Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth

by Cindy Zuniga-Sanchez

Transform your financial situation with easy-to-follow advice from a first-generation professional

In Overcoming Debt, Achieving Financial 8 Pillars to Build Wealth, lawyer, business owner, and first-generation professional Cindy Zuniga-Sanchez delivers a practical and actionable blueprint for financial independence. Full of easy-to-apply advice for young adults, students, and early-career professionals, the book is a holistic guide to responsibly managing money and debt while building your nest egg.

In the book, you’ll explore how to be a responsible consumer, how to budget, save, invest, pay off debt, build credit, and increase your income. You’ll also understand much of what school didn’t teach you about student loans. The author

Strategies to create a realistic and actionable debt repayment plan that will save you money and time Strategies for maximizing your income by negotiating your salary and finding profitable “side hustles” Techniques for straightforward forms of investing that responsibly balance risk and reward The money strategies that she put into place and resources that she used to go from having six-figures of debt to a multiple six-figure net worthAn essential money resource for students, professionals, entrepreneurs, young families, and anyone else hoping to reduce their financial stress and improve their lives, Overcoming Debt, Achieving Financial Freedom is the simple and powerful money guide you’ve been waiting for.

Genres: Personal Finance, Finance

253 pages, Kindle Edition

Published November 7, 2022

Reviews

[Chris Sanzone · Rating 5 out of 5]

Having explored numerous books about personal finance, I found this one to be the most comprehensive in its coverage of the topic. While it didn't introduce me to groundbreaking concepts, its depth of information is truly impressive. If you're new to the subject of personal finance, I wholeheartedly recommend this book as an invaluable starting point.

[Stephany · Rating 5 out of 5]

Very insightful and highly recommended book from a young Latina from the Bronx. If you’re looking to start your own business or get your finances in order, this is made for you.

[Christine · Rating 5 out of 5]

This is a great beginners book, covering topics from budgeting, emergency savings and investing. I really appreciate her talking about her struggles to financial success from her humble beginning. I read and listen to other financial advisers and they were really dismissive of an expensive education. Cynthia in the other hand was familiar with taking out massive loans. For some people an education is the right investment.

[Paul Taylor · Rating 2 out of 5]

Great starter Financial book. Includes everything you need and practical tools.

[Joslyn Knight · Rating 5 out of 5]

I loved the structure of this book! It is truly a guide to build wealth filled with relatable tidbits from my favorite finfluencers. I bought a copy for my brother that teaches a Financial Education course to high school students because it is filled with gems that students need to know prior to signing up for student loans.

[Ayman · Rating 4 out of 5]

The author leads by example. She writes this book with her greater community in mind and is supported by likeminded experts. While sharing her own financial journey, she also addresses immigrant finances and she does so with care (clutter, unpaid work, wealth gaps, identity fraud, elder care, entrepreneurship, and more). Overall an insightful book that can help many of a similar background.

[Leah · Rating 4 out of 5]

All finance books are pretty much the same but I like reading one every once in a while, and this is a good one!