Amazon Best Seller in Retirement Planning Category*NEW* Grand Prize Winner - CIBA 2022 HARVEY CHUTE AwardsCan anyone really afford to retire anymore? With the rising cost of living, the shrinking or shifting job market, and the lasting effects of Covid and other pandemics to come - most Americans are finding retirement is becoming a fleeting dream they may never realize. Every 4 out of 10 middle-class Americans are considered liquid asset poor and one paycheck away from poverty. Reconfigurement focuses on the importance of planning ahead, working in a job you love, and having lots of fun before you retire. Fleischauer covers testing for career aptitudes, investing, life protection, affordable health insurance then retirement planning, long-term care alternatives, 401(k) or IRA, and Social Security strategies, with a section debunking various Social Security myths. E. Alan Fleischauer is an award-winning author and poet, as well as a highly regarded financial management professional and fiduciary. In each short and to-the-point chapter, Fleischauer engages his readers with personal insights and his witty humor along the way. Reading Reconfigurement may be the best investment of time you ever made. Enjoy, have peace of mind, and change your life!
E. Alan Fleischauer is a certified financial planner, an active member of numerous non-profit organizations, and a rock ‘n’ roll drummer. He lives just west of the Mississippi River, an easy ride to his Wisconsin cabin.
E. Alan Fleischauer used his financial skills and expertise, along with sense of humour, to present The first financial book I like to continue reading. How we plan for our next steps after retirement? How that could affect our beloved ones not only us. This may be boring in many cases and you may feel it's not suitable for your country but you will find many choices that will enlighten you.
In the book Reconfigurement, E.Alan Fleischauer makes a bold attempt at radicalising the manner with which we approach retirement planning and instead of the traditional approach toward retirement planning, he advocates for a new,more realistic,more humane approach which focuses on protecting your interests not just financially but also emotionally,ensuring that you are happy and doing what you love most with your life. He calls this new approach “Reconfigurement”.
Reconfigurement focuses on planning ahead and not just for those in their 50s and their 60s, reconfigurement is for everyone regardless of age . And after reading the book it is very clear that this is a very accurate statement. The author does well to simplify and to an extent oversimplify the ins and outs of the financial world which are ordinarily not easy to understand at first attempt but the author does well in this regard by giving very straightforward and clear definitions for terms and the technical jargons of the financial world .
Even though the book is highly recommended for people in their 40s,I personally would advise anyone who is interested in finding out the basics of the financial world and is curious to find out how to plan ahead in their respective careers to read this book because it would provide a lot of vital information on how to plan ahead.
In the book, the author challenges us to face facts, he explains that due to the great advancement in medicine and technology, the life expectancy has gone way up and this is not covered by the usual pensions and social security checks . This has left a lot of people unable to live their dream lives after retirement .
In the book the author then guides us on how to avoid this and provides with the necessary tools to achieve our dream retirement plans. The book helps first by making it very clear how important it is to have a stable source of income and how important it is to protect that income, The book then guides us on how to choose the best careers suitable for our various individual personality traits.
The book contained a lot of jokes which the author included to help make the reading process easier. I found this very helpful in that it lightened the mood of the book .
The book was very excellent and I found nothing to dislike about it. The way the subject matter and each subtopic was given the required attention was quite admirable.
I am giving the book a five out five rating because it handled the subject matter in a very professional and practical manner making it very easy to read and understand the process of “reconfigurement”.
Reconfigurement is probably the most accessibly written book about finance and self-help! Insane number of pages and content ratio! After introducing the reasons behind writing this book, E. Alan Fleischauer- who has been a financial advisor for more than 20 years (!) - addresses the gap in academic research and social security that we are facing. He proceeds on with resources that could fill in the said gap! I consider the book quite rewarding with the only (somewhat of a) drawback being that it focuses primarily on America.
There is too much distraction when every financial choice has become a case of offers and services. So, here E. Alan Fleischauer with his book Reconfigurement: Reconfiguring Your Life at Any Stage and Planning Ahead presents a financial guide 101 that will help you making right financial decisions accompanying your career path.
It's all about staying ahead in the game of finance whether you're starting your career and planning your post retirement lifestyle. The whole book sums up the steps of assessment, development and execution on how to live a happy and moderately wealthy life on modern standards.
There are certain factors in financial decision making which aren't even considered important by us but upon reading this book, I found out that such things can't be left out. One of them is investment planning which plays as much as bigger role as your job paycheck. The former doesn't produce instantaneous results, but it's best way to add flexibility to your overall wealth.
The one thing I really liked about this book is that it is completely jargon free from the language of economics. In practical sense, this book covers the role of finance in an individual's life rather the individual's role in finance world which is often the case. The chapters are evenly poised with no extra weight on any single one.
From educational point of view, there are pin point instructions and guidances which are treasure like when thought out for practical implementation. And knowing that Alan Fleischauer had 25+ years experience invested in this book, the originality of notions are very much visible in the core ideas.
The contents are lightweighted and the book could have been a bit more in depth in longer format. While this book very neatly explains how to deal with financial hurdles, I feel these plans will not be efficient for those who are part of unorganised sector.
Also, the modern age is rapidly changing thus going ahead with only an orthodox financial setup will not be favoured by younger eneration which plans less and have a sort of risk taking nature. As I saw that notes on jobs were mentioned but I expected a few detailed passages for entrepreneurs or creators who might not fall in same category.
I will give this book 4 out of 5 stars because it has clarity, preciseness and practical knowledge derived from experience. The writer has done a wonderful job in bringing importance of 401ks, social security and investment into the daylight. Often, these matters are overlooked and only thought upon when it's either too late or the margin of benefit is slim.
I would surely recommend this book to those who into professional life and yet can't pull financial chords of their life. This is pure practical knowledge of traditional financial planning so anyone who's upto it will enjoy this read.
We have all been taught that the older we get, the more impossible it is to pursue our desires or take on new challenges. We have been programmed to believe that after age 50, we should be on our way to retirement, whether or not we have a fulfilled life. But through this book, Reconfigurement by E. Alan Fleischauer, the author presents a new narrative that engages people over 50 not to let go of their ambitions and desires.
With over two decades of experience as a financial advisor, the author is a seasoned expert in his field. His book is a goldmine of practical advice that can empower anyone to make significant financial planning shifts, regardless of age. The book underscores the importance of proper financial planning, strategic development, and skill improvement in achieving one's goals. What sets this book apart is the author's engaging writing style and use of personal experiences and success stories, making it a compelling read for anyone seeking to reconfigure their life.
What I like the most about the book is the author's ability to break down complex teaching like this in simple terms. This book is more of a teaching tool, as it brings a new perspective to what retirement should look like. Although this is a bit difficult to start, it is a practical teaching that works and should not be taken lightly. I also appreciate the author for not just listing them out as strategies but also giving a total breakdown of the concepts he presented.
Some parts of this book contained a lot of research and history, which was quite dull to read. Yes, they helped add insight to the book, but it bored me. That aside, there is nothing else that bothered me about the book.
Overall, I have high regard for this book. While I did notice a few minor errors during my reading, they were insignificant and did not detract from my overall experience. The book was professionally edited. I rate this book 5 out of 5 stars for the above reasons. I wholeheartedly recommend this book to those ready to rethink their lives and control their finances.
Reconfigurement by E. Alan Fleischauer is a nonfiction book about planning ahead of retirement. He has been a financial advisor for more than 20 years. Reconfigurement financial planning involves changing your life at any point and planning ahead. The book offers us advice on ensuring comfort and protection for ourselves.
Reconfigurement financial planning and your life is a turning point. Everyone has hopes, dreams, and aspirations. But how many of us are living our dreams? The author points out that perhaps one needs a crisis or a turning point to make us reconfigure our lives into something rewarding. It is based on several things, but first and foremost, it depends on income. All financial plans are based on one's ability to make money. The aging process has slowed, and we're living longer, so one needs to plan carefully for their future.
The author has pointed out many measures, such as budgeting, management, career assessment, investments, retirement plans, and insurance policies. This insight into the future gives us hope. We must determine where and what we will spend our hard-earned money on. We are free, and our only limits are self-imposed.
The author also emphasizes that ''there are two sides to every coin." The author tells a story about situations where bad things lead to good fortune or can be a turning point in their lives. The circumstances we perceive can be hidden opportunities. The book is well-written and informative and gives us insights into planning. It gives us perspective on how to deal with the problems of modern financial planning. The book is humorous and interesting. The book is professionally edited and has no errors. The book can be read by anyone and is recommended for those interested in financial planning, planning ahead, and seeking early retirement. There is nothing I disliked about the book. I would rate the book 5 out of 5 stars.
This book is a must-read for anyone who is looking to secure their future. Financial knowledge, which can help anyone make wise choices on how to retire young and manage one of the most important questions that can be overlooked, holds just as much importance. I would prefer any young adult to read this book if they want to secure their life while they have the most energy and time. The author has successfully presented the topics related to finance management and has also managed to shed light on the importance of managing it. Financial terms and knowledge are well explained with relatable data. Various terms, like mutual funds, their types, SIP maturity rates, etc., have been explained in depth. Well, there’s a catch: an average American might be unaware of some facts that this book talks about. So the well-thought-out title ‘Reconfigurement’ can definitely help one reconfigure their financial life and provide them with reliable solutions that could help them tackle their financial needs and overcome financial challenges. Some personality assessment tests and their websites are given to help people navigate their mid-life crisis and choose a personality-appropriate job. The data and the carefully gathered facts have been presented with adequate information. This book not only talks about the problems related to work and money but also how to manage them and deal with them. It is a well-designed book about strategies to manage one’s goals and dreams. The author manages to persuade anyone to think about their retirement plan early on. Financial terms and knowledge are well explained with relatable data. Various terms, like mutual funds, their types, SIP maturity rates, etc., have been explained in depth. Anyone who hates fiction and finance may find this book boring, but anyone into fiction and looking to improve their financial life would definitely appreciate it.
Financial Choice has become a complicated and somewhat scary choice that everyone has to go though from time to time. Finding the best way to approach and sustain finances from any age can be daunting. Here E. Alan Fleischauer with his book Reconfigurement helps you make the right decisions accompanying your career path. E. Alan Fleischauer Opens your eyes to the the importance of planning for retirement at all ages.
I was very happy upon reading this book to discover the language used was very analytical. Easy to understand, and free of slang. Easy to understand for all age groups.
E. Alan Fleischauer give clear instructions and guidance towards achieving your financial goal, whether it's now or in a few years time. Achieving financial freedom is a scary process. Age isn’t a massive factor either, you can be looking from a younger age bracket or older. E. Alan Fleischauer has clear guidance for all.
I do feel like finance guidance books need to be regular updated to keep up with the modern age and its rapidly changing economy. E. Alan Fleischauer didn't factor in children living at home, the modern economy impact on adults still living at home with parents due to finance burdens. This is clearly a more US based guide that isn’t translated well for other countries with different financial guidelines. Some aspect easily transfer over, but others will not at all.
I highly recommend this book and I give this book a 4 out of 5 stars because it holds plenty of information that is current for this current economy, the guidance is clear and practical for all ages. This book would fit well with a US based clientele. Anyone interested in financial independence, both older and younger adults will find this book extremely useful.
The thought of retirement can be a source of a nightmare for many, especially when you consider that we live longer these days and make less income from work. Hence, the need for planning and replanning for retirement has become more relevant. While planning is essential for anyone who hopes to enjoy a fruitful retirement, there are different ways to plan E. Alan, through this book,’ Reconfigurement’ presents us with one of the many ways to prepare for your retirement years. The book delves deep into discussing some of the essential information that will help you make positive choices when it comes to financial decisions, beginning with the planning of the contribution stage for your retirement. The ideas in this book are practicable, which does not come as a surprise since the author has lots of experience in psychology. Besides financial retirement advice, this book also explores the areas of career choices, personality trait assessment, and other essential information that will help readers make the best choice career options for retirement. Reconfigurement is an excellent and well-written book. It is one book that I don't regret ever having. It occupies a special place in my library.
The book is a very short guide, looking at financial planning for retirement aimed at citizens of the United States. The book suggests that all American workers should prepare for their retirement as early as they can so that they are ‘planning ahead’ for their life as well as their families’ lives. A few subjects include the types of insurance, investment, medical care, and wills.
The book is written humorously and bluntly, with plenty of anonymous case studies so readers can see various perspectives on how the Reconfigurement financial plan could apply to them. There are a lot of figures as well, with supported references, and the structure is easy to follow. In reference to the writing, the book is extremely engaging as the author speaks directly to the readers like a conversation in written form. The subject of retirement can be considered very dry and the book contains a lot of terms that are explained briefly. So, to keep readers invested in the content, there are jokes and humour.
I received a free review copy. Thank you to OnlineBookClub and author.
Reconfigurement is a self-help non-fiction book about personal finance and planning. It provides the ability to learn how to plan for the future and understand disability insurance, financial planning, retirement, and so much more. Many are not happy with their jobs and work environment. In this book, the author addresses this matter and stipulates the notion of change. The particularly interesting aspect of this book is that it’s for anyone at any age.
While you seek guidance and instructions when you read a self-help book, this book also educates and provokes the mind. The added humor is a bonus, and the writing is easy to follow and understand. The literature has a certain flow, which supports the reader to take everything in and learn as they read along.
I recommend this book to those interested in investing and financial planning.
The extensive research in Reconfigurement by E. Alan Fleischauer explains how to combine the left and right brain methods of retirement planning. The author, who is financially astute, talked about mortgages, health insurance, disability protection, money management, and retirement planning strategies that take into account activities to be done before and after retirement. I rate this book five out of five stars because I thought it was well-written and had competent editing. Furthermore, there is no profanity in this book at all, making it appropriate for individuals of all religions.
Anyone interested in financial independence, including older people and younger adults, will find this book extremely useful. Those approaching retirement age will find this book extremely useful.
Seeing that the target audience for this book is 40 to 50-year-olds, I have no expectations.
But after reading it, it really opened my eyes to the importance of planning for retirement. There are many things that must be prepared and discussed clearly. Cover bad possibilities that may occur in the future, prepare for income after retirement, discuss insurance, and much more.
I recommend this book for people who are still in their productive years to start thinking about planning for their retirement, which can be planned earlier.
Let's stop using a purely number focused approach when it comes to planning for the retirement of an individual. The author is a financial planner who is bringing his expertise and experience as well as providing results from recent research so you can make the most out of your life prior to and after retirement. In a time when we are all living longer lives and making less money, we all have to be smart about our planning. Many people need to rethink their retirement strategies, and this book can help you get a start on that.
The author did such an amazing job with this book. It was truly informative yet captivating. The only aspect of this book that I did not exactly love was the fact that most of the recommendations in the book are restricted, and as a Nigerian, a lot of them will not be applicable in my location. However, there is a lot to learn from the book about personal financial habits and choices. I recommend it.
It is full of advice on how to secure your future, how to choose a career that suits you, how to learn about retirement planning, etc. And despite being so chock-full of information, it is extremely interesting to read. The author inserts jokes in all the right places, and the tone is conversational.
Though the career advice in the book is useful for all readers, the financial advice is geared towards readers in the USA. And the latter forms the bulk of the book.
It is a general overview of a variety of topics so it does not go deep into topics but it did a good job exposing me to concepts. I am a middle aged guy and fairly financially literate but still learned about end of life care insurance that can be combined with life insurance.
This book was full of dad jokes. I learned a lot from this book as far as financial planning and various investments and insurances. My main sticking point, however is that E. Alan Fleischauer talked about his strategy of reconfiguration, but after learning from his book, I still can’t confidently define or describe his reconfiguration strategy.
The book comprises only 13 chapters, which is fascinating since all of the essential concepts and information are condensed into those few chapters. It was very straightforward, so readers won't find any unnecessary explanations. However, in order to keep the readers' attention, the author used a few financial puns and jokes. It's a relief that the author didn't use complex or confusing financial jargon; this is really useful for beginners.
Needless to say, this book is a must-read for every US citizen since it was specifically written to help them with their retirement planning. As for those who reside outside of the US, it might be a little challenging for them to digest the content. They would still be able to grasp the general idea of how to go about their financial reconfiguration. Yet, they need to make an extra effort to compare the steps given in the book to their environment in the country.
I think the author could extend his writing to also assist readers outside of the US with their financial reconfiguration generally. I recommend this book to people in the United States. I believe that this book could be read by anyone as early as teenagers, as it could contribute a lot to their future.
"Reconfigurement" caters to American retirees, focusing on financial security. Non-US readers might face challenges, needing to tailor advice to their economy. It's user-friendly, laced with money-related humor and devoid of complex jargon.
Though US-centric, the book offers relatable retirement insights backed by data. It delivers clarity, practicality, and real anecdotes. However, it clings to conventional financial ideas, missing innovative strategies.
The author's potential lies in aiding global readers. For US residents, especially beginners, this is valuable.
This book, reminiscent of late-night college talks, covers essential retirement topics with ease. Written by a seasoned expert, it's packed with insights on finances, healthcare, and post-retirement life. With practical advice on inheritance and staying youthful, it's a must-read for young adults, earning a solid 4 out of 5.
what I like about this book is that it's very realistic and the writer E.Alan provides lots of examples and life stories to make his points more clear and easier to digest as the book has a lot of financial information. In addition to that he has an incredible sense of humor which melts down the intensity of the information, the book also explains widely the options neutrally making it easier to see the negative and positive sides to choose what suits you the most. the book fits not only people who are getting closer to the age of retirement but also has huge benefits to the younger people who didn't even start working yet, making them more aware of what is waiting for them in the future and widening their scope of thinking to make themselves more prepared and make the best of their financial life
what I did not like about this book is just I'm more like of visual person so may be if some information was in bullets or numerized it would have made it easier for me to stay concentrated and focused with clearer vision. so my rating is 4 out of 5 other than that I think it perfect and it's an incredible addition to every person who lives in US
I highly recommend it for people who didn't choose their carers yet and looking for a guide, to people from 30 years and above to the age of retirement, and every one who had concerns about his medical situation and wanna have option to secure his future an his family as well. I also recommend it to everyone who interested in finance and insurance