damn refreshing joining Hugh, Charlie, and Pete's narrative side of things. We also meet a bundle of new characters outside of the valley, including Sharon and her supporting peoples. It's amazing how quick I was to feel so emotionally invested in Sharon's side of things. Just...wow.

Despite predicting a handful of directions this story was going, I had very minimal complaints. I too much appreciated the change of pace to get too feisty about the bumps along the way. If I had to mention even one quibble, it was not knowing the consequences of Scott's loss from the previous book. I feel like that entire storyline just fizzled and died right along with Scott, which I think is a great disservice to the book. Of course, there are still two entries left and there's still time, which is my last bit of hope that storyline can have some closure.

All in all, I loved this entry quite a bit thanks mostly to the wonderful characters and their developments, both new and old alike. I'm still 100% invested on what's to come. Two entries left!

Click for my full-fledged commentary.
Profile Image for Shawn Fahy.
180 reviews2 followers
September 25, 2024
I finished “Blood and Banjos” by Franklin Horton (2020), book 8 in the “Borrowed World” series. The story continues, describing Jim’s anxiety over all of the hate he’s getting for his involvement in destroying the power plant earlier in the series and how he concludes that leaving his valley for a while might take the heat off his loved ones from the local population and even convince the locals that he’s gone for good. He takes off into the hills on horseback, accompanied by Lloyd who can’t stand being cooped up any longer. The story also introduces us to a band camp in the area where children from around the country are sent by their parents to learn Appalachian music. When the terrorist attacks ground America to a halt, not all children were picked up by their parents and many are still stranded at the camp. The only two grown ups there are Oliver, the aging owner of the property, and Sharon, a wheelchair-bound director of daily operations. Lloyd mentions to Jim that he used to give lessons at the camp and that, since they’re in the area, they should stop in and check on things there.

This book is noticeably longer than the others in the series and the pace is by far the slowest. This isn’t to say that there aren’t any action scenes (there certainly are) but compared to the nonstop action from the prequels, the long gaps in between the action scenes in this one stand out. The less action-packed parts are still well written and entertaining, but by comparison the whole book just seems a lot slower.

There’s also a very brief mention of “The Mad Mick”, a character in another series written by Horton. It would seem that the two series tie together somehow.

I’ll keep reading this series as I’ve not stopped enjoying it, but it seems that I should delve into the other series that Horton wrote before continuing on.
Profile Image for Daniel Lewis.
480 reviews3 followers
October 4, 2022
There is a really cool Easter egg in this book that leads to a confirmation later in the book. I am not going to spoil it but there is a symbol they start seeing on trees that will make any fan of one of his other series very happy. In this book Jim and Lloyd go on a trip and decide to check in on a friend of Lloyd's who has a music camp. We also then get what is going on at the music camp as they are headed there. As you can probably imagine some violence happens lol. If you like Franklin Horton's other books you will like this one. I have to say though that if you are seven books in you are not reading reviews to see if you want to read book eight, so that leaves people who have yet to read any of the books. If thats you go back and start with book 1. You will not have any idea whats going on if you do not. its a fun series and well worth the read.

#postappocalypse
#franklinhorton
#survivalist
#action
Profile Image for Robert Chapman.
501 reviews54 followers
January 30, 2021
This is one of my all time favorite series, but sadly this book did not deliver like the others have. The series has been a favorite with me because of the villains and the action coming from the conflict arising from the group's struggles.

No action occurred until a third of the way through the story and then very little subsequently. The focus was more on Lloyd, a character we know well from previous books. Problem is, Lloyd was always a filler character who was good in small doses. Making his antics the focus of the story was a deal breaker for me.

One very interesting thing happened in the story setting up an interesting next book. I won't reveal spoiler details.

This book could have been the first quarter of a more involved story with deeper plot and more action.

127 reviews1 follower
July 3, 2021
OUTSTANDING READ, HIGHLY RECOMMENDED

I usually get bored with books once the disaster happens and they go into the rebuilding of their home and start over. NOT WITH THIS AUTHOR. He keeps everything new and interesting. I have one question. In the story they talked about rat wire being used by rolling it into a ball to clean a chimney. I googled rat wire, I saw a photo of this rat wire. I can't imagine how anyone could roll this hard thick wire into a ball. How would anyone be able to do this without some sort of power tools?
Profile Image for Pam Shelton-Anderson.
1,962 reviews66 followers
December 17, 2021
I had been a bit put off by Book 7 and Jim becoming a pariah to his entire community. While he goes off on a sabbatical here with Lloyd and works through some of his issues, I ended up liking this book better than #7. Andrew was a good and likeable character, but as is the case with many post-apocalyptic books, it does not pay to get attached to characters. I find Charlie both very sad and very scary and hope he works out his issues. I ended up liking the Camp and their neighbors and it is nice to see good people thrive. I also noted the mention of Mad Mick. Looking forward to Book 9.
Profile Image for Rachael Ashak-Benson.
358 reviews20 followers
November 10, 2022
Another exciting chapter in the series, but….

…. I’m not so sure about one aspect.
It has to do with our favorite banjo player.
I can’t say much (spoilers are no fun for anyone…) - except I hope the truth is exposed in Book 9.
I’ve never before felt .. ummm … disappointed, I guess would be the feeling? In any of Franklin Horton’s books, regarding how a scene or storyline went down as I did here within Blood & Banjos.
(Locker Nine excluded, that series is a mess on too many levels! I still can’t believe the master himself, Horton, even wrote it!?!)
Anyway … on to Book 9!
491 reviews7 followers
May 9, 2024
Excellent

I'm really enjoying this series! I'm impressed that Mr Horton can keep the story fresh while maintaining the continuity as new events unfold. This volume further developed characters (Lloyd, Hugh and Charlie) and added a new element (the music camp) and new characters (Sharon, Oliver, and the students). It raised hope for new and renewed neighborly relationships while keeping vigilance against conficts and threats that ar sure to come. Jim's walkabout brought him an epiphany that bodes well for better times to come.
77 reviews2 followers
December 7, 2020
Excellent series

This is the 8th installment in the series. The longest book yet. Very well written. Excellent characters that those of us who have read the series know and love. The author has done a 1st class job of character development. The story has developed quite nicely with several surprises along the way. Do yourself a favor and read this series or any of Franklin Hortons other series. The wife and I have enjoyed them all.
Profile Image for Mark.
432 reviews2 followers
January 3, 2021
This leaves me looking forward to Book 9 more than any other book in the series. There will be new goals, plus there is the mystery of the initials "MM" that are a hint of great things to come.

Most of our favorite characters are here, and some depth and complexity is added to several of them. There's action, there's music, there's long stretches of introspection. A few times our hero Jim contradicts himself, but otherwise this is a very good read.
4 reviews1 follower
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January 6, 2021
I have read all eight books "The Borrowed World Series". These books were excited while I have been reading. It was hard to let the books to just lay there. I had to read them sometimes during the day or at some evenings. I still had to read a little each time to use the bathroom. The first time I had to read by Franklin Horton, it was one of the best books. I really want "The Borrowed World Series" to continue the stories telling about the next time.
Profile Image for Joe Williams.
75 reviews
May 12, 2021
Page turner for sure

I like the stories of survival and hope but just as in the past there are hard decisions to made. I always wondered where we went from surviving to being just to comfortable for our own good. Seems we leave a lot of thing swinging in the wind for others to make decisions for us. The book goes through some of this and shows the consequences of not making our own good decisions and working as as a group as well as communication
Profile Image for Dennis Reynolds.
85 reviews
December 2, 2020
Another great book by Franklin Horton

I could not put this book down ! His books are addictive ! I read it in one day. I can't wait for the next in the series. If anyone wants to read one of the best post-apocalyptic fiction books on the market, I highly suggest the
"The Borrowed World Series" by Franklin Horton.
237 reviews2 followers
December 6, 2020
Fantastic

Hope this is not the last of this series. I have become increasingly find of the story and characters. As usual love and brutality must be balanced. Been a long journey but I think Jim and his family still have a story to tell. Looking forward to it. Please have the mad Mick drop in.
630 reviews2 followers
December 6, 2020
Review

Franklin needs to make these fascinating books longer or at least put one out every month. This series is so exceptional and interesting. I get so tired of survivors of the apocalypse fighting gangs and criminals. In truth it’s neighbors and people who want to help by planning your life that are the hardest to take.
Profile Image for Craig D Orzel, Sr.
80 reviews3 followers
December 6, 2020
Did it again!

Franklin Horton did it again! Another great addition to the Borrowed World series. From the start its been great getting to know all the characters and it's even better when I actually know a few of the folks the characters are based on. Looking forward to more in the series.
20 reviews1 follower
December 28, 2020
Another good sequel

Great to return to the original series again and it’s like visiting with some old friends and some new friends. I liked the little bit of the Mad Mick mixed in too and I hope that is foreshadowing and we get to see a cross-over somewhere in the future.
Entertaining book by an entertaining writer.
11 reviews
February 12, 2021
As usual, Frank Horton has generated another interesting continuum book. Lots of openings within the book for additional offshoots and new series. I've read all of the Borrowed World iterations but this book didn't live up to my expectations. I don't know for sure what I was expecting but this book left me at a point of not knowing where to go next.
Profile Image for Bee.
10 reviews
March 2, 2021
FANTASTIC

Loved this continuation of the series. Especially liked the learning from all the characters - the lessons that each of them learned as a result of their experiences. As always the characters are rich and colourful as are the scenes. I can easily see each location and find my self sitting on the edge of my seat as I read. Hoping for another in the series.
147 reviews2 followers
September 9, 2021
Jim finds a new way to solve old problems.

While Jim and Lloyd were taking a temporary period of exile to let things cool off, they manage to solve problems for some kids, find a new home for Lloyd, and develop a new approach for their difficulties in Valley. If you want more details, read the book.
300 reviews1 follower
October 3, 2021
Bloody Banjos

Through harrowing challenges, Jim and Lloyd find out more about themselves, Pete and Charlie began to grow into manhood, and the definition of family expands. Franklin Horton writes another fascinating book, weaving old and new characters together in an intriguing web. A must read!
66 reviews
April 15, 2022
Slower moving than the earlier books.

Too much introspection and philosophizing here Mr. Horton! I thought much the same of book seven, but I gave it four stars because it redeemed itself with action and moved right along. This one doesn't. I am going right to book nine and hope it's more like the earlier books in this series!
184 reviews2 followers
June 23, 2022
another impossible to put down thriller

Franklin Horton continues the story of the valley and we get to meet new characters that will soon burrow a home in the recesses of your hearts and minds . A must read and as usual , bring a notebook for all the brilliant tips you'll learn along the way .
Profile Image for Mary Hayes.
13 reviews2 followers
December 14, 2022
New players old games

We find new players and some old games are still going on. Picking up the pace a bit and giving more of a life/human side of the series. Other people and places that are adapting well and differently than the Powell Clan. Enjoying watching/reading the old/new players stepping up into new roles. As the story continues…
8 reviews
June 11, 2025
The theme is common today, but this was really engaging as the characters developed

Lots of action and interesting to see how Jim Powell develops and how he gathers friends around him to form a family/tribe. No end of bad guys which is sad but considering the apocalyptic nature of the story, it is inevitable.
232 reviews2 followers
December 15, 2025
Change in tone

At first, it seemed another author had taken the reins. Focus wasn’t on the main character and POV shifted to family and characters not otherwise heard from before. Nonetheless, the story was interesting in the end, and the next generation was learning how to deal with the loss of society.
Displaying 1 - 30 of 61 reviews

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