A free pdf version of this textbook is available at ProfessorHeath.com. The Kindle version does not present the data in this textbook properly.
Although this was written with community college students in mind, it is a wonderful guide for anyone's financial plans. It is full of practical advice about saving, credit, debt of any kind, insurance, mortgages, investments, careers/job searches, and so much more. It is full of information and advice that is hard to find in any one place - especially in a place where I have no ulterior motive except educating people with all the best financial information available no matter what age. But it is especially valuable for anyone starting out on their own who eventually want to be independent from a job they don't like!
Excellent, excellent book for anyone to read, but especially those who are in college, just graduating, or seeking employment. So much information on investing, building a portfolio, tips and traps, so many topics: mortgage, careers, stocks, bonds, insurance, real estate, scams, crypto, ETC>!