Chiến Lược Tài Chính Cá Nhân

by Greg S. Reid, Gary M. Krebs

Ắt hẳn bạn từng tự hỏi: Làm thế nào tôi có thể học hỏi được từ những người thuộc giới siêu giàu khi mà họ có vẻ không sẵn lòng chia sẻ bí quyết, và tôi thì không thể nào tiếp cận được với họ?

Tiến sĩ Greg Reid và Gary M. Krebs sẽ giúp bạn làm được điều đó. Cuốn “Chiến lược tài chính cá nhân” này là tập hợp những kỹ thuật thực tế mà các tỉ phú và triệu phú đã sử dụng để tạo nên sự giàu có vô tận.

Những nhà tỉ phú và triệu phú đóng góp kiến thức cho cuốn sách này chưa từng chia sẻ bí mật của họ ở bất cứ đâu và chắc chắn rằng những lời khuyên làm giàu đáng giá như trong cuốn sách này chưa từng được tập hợp.

Bạn sẽ không chỉ biết những việc mà người thuộc giới siêu giàu đã làm mà còn cả cách thức mà họ đã làm điều đó. Các tác giả đã chắt lọc những mô hình của họ thành các bước dễ hiểu, có thể áp dụng cho hầu hết loại hình kinh doanh mà bạn muốn tham gia hoặc mở rộng.

Cuốn “Chiến lược tài chính cá nhân” này sẽ đưa những lời khuyên của chuyên gia đến tận tay bạn. Tất cả những gì bạn cần làm chỉ là lật giở từng trang sách, hành động và sự dư dả bền vững sẽ đến với bạn.

Genres: Finance, Economics, Money, Business, Personal Finance, Nonfiction, Audiobook

276 pages, Paperback

First published January 1, 2019

About the author

Gregory Scott Reid.

Dr. Greg Reid, is an American Author, film producer and founder of the Secret Knock.

Reviews

[kz · Rating 1 out of 5]

Lol could’ve saved me three hours of listening by just telling me to ogle and look up to Elon Musk and slap my $10 Starbucks drink out of my hand on terms of not being a worthwhile investment. I was hoping maybe this work would inspirational in some regard but it’s all the same as any other financial self-help book and I didn’t get much out of it other than something along the lines of “you should get money to make more money”. Booo

[Diane Hernandez · Rating 4 out of 5]

Wealth Made Easy is a short inspirational read for people just beginning to pursue their entrepreneurial dreams.

Thirty-eight successful entrepreneurs share seventy-four wealth hacks to riches. Some of the hacks are extremely basic, like “find a need and fill it”. While other hacks are complex, like the biggest lie is “follow your passion and the money will follow”. Some just make sense, like “make your money work for you” through usually passive income streams (i.e., rent or other monthly fee). Many of the hacks are just brief summaries requiring reading another book that is referenced. My personal favorite is Wealth Hack #1, “buy dirt”. It is very specific about how to determine what dirt to buy. It makes perfect sense but I’ve never heard it before despite getting 55% through an MBA before switching to a different major.

Most potential entrepreneurs will find a motivational idea or two within these pages. If you have already read all the books about building wealth or businesses at your library, this may just be a review. However, it is convenient to have it all in one place. Most business creation books have a large quantity of filler or examples just to get the book to a certain page length. Wealth Made Easy does not. It usually only has one example for each hack and the entire book is about 200 pages. Overall, this book is recommended for its motivational appeal. 4 stars!

Thanks to BenBella Books and NetGalley for a copy in exchange for my honest review.

[ryan · Rating 2 out of 5]

finished the book not rich… what a rip off!

[Konstantinos Mirmigkos · Rating 4 out of 5]

A quick read with useful advise and examples of people who had a success in their lives. I do not consider this as a book that will give you a guide on how to gain wealth. All those examples and financial/investment info help you evolve your mindset and think out of the box to succeed in whatever you do.

[Luca Nicoletti · Rating 4 out of 5]

### Summary

The book is a good collection of the most renewed and known best practices for achieving, obtaining and maintaining wealth. It’s a quick, easy-to-follow collection of the best practices to obtain wealth; it includes all the key points of many other books on self-development and wealth management. It is a well-organised agglomeration of quotes from the best-known authors in the category.

### My evaluation

What did I like the most?

I really enjoyed listening to this, as every key concept was summarised at the extreme, and you could easily stop the book (or audio) after every single one of them, giving you the opportunity to consume the content step by step.

What didn’t I like?

Some key concepts were not explained too much in detail, and some of them required a bit more explanation, examples, or specifics to be well understood by someone not an expert (or not knowledgeable) in the field.

What would I have done differently?

I would have grouped the concepts by author, or by “area of concept”, whereas the author(s) didn’t do so, listing a lot of key principles one after another, making reference to previous (or future) concepts in a non-linear way. It would have required a bit more time to organise them, but I believe the outcome would have been way more enjoyable and understandable by a wider audience.

### Quotes

> Not all readers are leaders, but all leaders are readers

[Alicia Bayer · Rating 2 out of 5]

This is a compilation of one-page "wealth hacks" that show how businessmen came up with clever ways to start huge businesses. For example, wealth hack #3 is to bring ideas from other industries into your business. It says "a browning banana = an empty airplane seat = $$". Then there's a little profile of how the founder of Priceline realized that empty airplane seats could be sold the way "distressed" food items were sold at discount grocery stores, since once the plane takes off or the banana is rotten it's worth nothing. This is a good point, but this is only useful if you're the kind of person who either has millions of dollars to start a company like Priceline or have good enough credit or family connections to borrow it. The average person does not have the capital to start most of the types of businesses profiled in the book. It's great advice if you have access to starter money and want to start some sort of huge company like Paypal, but does not really apply to other ways of building wealth that are realistic for everyday folks.

My rating system:
1 = hated it
2 = it was okay
3 = liked it
4 = really liked it
5 = love it, plan to purchase, and/or would buy it again if it was lost

I read a temporary digital ARC of the book for the purpose of review.

[Adam · Rating 5 out of 5]

Retain wealth by believing you deserve it any businesses man can attest at one point in their career knowing this would have made them richer today. I really enjoyed this book it's jam packed with goodies. You'll get your money's worth.

What my 👂 heard ⤵️


seek council not opinions
you don't a shred of knowledge to back up your pessimism
how can I learn from the super wealthy and they don't seem to share and I don't have access to them anyway?
create a life of sustained abundance
astronomical net worth
among the elite super wealthy
deceptively brilliant
time plus dirt equals wealth
create a product that our service that people will happily spend all their savings to obtain
it's win win all around
helping people increase my money
no one else had the presence of mind to question
can't learn new stuff unless you're willing to go down strange roads
offer conveince sell convenience think trader joes or netflix
retain wealth by believing we deserve it
I will go all in if the deal feels right
playing it safe is the riskiest choice we can make
coin is king so save your change
the easiest way to hit a goal is to have a goal to hit
small steps are more powerful than big and intensions
success is achieved through progress not perfection
be kind to your future self by taking incremental steps today we are preparing ourselves for our future selves tomorrow
do today what will be good for you around the horizon
what action steps can I take to grow my business ask yourself positive questions
what opportunity am I missing that I can learn from this challenge?
invest 26 times to land one success
do you have a vision for your business?
visualize a billion dollars in your bank account or a Rolex on your wrist
master your strengths outsource your weaknesses
do not overleverage period
a small leak will sink a large ship
know every aspect of your deal
work your strength hire your weaknesses
surround yourself with people you have respect for not the people you have influence over
what unexpected thing can you do for your customer that totally wows them
I see dollar signs other people may have overlooked
find a way to do well by doing good
build assests through income
mailbox money
how to make $1 million dollars
sell a $200 product to 5,000 people
sell a $500 product to 2000 people
sell a $1,000 product to 1,000 people
sell a $2,000 product to 500 people
sell $4,000 product to 250 people
or
5,000 people pay $17 per month for 12 months
2,000 people pay $42 per month for 12 months
1,000 people pay $83 per month for 12 months
500 people pay $160 for 12 months
250 people pay $333 dollars per month for 12 months
too many people spend money they earned to buy things they don't want to impress people that they don't like
Love and marriage create happiness and wealth
riches begin with thought

[Valerie · Rating 2 out of 5]

This book will not make you rich...

This book sounds too good to be true: millionaires (or more accurate, "high net worth" individuals) sharing their success "hacks" with you. It is divided into four parts: 1. Big ideas (innovation), 2. Mogul mindset (attitude to help achieve success), 3. Making it happen (strategic hacks) and 4. Winning wisdom (general statements). According to the author, this book is based loosely on Napoleon Hill's "Think and grow rich".

This book is a quick read. Especially part one and two didn't contain anything of substance, most of the so-called hacks are very generalized or impossible for the common man to achieve. One example of this is Tonino Lamborghini, son of Ferruccio Lamborghini (creator of the famous sports car), who decided to use his famous name to build luxury hotels for which people would spend a lot of money. Right there's a useless hack if I've ever seen one: most people don't have a famous name or the money to build luxury hotels. Other "hacks" include "paying yourself first" or saving 50% of your paycheck, things that should hopefully be a given for most people. I did like a few of the tipps in part three and four, which is why I'm giving the book two stars instead of one. So, to sum up, this book will likely not make you rich, unless you already have money to spend. It's up to you if you wanna spend money on this book.

[Felicia B. · Rating 4 out of 5]

Audible Freebie

3.5⭐️

Don't think of this book as providing any actionable steps for becoming rich. Think of it as a collection of inspirational anecdotes. If you resonate with the "wealth hack" or the white man who said it go research that story further. To say this book gives you the knowledge for "wealth made easy" is like saying "running a marathon is easy, all you need is sneakers".

The overall advice shared by several of the contributors can be summarized by:
-Network/explore outside your field.
-Be strategic but not fearful with your money.
-look for white spaces; do what noone else has thought to do, or do it differently than everyone else.

My favorite part of this audiobook is that in the audible app the chapters are labeled with the "hack". This makes it easy to skim for a refresher. After a while the advice and billionaires all started to blur together.

[Phillip Talbot · Rating 5 out of 5]

Most “wealth” books are fluffy piles or garbage philosophies written in massive clumps of text that don’t do any good. This books is the opposite it provides great points and practical examples of how to create wealth. It is an easy read and structured in such a way that you can read a “hack” a day. While it is titled “Wealth Made Easy” it does hit home to create wealth, it takes hard work. Rather than just thinking about wealth coming your way, it tells you to get out there and get it. Great book.

[Nikki Deeley · Rating 2 out of 5]

Wealth Made Easy is a ‘self-help’ book with 74 ‘wealth hacks’ to help you make money.

Basically most of this book is saying you need money to make money, if you’ve started off in a position of privilege (rich, famous parents for example) you’ll be able to use this book. Possibly helpful for people who would like to be entrepreneurs, not so helpful for the average person.

[Alina · Rating 4 out of 5]

Quick read that reminds you of ways success can be achieved. I think it's an excellent quick read to remind yourself about success concepts and consequently motivate yourself and figure out for yourself what success is for you will look like

[Saad Aftab · Rating 3 out of 5]

Very simple and basic read.
Throws a lot of ideas at you very quickly allowing you to take from it what you think will work best.
Give it a go if you only just found out about FI and are dipping your toe in before taking the dive.

[Ronald J. Pauleus · Rating 5 out of 5]

This was a very good and short book. I enjoyed the good insight and simple practices, literally anyone can do them.

“Make your money work for you. Build assets through income, sometimes passive is positive.”

[Rodrigo Flamenco · Rating 3 out of 5]

This book should have been a long blog post, I did get some ideas that I hadn't thought before, but I guess I'm not the ideal target market. This book would be more impactful on beginner entrepreneurs who are trying to change their mindset, but there's not much actionable stuff here.

[Lewis Ngugi · Rating 4 out of 5]

There are great ideas on what to experiment on but what stood out for me are the methods with acronyms 🙌🏾 They are usable in money and outside of money 🚀 Definitely worth listening to, it’ll spark one thing to start working on.

[Fetcher · Rating 2 out of 5]

Tells you how to do not by giving examples of what others have done. No depth at all. Just surface material. Not helpful.

Example - by land and wait
Or take an existing product and make it better

It’s that shallow.

[DaCane · Rating 5 out of 5]

Not bad! Not enough women…good little anecdotes that help you along the way that are quite useful. I would reread only because you get what you need to put in use at the moment you read so next go round something may stick out that did not stick out this time around…

[Geoffrey · Rating 3 out of 5]

Nice little motivational compilation. Easy to put up and down at your convenience.

[Danielle Katz · Rating 3 out of 5]

Geared towards entrepreneurs but also a fun book if your fascinated by the psychology of success. Full of great quotes!

[Jo · Rating 3 out of 5]

74 mục tóm tắt ngắn gọn những phương hướng bạn có thể học theo để bắt đầu công việc kinh doanh, làm giàu. Có thể dùng để đọc lấy ý, tác dụng của sách còn tuỳ vào người áp dụng

[Alexander Mooij · Rating 2 out of 5]

Meh.. Survivor bias. But the book tells you to save a portion of your income to build your wealth machine, so 2 stars.

[AuroraGDC · Rating 5 out of 5]

Good for what it is. Love having this as an audiobook because I get to relisiten to it multiple times and meditate on it.

[Abdullah Abbas · Rating 3 out of 5]

Good book. Used a lot of examples and had too many points, one should really need a hard copy to dig deeper and do their own research on the points.

[Gain Lã · Rating 4 out of 5]

Dễ đọc chóng quên nhưng nội dung chắt lọc ko hàn lâm nhàm chán. Tuy nhiên muốn nhớ thì đọc qua 1 lần là chưa đủ. Chung quy đáng đọc lại, thích mục nào đọc mục đó cũng được.

[Anastasios Kachrimanis · Rating 5 out of 5]

Amazing wealth hacks.

The author has made the effort to provide us with more than 70 wealth suggestions that can be put into practice.

[Mike · Rating 2 out of 5]

Basic. More catchphrases than anything else. A couple okay points, but a decent book usually has 10-15. Avoid this book.

[Sam Del Rosario · Rating 5 out of 5]

Read it as it was recommended reading from a podcast. Good book. Repetitive premise.

[Billy · Rating 4 out of 5]

Basic good info. There were a couple nuggets for me. Mostly a good refresher, well organized and cut to the chase. Not a bunch of filler yet no revelations either.

[Duke DeLaet · Rating 5 out of 5]

Fantastic. Very good overview. Entertaining as hell