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The RICH Method: The Definitive Guide to Getting Money and Success.

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Have you ever wondered what rich people did to get where they are?

What would your life be like with around $5000 a month in passive income? Would you quit your job and go traveling?

Can you imagine how happy you’d be if you could spend your time doing the things you love?

In this book, we’ll show you all the tricks and secrets rich people use to generate money and keep their bank balances growing. All the things we should be taught at school about how to manage our money, but that rich people, banks and the government don’t want us to know!


The old “study hard and get a good job” is outdated. You can never be free working over eight hours a day, in a job that doesn’t motivate you, for peanuts.


With The RICH Method, you can achieve financial freedom in 4 simple steps!

With this book, you’ll learn to:


●Get assets that generate over $5000 a month in passive income.
●Increase your income, even starting with nothing.
●Reduce your costs up to 50% without losing quality of life.
●Pay off your debts faster, savings thousands of dollars in interest and fees, thanks to the P.A.I.D. Method®.
●Save at least 35% of your income using the most effective methods of saving.
●Create your own assets and invest in financial and real estate assets using some of the investment strategies rich people use to make their fortunes.
●Invest to reach retirement with $1,000,000 in your pension plan.
●Manage your personal finances more effectively.
●Avoid paying thousands of dollars in taxes.
●Reach your full potential and become the best version of yourself.
●…and much more.
We can’t promise you’ll get rich within the month. Nobody can. And anyone who does is lying! But we will equip you with the tools you need to reach financial freedom in a short space of time. All you have to do is follow the steps of our method!
Once you’ve learned to invest and generate your own assets, getting rich is just a matter of time!


We’ll show you the way to choosing your own destiny. It will be you and you alone who chooses your life’s direction, what you want to do, and what you want your future to look like.


How much longer are you going to wait to take the first step? Are you brave enough to fight for what you’ve always wanted? It’s time to achieve your dreams. Your only limit is you. Now is your moment!


You decide! You can close the tab and get on with your life... Or you can buy this book and get on the path to financial freedom today!

254 pages, Kindle Edition

First published June 30, 2020

247 people are currently reading
293 people want to read

About the author

Richard Gracia

5 books8 followers

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5 stars
111 (41%)
4 stars
89 (32%)
3 stars
52 (19%)
2 stars
14 (5%)
1 star
4 (1%)
Displaying 1 - 30 of 37 reviews
19 reviews
January 8, 2025
Buen libro con todos los conceptos básicos de finanzas personales
Profile Image for ANTONIO ROYO BÁRCENAS .
20 reviews
January 31, 2021
Buen comienzo y buenos principios

Hubiese deseado leerlo antes y haber tenido acceso a este conocimiento que expresan los autores, buena lectura, bien redactado y me dispongo a practicar
Profile Image for Dee.
5,098 reviews58 followers
March 25, 2021
This book is informative so know that you must actually do the work to be financially secure it isn’t just going to happen in a day or two it requires work. Amazing tips and proven points on reducing your debt thus keeping more money in your pocket for investing ultimately arriving at financial freedom and who do not want or need that for me. Although, I didn't have a huge amount of debt I found it helpful in teaching how to get rid of my debt all together certain parts you have to read a few times but with a little more editing I think it is a great guide.
3 reviews
July 10, 2020
Muy completo resumen sobre las finanzas personales, perfecto para tener una buena base. Muy Didáctico!
459 reviews3 followers
March 23, 2025
Un libro breve pero muy interesante y totalmente recomendable. Te informa de manera directa y práctica a la vez. Hace uso y no lo oculta de diferentes libros de economía y además te facilita otras publicaciones útiles sobre el tema.
El vocabulario todo y ser técnico no es difícil de entender y además te lo explica.
Los capítulos cortos y bien estructurados con un breve resumen al final de cada capítulo y un listado de libros interesantes.
Profile Image for Kevin Albert.
Author 6 books11 followers
March 24, 2021
Totalmente recomendado (obligado incluso) si queremos mejorar nuestras finanzas personales y ampliar nuestros conocimientos sobre temas como la inversión, la deuda o el ahorro. Es muy fácil de leer y explica conceptos que a priori pueden parecer complejos de forma muy sencilla e intuitiva. Y además incluye ejercicios prácticos y links para profundizar e interiorizar mejor todos los temas. ¡Un 10!
Profile Image for Leonardo Garcia.
59 reviews6 followers
July 18, 2022
Espectativas cumplidas con este material, me gusto todo el contenido, es fácil de digerir mis momentos claves eran cuando te mandaban a profundizarme más del tema, además quiero resaltar que recomiendan también libros realmente valiosos. Y esa fórmula el cual no pienso hablarle porque sería un gran spoiler es de muchísima utilidad.
1 review
August 5, 2024
Libro recomendado para cualquier perfil que quiera tener conocimientos básicos sobre finanzas personales. Al contrario de lo que dice el título, no te enseña a ser rico: enseña a no ser pobre (no endeudarse o salir de la deuda) y a crear un presupuesto con lo que sea que tengas disponible.
Profile Image for Priscila Gago.
13 reviews
March 10, 2025
Al principio es como ver reels de Instagram de pseudo gurús que vienen a prometerte la panacea con sus tips. Pero es cierto que, conforme avanzas consigue motivarte de alguna forma y dar algunas claves interesantes.
Profile Image for Jon Ander.
176 reviews1 follower
August 1, 2021
(8.9/10) Está todo muy bien explicado aunque a veces me parece que tira demasiado por lo alto. Muy recomendable pero me gustó mas el de Natalia de Santiago.
Profile Image for Alessandra Rodriguez.
7 reviews
September 13, 2021
Muy buen libro

Excelente libro que describe de forma clara métodos que liberan al interesado de deudas innecesarias y enciende la motivación a obtener libertad financiera!!
Profile Image for Nacho García.
34 reviews6 followers
October 15, 2022
Una lectura ligera e interesante, pero que no profundiza. Aunque esta bien para iniciarse en el mundo de las finanzas personales. Pero si ya conoces algo del tema, se te quedará corto.
Profile Image for Federico Bergés.
Author 18 books31 followers
December 19, 2023
Fácil de entender, abarca todas tus finanzas personales y entra algo en conceptos un poco más avanzados.
Profile Image for Roberto Galende.
12 reviews
January 2, 2024
Muy completo, ayuda a organizarte de forma personal y doméstica y te da las indicaciones para seguir avanzando con tus finanzas
1 review
March 25, 2024
Great read especially for people who are just starting their financial journey
Profile Image for Miriam Menen.
141 reviews
December 16, 2024
4 ⭐️

Nociones básicas explicadas de manera sencilla, es ideal para introducirse en las finanzas personales.
Me ha gustado mucho que ofrecen material para ampliar y profundizar en los conocimientos.
Profile Image for María.
43 reviews
January 28, 2025
Súper buen punto de partida, muy práctico y claro. Jamás pensé que me interesaría leer un libro de finanzas y yet here we are… las 5⭐️ porque hasta una negada como yo lo entendió y se puso las pilas…
1 review
February 11, 2025
GENIAL

Este libro es excelente ! Recomendadīsimo para organizar las finanzas personales, tiene un lenguaje muy claro y una información muy útil
Profile Image for Jose Sanz.
Author 16 books21 followers
April 7, 2025
Nada parece estar mal, pero es muy básico. Dudo mucho que nadie llegue a rico con este libro.
2 reviews
July 25, 2025
Excelente libro para organizar las finanzas personales y el futuro en términos financieros
3 reviews
November 14, 2025
Bastante bueno para aprender conceptos básicos y motivarte a ahorrar y a empezar a invertir, recomiendo
84 reviews1 follower
January 3, 2026
Libro muy bueno para iniciarse en la optimizacion de nuestras finanzas personales.
6 reviews
January 14, 2022
Es un libro muy básico, a lo mejor para ser el primero que leas está bien.

Lo que no me gusto de este libro fue que basa muchas cosas en otros libros. Tiene un montón de referencias a otros libros y autores. Copia sus frases e ideas.
Profile Image for Darryl Terry.
Author 6 books11 followers
April 24, 2021
An inspiring and workable blueprint for personal financial success.

This book is written for anyone regardless of their income or level of personal financial knowledge. Beginning with an inspiring discussion about the mindset and similar general rules to a successful life, the author's then introduce the reader to both the basic concepts of managing money and the importance of saving for a variety of needs. The examples of how to work out cash flow and to split expenses into fixed and discretionary is practical and easy to follow and implement. After covering all of the basics of daily and monthly financial procedures that are essential to creating wealth, the author introduces the reader to different methods of actually implementing a wealth creation scheme from different sources and not derived from monthly income. At the end of the book, some bonus chapters are included which cover subjects such as taxation and additional retirement investments. The content of this book may sound dry and uninteresting, but the authors have kept the topics exciting and easy to follow. As a trained financial This book is written for anyone regardless of their income or level of personal financial knowledge. Beginning with an inspiring discussion about the mindset and similar general rules to a successful life, the author's then introduce the reader to both the basic concepts of managing money and the importance of saving for a variety of needs. The examples of how to work out cash flow and to split expenses into fixed and discretionary is practical and easy to follow and implement. After covering all of the basics of daily and monthly financial procedures that are essential to creating wealth, the author introduces the reader to different methods of actually implementing a wealth creation scheme from different sources and not derived from monthly income. At the end of the book, some bonus chapters are included which cover subjects such as taxation and additional retirement investments. The content of this book may sound dry and uninteresting, but the authors have kept the topics exciting and easy to follow. As a trained financial planner myself, I was very impressed with the wealth of information and tips that provide an essential and workable foundation which may be used by anyone to achieve permanent financial success and mastery. Xxxf, I was very impressed with the wealth of information and tips that provide an essential and workable foundation which may be used by anyone to achieve permanent financial success and mastery. 
Profile Image for Anthony.
Author 29 books200 followers
April 26, 2021
The Review

Informative and engaging, the author delivers an inspiring and practical approach to personal finances and financial freedom. Exploring things like reducing a person’s spending each month and the definition of cash flow, to clearing one’s bad debt and the types of assets that one can utilize when building up wealth through investments, this book covers it all.

What stood out from this book from other self-help style financial books was how important the focus on doing the work yourself was. Speaking to anyone and whatever level of knowledge a person has about finances and whatever income level a person is at, this book focuses early on on the practice of having the right mindset when beginning the journey to gaining control of one’s financial state and then increasing its value. Aside from delving into the basics of financial independence, the author also reveals several methods of implementing wealth creation, making this an invaluable tool for readers.

The Verdict

A brilliant, informative, and easy-to-understand guide for personal finances and wealth creation, author Richard Gracia’s “The RICH Method” is a must-read non-fiction book on finances. Thoughtful in its approach and emphasizing hard work for the reader to implement the goals of wealth creation, this book makes itself invaluable as a tool for those interested in taking control of their financial future. If you haven’t yet, be sure to grab your copy today!
171 reviews6 followers
Read
April 19, 2021
Useful

This book is super eye opening and encouraging. It highlights a lot of scenarios for people who are living in day to day, paycheck to paycheck situations. It has people that don’t know where to start or what type of things to invest in and gives real information. I liked that the book gave real examples of people in different monetary situations. This book is filled with useful information that you can reread and reference again and again. I learned a lot of about where I should put my investments. The book reviews various ways to make income like real estate all the way to Bitcoin. I found that a lot of the stuff in this book is easy to understand for someone like me who is inexperienced with finances. I have the goals set up now because of the great start that this book has given me. Also this book has a glossary to explain the words that you may not know so you can understand the explanations better. I highly recommend this book for anyone who is wanting to make a better life for themselves and wants to learn how to do it in a easy explained way and methods that are not impossible to do.
Profile Image for Jessica.
2,332 reviews23 followers
April 22, 2021
Richard Garcia draws upon his financial experience to bring us his tips, tricks, and secrets into how you can become financially independent with a flush of income that replenishes itself through investment returns and more. In this book, we learn about how you can increase your income, the best way to tackle and pay off your debt, setting and adhering to a budget and even how investing can be most beneficial to you in both the short and long term.
There is much good advice in this book. Many tips and ideas however are ones that have been out there for a long time, while Mr. Garcia has a sound grasp on financial theories and the book has useful information, there isn’t any new or groundbreaking information given. If you haven’t read any financial advice books that are out there, then this is certainly a good buy, if you have read a few, then you won’t see anything new here.
Profile Image for Diego Gracia Ansó.
1 review1 follower
March 24, 2021
This book collects the best of the great works of finance and investment with the novelty that it uses a much more current and simple style and vocabulary that makes it very comfortable to read.

In addition to showing us the best savings and spending reduction methods, the authors have created a new debt reduction method that combines the best of existing ones. Finally, this book teaches us ways to get new income and how we should do to start investing and increasing our assets.

Achieving financial freedom is a matter of time, but the results begin to arrive as soon as you apply the guidelines that the authors give us through this magnificent work.
Profile Image for Jimmy Jefferson.
1,043 reviews10 followers
April 14, 2021
Money and how to build your wealth

This book is about building wealth. This is a process that doesn’t happen overnight in most cases. It takes years of hard work and sacrifice to achieve wealth and this book is a collection of good ideas and information that can assist you in the journey to financial freedom. I found the information to be well presented and easy to follow. There are no get rich quick schemes that actually pay off and 79 percent of the wealthy built the fortune on their own. If you want financial independence, this book is a good starting point that will help you along the path to success. Good luck and let me know what you think of the book.
9 reviews
October 16, 2024
Interesting non-fiction book with the basic purpose of making people think about how they want to achieve success in life.

It's not only a self-finance book, but also a personal growth one. I really enjoyed reading it.

Furthermore, the two authors are pleased to answer personal questions that all along the book they are encouraging you to question via e-amil. With fast reply and very nice and thankful words.

Strongly recommended.
Displaying 1 - 30 of 37 reviews

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