Enjoy 178 informative and entertaining articles written by Steve Golia, a 40+ year surety professional. Underwriting and production strategies are explained in great detail, including working capital analysis, WOH calculations, single and aggregate determinations and detailed analysis of WIP schedules. in GeneralAccount ManagementBid BondsPerformance and Payment BondsSite and Subdivision BondsContractsFinancial StatementsUnderwriting