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The 4 Minute Millionaire: 44 Lessons to Rethink Money, Invest Wisely, and Grow Wealthy in 4 Minutes a Day
Master Money in 4 Minutes a DayHow would it feel to sleep peacefully each night, knowing you’ve done the best you can to protect and grow your money? What if said feeling took only 4 minutes a day to attain?
In The 4 Minute Millionaire, NBC-published veteran blogger Niklas Göke shares 44 short, daily lessons to help you move towards financial freedom, sourced from the world’s leading money experts, most successful investors, and Nik's own journey to financial independence.
In just 4 minutes a day, you’ll rethink money from the ground up, build better financial habits, and learn to invest wisely. You’ll master timeless financial tenets, debunk money myths disguised as common sense, and adopt better approaches to wealth-building – some proven for decades, others brand-new.
You’ll
How your upbringing has subconsciously affected your income-generating strategiesHow to build an unshakeable belief in your financial future with a 100-year-old techniqueWhy retiring early ultimately comes down to just 2 stepsHow to define retirement for yourselfWhy you should never discount your ability to start smallA new, more inspiring way to look at paying off debtHow to make saving funHow rich you should be at what age7 timeless investing formulas, including the “Magic” formula, the “Tenbagger,” and the “Scuttlebutt”7 new asset classes the crowd hasn’t discovered yet (and no, it’s not just crypto)
Each lesson comes with a short, realistic action item you can complete quickly without feeling overwhelmed. You’ll also get several free bonuses, including a curated list of the world’s best finance books, a cheat sheet of all action steps, and a directory of useful tools and resources.
The 4 Minute Millionaire won’t make you a millionaire overnight, but it’ll equip you to become one. It’ll show you that you have what it takes to achieve financial freedom, and it’ll map out a path for how you’ll get there – a path you can take no matter how busy you are.
Whether you want to build a saving habit, pay off debt, or invest like the pros – if you're ready to look at money from a new perspective and build long-term wealth, this book is for you.Get your copy today, and start your 4-minute journey to financial freedom.
In The 4 Minute Millionaire, NBC-published veteran blogger Niklas Göke shares 44 short, daily lessons to help you move towards financial freedom, sourced from the world’s leading money experts, most successful investors, and Nik's own journey to financial independence.
In just 4 minutes a day, you’ll rethink money from the ground up, build better financial habits, and learn to invest wisely. You’ll master timeless financial tenets, debunk money myths disguised as common sense, and adopt better approaches to wealth-building – some proven for decades, others brand-new.
You’ll
How your upbringing has subconsciously affected your income-generating strategiesHow to build an unshakeable belief in your financial future with a 100-year-old techniqueWhy retiring early ultimately comes down to just 2 stepsHow to define retirement for yourselfWhy you should never discount your ability to start smallA new, more inspiring way to look at paying off debtHow to make saving funHow rich you should be at what age7 timeless investing formulas, including the “Magic” formula, the “Tenbagger,” and the “Scuttlebutt”7 new asset classes the crowd hasn’t discovered yet (and no, it’s not just crypto)
Each lesson comes with a short, realistic action item you can complete quickly without feeling overwhelmed. You’ll also get several free bonuses, including a curated list of the world’s best finance books, a cheat sheet of all action steps, and a directory of useful tools and resources.
The 4 Minute Millionaire won’t make you a millionaire overnight, but it’ll equip you to become one. It’ll show you that you have what it takes to achieve financial freedom, and it’ll map out a path for how you’ll get there – a path you can take no matter how busy you are.
Whether you want to build a saving habit, pay off debt, or invest like the pros – if you're ready to look at money from a new perspective and build long-term wealth, this book is for you.Get your copy today, and start your 4-minute journey to financial freedom.
209 pages, Kindle Edition
Published December 5, 2021
127 people are currently reading
277 people want to read
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Displaying 1 - 18 of 18 reviews
April 30, 2025
Solid, easy to understand advice
I learned several new strategies. Many of the lessons you may have heard before, but don't be surprised if you pick up a couple of new things to try.
I learned several new strategies. Many of the lessons you may have heard before, but don't be surprised if you pick up a couple of new things to try.
May 19, 2023
There is lots of good financial advice in “The Four Minute Millionaire” by Niklas Goke even though it is only about 200 pages. Anyone who has been paying attention to their money and is vaguely familiar with investing will find this book fairly basic and learn little. But I would highly recommend this book for anyone in high school or college who wants to secure their financial future.
Several takeaways that I found important:
Even when accounting for inflation, the S&P 500 has, on average, returned 6.8% per year for the last 50 years5. In recent times, gains have only gone up. Over the last decade, it returned nearly 12% per year after inflation, and more than 13% when looking at just the last five years. We can’t know for sure how those numbers will evolve, but as long as the stock market continues to return more than 10% annually, index fund investors will double their money every seven years – without lifting a finger!
The author shares advice from former Fidelity money manager Peter Lynch who says we should invest in companies that meet specific criteria:
• The company name sounds dull or ridiculous.
• The company does something dull.
• The company does something disagreeable or disgusting.
• It’s a spinoff.
• No institutions or analysts are involved (yet).
• Rumors abound. The mafia is running all the casinos, right? Nuclear waste disposal must be fishy, right? No. Usually, even industries that are out of favor with investors are highly professional. But if rumors temporarily cheapen their stocks, so be it. Your bargain, their loss.
• The product is depressing.
• The industry isn’t growing. In stagnant industries, new winners can emerge with nearly zero competition. After all, if everyone else has settled into a comfortable rhythm with low expectations, it only takes one strong, high-speed offensive to vault to the top.
• The company has its own niche.
Buy this book for anyone who wants to learn more about becoming more financially secure.
Several takeaways that I found important:
Even when accounting for inflation, the S&P 500 has, on average, returned 6.8% per year for the last 50 years5. In recent times, gains have only gone up. Over the last decade, it returned nearly 12% per year after inflation, and more than 13% when looking at just the last five years. We can’t know for sure how those numbers will evolve, but as long as the stock market continues to return more than 10% annually, index fund investors will double their money every seven years – without lifting a finger!
The author shares advice from former Fidelity money manager Peter Lynch who says we should invest in companies that meet specific criteria:
• The company name sounds dull or ridiculous.
• The company does something dull.
• The company does something disagreeable or disgusting.
• It’s a spinoff.
• No institutions or analysts are involved (yet).
• Rumors abound. The mafia is running all the casinos, right? Nuclear waste disposal must be fishy, right? No. Usually, even industries that are out of favor with investors are highly professional. But if rumors temporarily cheapen their stocks, so be it. Your bargain, their loss.
• The product is depressing.
• The industry isn’t growing. In stagnant industries, new winners can emerge with nearly zero competition. After all, if everyone else has settled into a comfortable rhythm with low expectations, it only takes one strong, high-speed offensive to vault to the top.
• The company has its own niche.
Buy this book for anyone who wants to learn more about becoming more financially secure.
February 5, 2022
Schedule an appointment with yourself right now
It’s not as hard as you think it is to become a millionaire. Niklas highlights much better than others (ahem Dave Ramsey) the common sense version of some of the steps I’ve been living for approaching two decades. The lifestyle he promotes is not the “rice and beans” style (and aren’t we thrilled for that?).
Whatever step you’re at right now, you should schedule an appointment with yourself to review where you are and what you’re going to do next.
I’ll schedule an hour to research my next investment.
It’s not as hard as you think it is to become a millionaire. Niklas highlights much better than others (ahem Dave Ramsey) the common sense version of some of the steps I’ve been living for approaching two decades. The lifestyle he promotes is not the “rice and beans” style (and aren’t we thrilled for that?).
Whatever step you’re at right now, you should schedule an appointment with yourself to review where you are and what you’re going to do next.
I’ll schedule an hour to research my next investment.
December 28, 2021
A very good surprise.
I was not expecting the best because of the book title, but to be honest it was a huge positive surprise.
The quality of information is high and it takes examples from some of the best financial books in the world, condensing them in short chapters, with action points to actually produce change.
My kind of book. Short, no bs, actionable.
I was not expecting the best because of the book title, but to be honest it was a huge positive surprise.
The quality of information is high and it takes examples from some of the best financial books in the world, condensing them in short chapters, with action points to actually produce change.
My kind of book. Short, no bs, actionable.
February 1, 2022
Most New Finance Books Are Fluff
But this one is money. What I love about this book is how well the author blends timeless strategies and information with new ideas, realities of investing, and the people doing the investing.
This is a must read if you are starting out investing, been at it for a little while, or have a million in your portfolio already.
But this one is money. What I love about this book is how well the author blends timeless strategies and information with new ideas, realities of investing, and the people doing the investing.
This is a must read if you are starting out investing, been at it for a little while, or have a million in your portfolio already.
February 6, 2022
Short and sweet, but detailed reference for various advices and tactics one could use to get to financial independence.
I'm not sure if I'd follow these, but I'll give this book to my children when the time is right.
I'm not sure if I'd follow these, but I'll give this book to my children when the time is right.
September 4, 2023
some good advices
Beginning of the book is common sense, then it gets into some investments strategies which are very useful in my view. A decent summary of all major investment strategies
Beginning of the book is common sense, then it gets into some investments strategies which are very useful in my view. A decent summary of all major investment strategies
March 1, 2025
Loved the format of this book and highlighted a ton of it. I’m definitely the audience for the latter quarter (my response to some of it was to make a note to ask my financial advisor about xyz) and yet I would also give this to my kids to read. Super actionable and awesome.
December 25, 2021
Good finance advice for beginners
Mostly solid lessons in easy to read and apply format. I’d recommend putting risk management first in the investment section.
Mostly solid lessons in easy to read and apply format. I’d recommend putting risk management first in the investment section.
December 27, 2021
Nik is one of the best writer I know, and this book is a must have.
I love the structure: 44 inspiring lessons straight to the point. No fluff. No BS.
Thanks for your work Nik!
I love the structure: 44 inspiring lessons straight to the point. No fluff. No BS.
Thanks for your work Nik!
January 26, 2022
I enjoyed it. I thought it had a ton of great advice and it started off with simple notions and ended with advanced investing.
Helpful reminders and a quick read. Worth a look.
Helpful reminders and a quick read. Worth a look.
July 11, 2022
Shallow.
May 15, 2023
Great book
Good advice and easy to consume. But is not enough to just read it. You have to action on it!
Good advice and easy to consume. But is not enough to just read it. You have to action on it!
October 30, 2023
A very easy-to-read, straightforward book that provides you with all the information you need to achieve financial freedom. Recommended to everyone who does not want to work till 65.
November 1, 2023
Je to dost vykrádačka jiných knih, ale to tam autor hrdě přiznal. Nicméně takhle hezky pohromadě by to kvůli určitým bodům neškodilo mít jednou i papírově.
November 28, 2024
Great book with simple and actionable ideas. Would happily recommend it to anyone who wants to learn a bit more on how to invest.
June 30, 2024
This is a brilliant book. It made me think a lot and changed some of my financial habits. I love that you can do it for four minutes a day. It's the perfect book for non-readers like myself!
Displaying 1 - 18 of 18 reviews