Get your spending under control and create a budget that will get you on the road to financial freedom. In an age of information overload, many simply don't have the time, knowledge or organizational skills to create a simple, functional system for managing personal finances.
Now in its fourth edition, The Budget The Common Cents Money Management Workbook is a best-selling classic that has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. Even if you are using a financial software program, you will find the concepts in The Budget Kit to be essential to your understanding of budgeting.
In the completely revised and updated fourth edition, Lawrence tackles the unique challenges faced in the digital society in which we live. The increased use of debit cards, automatic withdrawals, direct paycheck deposits and online bill payment systems have distanced us from our money like never before. Lawrence guides you through the electronic shift to a cashless society, and keeps you connected to your money. This new and updated edition also comes with information and relatonship with a budgeting online service to help you achieve your financial goals.
As a financial counselor I find this book valuable, especially right now in our rocky financial situation as a nation and as individuals. It's a workbook so you will find pages to work out your money situation and how to improve your spending habits so you can begin to grow some back-up money. It become easy to protect your money from your own spending hands and you can become avid about it.
Not to bad. Tons of great templates to use, but you have to spend an extra $15 to download the Excel templates. I already made similar templates for my financial plans, but these will complement nicely.