Money Magic: Practical Wisdom and Empowering Rituals to Heal Your Finances

by The Money Witch, Jessie Susannah Karnatz

This fun-to-read guide to personal finance features a combination of practical advice and mystical rituals designed to help you manifest your money goals.

Using a simple seven-step system, financial coach Jessie Susannah Karnatz—aka the Money Witch—provides an easy-to-follow method to take control of your money with clarity and confidence (plus a few crystals!).

Discover how to assess your financial landscape, overcome emotional blocks to success, and create an action plan for achieving your financial desires, plus self-care rituals and confidence-boosting meditations that encourage a money-making mindset. Written with warmth and humor and brimming with expert wisdom and opulent illustrations, Money Magic makes a perfect gift for recent graduates, modern mystics, and anyone who wants to afford the life they dream of.

A FRESH APPROACH TO PERSONAL FINANCE: Money Magic goes beyond traditional financial advice, offering a holistic approach to financial health that combines practical tools with empowering self-care rituals so that people can better understand their emotions around money and build a healthy, confident relationship to their finances.

INVITING AND ACCESSIBLE: Written with warmth and encouragement, and free of judgment, Money Magic makes it easy to start planning for financial freedom, whether readers want to pay off debt, boost their bank account, or get paid more at work. The short, accessible entries and easy-to-follow sidebars make personal finance fun and engaging.

AUTHORATATIVE AUTHOR: As a practicing witch and a financial coach, Jessie Susannah Karnatz (aka The Money Witch) has more than a decade of experience combining witchy wisdom with financial know-how to empower her clients to achieve their financial goals. Drawing on her years as a bookkeeper and work coaching clients, she is uniquely equipped to help readers achieve financial stability through a mixture of self-care and practical decision-making.

BEAUTIFUL TO GIFT AND DISPLAY: Delivered in a luxe, eye-catching package featuring shimmery accents and bold illustrations, this book is a stunning object to display. It looks gorgeous alongside candles, crystals, and incense, and pairs perfectly with books on self-care and mysticism. The fun, contemporary design makes it a lovely gift or self-purchase for new grads, self-care enthusiasts, and modern mystics.

Perfect for:

• Recent Graduates
• Anyone interested in mysticism and witchcraft
• People who use Tarot and crystals
• People who want to pay off debt or save more
• Fans of THE MONEY DIARIES, THE FINANCIAL DIET, and BROKE MILLENIAL

Genres: Money, Finance, Nonfiction, Business, Self Help, Spirituality, Witchcraft

208 pages, Hardcover

Published March 1, 2022

About the author

Jessie Susannah Karnatz, aka the Money Witch, brings capitalism-critical, shame-free education to healers, hustlers, and creatives in order to catalyze change in their financial lives. She believes healing our finances will bring blessing to our lives, our lineages, and our communities. She offers education, Money Magic products, and Intuitive Financial Coaching online and in the Bay Area (unceded Ohlone land) and does it all with impeccable business lady style.

Reviews

[Sage Agee · Rating 4 out of 5]

Okay I hate thinking about & talking about money due to generational poverty and big time scarcity mindset, and this actually gave me a lot of practical tools on top of emotional processing tools. Great! I’m gonna be so abundant you won’t believe it.

[Mardi · Rating 5 out of 5]

[Review of uncorrected page proofs from NetGalley]
If books about personal finance always leave you feeling ashamed of yourself for not having more savings, a stock portfolio to rival Jeff Bezos, and a couple million in cash and gold bullion in a floor safe, this one's for you! From the very beginning, the author addresses those feelings of shame and keeps on going with the need to accept responsibility for your situation without accepting your past as your fate. The most difficult tasks she asks of her readers isn't the financial planning and analysis, it's the journaling and self-awareness. This was the prettiest, most positive personal finance book I've ever read. Suze Orman makes me want to drive off a cliff. Jean Chatzky makes me feel like I might be able to retire one day if I stop buying handbags & shopping at Publix. But Karnatz presents a method that speaks to my journaling-my-way-through-life, crystal-loving soul.
Librarian's Note: while some readers will be put off by the whole air of witchiness, you don't have to have a cauldron on the front lawn to apply The Money Witch's principles. She does recommend teas and crystals and tarot but, seriously, are money markets any more sound?

[Shari Suarez · Rating 4 out of 5]

A witchy guide to money management with a lot of practicality as well. It's a quick, easy to read guide about changing your financial picture with good, sound money advice along with some self-care tips and rituals to perform.

[Ally Ang · Rating 4 out of 5]

This was more about healing your relationship to/trauma from/anxiety around money than specific financial advice, but I found it pretty helpful as someone who has a lot of financial anxiety and shame. I have a medium-high tolerance for woo woo witchy shit, and this book was about as woo woo as I could handle. If you’re not about that life, this probably isn’t the book for you.

[Elodie Hale · Rating 3 out of 5]

This book can't figure out what it's supposed to be. Is it a financial book? Manifesting? Astrological? Energetic? Therapeutic? Spiritual? Mindfulness? When one book is ALL those things, it becomes less of a book and more like a collection of short blog articles. When I read a book, I want a flowing storyline with a deep dive in a subject. This one taps on each subject briefly, no deep dives. This book has some gems, but I would have rather seen this be separated into several books with more content on each subject individually.

[Tracy · Rating 4 out of 5]

I feel like I need to go back and do the exercises and work through it. It was a library copy so I jotted a few down before returning. Excellent content and for someone who struggles with $$ this was a lot less judgmental for sure.

[Amelia · Rating 5 out of 5]

We desperately need to heal our relationships with money. The Money Witch brilliantly explains both why, and how. I'm grateful for this book.

[Jennifer Sacasa-wright · Rating 4 out of 5]

In “Money Magic: Practical Wisdom and Empowering Rituals to Heal Your Finances,” intuitive financial coach Jessie Susannah Karnatz, aka “The Money Witch” presents a detailed seven-step system to assess your financial situation, plan for goals, and overcome obstacles. It’s a workbook combining practical advice and a sprinkling of magical rituals to take control of your money, getting readers from where they are to where they want to be.

Much has to do with healing the emotional blocks surrounding money that prevent success, self-care actions to increase confidence, and meditations to make for a money-manifesting mindset. It’s a holistic approach that addresses techniques that go beyond traditional financial advice.

This is not a quick fix with some crystals and spell work. It’s not a law of attraction book. It requires diving deep into income, wants versus needs, expenses, what success looks like, and a reader’s relationship with each. There are journal prompts, research exercises (such as the clues your astrological midheaven gives about where to focus for financial success), affirmations, and homework dealing with core wounds that can influence or sabotage your financial life.

“I don’t sound like a banker, and I don’t sound like your dad getting mad at you for not taking his advice. I sound more like if finance maven Suze Orman took psychedelic mushrooms,” Karnatz states.

She comes at finances from logistical, spiritual, emotional, energetic, and magical angles — all aimed at healing and creating space to develop a new relationship with money. Each chapter opens with associations — allies, astrological inspiration, crystals, a tiny tarot reading, and a tea — associated with the topic, and concludes with a ritual.

It can be overwhelming, scary, and intimate, but to heal your finances requires healing everything in your life. This book appears to address everything needed to guide readers through the process.

Jessie Susannah Karnatz is a financial couch and the founder of Money Witch, a company that uses practical financial tools and empowering rituals to help clients achieve their financial goals. She is based in San Francisco, California.

Reviewed by Lynn Woike (The Witch on Wheels) at PaganPages dot Org

[Michelle Melville-Kashon (The Smut Shelf) · Rating 5 out of 5]

This was a great book! Was it possible to obtain a page-turner about finances? I would've thought "no" until I read Money Magic. This book provides real-world advice for real people. It helped me understand myself and my personal relationship with money. I found the author's writing style to be relatable and it made for an accessible read. This is a fresh and incredible way to think about money and how it relates to us as complex people. Thanks for a great read! I will definitely buy the physical book, I can't wait to have a copy to write in and highlight.

[PJ Jacobs · Rating 3 out of 5]

A book to encourage you and make you feel good about your finances! I would recommend it to someone who is witchy but is currently avoiding looking at their finances, or maybe someone dealing with a lot of debt who needs to make a plan and wants tie that into their practice. I would not recommend it for someone looking for a better understanding of financial topics, specific suggestions on how to budget or track spending better, or someone looking for techniques to pay off debt faster.

[Amaris · Rating 5 out of 5]

This book is dripping with more intelligent analysis on the many facets of money than most financial gurus ever dream of writing. Don’t let the glitz fool you- let it beguile! Money Magic has authority, written in a way that feels like an intimate and very funny friend. This is an honest, highly informed and well-intentioned financial resource for those looking heal their relationship with money. Highly recommend this

[The Body Snatcher · Rating 5 out of 5]

When I started reading this book I immediately asked myself: "Why?? Why have I never thought about money magic this way before??!!" This book is not a should you read it; its a why haven't you read it yet. This will change your way of thinking about money and the fear and shame that comes along with it from not having any money, failures in the process of trying to get some and so much more.

[Dodie · Rating 3 out of 5]

Jessie Susannah Karnatz, aka $Money Witch$ shares how she became a money witch, how she developed a powerful relationship with physical cash, how she formed a worker´s cooperative with fellow sex workers and how she managed to rebuild her financial and professional life after a divorce and an eviction. Jessie also shared some really beautiful and insightful thoughts on survival in late stage capitalism and how money can contribute to liberation in really tangible, practical and efficient ways.

This book mainly focuses on your relationship with money and to help you deal with being triggered.

practical steps - Going through the bill that are haven’t be looked at. An old credit card that was forgotten about and is collecting interest. The author leave the majority of this step for you to do on your own but gives simple suggestions and encouragement.

Emotional and Spiritual steps - How do you feel when some talks about money? Do you get nervous or angry, maybe overwhelmed. Here you look at patterns and why to help deal with money triggers.

Magical and Energetic steps - Calling on your magical allies, crystal friends, cup of tea, amulet, money rituals and a money altars.

[Jessie · Rating 4 out of 5]

More magical yet still practical with quite a few practices to engage in and work on your relationship with money. Whether you "believe" or work with magic or not, rituals and intention can have lasting effects if engaged consistently. I enjoyed the very pragmatic take this book and author have to offer, with an awareness of how avoidance is quite disempowering. Overall, I enjoyed it and would recommend it to any of my woo-inclined friends that want to transform a "broke" mentality to one that focuses on the impact we can have without sacrificing financial success. The mindset shifts, affirmations, and journaling practices are useful and I will be returning to them! Thank you for this gem, Jessie. Will be looking out for more of your work, and hopeful you'll produce content on the knowledge you've accrued on self-employment and taxes.

[Ann Krisha · Rating 4 out of 5]

I’ve been reading a lot of finance books as of late and always felt like I was missing something - the tactics of making and saving money is fairly simple yet so many Americans are in debt. This book fills the gap between wishing for something vs it actually happening and that all has to do with energy. In this book the author presents 7 steps with actionable items like journal prompts, affirmations, rituals and so on for you to identify and clear energetic blocks and misunderstandings of money. I learned through this book the origins of my past scarcity mindset and how old patterns of spending have stuck Aug me subconsciously through my families habits. It’s Great book to discover what you need to grow and sustain more money!

[Becky · Rating 2 out of 5]

I so very much wanted to like this book but I’m in the last chapter and I still can’t figure out what this book is actually about. It seems like it’s all just visualizations and journaling prompts and more emotional self help type stuff but nothing that’s actually about managing money.

I say skip this book if you need actual financial advice and find a different book/podcast/specialist. If you need help dealing with emotional baggage and money hang ups then this will probably be more appropriate for you.

[Tammy Cook · Rating 4 out of 5]

This was very interesting! I won the book in a contest that I entered because I had a feeling it wouldn't be just another dry book about money management. I was not disappointed. The author is very conversational and open about their past. I recommend this book for twenty somethings trying to navigate a life they cannot easily afford. This book will help them understand how to navigate their finances without ending up in bankruptcy court. They will have fun doing it too!

[Christine · Rating 4 out of 5]

The Money Witch takes you on a journey through your psyche to get to the root of your issues with money and gives you the tools to take control. And yeah, with a little bit of the mystical mixed in for good measure.

A completely unique approach to money management. She takes you by the hand and guides you through.

#MoneyMagic #NetGalley

[Alicia Tapia · Rating 2 out of 5]

Not practical at all. More of a spiritual and therapeutic book than financial advice regarding real financial obstacles. Don’t get me wrong I appreciate witchy astrology and crystals and their power and see that approach but at the end of the day… this book was 5% practical advice. The affirmations, helpful perhaps, but…

[Jolene · Rating 4 out of 5]

More practical and motivating than magical. Was a great intro to taking control of your finances by someone who has known poverty, financial disasters and failure. Makes for a better teacher who gives lots of grace and accepts and loves you wherever you are in your life. Defiantly some good practical and magically fun exercises to do. A worthy read.

[Sue Fernandez · Rating 4 out of 5]

Thank you to NetGalley and Chronicle Books for an e-ARC of this title in exchange for my honest review. All opinions are my own. I really enjoyed this book, and I felt that I learned a lot from it. It's not a difficult read, and we all need to understand our finances before we can manage them.

[Angela Cooper · Rating 4 out of 5]

I really liked the bright cover. I found it easy to read and would recommend it to young adults starting out on their own. I learned a lot that would have helped me out years ago. It was not your run of the mill boring financial learning.

[Spinster · Rating 4 out of 5]

I enjoyed reading this book although it didn't have a lot of action steps I feel compelled to take (I've been cleaning up my finances for awhile--wish I'd had this guide when I was in my 20s).

[Lakazdi · Rating 2 out of 5]

I enjoyed how there was tea, tarot cards and crystals to use for each step. I think the book would be useful for a lot of readers at the start of a money journey.

[Kathryn Vercillo · Rating 5 out of 5]

Empowering words for shifting into an abundance mindset