Do you feel like your debt is entirely inescapable? Have you ever tried to fall asleep at night, but found yourself unable to close your eyes because you worry about your mounting debt and it’s keeping you up? Are you tired of debt getting in the way of you living your life to the fullest?
If so, Make a Payment will teach you how to control your finances and manage your debt.
Thousands of people struggle with debt each year.
More than 75% of American households have some type of debt.According to Experian, Americans carry on average more than $5,000.00 on credit cards alone!54%-66% of Americans live Paycheck to Paycheck, and nearly half of them struggle to make minimum payments.Large bills like mortgage payments, medical bills, and student loans can be a significant drain on your wallet, but an even larger problem is credit card debt. Since credit cards have enormous interest rates on average, overspending and missing a few payments can quickly multiply even small bills into nearly insurmountable ones. But you don’t have to live with debt forever. You can consolidate, pay off your debts, and finally enjoy financial freedom with the right strategies; it’s easier than you might think.
Make a Payment will teach you everything you need to know to start using credit responsibly by taking advantage of cards; leverage benefits while eliminating current debts. Inside, you’ll
How to get out of debt.Why debt, especially credit card debt, is so damaging to your financial health.How to maximize the positive benefits of credit cards while avoiding potential pitfalls.How to negotiate for lower interest rates when consolidating or refinancing your loans.How to define your unique path to financial independence, gain financial literacy, and discover proper money management techniques.Which habits will help you regain control over your finances, now and for the future.… and so much more!
Debt is one problem you can’t afford to ignore, as it will only snowball into an avalanche the longer you avoid it. If it’s financial advice for young adults or at any age that you’re looking to achieve, then pick up Make a Payment today and take the first steps toward wiping out your debt for good.
If you want solid, actionable advice on how to gain control on your financial situation, then simply click the “Buy Now with 1-Click” button right now. (Or you can get a .pdf of the eBook for free when you purchase the Audiobook)
Born and raised in the Charleston, WV area, J.C. Allen started writing as a way to stay connected to his children, to entertain them as they grew. Having written over 20 novels - ranging from political thrillers to teen fiction - he has six titles published to date: M.O.D., Novel Ideas, and Chronicles of Time: Books One, Two, Three, and Trilogy. source: http://www.amazon.com/J.-C.-Allen/e/B...
Librarian Note: There is more than one author in the Goodreads database with this name.
I did not have the luxury of growing up in a household that talked about finances. It was always something hidden, which meant I had no clue how to do anything financial when I became an adult. I spent over 10 years reading articles online and watching videos to try and understand credit and debt and budgeting. This book is an amazing way to learn vast majority of that information much easier. I recommend pairing this book with "I Will Teach You To Be Rich" by Ramin Sethi (who he actually quotes in the book). With these two books you will know everything that any regular person would need to know (i.e. Someone who does not work in finance and just wants to be wealthy and debt free). Kudos to the author on making difficult concepts brief and easy to understand.
Side note: I used the concepts in this book before I read this book. When I did, my credit score jumped up 131 points and I am now on a plan to become free of credit card debt in 3 years. I can validate the concepts because they already worked for me!
This book has a lot of good information to help you get out of debt. I was familiar with most of it, but I find when reading these kinds of books, there is always something new or different you can take away.
I was hoping that “decimating” credit cards would involve some information that I had no heard before. It was just the basics. Not worth the read unless you have no idea what’s going on.