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YOU NEED A WRITTEN BUDGET JOURNAL/Diary (The FIRST & REAL step to attaining wealth): Build wealth, Become Financially Stable & Secured and Live a STRESS-FREE life
Do you wonder where your money goes? Do you worry about the next financial crisis?Are you not able to build your net worth? Do you run behind your bills? Do you wonder how some people get to keep all of their money and grow their wealth? Do you want to get more serious about your money? Do you wish to be debt free?do you wish to buy luxurious items? Do you want financial stability in your life?Well if you've had answered YES to any of those questions then this once chapter budget journal is for you exclusively!Author of YOUR LAST STEP TO FAST FINANCIAL FREEDOM, Aryan Chaudhary call it BULLETPROOF BUDGETING METHOD and in this interactive & super CRISPY one chapter book that has 6 months of budget journal, he'll teach you how to budget wisely so that you can EARN MORE, SAVE MORE, GET OUT OF DEBT, STAY OUT OF DEBT, INVEST TO CREATE PASSIVE INCOME, STOP LIVING PAYCHECK TO PAYCHECK, RETIRE STRATEGICALLY IN JUST 2 YEARS, and LIVE THE LIFE OF YOUR DREAM.You don't have to work your whole life, leave that job to donkeys and let them retire at 60!!Budgeting isn't about putting restrictions on your needs, it's a master key to wealth. It's the key you always wished for and today you can have it.Get serious about your money and guide it so that it can serve your purpose.A budget should do 4 main Help you to earn more02. Help you to add more meaningful expenses but not pay from your pocket03. Save you from financial crisis or market crash04. Build your net worth05. Automate your expenses06. Retire when you want07. Enjoy your dream lifeThere are some steps & strategies that you'll be able to discover with the guided chapter inside, Just follow along and get started.There aren't any fillers, only meaningful discussions, actionable strategies & action steps.YOU NEED A WRITTEN BUDGET have jaw dropping strategies that describe how to manage your money so that you never run out of cash, you'll be able to break the paycheck-to-paycheck cycle because you'll understand this fact on deeper MONEY WILL GO WHERE YOUR PSYCHOLOGY FLOWS!In this INTERACTIVE BOOK & JOURNAL Aryan Chaudhary shows a way to break all financial barriers, LIVE EXPENSE FREE, fly away with your financial wings & dump the financial stress forever!'You need a written budget' follows the real life strategies that work, based on Aryan Chaudhary's personal life, Aryan shares his top kept secrets to change your financial life! This Finuance bulletproof budget journal includes everything you need to manage your budget and build wealth. Few of them
Yearly budget plannerMonthly budget plannerMonthly auditing52 weeks trackerNet worth trackerAccounts balance trackerDebt TrackerDebt repayment plannerA lot more..Here're some quotes from YOU NEED A WRITTEN BUDGET.SUPERCOOL THINGS NO ONE HAS EVER TOLD YOU ABOUT BUDGETING!!
Budgeting enhances your financial vision !!Budget brings FINANCIAL stability!!If you don't direct your money, it'll be GONE forever!!Budgeting helps you to follow Warren Buffett's money rules "Rule number Never lose money. Rule number Never forget rule number one."Budgeting helps you to know your money deeper, wider and higher!!Budgeting helps you to move your money into the direction of your dreams!!Budgeting creates a roadmap to grow your money !!
Yearly budget plannerMonthly budget plannerMonthly auditing52 weeks trackerNet worth trackerAccounts balance trackerDebt TrackerDebt repayment plannerA lot more..Here're some quotes from YOU NEED A WRITTEN BUDGET.SUPERCOOL THINGS NO ONE HAS EVER TOLD YOU ABOUT BUDGETING!!
Budgeting enhances your financial vision !!Budget brings FINANCIAL stability!!If you don't direct your money, it'll be GONE forever!!Budgeting helps you to follow Warren Buffett's money rules "Rule number Never lose money. Rule number Never forget rule number one."Budgeting helps you to know your money deeper, wider and higher!!Budgeting helps you to move your money into the direction of your dreams!!Budgeting creates a roadmap to grow your money !!
283 pages, Kindle Edition
Published January 6, 2022
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Displaying 1 - 10 of 10 reviews
July 11, 2022
As per the author, Written Budget is basically a bulletproof method of budgeting that changes everything and nitro boosts your financial status.
Budgeting truly plays a vital role in making you financially sound or I could say financially stable, and this book truly serves the purpose. This will make you aware about the budgeting, its process, how to manage your funds and all that you need to know.
This journal includes yearly budget planner, monthly budget planner, monthly auditing, 52 weeks tracker, net worth tracker, accounts balance tracker, debt tracker, debt repayment tracker, and all that you require to manage your funds, and budget and build sufficient wealth.
Budgeting truly plays a vital role in making you financially sound or I could say financially stable, and this book truly serves the purpose. This will make you aware about the budgeting, its process, how to manage your funds and all that you need to know.
This journal includes yearly budget planner, monthly budget planner, monthly auditing, 52 weeks tracker, net worth tracker, accounts balance tracker, debt tracker, debt repayment tracker, and all that you require to manage your funds, and budget and build sufficient wealth.
June 16, 2023
Budgeting is a systematic approach that predicts revenues and expenditures of an individual, family, group, business entity, or government. Budgeting is not only important for managing funds but also for decision-making.
The book starts by explaining basic financial concepts like income, expenses, real value of money etc. It then explains the meaning of budgeting, types of budgeting, the importance of budgeting and the consequences of not budgeting. It also explains the process of budgeting in detail with various tips and tricks. The book also provides lots of budget planners, including yearly budget planner, monthly budget planner, monthly auditing, 52 weeks tracker, net worth tracker, accounts balance tracker, debt tracker, debt repayment tracker, and all that you require to manage your funds, and budget and build sufficient wealth.
Budgeting is vital for your finances and if you really want to take control of your finances, this book is the perfect guide for you. Budgeting not only controls expenses but also helps you lead a stress-free life. This book focuses on written budgets and also provides lots of easy-to-follow formats. This book provides you with a step by step process to manage your money. The book provides a wide range of budget planners, though it would have helped if the author had provided an example of how to prepare a budget step by step for beginners.
The best thing about the book is that it is written with a focus on beginners. So it provides many sections which beginners will find useful, like 'Things You Should Know Before Creating Your Budget ?' which explains to you the important components of a budget like expenses, cash reserve, investment, savings. It also explains in detail the process of budgeting, like preparing the daily, weekly, monthly budget. It also teaches you useful 'budget elimination' techniques like pinning of fixed expenses, eliminating small expenses by making investments, finding cheaper alternatives etc.
Overall, this book is an important resource for anyone interested in controlling their finances and becoming more efficient financially.
The book starts by explaining basic financial concepts like income, expenses, real value of money etc. It then explains the meaning of budgeting, types of budgeting, the importance of budgeting and the consequences of not budgeting. It also explains the process of budgeting in detail with various tips and tricks. The book also provides lots of budget planners, including yearly budget planner, monthly budget planner, monthly auditing, 52 weeks tracker, net worth tracker, accounts balance tracker, debt tracker, debt repayment tracker, and all that you require to manage your funds, and budget and build sufficient wealth.
Budgeting is vital for your finances and if you really want to take control of your finances, this book is the perfect guide for you. Budgeting not only controls expenses but also helps you lead a stress-free life. This book focuses on written budgets and also provides lots of easy-to-follow formats. This book provides you with a step by step process to manage your money. The book provides a wide range of budget planners, though it would have helped if the author had provided an example of how to prepare a budget step by step for beginners.
The best thing about the book is that it is written with a focus on beginners. So it provides many sections which beginners will find useful, like 'Things You Should Know Before Creating Your Budget ?' which explains to you the important components of a budget like expenses, cash reserve, investment, savings. It also explains in detail the process of budgeting, like preparing the daily, weekly, monthly budget. It also teaches you useful 'budget elimination' techniques like pinning of fixed expenses, eliminating small expenses by making investments, finding cheaper alternatives etc.
Overall, this book is an important resource for anyone interested in controlling their finances and becoming more efficient financially.
June 6, 2023
Don’t let financial issues to kill your Dreams. 💸
But how?
The book provides you the path to create a bulletproof Financial future for you and your family.
Yes This book is not a fiction. The author shows us the general problem related to finance in which almost all of the people are stuck and they didn’t able to figure out how to move out from that.
And its not that this book is only for those who is financial unstable but also for those who is fully stable. As there are people who have strong financial power but somewhere they show an ignorant attitude towards creating & sticking to a budget and run out of cash.
The main purpose of author to present this book among us is to provide how one can be stable in money issues and how one can maintain his/her strong financial power.
Have you ever think why we think a lot to spend at the month end❓
Why we have to wait for the next salary to cover our needs or to bear our expenses❓😥
The answer is BUDGETING📝 We are usually lazy to make our budget plans or we don’t have enough knowledge to make a correct budget plan.
But here we get to know how a budget will help us to slower down our expense and the author doesn’t focused much on theory but he practically teaches us how to invest, where to invest and what portion should we keep with us as an emergency fund because it works as a safety to all our future bad events. I think you all will agree that Controlling the money movements means living a happy life with no stress heading.
Accordingly, in this book author will share his approach of real value of money , covering expenses, creating investment portfolios and savings.
Turn the pages and learn all the strategies and start following the approach how to make money and how to save it!
Once you’ll get the right approach from your read then rather its month end or year end you need not to worry about the shortage of fund.
Grab your copies asap and get to know how you can plan your budget and work on your financial goals before you fall behind. The book is worth a million times more than its MRP!📚
Happy Reading 🌹
But how?
The book provides you the path to create a bulletproof Financial future for you and your family.
Yes This book is not a fiction. The author shows us the general problem related to finance in which almost all of the people are stuck and they didn’t able to figure out how to move out from that.
And its not that this book is only for those who is financial unstable but also for those who is fully stable. As there are people who have strong financial power but somewhere they show an ignorant attitude towards creating & sticking to a budget and run out of cash.
The main purpose of author to present this book among us is to provide how one can be stable in money issues and how one can maintain his/her strong financial power.
Have you ever think why we think a lot to spend at the month end❓
Why we have to wait for the next salary to cover our needs or to bear our expenses❓😥
The answer is BUDGETING📝 We are usually lazy to make our budget plans or we don’t have enough knowledge to make a correct budget plan.
But here we get to know how a budget will help us to slower down our expense and the author doesn’t focused much on theory but he practically teaches us how to invest, where to invest and what portion should we keep with us as an emergency fund because it works as a safety to all our future bad events. I think you all will agree that Controlling the money movements means living a happy life with no stress heading.
Accordingly, in this book author will share his approach of real value of money , covering expenses, creating investment portfolios and savings.
Turn the pages and learn all the strategies and start following the approach how to make money and how to save it!
Once you’ll get the right approach from your read then rather its month end or year end you need not to worry about the shortage of fund.
Grab your copies asap and get to know how you can plan your budget and work on your financial goals before you fall behind. The book is worth a million times more than its MRP!📚
Happy Reading 🌹
June 18, 2023
I recently had the pleasure of reading "YOU NEED A WRITTEN BUDGET", and I must say, it exceeded my expectations. As someone who has always struggled with budgeting and financial planning, this book came as a breath of fresh air.
As an individual, I firmly believe in the importance of prepping for uncertain situations. While we cannot control everything that worries us, being prepared can provide a sense of security and act as a lifeline when needed the most. It is reassuring to know that I have taken steps to mitigate potential risks.
Out of all the challenges I have faced, budgeting and financial planning have proven to be the most daunting. Without careful tracking and management, money can easily slip through my fingers, leading to misplaced expenses and missed opportunities. It has become clear to me that I need to prioritize budgeting in order to gain better control over my finances.
When I came across the book titled I was immediately intrigued. The very first question posed in the book "What Does Your Future Look Like?", resonated deeply with me, as I often contemplate what lies ahead. Furthermore, the author's focus on boosting income and exploring fundamental concepts in budgeting caught my attention.
This book is not just a simple planner; it promises to be a comprehensive resource, a knowledge bank, and a financial guide. The author's efforts to address various queries and issues in an approachable manner show a genuine commitment to helping readers navigate the complexities of budgeting. Such guidance is not freely available to everyone, and many individuals, like myself, could greatly benefit from it.
I can confidently say that the author has done an amazing job. The content is well-structured, insightful, and practical. It provides valuable direction and tackles essential aspects of budgeting that are often overlooked. I highly recommend giving this book a quick look; I genuinely believe it will prove to be immensely helpful in gaining financial stability and planning for a better future.
As an individual, I firmly believe in the importance of prepping for uncertain situations. While we cannot control everything that worries us, being prepared can provide a sense of security and act as a lifeline when needed the most. It is reassuring to know that I have taken steps to mitigate potential risks.
Out of all the challenges I have faced, budgeting and financial planning have proven to be the most daunting. Without careful tracking and management, money can easily slip through my fingers, leading to misplaced expenses and missed opportunities. It has become clear to me that I need to prioritize budgeting in order to gain better control over my finances.
When I came across the book titled I was immediately intrigued. The very first question posed in the book "What Does Your Future Look Like?", resonated deeply with me, as I often contemplate what lies ahead. Furthermore, the author's focus on boosting income and exploring fundamental concepts in budgeting caught my attention.
This book is not just a simple planner; it promises to be a comprehensive resource, a knowledge bank, and a financial guide. The author's efforts to address various queries and issues in an approachable manner show a genuine commitment to helping readers navigate the complexities of budgeting. Such guidance is not freely available to everyone, and many individuals, like myself, could greatly benefit from it.
I can confidently say that the author has done an amazing job. The content is well-structured, insightful, and practical. It provides valuable direction and tackles essential aspects of budgeting that are often overlooked. I highly recommend giving this book a quick look; I genuinely believe it will prove to be immensely helpful in gaining financial stability and planning for a better future.
November 10, 2023
In these days of economizing and stretching every dollar just as far as it will go, the first thing everyone should do is to create, and maintain, a written budget. It will show exactly where every penny is going. This book is here to help.
The are three different kinds of budgets. A written budget, whether it is on paper or stored on a computer, forces you to write down all of your expenses. In an envelope budget, money is put into several different envelopes (rent, groceries, debt, etc.) and you can spend only from that envelope. It is good if you prefer to use cash only. A mental budget is a cop-out used by unorganized people.
You have to split up your paycheck into categories like rent/mortgage, bills, savings and investing. Aside from being brutal in cutting your expenses (cut some, or all, of those monthly subscriptions on your credit card), invest some of that money in the stock market or in corporate or government bonds. No company, or government, wants to default on their bond payments. Bonds also pay a specific interest rate, so there is no need to worry about the stock market affecting the amount of money that you will receive.
Another thing that is very important is having a cash reserve. Unexpected expenses will always come at the worst possible time. You also need savings, which will help to cover shortfalls in your expenses.
The author lives in India, so Western readers will see words like lakh, crore and INR. Don’t worry about it; they involve Indian currency. The investment principles are still the same.
The vast majority of this book is a journal that will let the reader record all parts of their budget, assets as well as expenses. For anyone starting a budget for the first time, this book is well worth considering.
The are three different kinds of budgets. A written budget, whether it is on paper or stored on a computer, forces you to write down all of your expenses. In an envelope budget, money is put into several different envelopes (rent, groceries, debt, etc.) and you can spend only from that envelope. It is good if you prefer to use cash only. A mental budget is a cop-out used by unorganized people.
You have to split up your paycheck into categories like rent/mortgage, bills, savings and investing. Aside from being brutal in cutting your expenses (cut some, or all, of those monthly subscriptions on your credit card), invest some of that money in the stock market or in corporate or government bonds. No company, or government, wants to default on their bond payments. Bonds also pay a specific interest rate, so there is no need to worry about the stock market affecting the amount of money that you will receive.
Another thing that is very important is having a cash reserve. Unexpected expenses will always come at the worst possible time. You also need savings, which will help to cover shortfalls in your expenses.
The author lives in India, so Western readers will see words like lakh, crore and INR. Don’t worry about it; they involve Indian currency. The investment principles are still the same.
The vast majority of this book is a journal that will let the reader record all parts of their budget, assets as well as expenses. For anyone starting a budget for the first time, this book is well worth considering.
June 13, 2023
Budgeting is not a new concept for people. We need to set up budgets everywhere and anywhere. Be it the smallest thing like a gift or managing your finances, you always need to determine what you are planning to spend. Being a Chartered Accountant, I can relate to this practice quite often.
It is not about how much we earn, it is about how we manage the money that we earn, which defines our life. We can never earn enough if we do not know how to spend it. Extravagance will always lead you to debts. So this book is a guide to managing money.
This book focuses on the need for a written budget. We often tend to forget the figures when we try to remember them. So this book provides you with a step by step process to manage your money. The author is not giving you definitions or theory or any subject material. He has provided a financial journal. It may be the first of its kind. We are used to writing personal journals, experiences and thoughts and now we should bring into practice writing financial journals.
This journal gives you a planner where you can write down your income, expenses, investments and plan out the portfolio you want to invest in. It also provides various ratios and return of investment calculators to keep track of your investments. The author divided the book into daily, weekly, monthly and yearly concepts. So, we have different comparisons of the way we invest our money. You can have a 52 week comparison, monthly comparison, yearly comparison and so on. You can also track your debts and receipts. The better we manage our resources, the more money we have at our disposal.
I find this concept a helpful one in financial planning. We need to bring this into our monthly practice. All the best !
It is not about how much we earn, it is about how we manage the money that we earn, which defines our life. We can never earn enough if we do not know how to spend it. Extravagance will always lead you to debts. So this book is a guide to managing money.
This book focuses on the need for a written budget. We often tend to forget the figures when we try to remember them. So this book provides you with a step by step process to manage your money. The author is not giving you definitions or theory or any subject material. He has provided a financial journal. It may be the first of its kind. We are used to writing personal journals, experiences and thoughts and now we should bring into practice writing financial journals.
This journal gives you a planner where you can write down your income, expenses, investments and plan out the portfolio you want to invest in. It also provides various ratios and return of investment calculators to keep track of your investments. The author divided the book into daily, weekly, monthly and yearly concepts. So, we have different comparisons of the way we invest our money. You can have a 52 week comparison, monthly comparison, yearly comparison and so on. You can also track your debts and receipts. The better we manage our resources, the more money we have at our disposal.
I find this concept a helpful one in financial planning. We need to bring this into our monthly practice. All the best !
October 22, 2023
Take charge of your finances if you want to live a successful life.
"You need a written budget" by Aryan Chaudhary is an essential book for taking control of your financial life. If you want to get out of the infernal cycle of being broke on the 5th of the month, you'd be well advised to read this book, which also presents itself as a logbook. Several solutions are proposed, so it's up to you to choose the one that suits you best. The author presents an innovative budgeting method, the "Bulletproof Budgeting Method", which enables you to earn more, save more, invest wisely and retire earlier. Personally, I find that the envelope system and cash payment make it possible to really realize what you're spending. It's so easy to pull out your credit card! Then cry before the end of the month. Everyone has their own budgeting system, but you'll soon know where your money is going (and often into trivia). The book offers practical strategies and comprehensive budgeting tools, making financial management accessible to everyone - you don't need to have studied maths to manage your budget properly. The author emphasizes the importance of aligning psychology and financial success, encouraging a positive mindset towards money. In conclusion, this is a must-read for everyone, young or older, spendthrift or not, it's an invaluable resource for anyone seeking to achieve financial stability.
"You need a written budget" by Aryan Chaudhary is an essential book for taking control of your financial life. If you want to get out of the infernal cycle of being broke on the 5th of the month, you'd be well advised to read this book, which also presents itself as a logbook. Several solutions are proposed, so it's up to you to choose the one that suits you best. The author presents an innovative budgeting method, the "Bulletproof Budgeting Method", which enables you to earn more, save more, invest wisely and retire earlier. Personally, I find that the envelope system and cash payment make it possible to really realize what you're spending. It's so easy to pull out your credit card! Then cry before the end of the month. Everyone has their own budgeting system, but you'll soon know where your money is going (and often into trivia). The book offers practical strategies and comprehensive budgeting tools, making financial management accessible to everyone - you don't need to have studied maths to manage your budget properly. The author emphasizes the importance of aligning psychology and financial success, encouraging a positive mindset towards money. In conclusion, this is a must-read for everyone, young or older, spendthrift or not, it's an invaluable resource for anyone seeking to achieve financial stability.
June 20, 2023
Many of us need help organizing our spending and creating budgets. Making a financial plan has been more complicated due to the daily rise in the price of our necessities. Aryan Chaudhary offers his new book, "You Need a written budget," to assist you in releasing this strain.
You can create a sustainable strategy based on tried-and-true methods from this book, enabling you to cease leading a fast-paced and financially irresponsible lifestyle. This detailed manual explains how to modify your spending habits, save on regular expenses, maintain financial order, prepare for unforeseen events, and make long-term plans. The book explains the basic economic terms like earnings, expenses, the value of money, etc. He also explains the type of budgets and their significance.
The book includes numerous budget planners, such as yearly budget planners, monthly budget planners, 52-week trackers, net worth trackers, debt trackers, debt repayment trackers, and everything you need to manage your money and create a reasonable budget.
Overall, "You Need a written budget" is a handy guide with the perfect combination of beginner knowledge the advice from an expert.
You can create a sustainable strategy based on tried-and-true methods from this book, enabling you to cease leading a fast-paced and financially irresponsible lifestyle. This detailed manual explains how to modify your spending habits, save on regular expenses, maintain financial order, prepare for unforeseen events, and make long-term plans. The book explains the basic economic terms like earnings, expenses, the value of money, etc. He also explains the type of budgets and their significance.
The book includes numerous budget planners, such as yearly budget planners, monthly budget planners, 52-week trackers, net worth trackers, debt trackers, debt repayment trackers, and everything you need to manage your money and create a reasonable budget.
Overall, "You Need a written budget" is a handy guide with the perfect combination of beginner knowledge the advice from an expert.
October 27, 2023
Awesome tool
A couple of months ago I got to this video, where people talk about how important is to promote budgeting to add it to public education. Meanwhile, some schools are imparting financial education to their students in the United States.
Following financial issues is a global topic, I am not sure about the percentage mentioned in the book nor that I think of it as impossible, but “Budgeting can mean 90% of the financial stability”. One of the first steps that changed my life into getting economic stability was indeed “Buying the 8000 milk instead of the 12000 milk” to put an example. The Second was “You need a written budget” as the title of the book, to evade unnecessary spending. Third follow your get out of debt”, don't worry you have instructions written, a guide for your journey to set yourself financially free.
A couple of months ago I got to this video, where people talk about how important is to promote budgeting to add it to public education. Meanwhile, some schools are imparting financial education to their students in the United States.
Following financial issues is a global topic, I am not sure about the percentage mentioned in the book nor that I think of it as impossible, but “Budgeting can mean 90% of the financial stability”. One of the first steps that changed my life into getting economic stability was indeed “Buying the 8000 milk instead of the 12000 milk” to put an example. The Second was “You need a written budget” as the title of the book, to evade unnecessary spending. Third follow your get out of debt”, don't worry you have instructions written, a guide for your journey to set yourself financially free.
October 22, 2023
I'm frugal by nature but I wanted to start tracking my expenses in order to see where I can save money further. The budget journal explains how it's crucial to create and stick to a budget. The journal starts off asking various questions about finance and goes on to discuss budgeting, the value of money, financial tips, etc. A monthly and yearly planner are included. For those in need of a budget, recommend!
Displaying 1 - 10 of 10 reviews