Good Cents: How To Get A Loan And Manage Your Credit

by John Endris

Are you a young adult and/or their parent looking for a loan? Or seeking and a no-fluff way to approach credit?

You should never approach any bank for a loan without being prepared. Are you a young person or are you a parent looking for a good resource to spark a productive conversation about loans? Are you looking for a short jargon-free book to describe lending fundamentals that you can read in one day or something your young adult can use as a reference book? This book is that resource.John Endris, a finance professional, economic developer, lifelong investor, and MBA will provide some "Good Cents." Here are a few things you will be able to use right away….

• Knowing the different types of debt available.
• The types of loans available, and how to use each kind.
• How to get a loan, and what lenders look for.
• The required documentation needed to get a loan.
• How to read and understand your credit report.
• What you need to know about underwriting and personal guarantees.
• Important regulations to know, and how fractional reserves work
• And more...

This book is designed to be a bridge between young adults and their parents to discuss the big decisions of adulthood. It will also function as a guidepost for those who don’t have parental guidance about debt, insurance, homeownership, and early investing. Buy this book (or at least download a free sample) before leaving home, or graduating college, or starting a business. Use this practical advice to build a solid economic foundation for life after high school.

This is Book 2 in the "Good Cents” series…

164 pages, Paperback

Published January 30, 2021

About the author

"MBA Business Strategy for Less Than the Price of Anything at Starbucks"

There are plenty of self help "fluff" books about business and finance, but those won't actually help you create a real business or actual wealth. What you need (and what John provides) is actionable content that you can use right away.

John writes short chapter books for aspiring entrepreneurs, and busy working people who want to learn some useful business concepts. What separates him from other digital publishers is his organic passion for breaking down complicated business theory into easy to follow steps that anybody can use. He is not promising you instant wealth and perfection. Yet he will deliver actionable content that will help you make more strategic business and finance decisions.

John is a full blown business geek who earned a Bachelor of Science in Business and an MBA from St. Mary's University. He is a business strategy advisor, entrepreneur, active investor, and has worked in finance for almost a decade. John enjoys biking, music, and chasing his two year old son around.

Want some advanced business/finance insight for less than anything at Starbucks? Then check out one of John's books.