This is the last book in "The Ribbons of Steel" series.
In the earlier books, Carolina Adams lived in Oakbridge, her family's plantation. James Baldwin had been hired as her tutor and eventually became engaged to her sister, Virginia, but his love for Carolina caused him to break the engagement & take a job with the Baltimore & Ohio railroad. Years later he he found that she had married Blake St John & was suspicious that his father, Leland Baldwin, was a swindler. Blake was killed, and Carolina traveled to Oakbridge, meeting James on the train. Not long after they married.
This story starts out with a visit to James Baldwin by his father, Leland, at the St. John house. Leland felt that since he had stopped swindling people he didn't need to reimburse those he had swindled. James was watching for Carolina to arrive home. His mother, Edith, had passed away a few weeks ago. She had inherited her family plantation, but Leland couldn't manage it properly & they had sold it. James was concerned that his father could go to prison for his swindling, but his father felt the situation was Carolina's fault since she had brought it to James' attention. When Leland became unable to breath James had Mrs. Graves send for the doctor.
James & Carolina were together when the doctor came to tell them that his father had had a heart attack. The doctor didn't think he would recover, but might linger for a few months if he had a will to live. The doctor had told his patient that he only had a short time to live. Carolina noted that James tended to blame himself for his father's bad choices, and James felt that he hadn't listened to his father enough to realize how badly off things were. James hadn't cause these things to happen, but James insisted on blaming himself. His father was dying & he would have to stay with them. James couldn't understand Carolina's cruelty & left the house.
Carolina was ashamed that she insinuated that her father-in-law deserved his affliction. She was very angry with him for what he had done & didn't want to spend her time caring for him. Mrs. Graves gave Carolina the advice she expected she would have gotten from her own mother if she hadn't been confined to a mental institution. Mrs. Graves offered to sit with him while Carolina thought things out.