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She's on the Money
Investing with She’s on the Money: Build your future wealth
The ultimate millennial investment guide from the award-winning, number one bestselling author of She’s on the Money
Through the She’s on the Money podcast and online community, and her bestselling first book, millennial financial adviser Victoria Devine has helped thousands of Australians take charge of their financial futures.
Investing is a huge part of building wealth, which is why Victoria’s second book is all about learning how and why to invest, and taking confident action to create an investment portfolio that will set you up for security and prosperity later in life.
Start by understanding your money mindset, risk profile and why you can’t afford not to invest – especially if you’re a woman (thanks, gender inequality!). Dive deep into the various ways you can invest in the stock market and learn more about property investment. Discover how your superannuation has already made you an investor, and get the low-down on ethical investing before creating your own investment strategy that reflects your goals and values.
Covering all this and more, Victoria’s straightforward guidance and practical activities in Investing with She’s on the Money will have you feeling educated, empowered and ready to grow your future wealth in no time. Everyone has different starting points but it’s never too early or too late to begin your investing journey – so let’s do this!
Through the She’s on the Money podcast and online community, and her bestselling first book, millennial financial adviser Victoria Devine has helped thousands of Australians take charge of their financial futures.
Investing is a huge part of building wealth, which is why Victoria’s second book is all about learning how and why to invest, and taking confident action to create an investment portfolio that will set you up for security and prosperity later in life.
Start by understanding your money mindset, risk profile and why you can’t afford not to invest – especially if you’re a woman (thanks, gender inequality!). Dive deep into the various ways you can invest in the stock market and learn more about property investment. Discover how your superannuation has already made you an investor, and get the low-down on ethical investing before creating your own investment strategy that reflects your goals and values.
Covering all this and more, Victoria’s straightforward guidance and practical activities in Investing with She’s on the Money will have you feeling educated, empowered and ready to grow your future wealth in no time. Everyone has different starting points but it’s never too early or too late to begin your investing journey – so let’s do this!
272 pages, Paperback
Published February 1, 2023
302 people are currently reading
1859 people want to read
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Displaying 1 - 30 of 100 reviews
January 20, 2023
Unfortunately much of the book is repetition about understanding your core values - which while important, doesn’t actually help you to understand what investing is if you know nothing about investing. I felt there was a lot of waffling, and things weren’t always clearly explained.
Having read this book and girls that invest within a short space of one another I can easily say I would recommend girls that invest over investing with she’s on the money. Reading girls that invest made me change my perspective about who investing is for, and gave me a clear direction to start, whereas she’s on the money left me confused with no better understanding than before.
Having read this book and girls that invest within a short space of one another I can easily say I would recommend girls that invest over investing with she’s on the money. Reading girls that invest made me change my perspective about who investing is for, and gave me a clear direction to start, whereas she’s on the money left me confused with no better understanding than before.
February 7, 2023
Having listened to probably 150+ hours of the She’s on the Money podcast, I wasn’t really expecting to learn anything new from this book.
But I quite liked it, I found it easy to understand and it touches on the psychological elements of investing which are so important. I have bookmarked a bunch of pages to come back to in the future.
I do think it could have used some tighter editing, it was a bit stream-of-consciousness and jumped from one train of thought to another randomly.
And also lolol I know she’s trying to market to the white millenial ladies here but some of us have greater aspirations than owning a designer handbag 😂😭 man I swear she mentioned that like six times.
But overall, a decent book and another helpful addition to my knowledge of munny!
But I quite liked it, I found it easy to understand and it touches on the psychological elements of investing which are so important. I have bookmarked a bunch of pages to come back to in the future.
I do think it could have used some tighter editing, it was a bit stream-of-consciousness and jumped from one train of thought to another randomly.
And also lolol I know she’s trying to market to the white millenial ladies here but some of us have greater aspirations than owning a designer handbag 😂😭 man I swear she mentioned that like six times.
But overall, a decent book and another helpful addition to my knowledge of munny!
August 21, 2024
Favourite line was Victoria saying “because I have a degree in psychology I never get annoyed at anyone because I know there is something going on underneath the surface.”
lololol
Helpful book that didn’t teach me heaps but good advice.
lololol
Helpful book that didn’t teach me heaps but good advice.
January 1, 2023
So helpful. I feel like I have such little financial literacy and nobody in my life to ask about it. This was super valuable and will help frame my year!
February 23, 2024
numbers nerd 🤓
October 8, 2022
As someone with a strong value of not being focused on buying a property, but has felt that erode and become more and more confused with every insta post of someone buying and each rental increase, this book provided a useful framework to reflect on how I want to put my money to good use. It helped me solidify my investing path forward based on what I want for my life in the future. However, to reach this, one must endure a rather lengthy portion of the book dedicated to quite frustrating fluff. I understand the inclusion as some people may not be responsible in starting their “investing journey”, but it felt preachy and definitely could’ve been cut down considerably. This is especially the case as it seemed to repeat a lot of the concepts from the first book (strangely, since the rest of the book makes numerous references to the first book rather than regurgitating the concepts).
In terms of technical finance learnings, I will caveat that I have studied finance in the past (short lived) and grown up in a rather finance savvy household, but I found the learnings to be minimal. Maybe 2 chapters of the book provided actual finance learnings. The rest of its value for me was in the solidifying of what I want to achieve.
So if you already know your goals and how to achieve them by investing - this book probably won’t be very useful to you. If, like me, you’ve been confused and want a structured way to reflect and think through how to achieve your goals with your money - this may be a useful resource. If you want technical finance learnings - I would look elsewhere.
In terms of technical finance learnings, I will caveat that I have studied finance in the past (short lived) and grown up in a rather finance savvy household, but I found the learnings to be minimal. Maybe 2 chapters of the book provided actual finance learnings. The rest of its value for me was in the solidifying of what I want to achieve.
So if you already know your goals and how to achieve them by investing - this book probably won’t be very useful to you. If, like me, you’ve been confused and want a structured way to reflect and think through how to achieve your goals with your money - this may be a useful resource. If you want technical finance learnings - I would look elsewhere.
July 6, 2023
This book is provides a guide to investing for the “newbie” it is aimed at Australian women.
I completely understand that as a middle aged male I am not the target market for this particular book. However, I found it informative and added to my small but growing understanding of investing. I did find the language a tad glib and cliche ( again this may be the fact that I am not the target audience) and a bit much on the personal/jocular side of things.
The investment information was clear and simply put even if slightly repetitive.
This book is a must if you are interested in dipping your toe into the world of investing.
I completely understand that as a middle aged male I am not the target market for this particular book. However, I found it informative and added to my small but growing understanding of investing. I did find the language a tad glib and cliche ( again this may be the fact that I am not the target audience) and a bit much on the personal/jocular side of things.
The investment information was clear and simply put even if slightly repetitive.
This book is a must if you are interested in dipping your toe into the world of investing.
January 23, 2023
Good for newbies.
February 2, 2023
Wow! What a wealth of knowledge in this book! Recommended reading for all who wish to be more financially savvy. Will come back to this book in future for more guidance.
February 7, 2023
yeeeeeeeeA
March 25, 2024
Still not sure what my core values are 😂.
Gave me really good ideas of what to start looking for in terms of investments
Gave me really good ideas of what to start looking for in terms of investments
May 12, 2025
Had really good coverage on the basics of investing given there was A LOT to cover. A great starting place for people wanting to learn more. Slightly overwhelming at times. I also put this book down for a while and then picked it up again and realised I had forgotten a lot of it. So I’ll blame that for my 3.5 star rating.
December 30, 2025
This is a good book to understand the basics of investing. Helped me be reassured that the little things I’m doing today will benefit me in the future.
February 2, 2024
I love a power woman and Victoria Devine definitely is one !! I’ve learned so much from this book.
September 28, 2025
This is the second time I have read this book. I feel like it's a good way to go back to the foundations with investing. I wouldn't be surprised if I read it again in a few years tbh 🤷🏼♀️
November 19, 2022
Great for newbies in the investing world - breaking it down in simpler than trying to do the research yourself.
Provided me with more tips and tricks that I wouldn’t have thought about such as income insurance through my super.
While I did feel a lot of the advice is coming from a place of privilege, and someone who is already financially well off with spare income. For example privilege of being financially stable enough owning an investment property instead of purchasing a stable home to live in as it’s not “money smart”. It comes with good intentions and a great starting point.
Provided me with more tips and tricks that I wouldn’t have thought about such as income insurance through my super.
While I did feel a lot of the advice is coming from a place of privilege, and someone who is already financially well off with spare income. For example privilege of being financially stable enough owning an investment property instead of purchasing a stable home to live in as it’s not “money smart”. It comes with good intentions and a great starting point.
December 31, 2024
3.5 stars
February 2, 2023
Physical copy
3.8 ✨
Highly recommended for beginners, good refresher for those who have dipped their toe into investing.
After doing a financial literacy course for Uni back in the day (something I think that should be mandatory for everyone) I’ve learnt a lot along the way. I’ve also been looking for a book to pass onto other nearest and dearest & future generations & whilst there is a lot of information here I do find it lacking in the how to.
I really want to see some more books and info on the how to. I understand every financial position (and legal reasons on financial advise) is different but what I see that stops so many younger generations starting is the how to actually buy your first share, ETF, bond etc.
I’ve done a tone of personal research over the years and gradually picked up how to do so. When I started I was not in a financial position to get a advisor and just wanted to get started.
Budgets, balance sheets, researching the stock are all important. However making that next step on how to buy your first is something I see lacking these books.
Even if it’s just a mock template of some platforms. Or video links that show you how to Buy / Sell - searching for the stock, get more info to do research etc. I’ve learnt this after years of research and toe dipping but I wish there was more out there to help others.
A lot of people who aren’t confident with this will just glaze over some of the sections of this book when being told rather than being shown. Just a personal note.
3.8 ✨
Highly recommended for beginners, good refresher for those who have dipped their toe into investing.
After doing a financial literacy course for Uni back in the day (something I think that should be mandatory for everyone) I’ve learnt a lot along the way. I’ve also been looking for a book to pass onto other nearest and dearest & future generations & whilst there is a lot of information here I do find it lacking in the how to.
I really want to see some more books and info on the how to. I understand every financial position (and legal reasons on financial advise) is different but what I see that stops so many younger generations starting is the how to actually buy your first share, ETF, bond etc.
I’ve done a tone of personal research over the years and gradually picked up how to do so. When I started I was not in a financial position to get a advisor and just wanted to get started.
Budgets, balance sheets, researching the stock are all important. However making that next step on how to buy your first is something I see lacking these books.
Even if it’s just a mock template of some platforms. Or video links that show you how to Buy / Sell - searching for the stock, get more info to do research etc. I’ve learnt this after years of research and toe dipping but I wish there was more out there to help others.
A lot of people who aren’t confident with this will just glaze over some of the sections of this book when being told rather than being shown. Just a personal note.
This entire review has been hidden because of spoilers.
April 12, 2024
Very much could have benefitted from an Index. Also the only times I looked at the glossary it didn’t have the phrases I was looking for. Last chapter on investing was the most useful, the rest was very fluffy and each chapter always started with a page or two of chatty drivel. It also frustrated me how she kept saying things like ‘now I’ve given you all the tools and resources you need!’ And I kept thinking ‘huh? What is she referring to?’ - I felt like the book needed a part 2 and this was just the introduction. And again, the last chapter had all the useful information and calculations but I feel I had so many questions and things weren’t explained very well. Yet early in the book I felt some simplistic things were over-explained.
Did I learn things? Yes. Do I regret reading this book? No. Did it frustrate me? Most definitely. I’ve seen other reviewers recommend the Girls That Invest book. I think that will be the ‘part 2’ I was looking for with this one.
Did I learn things? Yes. Do I regret reading this book? No. Did it frustrate me? Most definitely. I’ve seen other reviewers recommend the Girls That Invest book. I think that will be the ‘part 2’ I was looking for with this one.
February 6, 2023
Rate this book 3.5/5.
I just really don’t enjoy reading non-fiction books. I love the idea of increasing my knowledge reading books on facts but damn they’re so boring, hence why it took me a whole month to read. (Already committed to goal of 10 non-fiction books and 10 fiction books this year).
The book was a super easy read. The first half of the book was pretty much just repeats of what was in her first book. I really liked the table at the end of the book summarising all the different investing platforms. All in all, I probably wouldn’t recommend this book like I have been recommending the first book. But, I am grateful that it’s given me the confidence to make my first big investing purchase! Woot! Probably won’t be buying any more books from Victoria Devine.
I just really don’t enjoy reading non-fiction books. I love the idea of increasing my knowledge reading books on facts but damn they’re so boring, hence why it took me a whole month to read. (Already committed to goal of 10 non-fiction books and 10 fiction books this year).
The book was a super easy read. The first half of the book was pretty much just repeats of what was in her first book. I really liked the table at the end of the book summarising all the different investing platforms. All in all, I probably wouldn’t recommend this book like I have been recommending the first book. But, I am grateful that it’s given me the confidence to make my first big investing purchase! Woot! Probably won’t be buying any more books from Victoria Devine.
May 24, 2023
I finally did it… I finished this book.
Shamefully, I spent over 6 months reading this. I got to the last two chapters and was instilled with a fear that when I finished, I would immediately need to part ways with money. But as we draw nearer to the end of the financial year, I decided enough was enough and I finally finished this book so I can continue with my money journey.
This is the most easily accessible, comprehensive guide to investing (in Australia.) The chapters are well planned and with an appeasing layout, and easy to get through, even if finance chat is REALLY dull. The “real stories” at times appeared quite random and I wasn’t sure they actually fit with the previous chapter, but apart from that they were great.
Would really recommend this!
Shamefully, I spent over 6 months reading this. I got to the last two chapters and was instilled with a fear that when I finished, I would immediately need to part ways with money. But as we draw nearer to the end of the financial year, I decided enough was enough and I finally finished this book so I can continue with my money journey.
This is the most easily accessible, comprehensive guide to investing (in Australia.) The chapters are well planned and with an appeasing layout, and easy to get through, even if finance chat is REALLY dull. The “real stories” at times appeared quite random and I wasn’t sure they actually fit with the previous chapter, but apart from that they were great.
Would really recommend this!
June 23, 2023
I was one of the initial She’s on the money fans. Early onto the podcasts and in the Facebook group.
At that time of my financial journey I think it was super helpful but as I’ve moved on in my journey and understanding the messages have become more basic.
I feel like this is also the case for this book and I’m saying that, I think it’s a great start for beginners and was an easy read!
Any beginners serious about investing I’d encourage to pair this book with Canna Campbell’s “Mindful Money”. Canna takes a more deep dive into investing but takes a more complex approach to her explanations. I can see the complimenting qualities between the two and believe they have similar values and goals in helping women to invest.
At that time of my financial journey I think it was super helpful but as I’ve moved on in my journey and understanding the messages have become more basic.
I feel like this is also the case for this book and I’m saying that, I think it’s a great start for beginners and was an easy read!
Any beginners serious about investing I’d encourage to pair this book with Canna Campbell’s “Mindful Money”. Canna takes a more deep dive into investing but takes a more complex approach to her explanations. I can see the complimenting qualities between the two and believe they have similar values and goals in helping women to invest.
February 14, 2024
Overall an informative read covering many investing concepts. However some concepts were explained poorly, not clearly, or not wholly- which can be misleading. The worst, which warrants pointing out, can be found on p254. This example used to 'illustrate' how diversification is better than not diversifying is flawed as it leaves out key details, which are not expounded on in the reference either. If you simply follow this advice (split your money half and half) you will not end up with more. You (or your fund) need to REBALANCE regularly to receive these extra gains. A good introductory read and I would advise doing some thorough consideration/ further research before following Victoria's advice, particularly if you are new to investing.
March 18, 2024
A wonderfully empowering book targeted to Australian women wanting to increase financial literacy, enter the investing space and secure their futures. Victoria’s voice throughout is kind, non-judgemental and anti-finance-bro-jargon - narration I and I’m sure many appreciate as we navigate new learning/calibration of financial habits. As a feminist, I loved this book - we need more people like Victoria normalising finance for women and validating the inertia we face as we try to enter these spaces due to patriarchal norms.
November 30, 2022
Over the past few years I’ve felt like I’ve slowly been teaching myself investing and have jumped in feeling alone and just hoping I wasn’t missing anything important (e.g. tax), I appreciated this book because it felt very practical and filled in some holes in my knowledge & approach. Victoria made confusing things clear (although some things are still confusing & I’ll need to re-read this! Haha)
I feel much more confident investing since reading this book!
I feel much more confident investing since reading this book!
January 23, 2023
Felt a bit more rushed than her first book; more errors / difficult to parse passages.
Definitely things that felt like they were being said because that's what a financial advisor has to say....
Definitely lost me in the thick of the meaty investment section. I don't think that's me as much as it's not translated to not-finance language.
Need to revisit it.
For all her patronising way of speaking annoyed me, Girls That Invest was definitely clearer in this respect.
Definitely things that felt like they were being said because that's what a financial advisor has to say....
Definitely lost me in the thick of the meaty investment section. I don't think that's me as much as it's not translated to not-finance language.
Need to revisit it.
For all her patronising way of speaking annoyed me, Girls That Invest was definitely clearer in this respect.
May 18, 2023
This book gave me so much insight into what we just don’t learn in school or even throughout life. It gave a great understandable run down of investing (however I do wish it spoke more about investing in property but I think her next book is covering this). Some important takeaways for me were the tax implications and the power of compound interest. I’m so excited to transfer some of these tips and knowledge into my investing journey.
April 8, 2024
Great book, well written and a great intro to investing. I found it super easy to understand written in a language that the average person who doesn’t have a degree in finance will be able to grasp. I did however find myself wanting more from it. Just a little extra advice in how to actually go about getting started.
I will be looking into other books now to hopefully build on what I have learnt from this one!
I will be looking into other books now to hopefully build on what I have learnt from this one!
September 29, 2024
This book is a great introduction if you are wanting to stop and reflect on your financial journey, as you consider your investing options. It encourages you to understand your financial values and financial aspirations. However, I found the book repetitive, providing only surface information about investing options, and failed to develop my understanding. Considering my own journey, I read this book 3 years too late.
April 26, 2023
Good introduction to investing and great that it is written for Australian audiences but I wanted a bit more information - when it came to the actual details on how to invest I was left wanting more.
Information is generally good, but definitely targeted at women so this book won’t appeal to everyone.
Information is generally good, but definitely targeted at women so this book won’t appeal to everyone.
Displaying 1 - 30 of 100 reviews